Key Takeaways
Motorcycle insurance provides coverage for both personal injury and property damage. To put it another way, liability, comprehensive, and collision coverage are all included in motorcycle insurance. When buying motorbike insurance, you may also consider additional coverages.
Consider buying trip interruption insurance or guest passenger liability coverage, for example, if you own a motorcycle.
According to Massachusetts state law, all motorcycle owners must get coverage by liability insurance. If you are at fault in a collision while riding, motorcycle liability insurance aims to pay for any property damage or injuries you might cause to others.
The following coverage minimums must be met or exceeded by your insurance:
| Company | Average Annual Premium |
|---|---|
| Progressive | $689 |
| Average | $888 |
| Dairyland | $1392 |
| City | Annual rate |
|---|---|
| Amherst | $539 |
| Andover | $641 |
| Arlington | $663 |
| Attleboro | $614 |
| Barnstable | $614 |
| Beverly | $745 |
| Billerica | $745 |
| Boston | $1531 |
| Braintree | $766 |
| Brockton | $1079 |
| Brookline | $1144 |
| Cambridge | $1205 |
| Chelmsford | $581 |
| Chelsea | $1479 |
| Chicopee | $745 |
| Everett | $1479 |
| Fall River | $899 |
| Fitchburg | $536 |
| Framingham | $614 |
| Haverhill | $614 |
| Holyoke | $866 |
| Lawrence | $1019 |
| Leominster | $539 |
| Lexington | $663 |
| Lowell | $860 |
| Lynn | $1101 |
| Malden | $1279 |
| Marlborough | $614 |
| Medford | $1157 |
| Natick | $581 |
| New Bedford | $897 |
| Newton | $719 |
| Peabody | $829 |
| Pittsfield | $432 |
| Plymouth | $614 |
| Quincy | $1356 |
| Randolph | $1101 |
| Revere | $1479 |
| Salem | $979 |
| Shrewsbury | $614 |
| Somerville | $1357 |
| Springfield | $1086 |
| Taunton | $648 |
| Waltham | $766 |
| Woburn | $766 |
| Worcester | $860 |
The least expensive cities, on average, are Fitchburg and Leominster, where coverage costs $525. On the other hand, the average cost of motorbike insurance in Boston is by far the highest in Massachusetts at $1,5131.
The following elements can affect how much your insurance will cost:
You can choose the insurance plan that is at the most affordable price by contacting a few competing insurance providers and requesting personalized quotations. Comparison shopping is made simple by independent agents.
Massachusetts has many motorcycle insurance providers who provide discounts and other benefits to eligible policyholders. You might be able to get your insurance for less by:
You must first apply for a motorcycle learner's permit to ride a motorcycle in Massachusetts legally. For the length of your stay in the United States or two years, learner's permits are valid.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
You must first apply for a motorcycle learner's permit to ride a motorcycle in Massachusetts legally. For the length of your stay in the United States or two years, learner's permits are valid.
In Massachusetts, the average cost of motorbike insurance is $878 annually.
Of all the other providers, Progressive offers the cheapest motorcycle insurance in Massachusetts.
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