Cheapest Car Insurance Quotes in Beverly Hills

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Beverly Hills Car Insurance

^$ 40

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Beverly Hills

The car insurance rate in Beverly Hills is $1383 for a six-month policy, which is $180 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $567, making it a popular choice for budget-conscious drivers. Rates in Beverly Hills can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Beverly Hills

$1383

Avg. Car Insurance in Michigan

$1203

National Average

$1140

Cheapest Car Insurance Companies in Beverly Hills

1st place: Travelers

At $567 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $711 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Encompass

Encompass offers auto insurance rates at $785 for six months, making it the third cheapest auto insurance company in Beverly Hills.

Beverly Hills Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Beverly Hills, MI is Travelers, offering policies at just $567 for a six-month term. This is followed by USAA, which has an average six-month premium of $711.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $936 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Beverly Hills drivers find the best deals.

Cheap Car Insurance Companies in Beverly Hills, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$567	$95
USAA	$711	$120
Encompass	$785	$131
Auto-Owners Insurance Co	$806	$137
Chubb	$848	$141
Auto-Owners	$950	$160
AAA	$969	$163
Farm Bureau Ins of MI	$997	$169
Pioneer State Mutual Ins Co	$1086	$181
Progressive	$1086	$183
Westfield	$1352	$228
Farm Bureau	$1524	$259
State Farm	$1940	$327
Allstate	$2070	$352
Bristol West	$2698	$450
Farmers	$4194	$713
Hastings Mutual	$936	$156

Key Takeaways

Way's key takeaways about car insurance in Beverly Hills

The auto insurance costs in Beverly Hills fall around $567 for six months.
The cheapest auto insurance company in Beverly Hills is Travelers.
Teen drivers pay the highest rate in Beverly Hills at $1111 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Beverly Hills

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Beverly Hills are given below.

Travelers provides the cheapest minimum car insurance coverage in Beverly Hills. Their Average 6 Month Premium is $239. Hastings Mutual is the most expensive at $409 for the same period.

Cheapest Liability Coverage in Beverly Hills, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$239	$40
Westfield	$253	$43
USAA	$321	$54
Encompass	$328	$55
Chubb	$348	$57
Auto-Owners Insurance Co	$376	$64
Auto-Owners	$444	$75
Farm Bureau Ins of MI	$485	$83
Progressive	$499	$84
AAA	$595	$101
Farm Bureau	$751	$125
Allstate	$881	$150
Bristol West	$1127	$187
State Farm	$1209	$204
Farmers	$2179	$363
Hastings Mutual	$409	$68

Cheapest Full Coverage Car Insurance in Beverly Hills

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Beverly Hills is Travelers at $95 per month and $567 for six months.

Cheapest Full Coverage Car Insurance Quotes in Beverly Hills, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$567	$95
USAA	$711	$120
Encompass	$785	$131
Auto-Owners Insurance Co	$806	$137
Chubb	$848	$141
Auto-Owners	$950	$160
AAA	$969	$163
Farm Bureau Ins of MI	$997	$169
Pioneer State Mutual Ins Co	$1086	$181
Progressive	$1086	$183
Westfield	$1352	$228
Farm Bureau	$1524	$259
State Farm	$1940	$327
Allstate	$2070	$352
Bristol West	$2698	$450
Farmers	$4194	$713
Hastings Mutual	$936	$156

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Average Car Insurance in Beverly Hills by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Beverly Hills, MI increasing?

Despite maintaining a clean driving record, your car insurance rates in Beverly Hills, Michigan, may be increasing due to several external factors. Michigan has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Beverly Hills's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Beverly Hills

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Chubb	$321
30s	USAA	$244
40s	USAA	$233
50s	USAA	$224
60s	Chubb	$205
70s	Chubb	$224

Cheapest Car Insurance Rates for Teen Drivers in Beverly Hills,MI

If you are planning to get a car insurance policy for your teenage dependent, Travelers provides the cheapest car insurance in the Beverly Hills at $47 per month. At $6667 for a six-month premium, Bristol West offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$281	$47
Westfield	$300	$51
Encompass	$328	$55
Chubb	$390	$67
Auto-Owners Insurance Co	$409	$68
Grange	$532	$91
USAA	$1080	$182
Auto-Owners	$1291	$217
AAA	$1722	$290
Farm Bureau	$2479	$422
Progressive	$2658	$447
Allstate	$4482	$762
State Farm	$4598	$766
Farmers	$19236	$3271
Bristol West	$6667	$1111

Teen Car Insurance Rates in MI by Age

Way Tip

If you are in your twenties Chubb is the best choice for car insurance in Beverly Hills.

As young drivers face the highest rates in Beverly Hills, Chubb offers the cheapest auto insurance rates at $321 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Beverly Hills, Travelers is the cheapest car insurance provider. At $458 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Beverly Hills is Farm Bureau Ins of MI, offering rates of around $1448 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$458	$78
Encompass	$471	$78
Progressive	$662	$113
Westfield	$697	$116
Auto-Owners Insurance Co	$738	$125
Pioneer State Mutual Ins Co	$902	$151
Grange	$1141	$194
Farm Bureau Ins of MI	$1448	$241

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Save up to $971/yr on car insurance rates in Beverly Hills.

Car Insurance Rates with An Accident in Beverly Hills

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Beverly Hills, MI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Beverly Hills

The cheapest car insurance companies after an at-fault accident in Beverly Hills include Chubb and Westfield, offering $348 and $369, respectively. Pioneer State is an expensive provider with an average six-month premium of $546.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$348	$60
Westfield	$369	$61
Auto-Owners Insurance Co	$430	$74
Encompass	$485	$81
Farm Bureau Ins of MI	$574	$98
Pioneer State Mutual Ins Co	$635	$106
Travelers	$676	$114
USAA	$848	$143
Progressive	$936	$158
Auto-Owners	$1045	$176
AAA	$1339	$225
Farm Bureau	$1865	$311
State Farm	$2124	$361
Allstate	$3299	$550
Farmers	$5895	$1003
Pioneer State	$546	$91

Beverly Hills Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Beverly Hills MI. For example, the car insurance in Beverly Hills after a DUI increases to $2760 for a six month policy. While the rate increases by $1503 for a six-month policy in the case of a speeding ticket.

Beverly Hills auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1503	$251
Failure to wear a seat belt	$1782	$304
Cell phone violation	$1892	$315
Texting while driving	$1892	$322
Illegal turn	$1899	$316
Wrong way/wrong lane	$1899	$323
Speeding in school zone	$1926	$321
Driving with expired registration	$1940	$330
Failure to stop at a red light	$1961	$327
Improper passing	$1961	$334
Speeding 16 - 20 MPH over limit	$2179	$363
Open container	$2568	$437
Driving with a suspended license	$2876	$480
Racing	$3709	$630
Reckless driving	$4031	$672
Leaving scene of an accident/hit and run	$4133	$703
DUI	$4263	$711

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Beverly Hills after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Beverly Hills.

The cheapest car insurance premiums in Beverly Hills are offered by Chubb at $348 for a six-month policy. However, it can be as expensive as $10765 with companies like Allstate.

Beverly Hills car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$348	$57
Auto-Owners Insurance Co	$922	$156
Grange	$929	$155
Progressive	$990	$167
Pioneer State Mutual Ins Co	$1120	$186
USAA	$1209	$204
Travelers	$1373	$229
Auto-Owners	$2077	$350
Westfield	$2261	$381
AAA	$2336	$393
Bristol West	$3197	$532
Farmers	$3279	$552
Farm Bureau	$3880	$646
State Farm	$4884	$822
Allstate	$10765	$1794

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Beverly Hills are offered by Westfield at $300. However, it can be as expensive as $13587 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Beverly Hills after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$300	$51
Chubb	$348	$57
Encompass	$369	$63
Travelers	$451	$75
Auto-Owners Insurance Co	$478	$82
Farm Bureau Ins of MI	$683	$114
USAA	$711	$121
Grange	$725	$121
Auto-Owners	$997	$169
Progressive	$1462	$246
AAA	$1482	$252
Farm Bureau	$1489	$248
Allstate	$2698	$459
State Farm	$4529	$754
Farmers	$13587	$2310

Car Insurance Price Trends in Beverly Hills, Michigan

Car insurance rates in Beverly Hills have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Beverly Hills dipped by $308 in December compared to $316 of November. In other words, there has been an decrease by $8 when you compare December and November.

The average cost of liability insurance in the Beverly Hills rose to $102 in December, compared to $94 in November. This represents an increase of $8 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Beverly Hills?

The car insurance in Beverly Hills is $40 per month, which is lower than the national average.

What is the cheapest car insurance in Beverly Hills?

The cheapest car insurance in Beverly Hills is $95 per month for full coverage.

How much is car insurance in Beverly Hills for teenagers?

Car insurance for teenagers costs $281 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Beverly Hills?

The average cost of car insurance is $1203 for a six-month policy. It will cost around $232 per month to insure your car in Beverly Hills.

Is car insurance expensive in Beverly Hills?

Car insurance can be expensive in Beverly Hills if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Beverly Hills can be affordable.

Cheapest Car Insurance Quotes in Beverly Hills

Why you can trust Way?

How Much Is Car Insurance in Beverly Hills

Avg. Car Insurance in Beverly Hills

Avg. Car Insurance in Michigan

National Average

Cheapest Car Insurance Companies in Beverly Hills

1st place: Travelers

2nd place: USAA

3rd place: Encompass

Beverly Hills Car Insurance Rates by Company

Cheap Car Insurance Companies in Beverly Hills, MI

Way's key takeaways about car insurance in Beverly Hills

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Beverly Hills

Cheapest Liability Coverage in Beverly Hills, MI

Cheapest Full Coverage Car Insurance in Beverly Hills

Cheapest Full Coverage Car Insurance Quotes in Beverly Hills, MI

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Beverly Hills by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Beverly Hills, MI increasing?

Car Insurance Premiums by Age in Beverly Hills

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Beverly Hills,MI

If you are in your twenties Chubb is the best choice for car insurance in Beverly Hills.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Beverly Hills

Cheapest Car Insurance Companies after an At-Fault Accident in Beverly Hills

Beverly Hills Car Insurance Rates by Violation

Beverly Hills auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Beverly Hills after a DUI

Beverly Hills car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Beverly Hills after Speeding ticket

Car Insurance Price Trends in Beverly Hills, Michigan

Average Car Insurance Cost in Beverly Hills by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Beverly Hills, MI

Car Insurance Rates by State in the USA (2025 Update)

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