Key Takeaways
- The average Mitsubishi Lancer Evolution insurance cost is about $1,572 per year, or $131 per month.
- Insurance rates vary by model year, trim, driver profile, and location.
- Comparing quotes from multiple companies is the best way to find affordable coverage.
Popularly known as Evo, this sports sedan from Mitsubishi was initially intended for the Japanese market. However, its demand led to its launch in the US markets in 2003. It was the eighth generation that was introduced in the US markets. The last Evo in the market was the Lancer Evolution X, which was retired in 2016. Due to this, the older models are currently in the market, and the Mitsubishi Lancer Evolution now ranges from $22,995 to $51,828.
How do the Mitsubishi Lancer Evolution insurance rates vary for the trim levels and the older models? Which are the insurance companies that offer affordable insurance costs for Mitsubishi Lancer Evolution?
Mitsubishi Lancer Evolution Auto Insurance Cost
The average annual Mitsubishi Lancer Evolution auto insurance cost is $1,572, with the monthly rate averaging around $131. Several factors play a key role in determining insurance rates. Here, we've based the estimate on a 30-year-old driver with a good driving record. Insurance companies may also vary their premiums over time, so it's always recommended to compare different car insurance options to find the best one for you.
Are Mitsubishi Lancer Evolution Models Expensive to Insure?
Yes, the Mitsubishi Lancer Evolution is more expensive to insure than many other vehicles. This is mainly due to its high-performance variant and higher repair costs. As mentioned earlier, several factors determine insurance rates, including modifications, performance, repair costs, and handling.
What Affects the Cost of Mitsubishi Lancer Evolution Car Insurance?
When calculating monthly insurance premiums, insurance companies consider various driving and non-driving factors. As a result, rates differ from person to person and also depend on the car's model and manufacturer. This section will look at the factors that affect the overall Mitsubishi Lancer Evolution insurance premium so that you can explore affordable policy options based on them.
The insurance premium for Mitsubishi Lancer Evolution can vary based on several factors:
- Age of the car
- Age of the driver
- Trim the level of the car
- Location of the driver
- Insurance company
Cheapest Companies Based on Mitsubishi Lancer Evolution Model Years
2015 Mitsubishi Lancer Evolution
For the 2015 Mitsubishi Lancer Evolution, Erie offers the cheapest insurance premium, starting at $1,203 annually. USAA and Plymouth Rock Insurance follow with affordable rates of $1,210 and $1,410, respectively. On the other hand, Arbella is the most expensive option on the list, with a premium of $2,545.
| Insurance Company | Annual Insurance Rate |
|---|---|
| Erie | $1,203 |
| USAA | $1,210 |
| Plymouth Rock Insurance | $1,410 |
| State Farm | $1,752 |
| American Family | $1,773 |
| Mercury | $1,793 |
| Tennessee Farmers | $2,127 |
| Nationwide | $2,240 |
| Safeco | $2,366 |
| Country | $2,394 |
| Allstate | $2,462 |
| Arbella | $2,545 |
2014 Mitsubishi Lancer Evolution
When comparing 2014 Mitsubishi Lancer Evolution insurance costs, USAA tops the list with a premium of $1,170, followed closely by Erie at $1,180. Arbella remains the most expensive option for the 2014 Evolution, with an annual premium of $2,455.
| Insurance Company | Annual Insurance Rate |
|---|---|
| USAA | $1,170 |
| Erie | $1,180 |
| Plymouth Rock Insurance | $1,363 |
| American Family | $1,649 |
| Mercury | $1,762 |
| State Farm | $1,932 |
| Tennessee Farmers | $2,074 |
| Safeco | $2,170 |
| Nationwide | $2,253 |
| Country | $2,356 |
| Allstate | $2,400 |
| Arbella | $2,455 |
2013 Mitsubishi Lancer Evolution
USAA is the most affordable insurance company for the 2013 Mitsubishi Lancer Evolution, offering a rate of $1,129 annually. Erie follows closely at $1,130 per year. However, Acuity and Country offer the most expensive premiums, starting at $2,214 and $2,162, respectively.
| Insurance Company | Annual Insurance Rate |
|---|---|
| USAA | $1,129 |
| Erie | $1,130 |
| Plymouth Rock Insurance | $1,308 |
| American Family | $1,685 |
| State Farm | $1,713 |
| Mercury | $1,760 |
| Arbella | $1,981 |
| Tennessee Farmers | $1,996 |
| Safeco | $2,080 |
| Nationwide | $2,156 |
| Country | $2,162 |
| Acuity | $2,214 |
2012 Mitsubishi Lancer Evolution
Erie once again comes first with the cheapest 2012 Mitsubishi Lancer Evolution car insurance rate of $1,098. Meanwhile, USAA and Plymouth Rock Insurance are also affordable options, offering annual rates of $1,145 and $1,266, respectively.
| Insurance Company | Annual Insurance Rate |
|---|---|
| Erie | $1,098 |
| USAA | $1,145 |
| Plymouth Rock Insurance | $1,266 |
| State Farm | $1,456 |
| American Family | $1,725 |
| Mercury | $1,760 |
| Tennessee Farmers | $1,972 |
| Safeco | $2,012 |
| Nationwide | $2,013 |
| Allstate | $2,222 |
| Country | $2,267 |
2011 Mitsubishi Lancer Evolution
Erie once again tops the list as the cheapest insurance company for the 2011 Mitsubishi Lancer Evolution, costing $1,056 annually. USAA and Plymouth Rock Insurance are also affordable picks. In contrast, Country offers the most expensive premium at $2,139 annually.
| Insurance Company | Annual Insurance Rate |
|---|---|
| Erie | $1,056 |
| USAA | $1,170 |
| Plymouth Rock Insurance | $1,237 |
| State Farm | $1,709 |
| Mercury | $1,733 |
| Arbella | $1,827 |
| Nationwide | $1,895 |
| Tennessee Farmers | $1,935 |
| Allstate | $1,947 |
| American Family | $2,066 |
| Country | $2,139 |
Mitsubishi Lancer Evolution Safety Features
The more safety features a car has, the lower the Mitsubishi Lancer Evolution auto insurance rate will be. Thankfully, this model comes with solid features, giving safety the same importance as performance. Here are the key safety features of the Evolution:
- Anti-lock Braking System (ABS)
- Electronic Brake-force Distribution (EBD)
- Active Stability Control (ASC)
- Traction Control System (TCL)
- Tire Pressure Monitoring System (TPMS)
- Advanced Airbag System (front, side, curtain)
- Reinforced Impact Safety Evolution (RISE) body construction
- Active Yaw Control (AYC)
- Child Safety Locks
- Engine Immobilizer
Mitsubishi Lancer Evolution Safety Ratings
The Mitsubishi Lancer Evolution has an overall ‘good' safety rating from the IIHS. Safety ratings play a major role in determining insurance costs.
Let's check out the ratings in detail:
| Test Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
How Do I Find the Best Mitsubishi Lancer Evolution Car Insurance Rates?
- It might be tempting to choose a company that gives you the lowest insurance quote for your Mitsubishi Lancer Evolution. However, it’s always smarter to compare customer-rated insurers. You can reach out to them individually or use an insurance platform like Way.com.
- You can also search multiple car model insurance costs to find out the difference in rates.
- Comparing quotes is the best Way to find the right policy. Pick a provider that offers both affordable rates and reliable coverage.
- In just minutes, an insurance site like Way.com can show you the lowest rates you qualify for based on your profile.
- The cheapest option isn't always the right one; sometimes spending a little more can get you much better coverage.
How to Get Mitsubishi Lancer Evolution Car Insurance with Way
Download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes! Compare offers from more than 140 different insurance providers on our platform, which lets you choose the best policy that may help you lower your Mitsubishi Lancer Evolution car insurance cost.
INSURANCE AGENT EXPERTS




Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
Frequently Asked Questions
Is Lancer Evolution a good car?
Yes, Lancer Evolution is a reliable car. Its popularity led to its launch in the US markets in 2008.
How much does Lancer Evolution insurance cost?
The average cost of insurance for Mitsubishi Lancer Evolution is $1,572 per year. Therefore, it is slightly above the national car insurance average. This amounts to $131 per month.
How much does a Lancer Evolution cost?
Used Mitsubishi Lancer Evolution models are priced between about $22,995 and $51,828, and their mileage ranges from around 21,800 to 130,200 miles.
Find out how much it costs to insure other Mitsubishi models
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