Key Takeaways
- Insurance for Mazdaspeed3 costs an average of $1,368 annually or $114 per month.
- The cheapest insurance provider for Mazdaspeed3 is Progressive, which has an average annual premium of $336.
- The Mazdaspeed3 car insurance cost is cheaper compared to that of other vehicles in the compact hatchback segment.
The Mazdaspeed3 is a sport compact hatchback known for its perfect blend of everyday usability with refined performance. Being a performance variant of the Mazda3, it gained a reputation among car lovers due to its affordability and practicality. But have you ever wondered how much it costs to insure the Mazdaspeed3? It is always better to look for the best providers available in the market before purchasing insurance. One wrong choice could lead to gaps in coverage or higher premiums on your Mazdaspeed3 car insurance cost that may put your finances at risk.
Mazdaspeed3 Auto Insurance Cost
The average insurance cost of Mazdaspeed3 is around $1,368 per year, but you can lower your premiums by choosing the right insurance provider. You can find the best deal for your coverage needs by shopping around and comparing suitable options. By making use of the Way app, it is possible to compare multiple providers in minutes and secure the best rate for your Mazdaspeed3.
Are Mazdaspeed3 Models Expensive to Insure?
The insurance cost for the Mazdaspeed3 is cheaper compared to other vehicles within the compact hatchback segment. The premium rate is affordable compared to that of many of its competitors, such as Volkswagen Golf GTI, Subaru Impreza, Hyundai Veloster Turbo, and Mini Cooper. The affordable price is due to the MazdaSpeed3's low repair and maintenance costs, easy availability of parts, and the relatively lower probability of theft and accidents.
| Compact Hatchbacks | Average Annual Premium |
|---|---|
| Dodge Caliber | $1,248 |
| Mazdaspeed3 | $1,368 |
| Volkswagen Golf GTI | $1,440 |
| Subaru Impreza | $1,452 |
| Hyundai Veloster Turbo | $1,512 |
| Mini Cooper | $1,524 |
What Affects the Cost of Mazdaspeed3 Car Insurance?
Several factors can affect your Mazdaspeed3 car insurance costs. Some of the common factors are:
- The driver's age
- The driver's gender
- The city you are in
- The age of the car
- Trim level of the car
- The insurance company you choose
Mazdaspeed3 Insurance Cost by Model Year
Older Mazdaspeed3 models usually have lower insurance costs since newer versions come with more advanced features and technology. High maintenance costs and expensive repairs can also lead to elevated insurance rates. The average yearly Mazdaspeed3 car insurance cost for a 2013 model is $1,198.
| Model Year | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| 2013 Mazdaspeed3 | $100 | $1,198 |
| 2012 Mazdaspeed3 | $98 | $1,179 |
| 2011 Mazdaspeed3 | $64 | $762 |
Mazdaspeed3 Cheapest Insurance Cost by Company
According to our research, Progressive provides the most affordable Mazdaspeed3 car insurance rates, with an annual premium of $336. However, the lowest price doesn't always mean the best value. So, it's essential to compare coverage options carefully and ensure the policy includes all the features you need.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Progressive | $28 | $336 |
| State Farm | $62 | $753 |
| Erie | $64 | $767 |
| USAA | $67 | $804 |
| Texas Farm Bureau | $72 | $857 |
Cheapest Insurance Companies Based on Mazdaspeed3 Model Years
2013 Mazdaspeed3
The average annual premium to insure a 2013 Mazdaspeed3 is $1,198. However, Erie offers the cheapest rates at a yearly premium of $843.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $70 | $843 |
| Texas Farm Bureau | $73 | $878 |
| Vermont Mutual | $78 | $939 |
| USAA | $78 | $941 |
| Plymouth Rock Insurance | $83 | $992 |
| Tennessee Farmers | $84 | $1,009 |
| Acuity | $89 | $1,086 |
| American Family | $94 | $1,129 |
| Arbella | $97 | $1,160 |
| Mercury | $102 | $1,230 |
| Southern Farm Bureau | $110 | $1,328 |
2012 Mazdaspeed3
For a 2012 model, Erie offers the best Mazdaspeed3 insurance rate at just $784 per year. This stands out, as the general market trend is $1,179 yearly on average for the model.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $65 | $784 |
| Texas Farm Bureau | $72 | $864 |
| USAA | $73 | $878 |
| Vermont Mutual | $75 | $900 |
| Plymouth Rock Insurance | $80 | $967 |
| Tennessee Farmers | $83 | $996 |
| State Farm | $86 | $1,035 |
| Acuity | $87 | $1,041 |
| American Family | $92 | $1,104 |
| Country | $99 | $1,187 |
| Arbella | $101 | $1,211 |
2011 Mazdaspeed3
While the average annual premium for a 2017 Mazdaspeed3 is $762, Progressive offers the cheapest rate at $311 per year.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Progressive | $26 | $311 |
| State Farm | $39 | $471 |
| USAA | $50 | $592 |
| Erie | $56 | $674 |
| Texas Farm Bureau | $70 | $830 |
| Vermont Mutual | $70 | $831 |
| Nationwide | $75 | $901 |
| Allstate | $79 | $954 |
| American Family | $87 | $1,042 |
| ALFA | $96 | $1,148 |
| Farmers | $105 | $1,265 |
Mazdaspeed3 Safety Features
The Mazdaspeed3 comes with a range of safety features, which can help reduce your Mazdaspeed3 car insurance costs.
Some of the installed features include:
- Anti-lock Brake System (ABS)
- Electronic Brakeforce Distribution (EBD)
- Brake Assist
- Dynamic Stability Control (DSC)
- Traction Control System (TCS)
- Advanced front airbags (driver and passenger)
- Front seat-mounted side-impact airbags
- Side-impact air curtains (front and rear)
- 3-point seat belts for all seating positions
- Front seatbelt pretensioners with force limiters
- Active front headrests
- Child safety rear door locks
- LATCH child-safety-seat anchors & upper tethers
- Tire Pressure Monitoring System (TPMS)
- Side-impact door beams
Ways to Save on Mazdaspeed3 Car Insurance
- Keep a clean driving record: Reckless or careless driving can stay on your record, leading to higher insurance premiums, especially if you have at-fault accidents or DUIs.
- Maintain a good credit score: Drivers with strong credit scores can save significantly on Mazdaspeed3 car insurance costs compared to those with lower scores.
- Obey traffic laws: Traffic violations can lead to a noticeable increase in your Mazdaspeed3 insurance rates.
- Take advantage of discounts: Look for common discounts like multi-policy, low mileage, good student, defensive driving, and loyalty discounts to lower your premiums.
- Bundle your insurance policies: Combining your auto and home insurance can help you save even more on your annual costs.
How Do I Find the Best Mazdaspeed3 Car Insurance Rates?
- Always research the market and insurance trends before purchasing car insurance for your Mazdaspeed3. It could be tempting to choose a provider that offers a low rate. However, it's always better to apply for multiple free insurance quotes from as many companies as you can. You can either apply individually or use an insurance platform like Way.com.
- The best approach for finding the right policy is to analyze all of your options. Only choose a provider who offers a balance of low rates and comprehensive coverage.
- In only a few minutes, an insurance aggregator like Way.com can help you find the lowest insurance rates you've qualified for with your financial position.
- The cheapest rates don't always mean the best! Consider spending a little bit more to get comprehensive coverage.
How to Get Mazdaspeed3 Auto Insurance with Way.com
Download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes! Compare offers from more than 140 different insurance providers on our platform, which lets you choose the best policy that may help you lower your Mazdaspeed3 car insurance cost.
INSURANCE AGENT EXPERTS




Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
FAQs
How much does it cost to insure the Mazdaspeed3?
The Mazdaspeed3 car insurance cost typically falls around $1,368 per year, depending on factors like the driver's age, location, driving history, and coverage level.
Is the Mazdaspeed3 expensive to insure compared to its competitors?
The insurance cost for the Mazdaspeed3 is cheaper compared to many other compact hatchbacks on the market. This is mainly due to its high availability of parts, low repair and maintenance costs, and low probability of theft and accidents.
Is full coverage insurance necessary for the Mazdaspeed3?
Full coverage is recommended if your Mazdaspeed3 is new, leased, or financed. If your car is older and fully paid off, liability coverage may be enough, depending on your financial situation and coverage needs.
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