Progressive
$94/mo
General
$93/mo
Allstate
$170/mo
State Farm
$111/mo
CSAA
$114/mo
Progressive
General
Allstate
State Farm
CSAA
In Nebraska, having SR-22 insurance is mandatory by law following a high-risk driving violation. Your insurance company files an SR-22 as evidence that your auto insurance in Nebraska has minimal liability standards. These plans are almost identical to those found in normal auto insurance plans. However, driving violations will result in higher insurance costs.
The traffic violations that need SR-22 insurance differ from state to state. You'll require SR-22 insurance in Nebraska if you have any of the following offenses:
For infractions of a minor kind, you don't need SR-22 insurance. In contrast to individuals who must purchase SR-22 paperwork, drivers in Nebraska who get auto insurance following an accident or citation can find lower insurance rates.
In Nebraska, how long do you require SR-22 insurance? SR-22 insurance is often required for three years, though this might change depending on the seriousness and kind of violation.
| Company | Average Annual Premium |
|---|---|
| State Farm | $425 |
| Progressive | $525 |
| American Family | $574 |
| Farmers Mutual of America | $625 |
| USAA | $648 |
| Allstate | $727 |
| Farm Bureau Mutual (IA Group) | $818 |
| Allied | $846 |
| Farmers | $926 |
| AAA | $1142 |
| Metlife | $2046 |
In Nebraska, SR-22 auto insurance is more expensive than a standard policy. Although there is a minimal price for drivers to complete an SR-22 form, the high-risk violation and cumulative license points are the main causes of the cost increase. Depending on the seriousness and quantity of infractions, rates may be higher.
In Nebraska, drivers with a DUI pay an average of $847 per year for the minimum SR-22 insurance coverage, compared to just $471 annually for drivers without moving violations.
The least expensive SR-22 insurance provider in Nebraska, according to Way.com, is State Farm, which charges an average of $425 annually for minimum auto insurance coverage. State Farm offers affordable SR-22 insurance if you live in Nebraska. MetLife is the most expensive, costing an average price of DUI$2,047 annually.
| City | Price |
|---|---|
| Superior | $162 |
| Ord | $194 |
| Auburn | $161 |
| Beatrice | $182 |
| Waverly | $173 |
| McCook | $187 |
| Minden | $184 |
| Omaha | $176 |
| Kimball | $180 |
| Holdrege | $173 |
| North Platte | $171 |
| Papillion | $193 |
| Grand Island | $171 |
| Lincoln | $159 |
| La Vista | $193 |
| David City | $163 |
| Central City | $174 |
| Dakota City | $179 |
| Fairbury | $159 |
| Chalco | $190 |
| Wahoo | $167 |
| Wayne | $171 |
| Plattsmouth | $184 |
| Hastings | $176 |
| Hickman | $166 |
| West Point | $187 |
| Bennington | $186 |
| Ralston | $180 |
| Aurora | $186 |
| Pierce | $170 |
| Sidney | $172 |
| Wilber | $163 |
| Imperial | $180 |
| Valentine | $178 |
| York | $177 |
| Ashland | $175 |
| Geneva | $179 |
| Madison | $187 |
| Gothenburg | $183 |
| Ogallala | $177 |
| Fremont | $185 |
| Norfolk | $173 |
| Tekamah | $182 |
| St. Paul | $172 |
| Nebraska City | $163 |
| Mitchell | $174 |
| Valley | $186 |
| Company | Average Annual Rate |
|---|---|
| State Farm | $425 |
| Progressive | $525 |
| American Family | $574 |
| Farmers Mutual of Nebraska | $625 |
| USAA | $648 |
| Allstate | $727 |
| Farm Bureau Mutual (IA Group) | $818 |
| Allied | $846 |
| Farmers | $926 |
| AAA | $1142 |
| Metlife | $2047 |
Similar to other states, you must let your insurance company know that you need to file a complaint to the Nebraska Department of Motor Vehicles (DMV). Some insurance companies could refuse to cover you if you are a high-risk driver.
You might need to switch to a different provider if they don't offer you this service.
| State | State Min | PIP |
|---|---|---|
| Nebraska | 25/50/25 | N/A |
The State Minimum Liability Requirements for Nebraska are up to $50,000 per accident, $25,000 for property damage, and $25,000 per person for bodily injury protection. These are the bare minimums that your insurance policy must include.
You must first buy a liability-only motor insurance policy that meets Nebraska's legal minimum requirements before asking your insurance company for an SR-22 form on your behalf.
In Nebraska, you must meet the following criteria:
After three years, you can get your SR-22 withdrawn in Nebraska by notifying your insurance provider, who will then rescind the SR-22 file with the state.
You may have to submit an SR-22 form to get your license back. This certificate of insurance proves your possession of a liability insurance policy that satisfies state standards.
The cheapest way to show liability insurance is to have a non-owner auto insurance policy in your name. This coverage will work for you if you don't own a car and instead drive rental vehicles or vehicles owned by friends or family members. When requesting the renewal of your license, you may provide this policy as evidence of insurance.
A non-owner auto insurance coverage in Nebraska typically costs $577 annually for individuals submitting an SR-22. However, based on each insurance provider, quotes are very different. On average, the least expensive SR-22 non-owner insurance is by State Farm at $290 per year. Progressive offers the second-cheapest coverage, with average SR-22 insurance often required for a three-year term. However, this might vary depending on the severity and kind of violation.
| SR 22 Needed After | Major traffic violations and traffic suspension |
| Required For | 1 Year |
| Average Cost Increase | $41 |
| Min Physical Injury Liability coverage | $25000 per person/$50000 per accident |
| Min Property Damage Liability Coverage | $25,000 |
| Additional Coverage | $25000 per person/$50000 per accident in uninsured motorist coverage, $4500 in PIP |
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
In Nebraska, the average cost of SR-22 insurance is $500 per year, a 14% increase over the cost of regular auto insurance.
State Farm offers the cheapest SR-22 insurance in Nebraska.
Depending on the violation, you'll need SR-22 in Nebraska for three years.
Depending on the violation, you need to fill the new form with the DMV of your previous state.
For high-risk drivers who don't own cars but drive borrowed or rented cars, you'll need the SR-22 non-owner insurance form.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
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