Key Takeaways
Jaguar is among the most admired car brands worldwide, with many models that have left a strong mark on the auto industry. When it comes to insurance, the Jaguar car insurance cost usually runs higher than that of non-luxury vehicles. Several factors play a role in this, which is why it's always smart to compare Jaguar insurance premiums before making a decision. That said, some Jaguar models do come with relatively lower insurance rates. In this guide, we'll go through all the key details to help you find the best option.
The average annual cost to insure a Jaguar comes to about $2,531, with monthly payments averaging around $205. In comparison, the national average for car insurance is $2,679, which is slightly higher than Jaguar's premium. Insurance rates are strongly influenced by various factors, including a driver's age, location, credit score, and driving history. Along with these, the specific model and trim level of the Jaguar you drive also play a major role in determining your overall insurance cost. Always compare your insurance rates to find the best premium for you.
| Luxury Car Brands | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Chevrolet | $138 | $1,656 |
| Toyota | $148 | $1,772 |
| Alfa Romeo | $202 | $2,426 |
| Jaguar | $205 | $2,459 |
| Audi | $205 | $2,462 |
| Mercedes-Benz | $214 | $2,567 |
| Porsche | $222 | $2,667 |
| Tesla | $262 | $3,144 |
When comparing Jaguar car insurance costs by company, Erie offers the most affordable option, with premiums starting at $1,701. Other budget-friendly choices include Texas Farm Bureau and Mercury, which also provide competitive rates for Jaguar owners. On the higher end, Southern Farm Bureau charges the steepest premium at $2,880, followed closely by Progressive, which also starts at $2,880.
Here's a breakdown of Jaguar car insurance costs by company:
| Insurance Company | Adjusted Annual Rate |
|---|---|
| Erie | $1,701 |
| Texas Farm Bureau | $1,776 |
| Mercury | $1,833 |
| Acuity | $2,299 |
| USAA | $2,409 |
| Tennessee Farmers | $2,542 |
| Country | $2,574 |
| Vermont Mutual | $2,585 |
| Arbella | $2,635 |
| Nationwide | $2,767 |
| Progressive | $2,831 |
| Southern Farm Bureau | $2,880 |
The Jaguar XJ carries the highest insurance cost, averaging $2,832 per year. Coming next is the Jaguar XF, with an annual premium of around $2,508. On the more affordable side, the Jaguar F-Pace has the lowest insurance rate, averaging just $1,992 per year.
| Car Model | Average Rate |
|---|---|
| Jaguar XJ | $2,832 |
| Jaguar XF | $2,508 |
| Jaguar XE | $2,148 |
| Jaguar F-Pace | $1,992 |
Tennessee Farmers provides the cheapest Jaguar insurance, with rates starting at $1,317 per year. The second most affordable option is American Family, charging an annual premium of $1,639. On the other end, Arbella is the most expensive, with insurance costs reaching $2,410 annually.
| Insurance Companies | Annual Cost |
|---|---|
| Tennessee Farmers | $1,317 |
| American Family | $1,639 |
| 21st Century | $1,761 |
| Nationwide | $1,879 |
| Erie | $1,961 |
| Infinity | $2,044 |
| USAA | $2,167 |
| Vermont Mutual | $2,200 |
| Mercury | $2,209 |
| Country | $2,374 |
| State Farm | $2,400 |
| Arbella | $2,410 |
Similar to many other Jaguar insurance providers, Tennessee Farmers offers the lowest premiums, starting at $1,389. On the higher side, Auto-Owners has the most expensive Jaguar insurance, with rates averaging $2,217.
| Insurance Companies | Annual Cost |
|---|---|
| Tennessee Farmers | $1,389 |
| American Family | $1,620 |
| Nationwide | $1,654 |
| 21st Century | $1,833 |
| Vermont Mutual | $1,847 |
| USAA | $1,850 |
| Erie | $1,902 |
| Southern Farm Bureau | $2,123 |
| Mercury | $2,127 |
| Country | $2,165 |
| State Farm | $2,214 |
| Auto-Owners | $2,217 |
The average insurance cost to insure a Jaguar XE varies depending on the provider, with rates starting as low as $1,384 from Nationwide and going up to around $1,932 with Auto-Owners. At the same time, larger insurers such as American Family and Mercury sit in the mid-range. Comparing these options can help Jaguar XE owners find the best balance between coverage and affordability. You can also compare the insurance costs of different car models with Way.
| Insurance Companies | Annual Cost |
|---|---|
| Nationwide | $1,384 |
| Tennessee Farmers | $1,389 |
| Vermont Mutual | $1,458 |
| Erie | $1,520 |
| Mercury | $1,539 |
| American Family | $1,541 |
| 21st Century | $1,710 |
| Country | $1,813 |
| USAA | $1,840 |
| Southern Farm Bureau | $1,863 |
| Auto-Owners | $1,932 |
Progressive and USAA are among the more affordable options, with annual premiums of $971 and $1,133, respectively. On the other hand, Arbella and Country rank on the higher end, costing $1,721 and $1,585 annually.
| Insurance Companies | Annual Cost |
|---|---|
| Progressive | $971 |
| USAA | $1,133 |
| Tennessee Farmers | $1,194 |
| Nationwide | $1,206 |
| Mercury | $1,227 |
| Erie | $1,235 |
| State Farm | $1,310 |
| Acuity | $1,444 |
| Vermont Mutual | $1,506 |
| Country | $1,585 |
| Arbella | $1,721 |
It is really easy to get car insurance quotes with Way.com. All you need to do is download the Way app or log on to our website. On our platform, you can compare offers from more than 140 different insurance providers. This will help you select the most suitable option to reduce your Jaguar car insurance cost.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
The average cost of car insurance for a Jaguar is $2,531 per year. However, the insurance cost for a Jaguar depends on many things, such as the model you drive, the state you live in, and your driving record.
The base model of the 2023 Jaguar XF, the S, costs $47,000. The SE starts at $49,300, while the top-of-the-line R-Dynamic SE starts at $52,700.
The insurance rate for the Jaguar E-Pace is $2,592. As a small SUV, the Jaguar E-Pace is one of the Jaguar models that costs the least to insure.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
For the best user experience, please download our Way app.
or
Free quotes from 150+ carriers in seconds
