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Key Takeaways

  • Older Jeeps are less expensive to repair or replace than newer Jeeps. So, they have lower insurance costs because they are not leased or financed.
  • The model of your car has an impact on your insurance rates. When a car is more expensive, insurance usually costs more.

The History of Jeep

The Jeep brand, founded in 1943 and headquartered in Toledo, Ohio, has a unique history dating back to World War II. The early models were the CJ or ‘Civilian Jeep’ versions, the Willys Jeep Truck and Station Wagon, and the VJ Jeepster. Models like the Wagoneer, Super Wagoneer, Cherokee, and Gladiator got launched in the 1960s and 1970s.

The recent models include the revived Jeep Wagoneer and Grand Wagoneer. These days Jeep maintains a remnant of Jeep’s military beginnings. Still, the sticker prices of some contemporary models are so high. It makes it difficult to use a Jeep off-road without risking destroying a vehicle that costs $60,000 or more.

You will need auto insurance covering enough coverage when your Jeep gets damaged. Since the models cost well, the drivers will search for cheap insurance. How much does Jeep insurance cost? Is Jeep insurance expensive? What is the Jeep insurance cost for different models? Here’s the info you need on Jeep car insurance.

How much does Jeep Insurance cost?

Jeep insurance for the 2022 model year ranges from $1,480 for a Jeep Compass to $2,026 for the Jeep Grand Wagoneer, the most affordable model. The insurance for Jeep Cherokee costs $1,692 a year, Jeep Grand Cherokee costs $1,680, Jeep Wrangler costs $1,744, and the Jeep Gladiator costs $1,500.

Always use Way.com to compare Jeep insurance quotes from top insurers and buy the best policy for your car.

Model Average Annual Premium
Jeep Wrangler $1,744
Jeep Renegade $1,520
Jeep Compass $1,480
Jeep Cherokee $1,692
Jeep Grand Cherokee $1,680
Jeep Gladiator  $1,500
Jeep Grand Wagoneer $2,026
Jeep Patriot (2017 and earlier models) $1,302
Jeep Wagoneer $1,818

Factors partially account for car insurance premium differences among different makes and models

Crash rates by make/model: The Insurance Institute for Highway Safety (IIHS) primarily gives the Jeep Grand Cherokee and the Jeep Wrangler ‘Good’ safety ratings. Insurers generally evaluate safety ratings to determine overall risk.

Price of components: Parts for Jeep cars manufactured in the US may be less expensive than parts for international cars. When calculating the cost of replacing parts, insurance companies consider this.

Safety features: Improved safety features can help reduce the overall cost of Jeep car insurance. All Jeep Grand Cherokee cars come with the ProTech I system, which features blind-spot warnings, rear cross-path monitoring, and a rear backup camera. To make driving even safer, you can add blind-spot monitoring, rear cross-path recognition, and park assist.

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Car insurance for Jeep: By model

Car insurance for Jeep Compass

The price of the 2020 Jeep Compass averages around $29,829. The trims available are - Sport, Latitude, Sun and Wheel, Altitude, Sun and Safety Edition, North Edition, Limited, Trailhawk, and High Altitude.

In addition, Jeep insurance for this model costs you an average annual premium of $1,480. A Jeep Compass’s monthly insurance costs an average of $123 and ranges from $114 to $130, depending on the model.

Jeep Compass Car Insurance Average Annual Premium
Monthly premium $123
Full coverage $1803

Car insurance for Jeep Wrangler

Before calculating the destination and documentation costs, the average cost of a 2022 Jeep Wrangler model is around $43,013. The available trims are - Sport, Willys Sport, Sport S, Black and Tan, Willys, Freedom, Rubicon, and Rubicon Recon.

Jeep Wrangler Car Insurance Average Annual Premium
Monthly premium $145
Full coverage $1,744

Car insurance for Jeep Renegade

The cost of a 2022 Jeep Renegade starts at $24,695. The trims available are - Sport, Jeepster, Latitude, Upland, Altitude, Orange Edition, North Edition, Limited, Trailhawk, High Altitude, and High Altitude S. The insurance cost for Renegade comes to around $1,520 a year.

Jeep Renegade Car Insurance Average Annual Premium
Monthly premium $126
Full coverage $1,520

Car insurance for Jeep Cherokee

The average price for a 2022 Cherokee is $33,775, ranging from $28,135 to $40,275. A comprehensive coverage policy for a Jeep Cherokee costs an average of $1,692 per year. A Jeep Cherokee’s monthly insurance costs average $141 and range from $133 to $147, depending on the model.

Jeep Cherokee Car Insurance Average Annual Premium
Monthly premium $141
Full coverage $1,692

Car insurance for Jeep Grand Cherokee

The average price for a 2022 Grand Cherokee is $55,269, ranging from $39,785 to $74,695. In addition, Jeep Grand Cherokee insurance costs about $1,680 per year, or $140 per month if paid monthly. As a result, the Jeep insurance cost for Grand Cherokee is higher than the insurance rate of an average midsize SUV.

Jeep Grand Cherokee Car Insurance Average Annual Premium
Monthly premium $140
Full coverage $1,680

Car insurance for Jeep Patriot

A 2017 Patriot model can cost you between $13,000 and $19,000. In addition, Jeep Patriot car insurance costs an average of $1,302 annually for a full-coverage policy, which is about $108.5 every month.

Jeep Grand Cherokee Car Insurance Average Annual Premium
Monthly premium $108.5
Full coverage $1,302

Car insurance for Jeep Gladiator

The average price of a 2022 Gladiator is $42,898, ranging from $35,610 to $52,510. A full-coverage Jeep Gladiator car insurance costs an average of $1,500 per year. Monthly Jeep insurance for a 2022 Gladiator ranges from $117 to $132, depending on the trim level.

Jeep Gladiator Car Insurance Average Annual Premium
Monthly premium $125
Full coverage $1,500

Car insurance for Jeep Wagoneer

The price of a 2022 Jeep Grand Wagoneer starts at around $88,440. In addition, Jeep Wagoneer insurance for the 2022 model year costs around $1,818 or $151 per month. The insurance cost of Wagoneer is higher than the other cars belonging to the segment.

Jeep Wagoneer Car Insurance Average Annual Premium
Monthly premium $151
Full coverage $1,818

Car insurance for Jeep Grand Wagoneer

The 2022 Grand Wagoneer model has a price range of $88,440 to $104,845. Jeep Grand Wagoneer insurance costs an average of $2,026 per year or $168 per month. The Jeep insurance for Grand Wagoneer costs more than the average large SUV.

Jeep Grand Wagoneer Car Insurance Average Annual Premium
Monthly premium $168
Full coverage $2,026

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Other car insurance coverage for a Jeep

The model and the insurance company you choose all play a role in the overall cost of Jeep insurance. Coverage options influence the premiums, as you can choose additional coverage to design more comprehensive insurance for you and your Jeep. Also, every state has a specific set of minimum insurance regulations to safeguard other drivers while driving.

Always consider buying full coverage insurance rather than the minimum required by your state. Opting for full coverage adds comprehensive and collision coverage to your policy. That can help cover the expenses of repairing your Jeep in case of an accident or other occurrence, such as theft. These are some other Jeep insurance you can consider.

Gap insurance: Buying it may be advantageous if you purchase or finance a new Jeep car. It would pay the difference between the amount you owe on the car and its current value, as calculated by your insurer at the time of the claim.

However, suppose you total your vehicle but still owe a significant amount on a loan. The gap between the depreciated market value and the loan amount could be significant in that case.

New car replacement coverage: It will allow you to get a value closer to your car’s market value without depreciation if your new Jeep gets totaled in a covered accident.

Before adding this coverage to your policy, your insurer may have certain requirements, such as your car’s age, current mileage, and comprehensive and collision coverage.

Uninsured/underinsured motorist coverage: It will help cover your losses up to your policy limits if you get involved in an accident and the other party at fault doesn’t have insurance or has insufficient coverage to pay your losses.

How to get Jeep Insurance with Way.com

While our information can assist you in determining where to begin your search for Jeep insurance, you can get a correct estimate by comparing personalized prices with Way.com.

In addition, you can compare the premiums on a single platform rather than collecting quotes from separate insurers’ websites. It only takes a few minutes, is free, and is the quickest method to locate the best deal.

You need to search thoroughly to locate many credible insurers from which to receive Jeep insurance rates. However, we can help you by providing you with a list of local insurers that can provide you with competitive pricing based on parameters you can adjust.

Visit our insurance quote page to get started.

Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com

FAQ

How much is insurance on a Jeep Wrangler?

Jeep Wrangler insurance costs you an average annual premium of $1,744.

Is it expensive to insure a Jeep Wrangler? Why?

No. Despite being a large car, it is comparatively less expensive to insure a Wrangler. The average cost to insure a Jeep Wrangler is less than the national average for full coverage auto insurance.

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