Cheapest Car Insurance Quotes in Riverview

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Riverview Car Insurance

^$ 60

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Riverview

The car insurance rate in Riverview is $2057 for a six-month policy, which is $854 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $843, making it a popular choice for budget-conscious drivers. Rates in Riverview can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Riverview

$2057

Avg. Car Insurance in Michigan

$1203

National Average

$1140

Cheapest Car Insurance Companies in Riverview

1st place: Travelers

At $843 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $1057 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Encompass

Encompass offers auto insurance rates at $1168 for six months, making it the third cheapest auto insurance company in Riverview.

Riverview Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Riverview, MI is Travelers, offering policies at just $843 for a six-month term. This is followed by USAA, which has an average six-month premium of $1057.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $1392 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Riverview drivers find the best deals.

Cheap Car Insurance Companies in Riverview, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$843	$142
USAA	$1057	$178
Encompass	$1168	$195
Auto-Owners Insurance Co	$1199	$203
Chubb	$1260	$210
Auto-Owners	$1412	$238
AAA	$1442	$243
Farm Bureau Ins of MI	$1483	$251
Pioneer State Mutual Ins Co	$1614	$268
Progressive	$1614	$272
Westfield	$2011	$339
Farm Bureau	$2266	$385
State Farm	$2885	$486
Allstate	$3078	$523
Bristol West	$4012	$669
Farmers	$6236	$1060
Hastings Mutual	$1392	$233

Key Takeaways

Way's key takeaways about car insurance in Riverview

The auto insurance costs in Riverview fall around $843 for six months.
The cheapest auto insurance company in Riverview is Travelers.
Teen drivers pay the highest rate in Riverview at $1652 per month.

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Cheapest Minimum Liability Car Insurance in Riverview

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Riverview are given below.

Travelers provides the cheapest minimum car insurance coverage in Riverview. Their Average 6 Month Premium is $356. Hastings Mutual is the most expensive at $609 for the same period.

Cheapest Liability Coverage in Riverview, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$356	$60
Westfield	$376	$63
USAA	$477	$80
Encompass	$487	$82
Chubb	$518	$86
Auto-Owners Insurance Co	$559	$96
Auto-Owners	$660	$111
Farm Bureau Ins of MI	$722	$123
Progressive	$742	$125
AAA	$884	$150
Farm Bureau	$1117	$186
Allstate	$1310	$222
Bristol West	$1676	$279
State Farm	$1797	$303
Farmers	$3240	$540
Hastings Mutual	$609	$101

Cheapest Full Coverage Car Insurance in Riverview

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Riverview is Travelers at $142 per month and $843 for six months.

Cheapest Full Coverage Car Insurance Quotes in Riverview, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$843	$142
USAA	$1057	$178
Encompass	$1168	$195
Auto-Owners Insurance Co	$1199	$203
Chubb	$1260	$210
Auto-Owners	$1412	$238
AAA	$1442	$243
Farm Bureau Ins of MI	$1483	$251
Pioneer State Mutual Ins Co	$1614	$268
Progressive	$1614	$272
Westfield	$2011	$339
Farm Bureau	$2266	$385
State Farm	$2885	$486
Allstate	$3078	$523
Bristol West	$4012	$669
Farmers	$6236	$1060
Hastings Mutual	$1392	$233

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Average Car Insurance in Riverview by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Riverview, MI increasing?

Despite maintaining a clean driving record, your car insurance rates in Riverview, Michigan, may be increasing due to several external factors. Michigan has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Riverview's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Riverview

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Chubb	$477
30s	USAA	$363
40s	USAA	$347
50s	USAA	$333
60s	Chubb	$304
70s	Chubb	$333

Cheapest Car Insurance Rates for Teen Drivers in Riverview,MI

If you are planning to get a car insurance policy for your teenage dependent, Travelers provides the cheapest car insurance in the Riverview at $70 per month. At $9913 for a six-month premium, Bristol West offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$417	$70
Westfield	$446	$75
Encompass	$487	$82
Chubb	$580	$99
Auto-Owners Insurance Co	$609	$101
Grange	$792	$135
USAA	$1606	$270
Auto-Owners	$1920	$323
AAA	$2560	$431
Farm Bureau	$3687	$628
Progressive	$3952	$665
Allstate	$6664	$1134
State Farm	$6837	$1139
Farmers	$28603	$4863
Bristol West	$9913	$1652

Teen Car Insurance Rates in MI by Age

Way Tip

If you are in your twenties Chubb is the best choice for car insurance in Riverview.

As young drivers face the highest rates in Riverview, Chubb offers the cheapest auto insurance rates at $477 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Riverview, Travelers is the cheapest car insurance provider. At $681 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Riverview is Farm Bureau Ins of MI, offering rates of around $2153 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$681	$116
Encompass	$701	$116
Progressive	$985	$168
Westfield	$1036	$173
Auto-Owners Insurance Co	$1098	$186
Pioneer State Mutual Ins Co	$1341	$224
Grange	$1696	$289
Farm Bureau Ins of MI	$2153	$359

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Save up to $971/yr on car insurance rates in Riverview.

Car Insurance Rates with An Accident in Riverview

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Riverview, MI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Riverview

The cheapest car insurance companies after an at-fault accident in Riverview include Chubb and Westfield, offering $518 and $549, respectively. Pioneer State is an expensive provider with an average six-month premium of $812.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$518	$89
Westfield	$549	$91
Auto-Owners Insurance Co	$640	$109
Encompass	$722	$120
Farm Bureau Ins of MI	$853	$145
Pioneer State Mutual Ins Co	$944	$157
Travelers	$1005	$169
USAA	$1260	$212
Progressive	$1392	$234
Auto-Owners	$1554	$262
AAA	$1990	$335
Farm Bureau	$2774	$462
State Farm	$3158	$537
Allstate	$4906	$817
Farmers	$8765	$1491
Pioneer State	$812	$135

Riverview Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Riverview MI. For example, the car insurance in Riverview after a DUI increases to $4104 for a six month policy. While the rate increases by $2235 for a six-month policy in the case of a speeding ticket.

Riverview auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2235	$373
Failure to wear a seat belt	$2651	$451
Cell phone violation	$2813	$469
Texting while driving	$2813	$479
Illegal turn	$2823	$470
Wrong way/wrong lane	$2823	$481
Speeding in school zone	$2864	$477
Driving with expired registration	$2885	$491
Failure to stop at a red light	$2916	$486
Improper passing	$2916	$496
Speeding 16 - 20 MPH over limit	$3240	$540
Open container	$3818	$650
Driving with a suspended license	$4277	$713
Racing	$5515	$937
Reckless driving	$5994	$999
Leaving scene of an accident/hit and run	$6146	$1045
DUI	$6339	$1057

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Riverview after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Riverview.

The cheapest car insurance premiums in Riverview are offered by Chubb at $518 for a six-month policy. However, it can be as expensive as $16007 with companies like Allstate.

Riverview car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$518	$86
Auto-Owners Insurance Co	$1371	$233
Grange	$1382	$231
Progressive	$1472	$248
Pioneer State Mutual Ins Co	$1666	$277
USAA	$1797	$303
Travelers	$2042	$340
Auto-Owners	$3088	$520
Westfield	$3362	$566
AAA	$3473	$585
Bristol West	$4754	$792
Farmers	$4875	$821
Farm Bureau	$5770	$961
State Farm	$7262	$1223
Allstate	$16007	$2668

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Riverview are offered by Westfield at $446. However, it can be as expensive as $20204 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Riverview after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$446	$75
Chubb	$518	$86
Encompass	$549	$94
Travelers	$670	$111
Auto-Owners Insurance Co	$711	$121
Farm Bureau Ins of MI	$1016	$169
USAA	$1057	$180
Grange	$1077	$180
Auto-Owners	$1483	$251
Progressive	$2173	$366
AAA	$2204	$374
Farm Bureau	$2214	$369
Allstate	$4012	$682
State Farm	$6734	$1122
Farmers	$20204	$3435

Car Insurance Price Trends in Riverview, Michigan

Car insurance rates in Riverview have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Riverview dipped by $458 in December compared to $470 of November. In other words, there has been an decrease by $12 when you compare December and November.

The average cost of liability insurance in the Riverview rose to $152 in December, compared to $140 in November. This represents an increase of $12 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Riverview?

The car insurance in Riverview is $60 per month, which is lower than the national average.

What is the cheapest car insurance in Riverview?

The cheapest car insurance in Riverview is $142 per month for full coverage.

How much is car insurance in Riverview for teenagers?

Car insurance for teenagers costs $417 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Riverview?

The average cost of car insurance is $1203 for a six-month policy. It will cost around $345 per month to insure your car in Riverview.

Is car insurance expensive in Riverview?

Car insurance can be expensive in Riverview if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Riverview can be affordable.

Cheapest Car Insurance Quotes in Riverview

Why you can trust Way?

How Much Is Car Insurance in Riverview

Avg. Car Insurance in Riverview

Avg. Car Insurance in Michigan

National Average

Cheapest Car Insurance Companies in Riverview

1st place: Travelers

2nd place: USAA

3rd place: Encompass

Riverview Car Insurance Rates by Company

Cheap Car Insurance Companies in Riverview, MI

Way's key takeaways about car insurance in Riverview

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Riverview

Cheapest Liability Coverage in Riverview, MI

Cheapest Full Coverage Car Insurance in Riverview

Cheapest Full Coverage Car Insurance Quotes in Riverview, MI

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Riverview by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Riverview, MI increasing?

Car Insurance Premiums by Age in Riverview

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Riverview,MI

If you are in your twenties Chubb is the best choice for car insurance in Riverview.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Riverview

Cheapest Car Insurance Companies after an At-Fault Accident in Riverview

Riverview Car Insurance Rates by Violation

Riverview auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Riverview after a DUI

Riverview car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Riverview after Speeding ticket

Car Insurance Price Trends in Riverview, Michigan

Average Car Insurance Cost in Riverview by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Riverview, MI

Car Insurance Rates by State in the USA (2025 Update)

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