Key Takeaways
Introduced in 2007, the Jeep Compass is a popular compact crossover SUV. The three Jeep Compass models available on the market are Sport, Latitude, and Limited. The trim levels and the specific features significantly impact insurance prices, apart from the various elements contributing to the overall cost of auto insurance for a Jeep Compass.
Here, we examine such factors as the most cost-effective insurance provider for its different models and trim levels, the SUV's performance in safety tests, and the available insurance discounts.
Jeep Compass auto insurance cost, when compared to other compact SUVs, is lower. The average annual premium for the car model is $1,320, which is $110 per month. The rate can vary based on the driving record, repair frequency for the model, trim levels, and many other factors. Here is the comparison of average rates for various compact SUVs in the table below.
| Car Models | Average Annual Premium | Average Monthly Premium |
|---|---|---|
| Jeep Compass | $1,320 | $110 |
| Ford Escape | $1,464 | $122 |
| Honda CR-V | $1,476 | $123 |
| Subaru Forester | $1,476 | $123 |
| Hyundai Tucson | $1,524 | $127 |
| Nissan Rogue | $1,572 | $131 |
| Toyota RAV4 | $1,572 | $131 |
Repair Costs & Frequency : Older models of the Jeep Compass have a few persistent issues. Therefore, the repair frequency for the car model is a little higher. Also, the cost of replacing various parts is not modest. Hence, these factors could lead to a higher Jeep Compass insurance rate.
Safety Ratings & Crash Test Performance : The car has emerged with a decent rating in NHTSA tests and an above-average classification in IIHS tests. Along with the advanced security and safety features, this factor would help to fix the insurance rates within your budget bracket.
Theft Rates : Compass has emerged as one of the top stolen models, as per the NICB report. This factor is a red signal for insurers and leads to higher insurance rates.
Recalls & Warranty Coverage : Jeep Compass has a notable number of recalls due to recurring issues with electrical equipment, fuel pump failure, etc. Also, warranty cover validity is not long when compared to the cars of leading brands in the same segment. This could increase your Jeep Compass auto insurance costs.
Trim-Level Differences : Jeep Compass is available at Sports, Latitude, and Trailhawk trim levels. While the first two are basic models, with modest insurance costs, Trailhawk, preferred by off-roaders, has high risk and enhanced performance, which incur higher insurance rates.
The model years are a great factor that affects the Jeep Compass insurance costs. As the car age goes up, the insurance rates usually go down. The average monthly insurance rate for Compass from 2020 to 2011 model years ranges between $111 and $90.
| Jeep Compass Model Years | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| 2020 Jeep Compass | $1,326 | $111 |
| 2019 Jeep Compass | $1,411 | $118 |
| 2017 Jeep Compass | $1,297 | $108 |
| 2016 Jeep Compass | $1,667 | $139 |
| 2015 Jeep Compass | $1,205 | $100 |
| 2014 Jeep Compass | $1,226 | $102 |
| 2013 Jeep Compass | $1,284 | $107 |
| 2012 Jeep Compass | $1,246 | $104 |
| 2011 Jeep Compass | $1,077 | $90 |
Also, the insurers calculate the rates based on the same parameters, but the weightage for each parameter is different. In the research, we found Progressive offers the cheapest Jeep Compass insurance rates. Carriers such as Erie, Vermont Mutual, and many more also offer cheap rates. The table below shows the respective average annual and monthly insurance rates offered by providers.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Progressive | $664 | $55 |
| Erie | $732 | $61 |
| Vermont Mutual | $747 | $62 |
| USAA | $791 | $66 |
| State Farm | $837 | $70 |
| Tennessee Farmers | $872 | $73 |
| Acuity | $914 | $76 |
| Nationwide | $949 | $79 |
| Plymouth Rock Insurance | $949 | $79 |
| American Family | $967 | $81 |
The average cost to insure a 2020 model year Jeep Compass is $1,326. Vermont Mutual provides the cheapest rates for the car model year at $887. The cheap insurance rates offered by various carriers range between $74 and $108, which is below the average monthly rate of the Jeep Compass 2020 model year.
| Insurance Company | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Vermont Mutual | $887 | $74 |
| Nationwide | $1,011 | $84 |
| State Farm | $1,119 | $93 |
| USAA | $1,128 | $94 |
| Erie | $1,151 | $96 |
| Country | $1,205 | $100 |
| Arbella | $1,235 | $103 |
| Infinity | $1,238 | $103 |
| Tennessee Farmers | $1,242 | $104 |
| Plymouth Rock Insurance | $1,287 | $107 |
| Southern Farm Bureau | $1,299 | $108 |
The average cost to insure a 2019 Jeep Compass is $1,411. The cheapest insurance cost for the car model year is from Cincinnati at $896. More cheap rates from leading insurers are mentioned in the table below.
| Insurance Company | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Cincinnati Insurance | $896 | $75 |
| Auto Owners | $961 | $80 |
| Erie | $1,041 | $87 |
| USAA | $1,050 | $88 |
| Nationwide | $1,091 | $91 |
| Country | $1,130 | $94 |
| Infinity | $1,130 | $94 |
| Arbella | $1,203 | $100 |
| Plymouth Rock Insurance | $1,212 | $101 |
| American Family | $1,261 | $105 |
| Southern Farm Bureau | $1,278 | $107 |
The average insurance cost for a 2017 Jeep Compass is $1,297 per year. Erie provides the cheapest rates for the car model year. Rates by the carrier average $618 per year. Go through more cheap Jeep Compass insurance rates for the 2017 model year in the table below.
| Insurance Company | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $618 | $52 |
| Progressive | $668 | $56 |
| USAA | $715 | $60 |
| State Farm | $774 | $65 |
| Tennessee Farmers | $804 | $67 |
| Vermont Mutual | $826 | $69 |
| Nationwide | $880 | $73 |
| Plymouth Rock Insurance | $918 | $77 |
| American Family | $951 | $79 |
| Acuity | $1,006 | $84 |
| Country | $1,013 | $84 |
The 2016 Jeep Compass insurance cost on average is $1,667 per year. The cheapest car insurance rate for the model year is offered by Vermont Mutual. The average annual offer by the carrier is $823. Certain providers offer at least 34% cheaper than the overall average for the Jeep Compass 2016 model year. Go through the average annual and monthly rates offered by respective insurers in the table below.
| Insurance Company | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Vermont Mutual | $823 | $69 |
| Erie | $1,002 | $84 |
| Nationwide | $1,033 | $86 |
| USAA | $1,071 | $89 |
| Tennessee Farmers | $1,137 | $95 |
| Amica | $1,142 | $95 |
| State Farm | $1,156 | $96 |
| Country | $1,161 | $97 |
| Arbella | $1,165 | $97 |
| Infinity | $1,166 | $97 |
| Grange Insurance | $1,177 | $98 |
The average monthly cost to insure a 2015 Jeep Compass is $100. The rates can get as low as $570 annually. Cheapest average premium offers from various companies range between $48 and $80. Find more cheap average rates in the table below, from carriers such as Erie, Progressive, USAA, etc.
| Insurance Company | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $570 | $48 |
| Progressive | $640 | $53 |
| USAA | $645 | $54 |
| State Farm | $741 | $62 |
| Vermont Mutual | $756 | $63 |
| Tennessee Farmers | $787 | $66 |
| Plymouth Rock Insurance | $880 | $73 |
| Nationwide | $896 | $75 |
| American Family | $936 | $78 |
| Acuity | $940 | $78 |
| Country | $959 | $80 |
The cost to insure a 2014 Jeep Compass is $1,226, on average, per year. The cheapest insurance provider for the car model year is Erie. More insurers, including USAA and Progressive, also offer cheap rates for the 2014 Jeep Compass model year. Go through the carriers and the respective average rates they offer in the table below.
| Insurance Company | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $568 | $47 |
| USAA | $640 | $53 |
| Progressive | $681 | $57 |
| Vermont Mutual | $716 | $60 |
| State Farm | $760 | $63 |
| Tennessee Farmers | $766 | $64 |
| Plymouth Rock Insurance | $858 | $72 |
| Acuity | $887 | $74 |
| American Family | $915 | $76 |
| Nationwide | $925 | $77 |
| Country | $944 | $79 |
While the 2013 Jeep Compass insurance cost on average is $1,284 a year, Erie offers much cheaper rates. The cheap rates by leading insurers range between $47 and $79, on average, per month. Get the respective average rates offered by cheap Jeep Compass car insurance companies in the table below.
| Insurance Company | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $569 | $47 |
| USAA | $668 | $56 |
| Vermont Mutual | $689 | $57 |
| Progressive | $702 | $59 |
| State Farm | $760 | $63 |
| Tennessee Farmers | $761 | $63 |
| Plymouth Rock Insurance | $834 | $70 |
| Acuity | $882 | $74 |
| Arbella | $923 | $77 |
| American Family | $937 | $78 |
| Nationwide | $942 | $79 |
The annual insurance rate for a 2012 Jeep Compass is $1,246, on average. Many insurers, such as USAA, Vermont Mutual, Progressive, etc., offer rates cheaper than the overall average. Erie offers the lowest average annual rate of $565 for the 2012 car model. Go through the insurance rates by respective carriers in the table below.
| Insurance Company | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $565 | $47 |
| USAA | $631 | $53 |
| Vermont Mutual | $662 | $55 |
| Progressive | $689 | $57 |
| State Farm | $739 | $62 |
| Tennessee Farmers | $754 | $63 |
| Plymouth Rock Insurance | $816 | $68 |
| Acuity | $853 | $71 |
| Nationwide | $910 | $76 |
| American Family | $925 | $77 |
| Arbella | $929 | $77 |
2011 Jeep Compass insurance rates on average will cost you $1,077. The cheapest car insurance provider for the model year is Erie. The average annual rate offered by the carrier is $504. Find cheap insurance rates from other insurers in the table below.
| Insurance Company | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $504 | $42 |
| USAA | $567 | $47 |
| Progressive | $603 | $50 |
| Vermont Mutual | $614 | $51 |
| State Farm | $647 | $54 |
| Tennessee Farmers | $723 | $60 |
| Arbella | $777 | $65 |
| Plymouth Rock Insurance | $789 | $66 |
| American Family | $843 | $70 |
| Nationwide | $849 | $71 |
| Country | $867 | $72 |
Safety features and specs vary by trim level, affecting your Jeep Compass's auto insurance costs. Here, we will examine the characteristics and safety ratings that affect insurance rates. The safety features of Jeep Compass models are equipped to ensure better safety and cheaper insurance rates.
The IIHS awarded good ratings for the Jeep Compass, as per the outcomes of various tests.
| IIHS Test Type | Safety Ratings |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front: original test | Good |
| Side: original test | Good |
| Side: updated test | Marginal |
| Roof strength | Good |
| Head restraints & seats | Good |
| Headlights (varies by trim/option) | Marginal/Poor |
| Front crash prevention: vehicle-to-vehicle | Superior |
The overall rating from the National Highway Traffic Safety Administration is four stars. Here is an overview of the test report. Go through the detailed report for more insights.
| NHTSA Test Type | Safety Ratings |
|---|---|
| Overall Frontal | 4 Star |
| Side Barrier Test Front & Rear | 5 Star |
| Side Pole | 5 Star |
| Combined Side Barrier and Side Pole | 5 Star |
| Rollover Resistance | 3 Star |
| Dynamic Tip Result | No Tip |
| Rollover Risk | 20.20% |
Choose Lower-Risk Trim Level : Low trim car models usually have basic features. Hence, the risk level is also low. This led to a lower Jeep Compass insurance cost.
Leverage Safety Discounts: Install additional security devices to mitigate theft incidents. Declare about such devices in your fresh or insurance renewal application and get discounted rates.
Adjust Your Coverage Smartly: If you are driving an older Jeep Compass, raise deductibles and cut the cost for comprehensive and collision coverage.
Bundle Policies & Ask for Discounts: If you have multiple policies, such as motor insurance or home insurance, with the same bundle, you can get a discount on the overall cost. Also, insurers offer many discounts for students, certain professionals, etc. Ask around, find the best ones for you, and apply to cut the Jeep Compass insurance cost.
Shop Around Annually: Insurers revise the premium rates for respective models annually, based on various factors such as recalls, model-specific claim rates, etc. Therefore, check your Jeep Compass insurance rates with other providers every year and choose the cheapest among the best carriers.
Raise Your Credit Score: Except for 5 states, credit score is a parameter that most insurers use to assess the probability of a claim. A lower credit score indicates higher chances, according to some insurers. Therefore, maintaining good credit scores can cut your Jeep Compass insurance costs.
Comparing the Jeep Compass auto insurance rates from multiple carriers is an effective method to find the best insurance rates. You can either visit the websites of respective insurers one by one or check with platforms such as the Way app. While the first method gives you the rates originally offered by providers, you need to enter the same details of the car and driver repeatedly. Comparison tools like Way, on the other hand, give you a comprehensive comparison of multiple cheap insurance quotes for the Jeep Compass. It will be easy to find coverage-based cost comparisons on such platforms.
Before choosing an insurer, it is crucial to do your research. Since Jeep Compass is an expensive SUV model to insure, comparing online quotes will keep you aligned with the trends in insurance. By responding to simple questions and comparing quotes, you can quickly access the pool of over 140 top insurance providers with the Way app! It evaluates the best auto insurance providers based on financial health, customer service, protection, and price. Additionally, Way.com can help you find the best discounts for your Jeep Compass.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
The average annual cost to insure the Jeep Compass is $1,320.
Jeep Compass insurance cost is moderate. The monthly premium for a Jeep Compass is $110.
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