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Jeep Liberty Insurance Cost

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Key Takeaways

  • The Jeep Liberty is generally inexpensive to insure, with average costs of around $1,217-$1,337 annually, depending on the model year.
  • Erie Offers the Cheapest Rates: For both the 2011 and 2012 models, Erie consistently provides the lowest insurance premiums - $563 and $612 per year, respectively.
  • Built-in safety features like ESC, ABS, and side airbags contribute to lower premiums and enhanced protection.

Jeep Liberty Auto Insurance Cost

The average Jeep Liberty auto insurance cost is $1,217 annually. This figure may vary based on your location, driving profile, and the specific trim and model year of your Liberty. Older models often cost less to insure due to lower replacement values, but they may lack some modern safety features that help reduce premiums.

Are Jeep Liberty Models Expensive to Insure?

Not really. Compared to high-end SUVs and luxury crossovers, the Jeep Liberty is generally affordable to insure. Its simple build, moderate repair costs, and decent safety ratings help keep the insurance rates in check. However, if your Liberty has added modifications or is used heavily for towing or rough terrain, expect a slightly higher premium.

What Impacts the Cost of Jeep Liberty Car Insurance?

Insurance providers assess a mix of vehicle-specific and driver-specific factors, such as:

  • Vehicle Age & Trim: Newer or limited-edition trims may cost more to insure than base models.
  • Usage Type: Frequent towing, long commutes, or off-road driving can raise premiums.
  • Location: Living in areas with higher accident or theft rates can impact your rate.
  • Driver Profile: A solid driving history and strong credit score help lower your Jeep Liberty insurance costs.

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Cheapest Insurance Companies Based on Jeep Liberty Model Years

2012 Jeep Liberty

The average cost to insure a 2012 Jeep Liberty is $1,337 annually. Erie offers the lowest annual premium at $612, making it the most affordable option for this model year. On the higher end, Country provides the costliest coverage at $1,030 annually.

Company Average Annual Cost
Erie $612
Vermont Mutual $725
USAA $761
Tennessee Farmers $820
Progressive $826
State Farm $833
Arbella $963
American Family $964
Acuity $966
Plymouth Rock Insurance $994
Country $1,030

2011 Jeep Liberty

The 2011 Jeep Liberty insurance cost premium is slightly lower than the 2012 model. Once again, Erie provides the cheapest rate at $563 per year, while Plymouth Rock Insurance is the most expensive at $977 annually.

Company Average Annual Cost
Erie $563
USAA $643
Vermont Mutual $673
Progressive $719
State Farm $751
Tennessee Farmers $780
Arbella $823
American Family $917
Country $953
Nationwide $973
Plymouth Rock Insurance $977

Jeep Liberty Safety Features

The Jeep Liberty may not be a brand-new model, but it still delivers solid safety features designed to protect you on the road. With a strong body design and essential safety systems, the Liberty is built to secure drivers and passengers while possibly helping you save on car insurance premiums.

Some standard and available safety features include:

  • Electronic Stability Control (ESC)
  • Antilock Brake System (ABS)
  • All-speed Traction Control
  • Advanced Multistage Front Airbags
  • Supplemental Side Curtain Front and Rear Airbags
  • Brake Assist
  • Tire Pressure Monitoring System
  • Hill Start Assist
  • LATCH-ready child seat anchor system
  • Sentry Key® Theft Deterrent System
  • Enhanced accident response system
  • Fog Lamps (available on higher trims)

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Ways to Save on Jeep Liberty Car Insurance

Here are a few smart moves to keep your Jeep Liberty insurance costs down:

  • Keep a clean driving record: Avoiding tickets and accidents helps you score lower rates.
  • Maintain a good credit score: Many insurers reward high-credit customers with better premiums.
  • Follow the rules of the road: Even minor violations can raise your insurance rates.
  • Ask about discounts: Insurers offer deals for bundled policies, safe driving, loyalty, and more.
  • Bundle your policies: Pairing your auto insurance with homeowners' or renters' insurance can mean serious savings.

How Do I Find the Best Jeep Liberty Car Insurance Rates?

  • Always research the market and insurance trends before purchasing car insurance for your Jeep Liberty. It could be tempting to choose a provider that offers a low rate. However, applying for multiple free insurance quotes from as many companies as possible is always better. You can either apply individually or use an insurance platform like Way.com.
  • Compare, compare, compare - that should be your mantra when searching for the best policy. Only choose a provider who offers a balance of low rates and comprehensive coverage.
  • In only a few minutes, an insurance aggregator like Way.com can help you find the lowest insurance rates you've qualified for with your financial position.
  • The cheapest rates don't always mean the best! You can always consider spending a bit more to get comprehensive coverage.

How to Get Jeep Liberty Auto Insurance with Way

Download the Way app or visit the Way.com website to start comparing quotes instantly. With just a few clicks, you can view offers from a wide range of insurance companies and choose the policy that works best for your Jeep Liberty—all in under a minute!

INSURANCE AGENT EXPERTS

Wilson Mathew Nechikat

Wilson Mathew Nechikat

Principal

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Anthony Luu

Anthony Luu

Sr. Director of Insurance Operations

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Ezra Peterson

Ezra Peterson

Sr. Director of Insurance

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Danny Herrera

Danny Herrera

Head of Commercial Insurance

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Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com



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