Cheapest Car Insurance Quotes in Beverly Hills

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Beverly Hills Car Insurance

^$ 41

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Beverly Hills

The car insurance rate in Beverly Hills is $1536 for a six-month policy, which is $212 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $572, making it a popular choice for budget-conscious drivers. Rates in Beverly Hills can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Beverly Hills

$1536

Avg. Car Insurance in Michigan

$1324

National Average

$1278

Cheapest Car Insurance Companies in Beverly Hills

1st place: Travelers

At $572 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $731 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Encompass

Encompass offers auto insurance rates at $792 for six months, making it the third cheapest auto insurance company in Beverly Hills.

Beverly Hills Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Beverly Hills, MI is Travelers, offering policies at just $572 for a six-month term. This is followed by USAA, which has an average six-month premium of $731.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $944 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Beverly Hills drivers find the best deals.

Cheap Car Insurance Companies in Beverly Hills, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$572	$96
USAA	$731	$123
Encompass	$792	$135
Auto-Owners Insurance Co	$813	$136
Chubb	$855	$145
Farm Bureau Ins of MI	$1006	$168
Auto-Owners	$1054	$177
AAA	$1061	$179
Pioneer State Mutual Ins Co	$1095	$187
Progressive	$1123	$189
Westfield	$1364	$230
Farm Bureau	$1950	$325
Pioneer State Mutual	$2123	$361
State Farm	$2267	$382
Frankenmuth	$2412	$411
Bristol West	$2721	$454
Allstate	$2088	$355
Farmers	$4231	$719
Hastings Mutual	$944	$158

Key Takeaways

Way's key takeaways about car insurance in Beverly Hills

The auto insurance costs in Beverly Hills fall around $572 for six months.
The cheapest auto insurance company in Beverly Hills is Travelers.
Teen drivers pay the highest rate in Beverly Hills at $1121 per month.

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Cheapest Minimum Liability Car Insurance in Beverly Hills

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Beverly Hills are given below.

Travelers provides the cheapest minimum car insurance coverage in Beverly Hills. Their Average 6 Month Premium is $241. Farmers is the most expensive at $2198 for the same period.

Cheapest Liability Coverage in Beverly Hills, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$241	$41
Westfield	$255	$43
USAA	$303	$51
Encompass	$331	$56
Chubb	$351	$60
Auto-Owners Insurance Co	$379	$63
Auto-Owners	$420	$71
Progressive	$476	$80
AAA	$483	$82
Farm Bureau Ins of MI	$490	$81
Farm Bureau	$614	$104
Pioneer State Mutual	$621	$103
Frankenmuth	$731	$124
State Farm	$1130	$190
Bristol West	$1137	$194
Allstate	$889	$151
Farmers	$2198	$367

Cheapest Full Coverage Car Insurance in Beverly Hills

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Beverly Hills is Travelers at $96 per month and $572 for six months.

Cheapest Full Coverage Car Insurance Quotes in Beverly Hills, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$572	$96
USAA	$731	$123
Encompass	$792	$135
Auto-Owners Insurance Co	$813	$136
Chubb	$855	$145
Farm Bureau Ins of MI	$1006	$168
Auto-Owners	$1054	$177
AAA	$1061	$179
Pioneer State Mutual Ins Co	$1095	$187
Progressive	$1123	$189
Westfield	$1364	$230
Farm Bureau	$1950	$325
Pioneer State Mutual	$2123	$361
State Farm	$2267	$382
Frankenmuth	$2412	$411
Bristol West	$2721	$454
Allstate	$2088	$355
Farmers	$4231	$719
Hastings Mutual	$944	$158

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Average Car Insurance in Beverly Hills by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Beverly Hills, MI increasing?

Despite maintaining a clean driving record, your car insurance rates in Beverly Hills, Michigan, may be increasing due to several external factors. Michigan has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Beverly Hills's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Beverly Hills

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Beverly Hills,MI

If you are planning to get a car insurance policy for your teenage dependent, Travelers provides the cheapest car insurance in the Beverly Hills at $48 per month. At $6725 for a six-month premium, Bristol West offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$283	$48
Westfield	$303	$51
Encompass	$331	$56
Chubb	$393	$67
Auto-Owners Insurance Co	$413	$68
Grange	$537	$92
USAA	$1165	$196
Auto-Owners	$1460	$246
AAA	$1895	$319
Progressive	$2674	$450
Farm Bureau	$3183	$530
Pioneer State Mutual	$3734	$635
Frankenmuth	$4451	$742
State Farm	$6257	$1064
Allstate	$4521	$769
Farmers	$19403	$3299
Bristol West	$6725	$1121

Teen Car Insurance Rates in MI by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Beverly Hills, Travelers is the cheapest car insurance provider. At $462 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Beverly Hills is Farm Bureau Ins of MI, offering rates of around $1460 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$462	$77
Encompass	$476	$81
Progressive	$668	$111
Westfield	$703	$119
Auto-Owners Insurance Co	$745	$124
Pioneer State Mutual Ins Co	$909	$154
Grange	$1151	$191
Farm Bureau Ins of MI	$1460	$248

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Car Insurance Rates with An Accident in Beverly Hills

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Beverly Hills, MI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Beverly Hills

The cheapest car insurance companies after an at-fault accident in Beverly Hills include Chubb and Westfield, offering $351 and $372, respectively. Pioneer State is an expensive provider with an average six-month premium of $551.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$351	$60
Westfield	$372	$61
Auto-Owners Insurance Co	$434	$74
Encompass	$490	$81
Farm Bureau Ins of MI	$579	$99
Pioneer State Mutual Ins Co	$640	$107
Travelers	$682	$115
USAA	$889	$150
Progressive	$1054	$177
Auto-Owners	$1226	$206
AAA	$1460	$246
Farm Bureau	$2384	$398
Pioneer State Mutual	$2543	$433
State Farm	$2873	$479
Frankenmuth	$3101	$528
Allstate	$3328	$554
Farmers	$5946	$1012
Pioneer State	$551	$92

Beverly Hills Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Beverly Hills MI. For example, the car insurance in Beverly Hills after a DUI increases to $2784 for a six month policy. While the rate increases by $1516 for a six-month policy in the case of a speeding ticket.

Beverly Hills auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1516	$253
Failure to wear a seat belt	$1798	$306
Cell phone violation	$1908	$318
Texting while driving	$1908	$325
Illegal turn	$1915	$319
Wrong way/wrong lane	$1915	$326
Speeding in school zone	$1943	$324
Driving with expired registration	$1957	$333
Failure to stop at a red light	$1978	$329
Improper passing	$1978	$336
Speeding 16 - 20 MPH over limit	$2198	$367
Open container	$2590	$441
Driving with a suspended license	$2901	$484
Racing	$3741	$636
Reckless driving	$4066	$677
Leaving scene of an accident/hit and run	$4169	$709
DUI	$4300	$717

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Beverly Hills after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Beverly Hills.

The cheapest car insurance premiums in Beverly Hills are offered by Chubb at $351 for a six-month policy. However, it can be as expensive as $10859 with companies like Allstate.

Beverly Hills car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$351	$58
Auto-Owners Insurance Co	$930	$158
Grange	$937	$157
Farmers	$951	$161
Progressive	$1047	$176
Pioneer State Mutual Ins Co	$1130	$193
USAA	$1254	$211
Travelers	$1385	$235
Auto-Owners	$2240	$377
Westfield	$2281	$384
AAA	$2515	$423
Bristol West	$3225	$549
Pioneer State Mutual	$4059	$676
Farm Bureau	$4775	$812
State Farm	$5906	$994
Frankenmuth	$10687	$1818
Allstate	$10859	$1810

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Beverly Hills are offered by Westfield at $303. However, it can be as expensive as $13705 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Beverly Hills after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$303	$51
Chubb	$351	$58
Encompass	$372	$64
Travelers	$455	$75
Auto-Owners Insurance Co	$483	$82
Farm Bureau Ins of MI	$689	$115
Grange	$731	$124
Auto-Owners	$916	$153
USAA	$937	$159
AAA	$1186	$197
Farm Bureau	$1226	$209
Pioneer State Mutual	$1350	$225
Progressive	$1378	$232
Frankenmuth	$2205	$368
State Farm	$4010	$682
Allstate	$2721	$463
Farmers	$13705	$2330

Car Insurance Price Trends in Beverly Hills, Michigan

Car insurance rates in Beverly Hills have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Beverly Hills dipped by $244 in January compared to $311 of December. In other words, there has been an decrease by $67 when you compare January and December.

The average cost of liability insurance in the Beverly Hills dipped to $86 in January, compared to $103 in December. This represents an decrease of $17 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Beverly Hills?

The car insurance in Beverly Hills is $41 per month, which is lower than the national average.

What is the cheapest car insurance in Beverly Hills?

The cheapest car insurance in Beverly Hills is $96 per month for full coverage.

How much is car insurance in Beverly Hills for teenagers?

Car insurance for teenagers costs $283 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Beverly Hills?

The average cost of car insurance is $1324 for a six-month policy. It will cost around $259 per month to insure your car in Beverly Hills.

Is car insurance expensive in Beverly Hills?

Car insurance can be expensive in Beverly Hills if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Beverly Hills can be affordable.

Cheapest Car Insurance Quotes in Beverly Hills

Why you can trust Way?

How Much Is Car Insurance in Beverly Hills

Avg. Car Insurance in Beverly Hills

Avg. Car Insurance in Michigan

National Average

Cheapest Car Insurance Companies in Beverly Hills

1st place: Travelers

2nd place: USAA

3rd place: Encompass

Beverly Hills Car Insurance Rates by Company

Cheap Car Insurance Companies in Beverly Hills, MI

Way's key takeaways about car insurance in Beverly Hills

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Beverly Hills

Cheapest Liability Coverage in Beverly Hills, MI

Cheapest Full Coverage Car Insurance in Beverly Hills

Cheapest Full Coverage Car Insurance Quotes in Beverly Hills, MI

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Beverly Hills by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Beverly Hills, MI increasing?

Car Insurance Premiums by Age in Beverly Hills

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Beverly Hills,MI

If you are in your twenties N/A is the best choice for car insurance in Beverly Hills.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Beverly Hills

Cheapest Car Insurance Companies after an At-Fault Accident in Beverly Hills

Beverly Hills Car Insurance Rates by Violation

Beverly Hills auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Beverly Hills after a DUI

Beverly Hills car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Beverly Hills after Speeding ticket

Car Insurance Price Trends in Beverly Hills, Michigan

Average Car Insurance Cost in Beverly Hills by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Beverly Hills, MI

Car Insurance Rates by State in the USA (2025 Update)

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