Cheapest Car Insurance Quotes in Hazel Park

Finding the cheapest car insurance quotes in Hazel Park shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

Hazel Park Car Insurance

^$ 57

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Hazel Park

The car insurance rate in Hazel Park is $2145 for a six-month policy, which is $821 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $799, making it a popular choice for budget-conscious drivers. Rates in Hazel Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Hazel Park

$2145

Avg. Car Insurance in Michigan

$1324

National Average

$1278

Cheapest Car Insurance Companies in Hazel Park

1st place: Travelers

At $799 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $1021 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Encompass

Encompass offers auto insurance rates at $1106 for six months, making it the third cheapest auto insurance company in Hazel Park.

Hazel Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Hazel Park, MI is Travelers, offering policies at just $799 for a six-month term. This is followed by USAA, which has an average six-month premium of $1021.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $1319 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Hazel Park drivers find the best deals.

Cheap Car Insurance Companies in Hazel Park, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$799	$134
USAA	$1021	$172
Encompass	$1106	$188
Auto-Owners Insurance Co	$1136	$190
Chubb	$1194	$203
Farm Bureau Ins of MI	$1405	$235
Auto-Owners	$1473	$248
AAA	$1482	$249
Pioneer State Mutual Ins Co	$1529	$261
Progressive	$1568	$264
Westfield	$1905	$321
Farm Bureau	$2723	$454
Pioneer State Mutual	$2965	$504
State Farm	$3165	$533
Frankenmuth	$3368	$573
Bristol West	$3801	$633
Allstate	$2916	$496
Farmers	$5908	$1004
Hastings Mutual	$1319	$220

Key Takeaways

Way's key takeaways about car insurance in Hazel Park

The auto insurance costs in Hazel Park fall around $799 for six months.
The cheapest auto insurance company in Hazel Park is Travelers.
Teen drivers pay the highest rate in Hazel Park at $1565 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Hazel Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Hazel Park are given below.

Travelers provides the cheapest minimum car insurance coverage in Hazel Park. Their Average 6 Month Premium is $337. Farmers is the most expensive at $3070 for the same period.

Cheapest Liability Coverage in Hazel Park, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$337	$57
Westfield	$356	$60
USAA	$423	$71
Encompass	$462	$78
Chubb	$491	$84
Auto-Owners Insurance Co	$530	$87
Auto-Owners	$586	$99
Progressive	$664	$112
AAA	$674	$115
Farm Bureau Ins of MI	$684	$113
Farm Bureau	$857	$146
Pioneer State Mutual	$867	$144
Frankenmuth	$1021	$173
State Farm	$1578	$266
Bristol West	$1588	$271
Allstate	$1241	$211
Farmers	$3070	$512

Cheapest Full Coverage Car Insurance in Hazel Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Hazel Park is Travelers at $134 per month and $799 for six months.

Cheapest Full Coverage Car Insurance Quotes in Hazel Park, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$799	$134
USAA	$1021	$172
Encompass	$1106	$188
Auto-Owners Insurance Co	$1136	$190
Chubb	$1194	$203
Farm Bureau Ins of MI	$1405	$235
Auto-Owners	$1473	$248
AAA	$1482	$249
Pioneer State Mutual Ins Co	$1529	$261
Progressive	$1568	$264
Westfield	$1905	$321
Farm Bureau	$2723	$454
Pioneer State Mutual	$2965	$504
State Farm	$3165	$533
Frankenmuth	$3368	$573
Bristol West	$3801	$633
Allstate	$2916	$496
Farmers	$5908	$1004
Hastings Mutual	$1319	$220

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Hazel Park Instantly!

Average Car Insurance in Hazel Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Hazel Park, MI increasing?

Despite maintaining a clean driving record, your car insurance rates in Hazel Park, Michigan, may be increasing due to several external factors. Michigan has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Hazel Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Hazel Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Hazel Park,MI

If you are planning to get a car insurance policy for your teenage dependent, Travelers provides the cheapest car insurance in the Hazel Park at $66 per month. At $9391 for a six-month premium, Bristol West offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$395	$66
Westfield	$423	$71
Encompass	$462	$78
Chubb	$549	$94
Auto-Owners Insurance Co	$577	$96
Grange	$750	$128
USAA	$1626	$274
Auto-Owners	$2040	$343
AAA	$2647	$446
Progressive	$3734	$629
Farm Bureau	$4445	$740
Pioneer State Mutual	$5215	$886
Frankenmuth	$6216	$1037
State Farm	$8738	$1486
Allstate	$6313	$1074
Farmers	$27098	$4607
Bristol West	$9391	$1565

Teen Car Insurance Rates in MI by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Hazel Park, Travelers is the cheapest car insurance provider. At $645 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Hazel Park is Farm Bureau Ins of MI, offering rates of around $2040 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$645	$107
Encompass	$664	$113
Progressive	$933	$156
Westfield	$982	$167
Auto-Owners Insurance Co	$1040	$173
Pioneer State Mutual Ins Co	$1270	$215
Grange	$1607	$267
Farm Bureau Ins of MI	$2040	$347

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Hazel Park.

Car Insurance Rates with An Accident in Hazel Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Hazel Park, MI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Hazel Park

The cheapest car insurance companies after an at-fault accident in Hazel Park include Chubb and Westfield, offering $491 and $520, respectively. Pioneer State is an expensive provider with an average six-month premium of $770.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$491	$84
Westfield	$520	$86
Auto-Owners Insurance Co	$606	$104
Encompass	$684	$113
Farm Bureau Ins of MI	$808	$138
Pioneer State Mutual Ins Co	$894	$149
Travelers	$953	$160
USAA	$1241	$209
Progressive	$1473	$248
Auto-Owners	$1712	$288
AAA	$2040	$343
Farm Bureau	$3329	$556
Pioneer State Mutual	$3551	$604
State Farm	$4013	$669
Frankenmuth	$4330	$737
Allstate	$4648	$774
Farmers	$8304	$1413
Pioneer State	$770	$128

Hazel Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Hazel Park MI. For example, the car insurance in Hazel Park after a DUI increases to $3888 for a six month policy. While the rate increases by $2117 for a six-month policy in the case of a speeding ticket.

Hazel Park auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2117	$353
Failure to wear a seat belt	$2511	$428
Cell phone violation	$2665	$444
Texting while driving	$2665	$454
Illegal turn	$2675	$446
Wrong way/wrong lane	$2675	$455
Speeding in school zone	$2714	$452
Driving with expired registration	$2733	$465
Failure to stop at a red light	$2762	$460
Improper passing	$2762	$470
Speeding 16 - 20 MPH over limit	$3070	$512
Open container	$3617	$616
Driving with a suspended license	$4052	$676
Racing	$5225	$888
Reckless driving	$5678	$946
Leaving scene of an accident/hit and run	$5822	$990
DUI	$6005	$1001

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Hazel Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Hazel Park.

The cheapest car insurance premiums in Hazel Park are offered by Chubb at $491 for a six-month policy. However, it can be as expensive as $15165 with companies like Allstate.

Hazel Park car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$491	$81
Auto-Owners Insurance Co	$1299	$220
Grange	$1309	$219
Farmers	$1328	$225
Progressive	$1463	$246
Pioneer State Mutual Ins Co	$1578	$269
USAA	$1751	$295
Travelers	$1934	$329
Auto-Owners	$3128	$527
Westfield	$3185	$536
AAA	$3512	$591
Bristol West	$4504	$766
Pioneer State Mutual	$5668	$944
Farm Bureau	$6668	$1134
State Farm	$8247	$1388
Frankenmuth	$14925	$2539
Allstate	$15165	$2527

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Hazel Park are offered by Westfield at $423. However, it can be as expensive as $19140 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Hazel Park after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$423	$71
Chubb	$491	$81
Encompass	$520	$89
Travelers	$635	$105
Auto-Owners Insurance Co	$674	$115
Farm Bureau Ins of MI	$962	$160
Grange	$1021	$173
Auto-Owners	$1280	$214
USAA	$1309	$222
AAA	$1656	$275
Farm Bureau	$1712	$292
Pioneer State Mutual	$1886	$314
Progressive	$1925	$324
Frankenmuth	$3080	$514
State Farm	$5600	$953
Allstate	$3801	$646
Farmers	$19140	$3255

Car Insurance Price Trends in Hazel Park, Michigan

Car insurance rates in Hazel Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Hazel Park dipped by $340 in January compared to $434 of December. In other words, there has been an decrease by $94 when you compare January and December.

The average cost of liability insurance in the Hazel Park dipped to $120 in January, compared to $144 in December. This represents an decrease of $24 when comparing January and December.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Hazel Park?

The car insurance in Hazel Park is $57 per month, which is lower than the national average.

What is the cheapest car insurance in Hazel Park?

The cheapest car insurance in Hazel Park is $134 per month for full coverage.

How much is car insurance in Hazel Park for teenagers?

Car insurance for teenagers costs $395 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Hazel Park?

The average cost of car insurance is $1324 for a six-month policy. It will cost around $361 per month to insure your car in Hazel Park.

Is car insurance expensive in Hazel Park?

Car insurance can be expensive in Hazel Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Hazel Park can be affordable.

Cheapest Car Insurance Quotes in Hazel Park

Why you can trust Way?

How Much Is Car Insurance in Hazel Park

Avg. Car Insurance in Hazel Park

Avg. Car Insurance in Michigan

National Average

Cheapest Car Insurance Companies in Hazel Park

1st place: Travelers

2nd place: USAA

3rd place: Encompass

Hazel Park Car Insurance Rates by Company

Cheap Car Insurance Companies in Hazel Park, MI

Way's key takeaways about car insurance in Hazel Park

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Hazel Park

Cheapest Liability Coverage in Hazel Park, MI

Cheapest Full Coverage Car Insurance in Hazel Park

Cheapest Full Coverage Car Insurance Quotes in Hazel Park, MI

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Hazel Park by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Hazel Park, MI increasing?

Car Insurance Premiums by Age in Hazel Park

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Hazel Park,MI

If you are in your twenties N/A is the best choice for car insurance in Hazel Park.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Hazel Park

Cheapest Car Insurance Companies after an At-Fault Accident in Hazel Park

Hazel Park Car Insurance Rates by Violation

Hazel Park auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Hazel Park after a DUI

Hazel Park car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Hazel Park after Speeding ticket

Car Insurance Price Trends in Hazel Park, Michigan

Average Car Insurance Cost in Hazel Park by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Hazel Park, MI

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources