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Cheapest Car Insurance Quotes in Trowbridge Park

  • Finding the cheapest car insurance quotes in Trowbridge Park shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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399,755 Policies Sold
Trowbridge Park Car Insurance
$ 29

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Trowbridge Park

The car insurance rate in Trowbridge Park is $998 for a six-month policy, which is $205 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $409, making it a popular choice for budget-conscious drivers. Rates in Trowbridge Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Trowbridge Park

$998

National Average

$1140

Cheapest Car Insurance Companies in Trowbridge Park

1st place: Travelers

At $409 for a six month policy, Travelers offers the cheapest auto insurance rates in the city. 

2nd place: USAA

USAA offers auto insurance rates at $513 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: Encompass

Encompass offers auto insurance rates at $567 for six months, making it the third cheapest auto insurance company in Trowbridge Park.

Trowbridge Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Trowbridge Park, MI is Travelers, offering policies at just $409 for a six-month term. This is followed by USAA, which has an average six-month premium of $513.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $676 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Trowbridge Park drivers find the best deals.

Cheap Car Insurance Companies in Trowbridge Park, MI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Travelers $409 $69
USAA $513 $86
Encompass $567 $95
Auto-Owners Insurance Co $582 $99
Chubb $612 $102
Auto-Owners $686 $115
AAA $700 $118
Farm Bureau Ins of MI $720 $122
Pioneer State Mutual Ins Co $784 $130
Progressive $784 $132
Westfield $976 $164
Farm Bureau $1100 $187
State Farm $1400 $236
Allstate $1494 $254
Bristol West $1947 $325
Farmers $3027 $515
Hastings Mutual $676 $113
Key Takeaways

Way's key takeaways about car insurance in Trowbridge Park

  • The auto insurance costs in Trowbridge Park fall around $409 for six months. 
  • The cheapest auto insurance company in Trowbridge Park is Travelers.
  • Teen drivers pay the highest rate in Trowbridge Park at $802 per month.

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Cheapest Minimum Liability Car Insurance in Trowbridge Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Trowbridge Park are given below. 

Travelers provides the cheapest minimum car insurance coverage in Trowbridge Park. Their Average 6 Month Premium is $173. Hastings Mutual is the most expensive at $295 for the same period. 

Cheapest Liability Coverage in Trowbridge Park, MI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Travelers $173 $29
Westfield $183 $31
USAA $232 $39
Encompass $237 $40
Chubb $251 $42
Auto-Owners Insurance Co $271 $46
Auto-Owners $320 $54
Farm Bureau Ins of MI $350 $60
Progressive $360 $61
AAA $429 $73
Farm Bureau $542 $90
Allstate $636 $108
Bristol West $813 $135
State Farm $872 $147
Farmers $1573 $262
Hastings Mutual $295 $49

Cheapest Full Coverage Car Insurance in Trowbridge Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Trowbridge Park is Travelers at $69 per month and $409 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Trowbridge Park, MI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Travelers $409 $69
USAA $513 $86
Encompass $567 $95
Auto-Owners Insurance Co $582 $99
Chubb $612 $102
Auto-Owners $686 $115
AAA $700 $118
Farm Bureau Ins of MI $720 $122
Pioneer State Mutual Ins Co $784 $130
Progressive $784 $132
Westfield $976 $164
Farm Bureau $1100 $187
State Farm $1400 $236
Allstate $1494 $254
Bristol West $1947 $325
Farmers $3027 $515
Hastings Mutual $676 $113

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Average Car Insurance in Trowbridge Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Trowbridge Park, MI increasing?

Despite maintaining a clean driving record, your car insurance rates in Trowbridge Park, Michigan, may be increasing due to several external factors. Michigan has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Trowbridge Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in Trowbridge Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
20s Chubb $232
30s USAA $176
40s USAA $168
50s USAA $162
60s Chubb $148
70s Chubb $162

Cheapest Car Insurance Rates for Teen Drivers in Trowbridge Park,MI

If you are planning to get a car insurance policy for your teenage dependent, Travelers provides the cheapest car insurance in the Trowbridge Park at $34 per month. At $4812 for a six-month premium, Bristol West offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Travelers $203 $34
Westfield $217 $37
Encompass $237 $40
Chubb $281 $48
Auto-Owners Insurance Co $295 $49
Grange $384 $66
USAA $779 $131
Auto-Owners $932 $157
AAA $1243 $209
Farm Bureau $1789 $305
Progressive $1918 $323
Allstate $3235 $550
State Farm $3318 $553
Farmers $13883 $2361
Bristol West $4812 $802

Teen Car Insurance Rates in MI by Age

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Way Tip

If you are in your twenties Chubb is the best choice for car insurance in Trowbridge Park.

As young drivers face the highest rates in Trowbridge Park, Chubb offers the cheapest auto insurance rates at $232 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Trowbridge Park, Travelers is the cheapest car insurance provider. At $330 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Trowbridge Park is Farm Bureau Ins of MI, offering rates of around $1045 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Travelers $330 $56
Encompass $340 $56
Progressive $478 $81
Westfield $503 $84
Auto-Owners Insurance Co $533 $90
Pioneer State Mutual Ins Co $651 $109
Grange $823 $140
Farm Bureau Ins of MI $1045 $174

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Car Insurance Rates with An Accident in Trowbridge Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Trowbridge Park, MI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Trowbridge Park

The cheapest car insurance companies after an at-fault accident in Trowbridge Park include Chubb and Westfield, offering $251 and $266, respectively. Pioneer State is an expensive provider with an average six-month premium of $394.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Chubb $251 $43
Westfield $266 $44
Auto-Owners Insurance Co $310 $53
Encompass $350 $58
Farm Bureau Ins of MI $414 $71
Pioneer State Mutual Ins Co $458 $76
Travelers $488 $82
USAA $612 $103
Progressive $676 $114
Auto-Owners $754 $127
AAA $966 $163
Farm Bureau $1346 $224
State Farm $1533 $261
Allstate $2381 $397
Farmers $4255 $724
Pioneer State $394 $66

Trowbridge Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Trowbridge Park MI. For example, the car insurance in Trowbridge Park after a DUI increases to $1992 for a six month policy. While the rate increases by $1085 for a six-month policy in the case of a speeding ticket.  

Trowbridge Park auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $1085 $181
Failure to wear a seat belt $1287 $219
Cell phone violation $1365 $227
Texting while driving $1365 $232
Illegal turn $1370 $228
Wrong way/wrong lane $1370 $233
Speeding in school zone $1390 $232
Driving with expired registration $1400 $238
Failure to stop at a red light $1415 $236
Improper passing $1415 $241
Speeding 16 - 20 MPH over limit $1573 $262
Open container $1853 $315
Driving with a suspended license $2076 $346
Racing $2677 $455
Reckless driving $2909 $485
Leaving scene of an accident/hit and run $2983 $507
DUI $3077 $513

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Trowbridge Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Trowbridge Park.

The cheapest car insurance premiums in Trowbridge Park are offered by Chubb at $251 for a six-month policy. However, it can be as expensive as $7770 with companies like Allstate.

Trowbridge Park car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Chubb $251 $42
Auto-Owners Insurance Co $666 $113
Grange $671 $112
Progressive $715 $120
Pioneer State Mutual Ins Co $808 $134
USAA $872 $147
Travelers $991 $165
Auto-Owners $1499 $252
Westfield $1632 $275
AAA $1686 $284
Bristol West $2307 $384
Farmers $2366 $398
Farm Bureau $2800 $466
State Farm $3525 $593
Allstate $7770 $1295

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Trowbridge Park are offered by Westfield at $217. However, it can be as expensive as $9806 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Trowbridge Park after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Westfield $217 $37
Chubb $251 $42
Encompass $266 $46
Travelers $325 $54
Auto-Owners Insurance Co $345 $59
Farm Bureau Ins of MI $493 $82
USAA $513 $87
Grange $523 $87
Auto-Owners $720 $122
Progressive $1055 $178
AAA $1070 $182
Farm Bureau $1075 $179
Allstate $1947 $331
State Farm $3269 $544
Farmers $9806 $1667

Car Insurance Price Trends in Trowbridge Park, Michigan

Car insurance rates in Trowbridge Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Trowbridge Park dipped by $222 in December compared to $228 of November. In other words, there has been an decrease by $6 when you compare December and November.

The average cost of liability insurance in the Trowbridge Park rose to $74 in December, compared to $68 in November. This represents an increase of $6 when comparing December and November.


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Frequently Asked Questions

How much is car insurance in Trowbridge Park?

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The car insurance in Trowbridge Park is $29 per month, which is lower than the national average.

What is the cheapest car insurance in Trowbridge Park?

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The cheapest car insurance in Trowbridge Park is $69 per month for full coverage.

How much is car insurance in Trowbridge Park for teenagers?

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Car insurance for teenagers costs $203 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Trowbridge Park?

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The average cost of car insurance is $1203 for a six-month policy. It will cost around $168 per month to insure your car in Trowbridge Park.

Is car insurance expensive in Trowbridge Park?

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Car insurance can be expensive in Trowbridge Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Trowbridge Park can be affordable.

What is the best car insurance in Trowbridge Park, MI?

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The best car insurance company in Trowbridge Park MI is Travelers, offering $409 for a six-month policy.

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