Cheapest Car Insurance Quotes in Ecorse

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Ecorse Car Insurance

^$ 64

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Ecorse

The car insurance rate in Ecorse is $2423 for a six-month policy, which is $1099 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $902, making it a popular choice for budget-conscious drivers. Rates in Ecorse can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Ecorse

$2423

Avg. Car Insurance in Michigan

$1324

National Average

$1278

Cheapest Car Insurance Companies in Ecorse

1st place: Travelers

At $902 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $1153 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Encompass

Encompass offers auto insurance rates at $1250 for six months, making it the third cheapest auto insurance company in Ecorse.

Ecorse Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Ecorse, MI is Travelers, offering policies at just $902 for a six-month term. This is followed by USAA, which has an average six-month premium of $1153.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $1490 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Ecorse drivers find the best deals.

Cheap Car Insurance Companies in Ecorse, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$902	$152
USAA	$1153	$194
Encompass	$1250	$212
Auto-Owners Insurance Co	$1283	$214
Chubb	$1349	$229
Farm Bureau Ins of MI	$1587	$265
Auto-Owners	$1663	$280
AAA	$1674	$282
Pioneer State Mutual Ins Co	$1728	$295
Progressive	$1771	$298
Westfield	$2152	$362
Farm Bureau	$3076	$512
Pioneer State Mutual	$3349	$569
State Farm	$3576	$602
Frankenmuth	$3805	$648
Bristol West	$4293	$716
Allstate	$3294	$560
Farmers	$6674	$1135
Hastings Mutual	$1490	$249

Key Takeaways

Way's key takeaways about car insurance in Ecorse

The auto insurance costs in Ecorse fall around $902 for six months.
The cheapest auto insurance company in Ecorse is Travelers.
Teen drivers pay the highest rate in Ecorse at $1768 per month.

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Cheapest Minimum Liability Car Insurance in Ecorse

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Ecorse are given below.

Travelers provides the cheapest minimum car insurance coverage in Ecorse. Their Average 6 Month Premium is $381. Farmers is the most expensive at $3468 for the same period.

Cheapest Liability Coverage in Ecorse, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$381	$64
Westfield	$403	$68
USAA	$478	$81
Encompass	$522	$88
Chubb	$554	$95
Auto-Owners Insurance Co	$598	$99
Auto-Owners	$662	$112
Progressive	$750	$126
AAA	$761	$130
Farm Bureau Ins of MI	$772	$128
Farm Bureau	$968	$165
Pioneer State Mutual	$979	$163
Frankenmuth	$1153	$196
State Farm	$1782	$300
Bristol West	$1793	$306
Allstate	$1402	$238
Farmers	$3468	$578

Cheapest Full Coverage Car Insurance in Ecorse

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Ecorse is Travelers at $152 per month and $902 for six months.

Cheapest Full Coverage Car Insurance Quotes in Ecorse, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$902	$152
USAA	$1153	$194
Encompass	$1250	$212
Auto-Owners Insurance Co	$1283	$214
Chubb	$1349	$229
Farm Bureau Ins of MI	$1587	$265
Auto-Owners	$1663	$280
AAA	$1674	$282
Pioneer State Mutual Ins Co	$1728	$295
Progressive	$1771	$298
Westfield	$2152	$362
Farm Bureau	$3076	$512
Pioneer State Mutual	$3349	$569
State Farm	$3576	$602
Frankenmuth	$3805	$648
Bristol West	$4293	$716
Allstate	$3294	$560
Farmers	$6674	$1135
Hastings Mutual	$1490	$249

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Average Car Insurance in Ecorse by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Ecorse, MI increasing?

Despite maintaining a clean driving record, your car insurance rates in Ecorse, Michigan, may be increasing due to several external factors. Michigan has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Ecorse's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Ecorse

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Ecorse,MI

If you are planning to get a car insurance policy for your teenage dependent, Travelers provides the cheapest car insurance in the Ecorse at $75 per month. At $10609 for a six-month premium, Bristol West offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$447	$75
Westfield	$478	$81
Encompass	$522	$88
Chubb	$620	$106
Auto-Owners Insurance Co	$651	$108
Grange	$847	$145
USAA	$1837	$309
Auto-Owners	$2304	$388
AAA	$2990	$503
Progressive	$4218	$710
Farm Bureau	$5022	$836
Pioneer State Mutual	$5891	$1001
Frankenmuth	$7022	$1171
State Farm	$9871	$1678
Allstate	$7132	$1213
Farmers	$30610	$5205
Bristol West	$10609	$1768

Teen Car Insurance Rates in MI by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Ecorse, Travelers is the cheapest car insurance provider. At $728 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Ecorse is Farm Bureau Ins of MI, offering rates of around $2304 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$728	$121
Encompass	$750	$128
Progressive	$1054	$176
Westfield	$1109	$188
Auto-Owners Insurance Co	$1175	$196
Pioneer State Mutual Ins Co	$1435	$243
Grange	$1815	$302
Farm Bureau Ins of MI	$2304	$392

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Car Insurance Rates with An Accident in Ecorse

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Ecorse, MI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Ecorse

The cheapest car insurance companies after an at-fault accident in Ecorse include Chubb and Westfield, offering $554 and $587, respectively. Pioneer State is an expensive provider with an average six-month premium of $869.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$554	$95
Westfield	$587	$97
Auto-Owners Insurance Co	$684	$117
Encompass	$772	$128
Farm Bureau Ins of MI	$913	$156
Pioneer State Mutual Ins Co	$1010	$168
Travelers	$1076	$181
USAA	$1402	$236
Progressive	$1663	$280
Auto-Owners	$1934	$326
AAA	$2304	$388
Farm Bureau	$3761	$628
Pioneer State Mutual	$4011	$683
State Farm	$4533	$756
Frankenmuth	$4892	$833
Allstate	$5250	$875
Farmers	$9381	$1596
Pioneer State	$869	$145

Ecorse Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Ecorse MI. For example, the car insurance in Ecorse after a DUI increases to $4392 for a six month policy. While the rate increases by $2392 for a six-month policy in the case of a speeding ticket.

Ecorse auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$2392	$399
Failure to wear a seat belt	$2837	$483
Cell phone violation	$3010	$501
Texting while driving	$3010	$512
Illegal turn	$3021	$503
Wrong way/wrong lane	$3021	$514
Speeding in school zone	$3065	$511
Driving with expired registration	$3087	$525
Failure to stop at a red light	$3120	$520
Improper passing	$3120	$531
Speeding 16 - 20 MPH over limit	$3468	$578
Open container	$4086	$695
Driving with a suspended license	$4577	$763
Racing	$5902	$1003
Reckless driving	$6414	$1069
Leaving scene of an accident/hit and run	$6577	$1118
DUI	$6784	$1131

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Ecorse after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Ecorse.

The cheapest car insurance premiums in Ecorse are offered by Chubb at $554 for a six-month policy. However, it can be as expensive as $17131 with companies like Allstate.

Ecorse car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$554	$92
Auto-Owners Insurance Co	$1468	$249
Grange	$1479	$247
Farmers	$1501	$254
Progressive	$1652	$278
Pioneer State Mutual Ins Co	$1782	$304
USAA	$1978	$333
Travelers	$2185	$371
Auto-Owners	$3534	$595
Westfield	$3598	$606
AAA	$3967	$668
Bristol West	$5087	$866
Pioneer State Mutual	$6403	$1067
Farm Bureau	$7532	$1281
State Farm	$9317	$1568
Frankenmuth	$16860	$2868
Allstate	$17131	$2855

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Ecorse are offered by Westfield at $478. However, it can be as expensive as $21621 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Ecorse after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$478	$81
Chubb	$554	$92
Encompass	$587	$101
Travelers	$717	$119
Auto-Owners Insurance Co	$761	$130
Farm Bureau Ins of MI	$1087	$181
Grange	$1153	$196
Auto-Owners	$1446	$242
USAA	$1479	$251
AAA	$1870	$311
Farm Bureau	$1934	$329
Pioneer State Mutual	$2130	$355
Progressive	$2174	$366
Frankenmuth	$3479	$580
State Farm	$6326	$1076
Allstate	$4293	$730
Farmers	$21621	$3676

Car Insurance Price Trends in Ecorse, Michigan

Car insurance rates in Ecorse have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Ecorse dipped by $384 in January compared to $490 of December. In other words, there has been an decrease by $106 when you compare January and December.

The average cost of liability insurance in the Ecorse dipped to $135 in January, compared to $163 in December. This represents an decrease of $28 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Ecorse?

The car insurance in Ecorse is $64 per month, which is lower than the national average.

What is the cheapest car insurance in Ecorse?

The cheapest car insurance in Ecorse is $152 per month for full coverage.

How much is car insurance in Ecorse for teenagers?

Car insurance for teenagers costs $447 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Ecorse?

The average cost of car insurance is $1324 for a six-month policy. It will cost around $408 per month to insure your car in Ecorse.

Is car insurance expensive in Ecorse?

Car insurance can be expensive in Ecorse if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Ecorse can be affordable.

Cheapest Car Insurance Quotes in Ecorse

Why you can trust Way?

How Much Is Car Insurance in Ecorse

Avg. Car Insurance in Ecorse

Avg. Car Insurance in Michigan

National Average

Cheapest Car Insurance Companies in Ecorse

1st place: Travelers

2nd place: USAA

3rd place: Encompass

Ecorse Car Insurance Rates by Company

Cheap Car Insurance Companies in Ecorse, MI

Way's key takeaways about car insurance in Ecorse

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Ecorse

Cheapest Liability Coverage in Ecorse, MI

Cheapest Full Coverage Car Insurance in Ecorse

Cheapest Full Coverage Car Insurance Quotes in Ecorse, MI

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Ecorse by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Ecorse, MI increasing?

Car Insurance Premiums by Age in Ecorse

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Ecorse,MI

If you are in your twenties N/A is the best choice for car insurance in Ecorse.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Ecorse

Cheapest Car Insurance Companies after an At-Fault Accident in Ecorse

Ecorse Car Insurance Rates by Violation

Ecorse auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Ecorse after a DUI

Ecorse car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Ecorse after Speeding ticket

Car Insurance Price Trends in Ecorse, Michigan

Average Car Insurance Cost in Ecorse by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Ecorse, MI

Car Insurance Rates by State in the USA (2025 Update)

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