Cheapest Car Insurance Quotes in Brownlee Park

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Brownlee Park Car Insurance

^$ 33

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Brownlee Park

The car insurance rate in Brownlee Park is $1119 for a six-month policy, which is $84 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $458, making it a popular choice for budget-conscious drivers. Rates in Brownlee Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Brownlee Park

$1119

Avg. Car Insurance in Michigan

$1203

National Average

$1140

Cheapest Car Insurance Companies in Brownlee Park

1st place: Travelers

At $458 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $575 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Encompass

Encompass offers auto insurance rates at $635 for six months, making it the third cheapest auto insurance company in Brownlee Park.

Brownlee Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Brownlee Park, MI is Travelers, offering policies at just $458 for a six-month term. This is followed by USAA, which has an average six-month premium of $575.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $757 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Brownlee Park drivers find the best deals.

Cheap Car Insurance Companies in Brownlee Park, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$458	$77
USAA	$575	$97
Encompass	$635	$106
Auto-Owners Insurance Co	$652	$111
Chubb	$685	$114
Auto-Owners	$768	$129
AAA	$784	$132
Farm Bureau Ins of MI	$806	$137
Pioneer State Mutual Ins Co	$878	$146
Progressive	$878	$148
Westfield	$1094	$184
Farm Bureau	$1232	$209
State Farm	$1569	$264
Allstate	$1674	$285
Bristol West	$2182	$364
Farmers	$3392	$577
Hastings Mutual	$757	$126

Key Takeaways

Way's key takeaways about car insurance in Brownlee Park

The auto insurance costs in Brownlee Park fall around $458 for six months.
The cheapest auto insurance company in Brownlee Park is Travelers.
Teen drivers pay the highest rate in Brownlee Park at $898 per month.

High Rates Shouldn’t Drive You Out of Pocket.

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Cheapest Minimum Liability Car Insurance in Brownlee Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Brownlee Park are given below.

Travelers provides the cheapest minimum car insurance coverage in Brownlee Park. Their Average 6 Month Premium is $193. Hastings Mutual is the most expensive at $331 for the same period.

Cheapest Liability Coverage in Brownlee Park, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$193	$33
Westfield	$205	$34
USAA	$259	$44
Encompass	$265	$45
Chubb	$282	$47
Auto-Owners Insurance Co	$304	$52
Auto-Owners	$359	$60
Farm Bureau Ins of MI	$392	$67
Progressive	$404	$68
AAA	$481	$82
Farm Bureau	$607	$101
Allstate	$712	$121
Bristol West	$911	$152
State Farm	$977	$165
Farmers	$1762	$294
Hastings Mutual	$331	$55

Cheapest Full Coverage Car Insurance in Brownlee Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Brownlee Park is Travelers at $77 per month and $458 for six months.

Cheapest Full Coverage Car Insurance Quotes in Brownlee Park, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$458	$77
USAA	$575	$97
Encompass	$635	$106
Auto-Owners Insurance Co	$652	$111
Chubb	$685	$114
Auto-Owners	$768	$129
AAA	$784	$132
Farm Bureau Ins of MI	$806	$137
Pioneer State Mutual Ins Co	$878	$146
Progressive	$878	$148
Westfield	$1094	$184
Farm Bureau	$1232	$209
State Farm	$1569	$264
Allstate	$1674	$285
Bristol West	$2182	$364
Farmers	$3392	$577
Hastings Mutual	$757	$126

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Average Car Insurance in Brownlee Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Brownlee Park, MI increasing?

Despite maintaining a clean driving record, your car insurance rates in Brownlee Park, Michigan, may be increasing due to several external factors. Michigan has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Brownlee Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Brownlee Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Chubb	$259
30s	USAA	$197
40s	USAA	$189
50s	USAA	$181
60s	Chubb	$166
70s	Chubb	$181

Cheapest Car Insurance Rates for Teen Drivers in Brownlee Park,MI

If you are planning to get a car insurance policy for your teenage dependent, Travelers provides the cheapest car insurance in the Brownlee Park at $38 per month. At $5391 for a six-month premium, Bristol West offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$227	$38
Westfield	$243	$41
Encompass	$265	$45
Chubb	$315	$54
Auto-Owners Insurance Co	$331	$55
Grange	$431	$73
USAA	$873	$147
Auto-Owners	$1044	$176
AAA	$1392	$234
Farm Bureau	$2005	$341
Progressive	$2149	$362
Allstate	$3624	$617
State Farm	$3718	$619
Farmers	$15556	$2645
Bristol West	$5391	$898

Teen Car Insurance Rates in MI by Age

Way Tip

If you are in your twenties Chubb is the best choice for car insurance in Brownlee Park.

As young drivers face the highest rates in Brownlee Park, Chubb offers the cheapest auto insurance rates at $259 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Brownlee Park, Travelers is the cheapest car insurance provider. At $370 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Brownlee Park is Farm Bureau Ins of MI, offering rates of around $1171 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$370	$63
Encompass	$381	$63
Progressive	$536	$91
Westfield	$564	$94
Auto-Owners Insurance Co	$597	$101
Pioneer State Mutual Ins Co	$729	$122
Grange	$923	$157
Farm Bureau Ins of MI	$1171	$195

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Brownlee Park.

Car Insurance Rates with An Accident in Brownlee Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Brownlee Park, MI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Brownlee Park

The cheapest car insurance companies after an at-fault accident in Brownlee Park include Chubb and Westfield, offering $282 and $299, respectively. Pioneer State is an expensive provider with an average six-month premium of $442.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$282	$48
Westfield	$299	$49
Auto-Owners Insurance Co	$348	$60
Encompass	$392	$65
Farm Bureau Ins of MI	$464	$79
Pioneer State Mutual Ins Co	$513	$86
Travelers	$547	$92
USAA	$685	$115
Progressive	$757	$127
Auto-Owners	$845	$142
AAA	$1083	$182
Farm Bureau	$1508	$251
State Farm	$1718	$292
Allstate	$2668	$445
Farmers	$4767	$811
Pioneer State	$442	$73

Brownlee Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Brownlee Park MI. For example, the car insurance in Brownlee Park after a DUI increases to $2232 for a six month policy. While the rate increases by $1216 for a six-month policy in the case of a speeding ticket.

Brownlee Park auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1216	$203
Failure to wear a seat belt	$1442	$246
Cell phone violation	$1530	$255
Texting while driving	$1530	$260
Illegal turn	$1535	$256
Wrong way/wrong lane	$1535	$261
Speeding in school zone	$1558	$259
Driving with expired registration	$1569	$267
Failure to stop at a red light	$1586	$264
Improper passing	$1586	$270
Speeding 16 - 20 MPH over limit	$1762	$294
Open container	$2077	$353
Driving with a suspended license	$2326	$388
Racing	$2999	$510
Reckless driving	$3260	$543
Leaving scene of an accident/hit and run	$3342	$568
DUI	$3448	$575

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Brownlee Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Brownlee Park.

The cheapest car insurance premiums in Brownlee Park are offered by Chubb at $282 for a six-month policy. However, it can be as expensive as $8706 with companies like Allstate.

Brownlee Park car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$282	$47
Auto-Owners Insurance Co	$746	$126
Grange	$751	$126
Progressive	$801	$135
Pioneer State Mutual Ins Co	$906	$151
USAA	$977	$165
Travelers	$1110	$185
Auto-Owners	$1680	$283
Westfield	$1828	$308
AAA	$1889	$318
Bristol West	$2585	$431
Farmers	$2651	$446
Farm Bureau	$3138	$523
State Farm	$3950	$665
Allstate	$8706	$1451

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Brownlee Park are offered by Westfield at $243. However, it can be as expensive as $10988 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Brownlee Park after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$243	$41
Chubb	$282	$47
Encompass	$299	$51
Travelers	$365	$60
Auto-Owners Insurance Co	$387	$66
Farm Bureau Ins of MI	$552	$92
USAA	$575	$98
Grange	$586	$98
Auto-Owners	$806	$137
Progressive	$1182	$199
AAA	$1199	$204
Farm Bureau	$1204	$201
Allstate	$2182	$371
State Farm	$3662	$610
Farmers	$10988	$1868

Car Insurance Price Trends in Brownlee Park, Michigan

Car insurance rates in Brownlee Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Brownlee Park dipped by $249 in December compared to $256 of November. In other words, there has been an decrease by $7 when you compare December and November.

The average cost of liability insurance in the Brownlee Park rose to $83 in December, compared to $76 in November. This represents an increase of $7 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Brownlee Park?

The car insurance in Brownlee Park is $33 per month, which is lower than the national average.

What is the cheapest car insurance in Brownlee Park?

The cheapest car insurance in Brownlee Park is $77 per month for full coverage.

How much is car insurance in Brownlee Park for teenagers?

Car insurance for teenagers costs $227 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Brownlee Park?

The average cost of car insurance is $1203 for a six-month policy. It will cost around $188 per month to insure your car in Brownlee Park.

Is car insurance expensive in Brownlee Park?

Car insurance can be expensive in Brownlee Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Brownlee Park can be affordable.

Cheapest Car Insurance Quotes in Brownlee Park

Why you can trust Way?

How Much Is Car Insurance in Brownlee Park

Avg. Car Insurance in Brownlee Park

Avg. Car Insurance in Michigan

National Average

Cheapest Car Insurance Companies in Brownlee Park

1st place: Travelers

2nd place: USAA

3rd place: Encompass

Brownlee Park Car Insurance Rates by Company

Cheap Car Insurance Companies in Brownlee Park, MI

Way's key takeaways about car insurance in Brownlee Park

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Brownlee Park

Cheapest Liability Coverage in Brownlee Park, MI

Cheapest Full Coverage Car Insurance in Brownlee Park

Cheapest Full Coverage Car Insurance Quotes in Brownlee Park, MI

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Brownlee Park by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Brownlee Park, MI increasing?

Car Insurance Premiums by Age in Brownlee Park

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Brownlee Park,MI

If you are in your twenties Chubb is the best choice for car insurance in Brownlee Park.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Brownlee Park

Cheapest Car Insurance Companies after an At-Fault Accident in Brownlee Park

Brownlee Park Car Insurance Rates by Violation

Brownlee Park auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Brownlee Park after a DUI

Brownlee Park car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Brownlee Park after Speeding ticket

Car Insurance Price Trends in Brownlee Park, Michigan

Average Car Insurance Cost in Brownlee Park by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Brownlee Park, MI

Car Insurance Rates by State in the USA (2025 Update)

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