Cheapest Car Insurance Quotes in Lake Angelus

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Lake Angelus Car Insurance

^$ 40

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Lake Angelus

The car insurance rate in Lake Angelus is $1371 for a six-month policy, which is $168 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $562, making it a popular choice for budget-conscious drivers. Rates in Lake Angelus can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Lake Angelus

$1371

Avg. Car Insurance in Michigan

$1203

National Average

$1140

Cheapest Car Insurance Companies in Lake Angelus

1st place: Travelers

At $562 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $705 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Encompass

Encompass offers auto insurance rates at $779 for six months, making it the third cheapest auto insurance company in Lake Angelus.

Lake Angelus Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Lake Angelus, MI is Travelers, offering policies at just $562 for a six-month term. This is followed by USAA, which has an average six-month premium of $705.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $928 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Lake Angelus drivers find the best deals.

Cheap Car Insurance Companies in Lake Angelus, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$562	$95
USAA	$705	$119
Encompass	$779	$130
Auto-Owners Insurance Co	$799	$136
Chubb	$840	$140
Auto-Owners	$942	$158
AAA	$961	$162
Farm Bureau Ins of MI	$988	$168
Pioneer State Mutual Ins Co	$1076	$179
Progressive	$1076	$181
Westfield	$1341	$226
Farm Bureau	$1510	$257
State Farm	$1923	$324
Allstate	$2052	$349
Bristol West	$2674	$446
Farmers	$4158	$707
Hastings Mutual	$928	$155

Key Takeaways

Way's key takeaways about car insurance in Lake Angelus

The auto insurance costs in Lake Angelus fall around $562 for six months.
The cheapest auto insurance company in Lake Angelus is Travelers.
Teen drivers pay the highest rate in Lake Angelus at $1101 per month.

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Cheapest Minimum Liability Car Insurance in Lake Angelus

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Lake Angelus are given below.

Travelers provides the cheapest minimum car insurance coverage in Lake Angelus. Their Average 6 Month Premium is $237. Hastings Mutual is the most expensive at $406 for the same period.

Cheapest Liability Coverage in Lake Angelus, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$237	$40
Westfield	$251	$42
USAA	$318	$54
Encompass	$325	$55
Chubb	$345	$57
Auto-Owners Insurance Co	$373	$64
Auto-Owners	$440	$74
Farm Bureau Ins of MI	$481	$82
Progressive	$495	$83
AAA	$589	$100
Farm Bureau	$744	$124
Allstate	$873	$148
Bristol West	$1117	$186
State Farm	$1198	$202
Farmers	$2160	$360
Hastings Mutual	$406	$67

Cheapest Full Coverage Car Insurance in Lake Angelus

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Lake Angelus is Travelers at $95 per month and $562 for six months.

Cheapest Full Coverage Car Insurance Quotes in Lake Angelus, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$562	$95
USAA	$705	$119
Encompass	$779	$130
Auto-Owners Insurance Co	$799	$136
Chubb	$840	$140
Auto-Owners	$942	$158
AAA	$961	$162
Farm Bureau Ins of MI	$988	$168
Pioneer State Mutual Ins Co	$1076	$179
Progressive	$1076	$181
Westfield	$1341	$226
Farm Bureau	$1510	$257
State Farm	$1923	$324
Allstate	$2052	$349
Bristol West	$2674	$446
Farmers	$4158	$707
Hastings Mutual	$928	$155

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Average Car Insurance in Lake Angelus by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Lake Angelus, MI increasing?

Despite maintaining a clean driving record, your car insurance rates in Lake Angelus, Michigan, may be increasing due to several external factors. Michigan has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Lake Angelus's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Lake Angelus

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Chubb	$318
30s	USAA	$242
40s	USAA	$231
50s	USAA	$222
60s	Chubb	$203
70s	Chubb	$222

Cheapest Car Insurance Rates for Teen Drivers in Lake Angelus,MI

If you are planning to get a car insurance policy for your teenage dependent, Travelers provides the cheapest car insurance in the Lake Angelus at $47 per month. At $6609 for a six-month premium, Bristol West offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$278	$47
Westfield	$298	$50
Encompass	$325	$55
Chubb	$386	$66
Auto-Owners Insurance Co	$406	$67
Grange	$528	$90
USAA	$1070	$180
Auto-Owners	$1280	$215
AAA	$1707	$287
Farm Bureau	$2458	$418
Progressive	$2635	$443
Allstate	$4443	$756
State Farm	$4558	$759
Farmers	$19069	$3242
Bristol West	$6609	$1101

Teen Car Insurance Rates in MI by Age

Way Tip

If you are in your twenties Chubb is the best choice for car insurance in Lake Angelus.

As young drivers face the highest rates in Lake Angelus, Chubb offers the cheapest auto insurance rates at $318 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Lake Angelus, Travelers is the cheapest car insurance provider. At $454 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Lake Angelus is Farm Bureau Ins of MI, offering rates of around $1435 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$454	$78
Encompass	$467	$78
Progressive	$657	$112
Westfield	$691	$115
Auto-Owners Insurance Co	$732	$124
Pioneer State Mutual Ins Co	$894	$149
Grange	$1131	$193
Farm Bureau Ins of MI	$1435	$239

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Lake Angelus.

Car Insurance Rates with An Accident in Lake Angelus

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Lake Angelus, MI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Lake Angelus

The cheapest car insurance companies after an at-fault accident in Lake Angelus include Chubb and Westfield, offering $345 and $366, respectively. Pioneer State is an expensive provider with an average six-month premium of $542.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$345	$59
Westfield	$366	$60
Auto-Owners Insurance Co	$426	$73
Encompass	$481	$80
Farm Bureau Ins of MI	$569	$97
Pioneer State Mutual Ins Co	$629	$105
Travelers	$670	$113
USAA	$840	$141
Progressive	$928	$156
Auto-Owners	$1036	$174
AAA	$1327	$223
Farm Bureau	$1849	$308
State Farm	$2106	$358
Allstate	$3271	$545
Farmers	$5844	$994
Pioneer State	$542	$90

Lake Angelus Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Lake Angelus MI. For example, the car insurance in Lake Angelus after a DUI increases to $2736 for a six month policy. While the rate increases by $1490 for a six-month policy in the case of a speeding ticket.

Lake Angelus auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1490	$249
Failure to wear a seat belt	$1767	$301
Cell phone violation	$1875	$312
Texting while driving	$1875	$319
Illegal turn	$1882	$314
Wrong way/wrong lane	$1882	$320
Speeding in school zone	$1909	$318
Driving with expired registration	$1923	$327
Failure to stop at a red light	$1944	$324
Improper passing	$1944	$331
Speeding 16 - 20 MPH over limit	$2160	$360
Open container	$2546	$433
Driving with a suspended license	$2851	$475
Racing	$3676	$625
Reckless driving	$3996	$666
Leaving scene of an accident/hit and run	$4097	$697
DUI	$4226	$705

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Lake Angelus after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Lake Angelus.

The cheapest car insurance premiums in Lake Angelus are offered by Chubb at $345 for a six-month policy. However, it can be as expensive as $10672 with companies like Allstate.

Lake Angelus car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$345	$57
Auto-Owners Insurance Co	$914	$155
Grange	$921	$154
Progressive	$982	$165
Pioneer State Mutual Ins Co	$1110	$185
USAA	$1198	$202
Travelers	$1361	$227
Auto-Owners	$2059	$347
Westfield	$2241	$377
AAA	$2315	$390
Bristol West	$3169	$528
Farmers	$3250	$547
Farm Bureau	$3846	$641
State Farm	$4842	$815
Allstate	$10672	$1778

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Lake Angelus are offered by Westfield at $298. However, it can be as expensive as $13469 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Lake Angelus after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$298	$50
Chubb	$345	$57
Encompass	$366	$63
Travelers	$447	$74
Auto-Owners Insurance Co	$474	$81
Farm Bureau Ins of MI	$677	$113
USAA	$705	$120
Grange	$718	$120
Auto-Owners	$988	$168
Progressive	$1449	$244
AAA	$1469	$250
Farm Bureau	$1476	$246
Allstate	$2674	$455
State Farm	$4489	$748
Farmers	$13469	$2290

Car Insurance Price Trends in Lake Angelus, Michigan

Car insurance rates in Lake Angelus have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Lake Angelus dipped by $306 in December compared to $314 of November. In other words, there has been an decrease by $8 when you compare December and November.

The average cost of liability insurance in the Lake Angelus rose to $101 in December, compared to $93 in November. This represents an increase of $8 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Lake Angelus?

The car insurance in Lake Angelus is $40 per month, which is lower than the national average.

What is the cheapest car insurance in Lake Angelus?

The cheapest car insurance in Lake Angelus is $95 per month for full coverage.

How much is car insurance in Lake Angelus for teenagers?

Car insurance for teenagers costs $278 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Lake Angelus?

The average cost of car insurance is $1203 for a six-month policy. It will cost around $230 per month to insure your car in Lake Angelus.

Is car insurance expensive in Lake Angelus?

Car insurance can be expensive in Lake Angelus if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Lake Angelus can be affordable.

Cheapest Car Insurance Quotes in Lake Angelus

Why you can trust Way?

How Much Is Car Insurance in Lake Angelus

Avg. Car Insurance in Lake Angelus

Avg. Car Insurance in Michigan

National Average

Cheapest Car Insurance Companies in Lake Angelus

1st place: Travelers

2nd place: USAA

3rd place: Encompass

Lake Angelus Car Insurance Rates by Company

Cheap Car Insurance Companies in Lake Angelus, MI

Way's key takeaways about car insurance in Lake Angelus

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Lake Angelus

Cheapest Liability Coverage in Lake Angelus, MI

Cheapest Full Coverage Car Insurance in Lake Angelus

Cheapest Full Coverage Car Insurance Quotes in Lake Angelus, MI

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Lake Angelus by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Lake Angelus, MI increasing?

Car Insurance Premiums by Age in Lake Angelus

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Lake Angelus,MI

If you are in your twenties Chubb is the best choice for car insurance in Lake Angelus.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Lake Angelus

Cheapest Car Insurance Companies after an At-Fault Accident in Lake Angelus

Lake Angelus Car Insurance Rates by Violation

Lake Angelus auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Lake Angelus after a DUI

Lake Angelus car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Lake Angelus after Speeding ticket

Car Insurance Price Trends in Lake Angelus, Michigan

Average Car Insurance Cost in Lake Angelus by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Lake Angelus, MI

Car Insurance Rates by State in the USA (2025 Update)

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