Key Takeaways
Mazda car insurance cost is definitely not a thing to worry about. With superior built quality and safety features come the lowest insurance rates. The average monthly cost of the car is $132 . Get the best insights into find cheaper Mazda insurance rates through the guide below.
The average annual cost for insuring a Mazda model is approximately $1,587. This is about $104 less than other well-known brands . A variety of factors influence the actual rates. Model, trim level, age, location, mileage, credit score, driving record, and other factors affect your Mazda insurance cost.
Mazda insurance costs vary among car insurance companies for the same coverage. The rates depend on various factors such as claim rate, repair frequency, safety features, etc., included in your Mazda car. Therefore, it is best to acquire new quotes if you've been with your current insurance carrier for more than a few years to ensure you're not overpaying. Go through some of the cheapest Mazda insurance rates offered by selected insurance companies in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Texas Farm Bureau | $729 | $61 |
| Erie | $789 | $66 |
| Progressive | $817 | $68 |
| USAA | $831 | $69 |
| Vermont Mutual | $837 | $70 |
| State Farm | $846 | $71 |
| Nationwide | $913 | $76 |
| Plymouth Rock Insurance | $981 | $82 |
| Tennessee Farmers | $986 | $82 |
| Acuity | $1,017 | $85 |
| Country | $1,053 | $88 |
| American Family | $1,104 | $92 |
| Arbella | $1,188 | $99 |
Mazda auto insurance premiums, on average, range from $792 per year for a Mazda Speed 3 to $1584 per year for a Mazda 3 model.
Certain factors, such as moderate repair purchase price, good safety ratings, and low theft rates, make Mazda one of the brands with the cheapest insurance costs.
The Mazda 3, MX 5 Miata, and CX-5 are not the cheapest or most costly to insure, but they are closer to average. These three models had average insurance prices of $1,584, $1,500, and $1,380, respectively.
| Mazda Car Models | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Mazda Speed 3 | $792 | $66 |
| Mazda CX-5 | $1,380 | $115 |
| MX 5 Miata | $1,500 | $125 |
| Mazda 3 | $1,584 | $132 |
The Mazda Speed 3 insurance rate is $792, on average, per year. State Farm offers the cheapest insurance rate for the car model. You can expect an average insurance cost for the car model ranging from $63 to $99 . You can leverage the best ratings, safety features, and lower theft rate of the car model to get a cheap Mazda Speed 3 car insurance quote. Go through the cheaper annual and monthly insurance rates offered by selected auto insurers in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| State Farm | $753 | $63 |
| Erie | $767 | $64 |
| USAA | $804 | $67 |
| Texas Farm Bureau | $857 | $71 |
| Vermont Mutual | $890 | $74 |
| Plymouth Rock Insurance | $980 | $82 |
| Tennessee Farmers | $1,003 | $84 |
| Acuity | $1,064 | $89 |
| American Family | $1,092 | $91 |
| Arbella | $1,186 | $99 |
Mazda CX-5 has superior safety features such as Advanced Smart City Brake Support, which could influence the insurers to offer lower premium rates. Due to various factors, including trim levels and performance, the cost of car insurance can vary. The average insurance cost you can expect for a Mazda CX-5 is $1,380. While lower rates are available with Vermont Mutual, Nationwide, and Erie , the cheapest auto insurance rate for the car model is offered by the Texas Farm Bureau. Go through more carriers offering cheap Mazda CX-5 insurance rates in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Texas Farm Bureau | $679 | $57 |
| Vermont Mutual | $808 | $67 |
| Nationwide | $888 | $74 |
| Erie | $896 | $75 |
| State Farm | $908 | $76 |
| USAA | $913 | $76 |
| Progressive | $914 | $76 |
| Plymouth Rock Insurance | $938 | $78 |
| Tennessee Farmers | $945 | $79 |
| Acuity | $983 | $82 |
| Country | $1,070 | $89 |
| Arbella | $1,089 | $91 |
| American Family | $1,238 | $103 |
| Mercury | $1,400 | $117 |
The Mazda MX-5 Miata insurance rate on average is $1,500 per year. You can find cheaper rates for the car model by leveraging the advanced features such as blind-spot monitoring, lane departure warning, and kinematic posture control. Texas Farm Bureau offers the lowest insurance rate for the car model at $645 on average per year. The monthly cheap rates for the car model range between $54 and $108. Compare the cheap Mazda MX-5 insurance rates offered by various insurers in the table below and choose the best one for your car.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Texas Farm Bureau | $645 | $54 |
| Erie | $734 | $61 |
| Vermont Mutual | $741 | $62 |
| Progressive | $787 | $66 |
| Nationwide | $850 | $71 |
| USAA | $884 | $74 |
| Tennessee Farmers | $899 | $75 |
| Plymouth Rock Insurance | $941 | $78 |
| Country | $949 | $79 |
| Acuity | $956 | $80 |
| State Farm | $968 | $81 |
| American Family | $1,076 | $90 |
| Arbella | $1,191 | $99 |
| Southern Farm Bureau | $1,293 | $108 |
All Mazda 3 turbo sedan models come equipped with Mazda's i-Activ AWD system. In addition, Mazda Connected Services, which allows you to start the car and lock the doors remotely, and access a health status report, so you always know when it's time for maintenance, are included in the Mazda 3. The Premium Plus package and higher trims of the car model are equipped with Traffic Jam Assist, smart braking, and front and rear parking sensors. This is a green signal for carriers to lower their premium rates.
While $1,584 is the average annual insurance rate for the car model, USAA offers the cheapest rate of $722 . The insurer is closely followed by Texas Farm Bureau, Progressive, and others in offering cheap Mazda 4 insurance rates.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| USAA | $722 | $60 |
| Texas Farm Bureau | $736 | $61 |
| Progressive | $751 | $63 |
| State Farm | $756 | $63 |
| Erie | $760 | $63 |
| Vermont Mutual | $911 | $76 |
| Allstate | $929 | $77 |
| Tennessee Farmers | $954 | $80 |
| Nationwide | $1,002 | $83 |
| American Family | $1,009 | $84 |
| Acuity | $1,065 | $89 |
| Plymouth Rock Insurance | $1,066 | $89 |
| Tennessee Farmers | $1,128 | $94 |
| Country | $1,141 | $95 |
| Arbella | $1,288 | $107 |
Choose a Model with Lower Insurance Risk: The insurance risk of a car depends on the safety features, engine features, trim levels, etc. A lower insurance risk implies a Mazda with lower performance and advanced safety features. Also, the claim rate on respective models with insurers affects Mazda's car insurance rate.
Compare Quotes from Multiple Insurers: Though various insurers consider almost the same factors to calculate the car premium rates, the weightage on each factor changes. To get a better overview of the coverage and its cost with different insurers, it is best to compare quotes from multiple insurers. Platforms such as Way let you access cheap Mazda car insurance quotes from 140+ carriers.
Take Advantage of Mazda's Safety Features: Mazda has consistently high safety ratings, and Mazda cars are one of the best bets for both passengers and insurers. Both IIHS and NHTSA give car models such as the Mazda CX-5, 3, and 6 superior ratings. The reliable features, such as automatic emergency braking, blind - spot monitoring, rear cross - traffic alert, lane departure warning & lane keeping assist, forward collision warning, and adaptive cruise control, help you get a lower insurance rate.
Review Coverage Needs Regularly: As with any other older car, Mazda's MSRP also depletes year after year. As the gap between actual cost and coverage offered widens, it is best to raise the deductible and invest in minimum liability insurance.
Enhance Anti - Theft Protection: Though the Mazda models are not a regular target of theft, leverage the additional security features you will install. You can get additional discounts if the car is parked in a garage.
When it comes to insuring your Mazda, keep in mind that your rates will be determined by the model you drive and other criteria unique to you.
Way can assist you in finding the best rates for the coverage you require. Way.com will find estimates from over 140+ leading insurance companies in just 45 seconds, ensuring the lowest price for the required coverage. To get the best insurance rates, sign up for Way's mobile application or website, and enter the full details regarding your Mazda model. And that's it! Get the comparison between the cheapest insurance quotes and choose the best one that suits your requirements.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
No, in fact, Mazda has some of the cheapest car insurance prices of any manufacturer, with an average cost of $1,587 per year across all models. In addition, Mazda comes out as one of the top brands, in our comparisons, for having the lowest average rates.
Mazda 3 insurance cost per year is $1,584, on average. USAA offers the cheapest insurance rate for the car model. The average cheap rates for the Mazda car model range between $60 and $107 per month.
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