Cheapest Car Insurance Quotes in Haslett

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Haslett Car Insurance

^$ 30

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Haslett

The car insurance rate in Haslett is $1152 for a six-month policy, which is $172 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $429, making it a popular choice for budget-conscious drivers. Rates in Haslett can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Haslett

$1152

Avg. Car Insurance in Michigan

$1324

National Average

$1278

Cheapest Car Insurance Companies in Haslett

1st place: Travelers

At $429 for a six month policy, Travelers offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $548 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Encompass

Encompass offers auto insurance rates at $594 for six months, making it the third cheapest auto insurance company in Haslett.

Haslett Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Haslett, MI is Travelers, offering policies at just $429 for a six-month term. This is followed by USAA, which has an average six-month premium of $548.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $708 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Haslett drivers find the best deals.

Cheap Car Insurance Companies in Haslett, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$429	$72
USAA	$548	$92
Encompass	$594	$101
Auto-Owners Insurance Co	$610	$102
Chubb	$641	$109
Farm Bureau Ins of MI	$754	$126
Auto-Owners	$791	$133
AAA	$796	$134
Pioneer State Mutual Ins Co	$821	$140
Progressive	$842	$142
Westfield	$1023	$172
Farm Bureau	$1462	$244
Pioneer State Mutual	$1592	$271
State Farm	$1700	$286
Frankenmuth	$1809	$308
Bristol West	$2041	$340
Allstate	$1566	$266
Farmers	$3173	$539
Hastings Mutual	$708	$118

Key Takeaways

Way's key takeaways about car insurance in Haslett

The auto insurance costs in Haslett fall around $429 for six months.
The cheapest auto insurance company in Haslett is Travelers.
Teen drivers pay the highest rate in Haslett at $840 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Haslett

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Haslett are given below.

Travelers provides the cheapest minimum car insurance coverage in Haslett. Their Average 6 Month Premium is $181. Farmers is the most expensive at $1649 for the same period.

Cheapest Liability Coverage in Haslett, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$181	$30
Westfield	$191	$32
USAA	$227	$38
Encompass	$248	$42
Chubb	$264	$45
Auto-Owners Insurance Co	$284	$47
Auto-Owners	$315	$53
Progressive	$357	$60
AAA	$362	$62
Farm Bureau Ins of MI	$367	$61
Farm Bureau	$460	$78
Pioneer State Mutual	$465	$77
Frankenmuth	$548	$93
State Farm	$847	$143
Bristol West	$853	$145
Allstate	$666	$113
Farmers	$1649	$275

Cheapest Full Coverage Car Insurance in Haslett

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Haslett is Travelers at $72 per month and $429 for six months.

Cheapest Full Coverage Car Insurance Quotes in Haslett, MI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$429	$72
USAA	$548	$92
Encompass	$594	$101
Auto-Owners Insurance Co	$610	$102
Chubb	$641	$109
Farm Bureau Ins of MI	$754	$126
Auto-Owners	$791	$133
AAA	$796	$134
Pioneer State Mutual Ins Co	$821	$140
Progressive	$842	$142
Westfield	$1023	$172
Farm Bureau	$1462	$244
Pioneer State Mutual	$1592	$271
State Farm	$1700	$286
Frankenmuth	$1809	$308
Bristol West	$2041	$340
Allstate	$1566	$266
Farmers	$3173	$539
Hastings Mutual	$708	$118

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Average Car Insurance in Haslett by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Haslett, MI increasing?

Despite maintaining a clean driving record, your car insurance rates in Haslett, Michigan, may be increasing due to several external factors. Michigan has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Haslett's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Haslett

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Haslett,MI

If you are planning to get a car insurance policy for your teenage dependent, Travelers provides the cheapest car insurance in the Haslett at $36 per month. At $5043 for a six-month premium, Bristol West offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$212	$36
Westfield	$227	$38
Encompass	$248	$42
Chubb	$295	$50
Auto-Owners Insurance Co	$310	$51
Grange	$403	$69
USAA	$873	$147
Auto-Owners	$1095	$184
AAA	$1422	$239
Progressive	$2005	$338
Farm Bureau	$2387	$398
Pioneer State Mutual	$2801	$476
Frankenmuth	$3338	$557
State Farm	$4693	$798
Allstate	$3390	$577
Farmers	$14552	$2474
Bristol West	$5043	$840

Teen Car Insurance Rates in MI by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Haslett, Travelers is the cheapest car insurance provider. At $346 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Haslett is Farm Bureau Ins of MI, offering rates of around $1095 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Travelers	$346	$57
Encompass	$357	$61
Progressive	$501	$84
Westfield	$527	$90
Auto-Owners Insurance Co	$559	$93
Pioneer State Mutual Ins Co	$682	$116
Grange	$863	$144
Farm Bureau Ins of MI	$1095	$186

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Car Insurance Rates with An Accident in Haslett

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Haslett, MI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Haslett

The cheapest car insurance companies after an at-fault accident in Haslett include Chubb and Westfield, offering $264 and $279, respectively. Pioneer State is an expensive provider with an average six-month premium of $413.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$264	$45
Westfield	$279	$46
Auto-Owners Insurance Co	$325	$56
Encompass	$367	$61
Farm Bureau Ins of MI	$434	$74
Pioneer State Mutual Ins Co	$480	$80
Travelers	$512	$86
USAA	$666	$112
Progressive	$791	$133
Auto-Owners	$920	$155
AAA	$1095	$184
Farm Bureau	$1788	$298
Pioneer State Mutual	$1907	$325
State Farm	$2155	$359
Frankenmuth	$2326	$396
Allstate	$2496	$416
Farmers	$4460	$759
Pioneer State	$413	$69

Haslett Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Haslett MI. For example, the car insurance in Haslett after a DUI increases to $2088 for a six month policy. While the rate increases by $1137 for a six-month policy in the case of a speeding ticket.

Haslett auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1137	$190
Failure to wear a seat belt	$1349	$230
Cell phone violation	$1431	$238
Texting while driving	$1431	$244
Illegal turn	$1436	$239
Wrong way/wrong lane	$1436	$244
Speeding in school zone	$1457	$243
Driving with expired registration	$1468	$250
Failure to stop at a red light	$1483	$247
Improper passing	$1483	$252
Speeding 16 - 20 MPH over limit	$1649	$275
Open container	$1943	$331
Driving with a suspended license	$2176	$363
Racing	$2806	$477
Reckless driving	$3049	$508
Leaving scene of an accident/hit and run	$3127	$532
DUI	$3225	$538

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Haslett after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Haslett.

The cheapest car insurance premiums in Haslett are offered by Chubb at $264 for a six-month policy. However, it can be as expensive as $8144 with companies like Allstate.

Haslett car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Chubb	$264	$44
Auto-Owners Insurance Co	$698	$118
Grange	$703	$117
Farmers	$713	$121
Progressive	$786	$132
Pioneer State Mutual Ins Co	$847	$144
USAA	$940	$158
Travelers	$1039	$177
Auto-Owners	$1680	$283
Westfield	$1710	$288
AAA	$1886	$318
Bristol West	$2419	$412
Pioneer State Mutual	$3044	$507
Farm Bureau	$3581	$609
State Farm	$4429	$746
Frankenmuth	$8015	$1363
Allstate	$8144	$1357

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Haslett are offered by Westfield at $227. However, it can be as expensive as $10279 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Haslett after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$227	$38
Chubb	$264	$44
Encompass	$279	$48
Travelers	$341	$57
Auto-Owners Insurance Co	$362	$62
Farm Bureau Ins of MI	$517	$86
Grange	$548	$93
Auto-Owners	$687	$115
USAA	$703	$119
AAA	$889	$148
Farm Bureau	$920	$157
Pioneer State Mutual	$1013	$169
Progressive	$1034	$174
Frankenmuth	$1654	$276
State Farm	$3008	$512
Allstate	$2041	$347
Farmers	$10279	$1748

Car Insurance Price Trends in Haslett, Michigan

Car insurance rates in Haslett have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Haslett dipped by $183 in January compared to $233 of December. In other words, there has been an decrease by $50 when you compare January and December.

The average cost of liability insurance in the Haslett dipped to $64 in January, compared to $77 in December. This represents an decrease of $13 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Haslett?

The car insurance in Haslett is $30 per month, which is lower than the national average.

What is the cheapest car insurance in Haslett?

The cheapest car insurance in Haslett is $72 per month for full coverage.

How much is car insurance in Haslett for teenagers?

Car insurance for teenagers costs $212 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Haslett?

The average cost of car insurance is $1324 for a six-month policy. It will cost around $194 per month to insure your car in Haslett.

Is car insurance expensive in Haslett?

Car insurance can be expensive in Haslett if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Haslett can be affordable.

Cheapest Car Insurance Quotes in Haslett

Why you can trust Way?

How Much Is Car Insurance in Haslett

Avg. Car Insurance in Haslett

Avg. Car Insurance in Michigan

National Average

Cheapest Car Insurance Companies in Haslett

1st place: Travelers

2nd place: USAA

3rd place: Encompass

Haslett Car Insurance Rates by Company

Cheap Car Insurance Companies in Haslett, MI

Way's key takeaways about car insurance in Haslett

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Haslett

Cheapest Liability Coverage in Haslett, MI

Cheapest Full Coverage Car Insurance in Haslett

Cheapest Full Coverage Car Insurance Quotes in Haslett, MI

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Haslett by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Haslett, MI increasing?

Car Insurance Premiums by Age in Haslett

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Haslett,MI

If you are in your twenties N/A is the best choice for car insurance in Haslett.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Haslett

Cheapest Car Insurance Companies after an At-Fault Accident in Haslett

Haslett Car Insurance Rates by Violation

Haslett auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Haslett after a DUI

Haslett car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Haslett after Speeding ticket

Car Insurance Price Trends in Haslett, Michigan

Average Car Insurance Cost in Haslett by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Haslett, MI

Car Insurance Rates by State in the USA (2025 Update)

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