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Key Takeaways
- Insurance for a Mazda CX-5 costs an average of $1,380 annually or $115 per month.
- The cheapest insurance provider for the Mazda CX-5 is Texas Farm Bureau, which has an average annual premium of $679.
- The Mazda CX-5 car insurance cost falls in the mid-range compared to that of other vehicles in the compact crossover SUV segment.
The Mazda CX-5 model is a compact crossover SUV that can provide you with an enjoyable driving experience coupled with a premium feel. But have you ever wondered about the Mazda CX-5 car insurance cost? The insurance rates may differ depending on the specific model year you choose and its specific features. So, it is always better to look for the best insurance providers available in the market before settling for one. One wrong choice could lead to gaps in coverage or higher premiums on your Mazda CX-5 car insurance cost that may put your finances at risk.
Mazda CX-5 Auto Insurance Cost
The average insurance cost of a Mazda CX-5 is around $1,380 per year, but you can lower your premiums by choosing the right insurance provider. You can find the best deal for your coverage needs by shopping around and comparing suitable options. By making use of the Way app, it is possible to compare multiple providers in minutes and secure the best rate for your CX-5.
Are Mazda CX-5 Models Expensive to Insure?
The insurance cost for the Mazda CX-5 is in the mid-range compared to other vehicles within the compact crossover SUV segment. The premium rate is affordable compared to many of the popular crossover SUVs, such as Nissan Rogue, Volkswagen Tiguan, Chevy Equinox, and Mitsubishi Outlander. Many factors, including repair and maintenance costs, availability of parts, and the relative probability of theft and accidents, can result in a difference in rates.
| Compact Crossover SUVs | Average Annual Premium |
|---|---|
| Honda CR-V | $1,320 |
| Ford Escape | $1,320 |
| Subaru Forester | $1,332 |
| Kia Sportage | $1,368 |
| Hyundai Tucson | $1,380 |
| Mazda CX-5 | $1,380 |
| Toyota RAV4 | $1,428 |
| Nissan Rogue | $1,428 |
| Chevrolet Equinox | $1,428 |
| Volkswagen Tiguan | $1,500 |
| Mitsubishi Outlander | $1,584 |
What Affects the Cost of Mazda CX-5 Car Insurance?
Several factors can affect your Mazda CX-5 car insurance costs. Some of the common factors are:
- The driver's age
- The driver's gender
- The city you are in
- The age of the car
- Trim level of the car
- The insurance company you choose
Mazda CX-5 Insurance Cost by Model Year
Older Mazda CX-5 models usually have lower insurance costs since newer versions come with more advanced features and technology. However, certain older model years cost more to insure because of high repair and maintenance costs. The average yearly Mazda CX-5 car insurance cost for a 2020 model is $1,390.
| Model Year | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| 2020 Mazda CX-5 | $116 | $1,390 |
| 2019 Mazda CX-5 | $122 | $1,469 |
| 2017 Mazda CX-5 | $66 | $793 |
| 2016 Mazda CX-5 | $85 | $1,017 |
| 2015 Mazda CX-5 | $72 | $861 |
| 2014 Mazda CX-5 | $74 | $883 |
| 2013 Mazda CX-5 | $72 | $863 |
Mazda CX-5 Cheapest Insurance Cost by Company
According to our research, Texas Farm Bureau provides the most affordable Mazda CX-5 car insurance rates, with an annual premium of $679. Vermont Mutual and Nationwide also offer competitive annual rates at $808 and $896, respectively. However, the lowest price doesn't always mean the best value. It's essential to compare coverage options carefully and ensure the policy includes all the features you need.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Texas Farm Bureau | $57 | $679 |
| Vermont Mutual | $67 | $808 |
| Nationwide | $75 | $896 |
| Erie | $75 | $896 |
| State Farm | $76 | $908 |
Cheapest Insurance Companies Based on Mazda CX-5 Model Years
2020 Mazda CX-5
The average annual premium to insure a 2020 Mazda CX-5 is $1,390. However, Nationwide offers the cheapest rates at a yearly premium of $858.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Nationwide | $72 | $858 |
| Vermont Mutual | $83 | $1,000 |
| Tennessee Farmers | $104 | $1,242 |
| Country | $105 | $1,264 |
| Progressive | $107 | $1,288 |
| Arbella | $110 | $1,317 |
| USAA | $110 | $1,324 |
| Erie | $111 | $1,335 |
| State Farm | $113 | $1,352 |
| Mercury | $118 | $1,412 |
| American Family | $118 | $1,414 |
2019 Mazda CX-5
For a 2019 model, Cincinnati Insurance offers the best Mazda CX-5 insurance rate at just $978 per year. This stands out, as the general market trend is $1,469 yearly on average for the model.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Cincinnati Insurance | $82 | $978 |
| Nationwide | $86 | $1,029 |
| USAA | $92 | $1,102 |
| Auto Owners | $95 | $1,145 |
| Erie | $98 | $1,177 |
| Country | $103 | $1,239 |
| Arbella | $109 | $1,304 |
| Progressive | $109 | $1,312 |
| American Family | $113 | $1,351 |
| Acuity | $114 | $1,364 |
| Mercury | $116 | $1,387 |
2017 Mazda CX-5
While the average annual premium for a 2017 Mazda CX-5 is $793, Progressive offers the cheapest rate at $322 per year.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Progressive | $27 | $322 |
| State Farm | $40 | $482 |
| USAA | $49 | $587 |
| Erie | $57 | $681 |
| Texas Farm Bureau | $65 | $777 |
| Nationwide | $66 | $797 |
| Vermont Mutual | $72 | $859 |
| American Family | $79 | $949 |
| ALFA | $89 | $1,064 |
| Farmers | $97 | $1,167 |
| Allstate | $102 | $1,222 |
2016 Mazda CX-5
With an annual premium of $641, Texas Farm Bureau offers the cheapest insurance rates for the 2016 Mazda CX-5, which is around $400 less than the general average of $1,017 per year.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Texas Farm Bureau | $53 | $641 |
| Vermont Mutual | $70 | $837 |
| Nationwide | $72 | $867 |
| USAA | $89 | $1,068 |
| Amica | $91 | $1,097 |
| Erie | $92 | $1,100 |
| Arbella | $94 | $1,130 |
| Tennessee Farmers | $95 | $1,136 |
| Grange Insurance | $96 | $1,149 |
| Country | $96 | $1,154 |
| Progressive | $97 | $1,166 |
2015 Mazda CX-5
With Erie, you can expect to pay around $646 annually to insure a 2015 Mazda CX-5. Otherwise, it costs around $861 per year to insure the model on average.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $54 | $646 |
| Texas Farm Bureau | $54 | $653 |
| Progressive | $59 | $711 |
| Vermont Mutual | $62 | $745 |
| USAA | $63 | $759 |
| Tennessee Farmers | $66 | $792 |
| State Farm | $69 | $824 |
| Acuity | $75 | $900 |
| Nationwide | $77 | $928 |
| Country | $79 | $944 |
| Arbella | $79 | $947 |
2014 Mazda CX-5
It costs around $883 per year to insure the 2014 Mazda CX-5 on average. However, Texas Farm Bureau offers the cheapest rates at $662 per annum.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Texas Farm Bureau | $55 | $662 |
| Erie | $57 | $680 |
| Vermont Mutual | $62 | $743 |
| USAA | $65 | $778 |
| Progressive | $65 | $784 |
| Tennessee Farmers | $67 | $809 |
| Acuity | $74 | $884 |
| Plymouth Rock Insurance | $80 | $954 |
| Country | $80 | $958 |
| State Farm | $80 | $960 |
| Arbella | $81 | $971 |
2013 Mazda CX-5
Normally, you can expect to pay an average of $863 per year to insure the 2013 Mazda CX-5. However, Erie offers the best deals starting at just $653 per annum.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $54 | $653 |
| Texas Farm Bureau | $55 | $662 |
| Vermont Mutual | $55 | $662 |
| Tennessee Farmers | $62 | $744 |
| USAA | $65 | $776 |
| Acuity | $65 | $784 |
| Progressive | $68 | $813 |
| Country | $72 | $862 |
| Arbella | $72 | $867 |
| Plymouth Rock Insurance | $77 | $921 |
| State Farm | $77 | $923 |
Mazda CX-5 Crash Test Ratings
Your Mazda CX-5 car insurance rates will be highly affected by how well your car did in crash tests. The Mazda CX-5 has satisfactory crash test ratings over the different model years.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 Mazda CX-5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Mazda CX-5 SUV FWD | 4 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2017 Mazda CX-5 SUV AWD | 4 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2016 Mazda CX-5 SUV FWD | 4 Stars | 4 Stars | 5 Stars | 4 Stars |
| 2016 Mazda CX-5 SUV AWD | 4 Stars | 4 Stars | 5 Stars | 4 Stars |
| 2015 Mazda CX-5 SUV FWD | 5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2015 Mazda CX-5 SUV AWD | 5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2014 Mazda CX-5 SUV FWD | 5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2014 Mazda CX-5 SUV AWD | 5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2013 Mazda CX-5 SUV FWD | 4 Stars | 4 Stars | 5 Stars | 4 Stars |
| 2013 Mazda CX-5 SUV AWD | 4 Stars | 4 Stars | 5 Stars | 4 Stars |
Mazda CX-5 Safety Features
The CX-5 comes with a range of safety features, which can help reduce your Mazda CX-5 car insurance costs.
Some of the installed features include:
- Advanced Smart City Brake Support (Advanced SCBS)
- Mazda Radar Cruise Control (MRCC) with Stop & Go function
- Lane Departure Warning System (LDWS)
- Lane-Keep Assist System (LAS)
- Blind-Spot Monitoring (BSM) with Rear Cross Traffic Alert (RCTA)
- Adaptive Front-Lighting System (AFS)
- High Beam Control (HBC)
- Traffic Sign Recognition System (TSR)
- Driver Attention Alert (DAA)
- 360° View Monitor
- Dual Front Airbags, Side Airbags, and Full-Length Curtain Airbags
- Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD) and Brake Assist
- Dynamic Stability Control (DSC) with Traction Control System (TCS)
- Hill Launch Assist (HLA)
- Tire Pressure Monitoring System (TPMS)
Mazda CX-5 Safety Ratings
The Mazda CX-5 has good safety ratings, which can positively affect your insurance premiums. The overall good ratings indicate a lower risk of injury, damage, and theft. Insurance companies often consider the safety ratings while determining the premium rates for a car model. Therefore, safety ratings play a key role in lowering your Mazda CX-5 car insurance costs.
| Category | IIHS Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints & seats | Good |
| Headlights | Good |
| Front crash prevention: vehicle-to-vehicle | Superior |
| Front crash prevention: pedestrian (day) | Superior |
| LATCH ease of use | Acceptable |
Ways to Save on Mazda CX-5 Car Insurance
- Keep a clean driving record: Reckless or careless driving can stay on your record, leading to higher insurance premiums, especially if you have at-fault accidents or DUIs.
- Maintain a good credit score: Drivers with strong credit scores can save significantly on Mazda CX-5 car insurance costs compared to those with lower scores.
- Obey traffic laws: Traffic violations can lead to a noticeable increase in your Mazda CX-5 insurance rates.
- Take advantage of discounts: Look for common discounts like multi-policy, low mileage, good student, defensive driving, and loyalty discounts to lower your premiums.
- Bundle your insurance policies: Combining your auto and home insurance can help you save even more on your annual costs.
How Do I Find the Best Mazda CX-5 Car Insurance Rates?
- Always research the market and insurance trends before purchasing car insurance for your Mazda CX-5. It could be tempting to choose a provider that offers a low rate. However, it's always better to apply for multiple free insurance quotes from as many companies as you can. You can either apply individually or use an insurance platform like Way.com.
- The best approach for finding the right policy is to analyze all of your options. Only choose a provider who offers a balance of low rates and comprehensive coverage.
- In only a few minutes, an insurance aggregator like Way.com can help you find the lowest insurance rates you've qualified for with your financial position.
- The cheapest rates don't always mean the best! Consider spending a little bit more to get comprehensive coverage.
How to Get Mazda CX-5 Auto Insurance with Way.com
Download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes! Compare offers from more than 140 different insurance providers on our platform, which lets you choose the best policy that may help you lower your Mazda CX-5 car insurance cost.
INSURANCE AGENT EXPERTS
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
Frequently Asked Questions
How much does it cost to insure a Mazda CX-5?
The Mazda CX-5 car insurance cost typically falls around $1,380 per year, depending on factors like the driver's age, location, driving history, and coverage level.
Is the Mazda CX-5 expensive to insure compared to its competitors?
The insurance cost for a Mazda CX-5 is in the mid-range compared to many other compact crossover SUVs on the market. This is mainly due to its availability of parts, low repair and maintenance costs, and low probability of theft and accidents.
Is full coverage insurance necessary for a Mazda CX-5?
Full coverage is recommended if your Mazda CX-5 is new, leased, or financed. If your car is older and fully paid off, liability coverage may be enough, depending on your financial situation and coverage needs.
Find out how much it costs to insure other Mazda models
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