Key Takeaways
The Eclipse Spyder is a convertible sports car produced and launched by Mitsubishi in the late 90's. The model became quite popular among car lovers due to its stylish design and its sporty performance. But what about the cost of insuring your Mitsubishi Eclipse Spyder? Sports cars usually cost more to insure than normal cars. So, it is always best to compare different insurance providers so that your selection does not lead to coverage gaps or financial loss. Let's know more about the Mitsubishi Eclipse Spyder car insurance cost.
On average, it costs around $1,644 per year to insure a Mitsubishi Eclipse Spyder. You can find the right insurance provider that can meet all your insurance needs by shopping around and comparing options. The Way app can help you with the process by letting you compare multiple providers in minutes.
The cost to insure a Mitsubishi Eclipse Spyder falls in the midrange when compared to that of other convertible sports cars. Owners can expect to pay anywhere between $137 and $402 per month for coverage. Its moderately affordable cost profile is mainly due to its strong safety features and high reliability ratings. Since the model was last produced in 2012, insurance rates may also be affected by the car's age, availability of parts, replacement cost, and overall condition.
| Convertible Sports Car | Average Annual Premium |
|---|---|
| Volkswagen Eos | $1,152 |
| Mazda MX-5 Miata | $1,500 |
| Mitsubishi Eclipse Spyder | $1,644 |
| Chevrolet Camaro | $1,740 |
| Ford Mustang | $1,884 |
| Nissan 370Z Roadster | $2,172 |
Insurance companies normally consider several factors when determining your Mitsubishi Eclipse Spyder car insurance rate. Some of the most common factors are given below.
Older Mitsubishi Eclipse Spyder models usually have lower insurance costs since newer models come with advanced features, which leads to more expensive repairs and replacements. Let's have a look at the insurance costs for different model years of the Eclipse Spyder.
| Model Year | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| 2012 Mitsubishi Eclipse Spyder | $165 | $1,984 |
| 2011 Mitsubishi Eclipse Spyder | $209 | $2,509 |
According to our research, USAA offers the cheapest Mitsubishi Eclipse Spyder car insurance rates. The average annual premium is just $806. However, USAA's benefits are limited only to military personnel, veterans, and their families. So, the next best option is Erie with an annual premium of $825. Also, the cheapest cost cannot always guarantee the best value. To get the maximum benefits, it is important to compare quotes from various providers and ensure that they have all the required features.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| USAA | $67 | $806 |
| Erie | $69 | $825 |
| Vermont Mutual | $80 | $954 |
| State Farm | $94 | $1,122 |
| Tennessee Farmers | $91 | $1,087 |
At a yearly rate of $790, USAA offers the cheapest insurance rates for the 2012 Mitsubishi Eclipse Spyder, which is limited only to military personnel, veterans, and their families. So, you can go for the next best provider, which is Erie, with an annual premium of $810. Otherwise, it costs around $1,984 per year to insure a 2012 model on average.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| USAA | $66 | $790 |
| Erie | $68 | $810 |
| Vermont Mutual | $81 | $972 |
| State Farm | $87 | $1,039 |
| Tennessee Farmers | $90 | $1,082 |
| Nationwide | $92 | $1,106 |
| Acuity | $96 | $1,149 |
| American Family | $99 | $1,186 |
| Progressive | $100 | $1,194 |
| Plymouth Rock | $102 | $1,224 |
| Arbella | $109 | $1,309 |
Generally, it costs around $2,509 per year to insure a 2011 Mitsubishi Eclipse Spyder. USAA offers the lowest rates at $821 per year, but its coverage is only available to military personnel, veterans, and their families. Erie is the next best option with an average annual premium of $839.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| USAA | $68 | $821 |
| Erie | $70 | $839 |
| Vermont Mutual | $78 | $935 |
| Plymouth Rock | $85 | $1,015 |
| Tennessee Farmers | $91 | $1,091 |
| Nationwide | $98 | $1,176 |
| American Family | $99 | $1,190 |
| State Farm | $100 | $1,204 |
| Country | $107 | $1,285 |
| Southern Farm Bureau | $108 | $1,291 |
| Progressive | $111 | $1,327 |
The Mitsubishi Eclipse Spyder has several safety features, which can reduce insurance rates by getting you qualified for available discounts.
Some of the installed features include:
Mitsubishi Eclipse Spyder has overall good safety ratings, which indicate a lower risk of injury, damage, and repair costs, which can lower its insurance rates. Since insurance companies often consider safety ratings when determining a car model's premium rates, the Eclipse Spyder's safety ratings play a key role in its insurance pricing.
| Category | IIHS Rating |
|---|---|
| Moderate Overlap Front (original test) | Good |
| Side Impact (Original Side Test) | Good |
| Head Restraints & Seats | Good |
Download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes. On our platform, you can compare offers from more than 140 different insurance providers. This will help you choose the best option that can reduce your Mitsubishi Eclipse Spyder car insurance costs.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
The Mitsubishi Eclipse Spyder insurance cost typically falls around $1,644 per year, depending on factors like the driver's age, location, driving history, and coverage level.
Full coverage is needed only if your Eclipse Spyder is new, leased, or financed. If your car is older and fully paid off, liability coverage may be enough.
The Mitsubishi Eclipse Spyder car insurance cost is in the midrange compared to the insurance price range of its direct competitors in the convertible sports car segment.
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