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Key Takeaways
- The average Jaguar car insurance cost is about $2,531 per year, slightly below the national average of $2,679.
- Among models, the Jaguar F-Pace is the cheapest to insure at $1,992 annually, while the Jaguar XJ is the most expensive at $2,832.
- Insurance rates vary widely by provider, from as low as $971 with Progressive to over $2,800 with Southern Farm Bureau, making comparison shopping essential.
Jaguar is among the most admired car brands worldwide, with many models that have left a strong mark on the auto industry. When it comes to insurance, the Jaguar car insurance cost usually runs higher than that of non-luxury vehicles. Several factors play a role in this, which is why it's always smart to compare Jaguar insurance premiums before making a decision. That said, some Jaguar models do come with relatively lower insurance rates. In this guide, we'll go through all the key details to help you find the best option.
How Much Does It Cost to Insure a Jaguar?
The average annual cost to insure a Jaguar comes to about $2,531, with monthly payments averaging around $205. In comparison, the national average for car insurance is $2,679, which is slightly higher than Jaguar's premium. Insurance rates are strongly influenced by various factors, including a driver's age, location, credit score, and driving history. Along with these, the specific model and trim level of the Jaguar you drive also play a major role in determining your overall insurance cost. Always compare your insurance rates to find the best premium for you.
| Luxury Car Brands | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Chevrolet | $138 | $1,656 |
| Toyota | $148 | $1,772 |
| Alfa Romeo | $202 | $2,426 |
| Jaguar | $205 | $2,459 |
| Audi | $205 | $2,462 |
| Mercedes-Benz | $214 | $2,567 |
| Porsche | $222 | $2,667 |
| Tesla | $262 | $3,144 |
Jaguar Car Insurance by Company
When comparing Jaguar car insurance costs by company, Erie offers the most affordable option, with premiums starting at $1,701. Other budget-friendly choices include Texas Farm Bureau and Mercury, which also provide competitive rates for Jaguar owners. On the higher end, Southern Farm Bureau charges the steepest premium at $2,880, followed closely by Progressive, which also starts at $2,880.
Here's a breakdown of Jaguar car insurance costs by company:
| Insurance Company | Adjusted Annual Rate |
|---|---|
| Erie | $1,701 |
| Texas Farm Bureau | $1,776 |
| Mercury | $1,833 |
| Acuity | $2,299 |
| USAA | $2,409 |
| Tennessee Farmers | $2,542 |
| Country | $2,574 |
| Vermont Mutual | $2,585 |
| Arbella | $2,635 |
| Nationwide | $2,767 |
| Progressive | $2,831 |
| Southern Farm Bureau | $2,880 |
Jaguar Car Insurance by Model
The Jaguar XJ carries the highest insurance cost, averaging $2,832 per year. Coming next is the Jaguar XF, with an annual premium of around $2,508. On the more affordable side, the Jaguar F-Pace has the lowest insurance rate, averaging just $1,992 per year.
| Car Model | Average Rate |
|---|---|
| Jaguar XJ | $2,832 |
| Jaguar XF | $2,508 |
| Jaguar XE | $2,148 |
| Jaguar F-Pace | $1,992 |
Jaguar XJ
Tennessee Farmers provides the cheapest Jaguar insurance, with rates starting at $1,317 per year. The second most affordable option is American Family, charging an annual premium of $1,639. On the other end, Arbella is the most expensive, with insurance costs reaching $2,410 annually.
| Insurance Companies | Annual Cost |
|---|---|
| Tennessee Farmers | $1,317 |
| American Family | $1,639 |
| 21st Century | $1,761 |
| Nationwide | $1,879 |
| Erie | $1,961 |
| Infinity | $2,044 |
| USAA | $2,167 |
| Vermont Mutual | $2,200 |
| Mercury | $2,209 |
| Country | $2,374 |
| State Farm | $2,400 |
| Arbella | $2,410 |
Jaguar XF
Similar to many other Jaguar insurance providers, Tennessee Farmers offers the lowest premiums, starting at $1,389. On the higher side, Auto-Owners has the most expensive Jaguar insurance, with rates averaging $2,217.
| Insurance Companies | Annual Cost |
|---|---|
| Tennessee Farmers | $1,389 |
| American Family | $1,620 |
| Nationwide | $1,654 |
| 21st Century | $1,833 |
| Vermont Mutual | $1,847 |
| USAA | $1,850 |
| Erie | $1,902 |
| Southern Farm Bureau | $2,123 |
| Mercury | $2,127 |
| Country | $2,165 |
| State Farm | $2,214 |
| Auto-Owners | $2,217 |
Jaguar XE
The average insurance cost to insure a Jaguar XE varies depending on the provider, with rates starting as low as $1,384 from Nationwide and going up to around $1,932 with Auto-Owners. At the same time, larger insurers such as American Family and Mercury sit in the mid-range. Comparing these options can help Jaguar XE owners find the best balance between coverage and affordability. You can also compare the insurance costs of different car models with Way.
| Insurance Companies | Annual Cost |
|---|---|
| Nationwide | $1,384 |
| Tennessee Farmers | $1,389 |
| Vermont Mutual | $1,458 |
| Erie | $1,520 |
| Mercury | $1,539 |
| American Family | $1,541 |
| 21st Century | $1,710 |
| Country | $1,813 |
| USAA | $1,840 |
| Southern Farm Bureau | $1,863 |
| Auto-Owners | $1,932 |
Jaguar F Space
Progressive and USAA are among the more affordable options, with annual premiums of $971 and $1,133, respectively. On the other hand, Arbella and Country rank on the higher end, costing $1,721 and $1,585 annually.
| Insurance Companies | Annual Cost |
|---|---|
| Progressive | $971 |
| USAA | $1,133 |
| Tennessee Farmers | $1,194 |
| Nationwide | $1,206 |
| Mercury | $1,227 |
| Erie | $1,235 |
| State Farm | $1,310 |
| Acuity | $1,444 |
| Vermont Mutual | $1,506 |
| Country | $1,585 |
| Arbella | $1,721 |
How Do I Find the Best Jaguar Car Insurance Rates?
- You should always research the market and analyze the insurance trends before purchasing your Jaguar insurance. It could be tempting to choose a provider that offers a low rate. However, it's always better to apply for multiple free insurance quotes from as many companies as you can. You can apply individually or make use of an insurance platform like Way.com.
- The best approach for finding the right policy is to analyze all of your options. Only choose a provider who offers a balance of low rates and comprehensive coverage. Ask for available discounts like multi-policy, good student, loyalty, and senior citizen that can lower your insurance costs.
- In only a few minutes, an insurance aggregator like Way.com can help you find the lowest insurance rates you've qualified for with your financial position.
- The cheapest rates don't always mean the best, so consider spending a little bit more to get comprehensive coverage. You can also save more on your Jaguar insurance cost by bundling your home and car insurance policies.
How to Get Jaguar Car Insurance with Way.com
It is really easy to get car insurance quotes with Way.com. All you need to do is download the Way app or log on to our website. On our platform, you can compare offers from more than 140 different insurance providers. This will help you select the most suitable option to reduce your Jaguar car insurance cost.
INSURANCE AGENT EXPERTS
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
Frequently Asked Questions
How much is Jaguar insurance?
The average cost of car insurance for a Jaguar is $2,531 per year. However, the insurance cost for a Jaguar depends on many things, such as the model you drive, the state you live in, and your driving record.
How much is a Jaguar?
The base model of the 2023 Jaguar XF, the S, costs $47,000. The SE starts at $49,300, while the top-of-the-line R-Dynamic SE starts at $52,700.
What is the Jaguar E-Pace insurance cost?
The insurance rate for the Jaguar E-Pace is $2,592. As a small SUV, the Jaguar E-Pace is one of the Jaguar models that costs the least to insure.
Jaguar Car insurance cost by model
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