Key Takeaways
Are you looking for the best insurance company for your Jeep car model? Here is a comprehensive guide comparing the cheapest carriers for Jeep, based on selected models. Go through the model-wise comparisons and find the best insurance provider for your Jeep.
Jeep insurance rates are comparatively lower. The average annual cost to insure cars in the brand is $1500 per year. Compared to the other brands, the Jeep insurance rates are $234 cheaper on average. The table below shows the comparison of the average annual and monthly insurance rates of Jeep with those of leading car brands such as Subaru, Nissan, Honda, etc.
Jeep car insurance rates vary, based on the models, specs, and insurers. The cheapest Jeep auto insurance quotes are offered by Erie. The average annual offer made by the provider is $662. The rate is 56% lower than the overall average for the brand. Cheap Jeep auto insurance rates offered by various insurers, on average, are provided in the table below.
| Cheapest Insurance Company | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $662 | $82 |
| Progressive | $678 | $83 |
| Vermont Mutual | $723 | $84 |
| State Farm | $733 | $85 |
| USAA | $747 | $86 |
| Tennessee Farmers | $826 | $87 |
| Acuity | $912 | $88 |
| Nationwide | $932 | $89 |
| Cincinnati Insurance | $939 | $90 |
| American Family | $945 | $91 |
Jeep insurance costs across various models range from $732 to $1,500. We have seen that the insurance rate for Jeep is lower than that of its competitors. The table shows the average annual and monthly insurance rates for the Jeep models: Liberty, Wrangler Unlimited, Patriot, Compass, Wrangler, Renegade, Grand Cherokee, and Cherokee.
| Jeep Models | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Jeep Liberty | $732 | $61 |
| Jeep Wrangler Unlimited | $804 | $67 |
| Jeep Patriot | $864 | $72 |
| Jeep Compass | $1320 | $110 |
| Jeep Wrangler | $1392 | $116 |
| Jeep Renegade | $1404 | $117 |
| Jeep Grand Cherokee | $1452 | $121 |
| Jeep Cherokee | $1500 | $125 |
State Farm offers the cheapest insurance cost for a Jeep Liberty. The average annual cost to insure the car model with State Farm is $825. The discontinued Jeep model is available in Sport and Limited trim. Go through more competitive rates offered by other leading providers in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| State Farm | $825 | $69 |
| Erie | $839 | $70 |
| Progressive | $872 | $73 |
| USAA | $877 | $73 |
| Vermont Mutual | $913 | $76 |
| Nationwide | $940 | $78 |
| Country | $985 | $82 |
Jeep Wrangler Unlimited insurance rates on average cost $804 per year. The rate is 45% more than the cheapest average insurance for the car model, offered by Erie. More insurers such as Progressive, Vermont Mutual, State Farm, etc., also have cheap Jeep Wrangler Unlimited insurance rates. Find the respective average rates to expect from each provider in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $554 | $46 |
| Progressive | $612 | $51 |
| Vermont Mutual | $616 | $51 |
| State Farm | $630 | $53 |
| USAA | $635 | $53 |
| Tennessee Farmers | $737 | $61 |
| Country | $821 | $68 |
| Arbella | $843 | $70 |
| Acuity | $846 | $70 |
| American Family | $861 | $72 |
| Nationwide | $902 | $75 |
| Plymouth Rock Insurance | $909 | $76 |
The average annual Jeep Patriot insurance rates can be as low as $582. Erie offers the cheapest rate for this discontinued Jeep model. This low-cost model is available in Sport, Latitude, and Limited trim levels. The overall average to insure a Jeep Patriot is $864 per year.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $582 | $48 |
| USAA | $712 | $59 |
| Vermont Mutual | $719 | $60 |
| Progressive | $726 | $61 |
| State Farm | $769 | $64 |
The average annual Jeep Compass insurance rate is $1,320. The cheapest insurance rate for this compact crossover car model is $664, on average. The car model is available for both regular and off-road purposes. Hence, the Jeep Compass insurance cost also varies. Get a look at the average cheap insurance rates from various insurers in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Progressive | $664 | $55 |
| Erie | $732 | $61 |
| Vermont Mutual | $747 | $62 |
| USAA | $791 | $66 |
| State Farm | $837 | $70 |
The average Jeep Wrangler insurance rates will cost you $1,392 per year. Progressive offers the cheapest average insurance rates for this iconic off-roader, which is $615, apart from the carriers Erie, Vermont Mutual, State Farm, and USA. Find more rates in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Progressive | $615 | $51 |
| Erie | $656 | $55 |
| Vermont Mutual | $675 | $56 |
| State Farm | $690 | $58 |
| USAA | $773 | $64 |
Jeep Renegade insurance cost on average is $1,404 per year. The cheapest average annual rate offered by Vermont Mutual is $978. Insurers such as Erie, USAA, Nationwide, and Progressive offer cheap Renegade insurance rates. The table below shows the average rates from respective carriers.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Vermont Mutual | $978 | $82 |
| Erie | $978 | $82 |
| USAA | $986 | $82 |
| Nationwide | $1,015 | $85 |
| Progressive | $1,048 | $87 |
Jeep Grand Cherokee insurance costs about $1,452 per year, or $121 per month if paid monthly. The cheapest rates are offered by Progressive. Cheap rates are also offered by insurers such as Erie, USAA, Vermont Mutual, and State Farm. Refer to the table below for the respective average rates.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Progressive | $658 | $82 |
| Erie | $740 | $83 |
| USAA | $812 | $84 |
| Vermont Mutual | $829 | $85 |
| State Farm | $863 | $86 |
The average Jeep Cherokee insurance cost is $1,500. While this is the case with an overall average, you can find rates offered by Erie as low as $807. The cheap Jeep Cherokee insurance rate ranges between $82 and $86 per month, on average. The table below shows more insurers with cheap rates for the model.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $807 | $82 |
| State Farm | $825 | $83 |
| Progressive | $872 | $84 |
| USAA | $877 | $85 |
| Vermont Mutual | $913 | $86 |
Shop Around & Compare Quotes: Since all carriers revise the car insurance rates annually, your Jeep insurance cost can also change. The premium might go down for many companies. Therefore, it is best to shop around and compare quotes from multiple insurers annually.
Increase Your Deductible: For older models, the coverage v/s rate always can't be on the right track. You might end up paying more for lower coverage. In such a sit, raise your deductibles (if you don't have a loan on the car), provided the previous claim and driving histories are clean.
Take Advantage of Discounts: Several discounts are available in the insurance market, and you might be eligible to take advantage of some. Check the criteria and eligibility and get a decent discount on your annual insurance costs. Here are a few examples of the popular discounts offered by carriers: Safe Driver Discount, Multi-Policy Discount, Good Student Discount, Military/Veteran Discount, etc.
Improve Your Credit Score: Insurers look up your credit score, which helps them predict the probability of a claim. Therefore, improving your credit score can get you a cheap Jeep insurance quote. Provided four states (California, Hawaii, Massachusetts, and Michigan) completely and one state (Washington) partially prohibit insurers from doing this.
Choose the Right Coverage: Jeep car insurance rates significantly depend on the coverage limits. Mostly older versions of the car don't require comprehensive coverage as the present market value and depreciated value quoted by the insurers aren't in the right ratio. Therefore, if you are financially stable and are able to take the loss in a collision, it is best to keep the liability only insurance.
Drive Safely & Avoid Claims: Safe driving and no claim year can be rewarded with a discounted car insurance rate. The no-claim bonus for every consecutive year without a bonus can be added to the previous one and raise the discount.
Install Safety & Anti-Theft Devices: Even though the makers provide standard security features, add-on devices to mitigate the events of theft and accidents can result in lower Jeep insurance rates. Just remember to declare the instalments during the insurance purchase/renewal.
Consider Usage-Based Insurance: Some use jeeps for daily commutes, some for adventure, and some for pleasure driving. Daily users receive standard rates; at the same time, adventure drivers can get much higher premiums. Also, not all insurers provide insurance for track or adventure drives, so search for the best carriers for the purpose. However, pleasure drivers or weekenders are eligible to get a discounted rate for lower annual mileage.
Opt for a Less Expensive Jeep Model: Latest models and model years of Jeeps have relatively higher insurance costs. If you are looking for a Jeep for regular use, go for standard trims and lower models, so that you can get cheaper insurance rates.
While our information can assist you in determining where to begin your search for Jeep insurance, you can get a correct estimate by comparing personalized prices with the Way app.
In addition, you can compare the premiums on a single platform rather than collecting quotes from separate insurers' websites. It only takes a few minutes, is free, and is the quickest method to locate the best deal.
You need to search thoroughly to locate many credible insurers from which to receive Jeep insurance rates. However, we can help you by providing you with a list of local insurers that can provide you with competitive pricing based on parameters you can adjust.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
The Jeep auto insurance rates cost you $1,500 annually, which is $125 per month.
Compared to competing brands such as Subaru, Nissan, Honda, etc., Jeep insurance rates are not very expensive.
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