Key Takeaways
Mitsubishi Mirage is a compact car that is budget-friendly for insurance. The Mitsubishi Mirage car insurance costs are less than what you would pay for other hatchbacks. However, car insurance rates may vary based on your location, driving record, age, the model year, and the coverage you end up choosing. Here is how you can get the best car insurance rates for your Mitsubishi Mirage based on the model years.
The car insurance cost for a Mitsubishi Mirage is $1,620 per year. This amounts to $135 per month on average, which is affordable when compared with the cars falling under similar specs. However, your final rate can differ based on your credit score, claims history, and the available discounts. Your insurance quote could be higher or lower, depending on factors like credit, claims history, and discounts available
In addition to the car make and model, different factors impact the cost of Mitsubishi Mirage insurance. Personal factors and other driving-related factors impact insurance rates.
The rates can increase based on the recent claims or traffic violations, high-theft areas, opting for low deductibles, or a poor credit score. Similarly, if you wish to look for a lower rate, then make sure you have a clean driving record, get anti-theft discounts, and even bundle policies.
The 2020 Mitsubishi Mirage car insurance rates are lower than the average rates for this model. Vermont Mutual, USAA, and Erie are the cheapest providers for this model, with rates a little over $1,200 per year. The most expensive provider would be Country, offering rates at $1,553 per year.
| Insurance Company | Average Annual Rate |
|---|---|
| Vermont Mutual | $1209 |
| USAA | $1217 |
| Erie | $1297 |
| Tennessee Farmers | $1317 |
| Nationwide | $1319 |
| State Farm | $1409 |
| Mercury | $1419 |
| American Family | $1419 |
| Auto Owners | $1469 |
| Plymouth Rock Insurance | $1526 |
| Country | $1553 |
The average car insurance rate for a 2019 Mitsubishi Mirage model is $1,751 per year. USAA and Auto Owners are the cheapest car insurance providers for this model.
| Insurance Company | Average Annual Rate |
|---|---|
| USAA | $1030 |
| Auto Owners | $1051 |
| Cincinnati Insurance | $1120 |
| Erie | $1133 |
| Nationwide | $1169 |
| State Farm | $1334 |
| American Family | $1378 |
| Mercury | $1395 |
| Country | $1400 |
| Plymouth Rock Insurance | $1416 |
| Acuity | $1528 |
| Southern Farm Bureau | $1533 |
The car insurance rates for the 2018 Mitsubishi Mirage range between $890 and $1370 per year. The cheapest providers are USAA and Tennessee Farmers, while State Farm and Country are the most expensive providers for this model.
| Insurance Company | Average Annual Rate |
|---|---|
| USAA | $893 |
| Tennessee Farmers | $950 |
| Erie | $976 |
| Plymouth Rock Insurance | $1076 |
| Vermont Mutual | $1221 |
| Acuity | $1259 |
| Mercury | $1272 |
| American Family | $1293 |
| Nationwide | $1326 |
| State Farm | $1351 |
| Country | $1370 |
In addition to USAA, Tennessee Farmers and Erie are the most affordable providers for the 2017 Mitsubishi Mirage. The most expensive provider is Nationwide, offering rates at $1,364 per year.
| Insurance Company | Average Annual Rate |
|---|---|
| USAA | $807 |
| Tennessee Farmers | $958 |
| Erie | $969 |
| Plymouth Rock Insurance | $1052 |
| Vermont Mutual | $1168 |
| State Farm | $1228 |
| American Family | $1237 |
| Acuity | $1243 |
| Mercury | $1245 |
| Country | $1339 |
| Nationwide | $1364 |
If you own an older model like the 2015 Mitsubishi Mirage, then you can expect to pay an average rate of $2,121, which is slightly higher than the latest models.
| Insurance Company | Average Annual Rate |
|---|---|
| Erie | $627 |
| Progressive | $698 |
| USAA | $850 |
| Vermont Mutual | $860 |
| Tennessee Farmers | $913 |
| Acuity | $993 |
| Plymouth Rock Insurance | $996 |
| American Family | $1003 |
| State Farm | $1027 |
| Country | $1058 |
| Arbella | $1118 |
Vermont Mutual and Erie are the cheapest car insurance providers for the 2014 Mitsubishi Mirage. At $1,097 per year, Amica Mutual Insurance is the most expensive provider for this model.
| Insurance Company | Average Annual Rate |
|---|---|
| Vermont Mutual | $728 |
| Erie | $740 |
| Tennessee Farmers | $839 |
| Progressive | $841 |
| USAA | $871 |
| Acuity | $891 |
| Plymouth Rock Insurance | $977 |
| Arbella | $986 |
| Country | $987 |
| American Family | $991 |
| Amica Mutual Insurance | $1097 |
The Mitsubishi Mirage is well-equipped with safety features. This can help lower the insurance rates for your Mirage, irrespective of the model year.
Cheap Mitsubishi Mirage insurance rates can be obtained by following a couple of simple tips.
Compare quotes online
Make use of the different car insurance quotes you can get online through comparison apps. This will not only give you an idea of the quotes you will receive but also an idea of the types of coverage and discounts you will receive for the model of car you are insuring.
Compare not just rates
While comparing quotes online, make sure you consider factors like claim satisfaction, customer service, and the discounts they offer. This will help you figure out whether the services and coverage the company provides align with your requirements.
Time Your Policy Renewals
For your Mitsubishi Mirage, paying the annual premium upfront is often more cost-effective than monthly payments. Insurers typically revise premium rates once a year, so make sure you pay about 45–30 days before your policy's renewal date. This gives you enough time to evaluate rates, coverage options, and discounts.
Avoid Common Overcharges
If you already have add-ons through other memberships, check whether they are also included in your insurance quote. If so, you can remove the benefits that seem repetitive to lower your premium and avoid paying twice for the same benefit.
Using the Way app or the Way website is an efficient way to save costs on Mitsubishi Mirage car insurance. With Way, you can compare quotes from over 140 car insurance providers. This will allow you to choose the best options according to your coverage needs and budget.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
Auto insurance for a Mitsubishi Mirage will be about $1,620 per year.
Mitsubishi Mirage insurance is considered a budget-friendly option and not expensive to insure when compared to many other vehicles falling in the same category. However, the actual rates depend heavily on personal and regional risk factors.
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