Cheapest Car Insurance Quotes in Tualatin

Finding the cheapest car insurance quotes in Tualatin shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

Tualatin Car Insurance

^$ 49

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Tualatin

The car insurance rate in Tualatin is $1074 for a six-month policy, which is $194 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $471, making it a popular choice for budget-conscious drivers. Rates in Tualatin can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Tualatin

$1074

Avg. Car Insurance in Oregon

$880

National Average

$1278

Cheapest Car Insurance Companies in Tualatin

1st place: Kemper

At $471 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Capital Insurance Group

Capital Insurance Group offers auto insurance rates at $747 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American Family

American Family offers auto insurance rates at $826 for six months, making it the third cheapest auto insurance company in Tualatin.

Tualatin Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Tualatin, OR is Kemper, offering policies at just $471 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $747.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $2044 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Tualatin drivers find the best deals.

Cheap Car Insurance Companies in Tualatin, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$471	$81
Capital Insurance Group	$747	$124
American Family	$826	$139
Travelers	$927	$156
Progressive	$949	$160
Encompass	$986	$165
USAA	$1015	$171
Nationwide	$1022	$172
State Farm	$1028	$173
Country Financial	$1050	$177
Mutual of Enumclaw	$1355	$231
Farmers	$1551	$261
Allstate	$2044	$344

Key Takeaways

Way's key takeaways about car insurance in Tualatin

The auto insurance costs in Tualatin fall around $471 for six months.
The cheapest auto insurance company in Tualatin is Kemper.
Teen drivers pay the highest rate in Tualatin at $1232 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Tualatin

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Tualatin are given below.

Kemper provides the cheapest minimum car insurance coverage in Tualatin. Their Average 6 Month Premium is $290. Allstate is the most expensive at $1080 for the same period.

Cheapest Liability Coverage in Tualatin, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$290	$49
Capital Insurance Group	$384	$66
State Farm	$414	$70
USAA	$414	$70
American Family	$434	$73
Travelers	$434	$73
Progressive	$442	$74
Country Financial	$515	$87
California Casualty	$550	$92
Nationwide	$580	$98
Farmers	$804	$135
Allstate	$1080	$182

Cheapest Full Coverage Car Insurance in Tualatin

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Tualatin is Kemper at $81 per month and $471 for six months.

Cheapest Full Coverage Car Insurance Quotes in Tualatin, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$471	$81
Capital Insurance Group	$747	$124
American Family	$826	$139
Travelers	$927	$156
Progressive	$949	$160
Encompass	$986	$165
USAA	$1015	$171
Nationwide	$1022	$172
State Farm	$1028	$173
Country Financial	$1050	$177
Mutual of Enumclaw	$1355	$231
Farmers	$1551	$261
Allstate	$2044	$344

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Tualatin Instantly!

Average Car Insurance in Tualatin by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Tualatin, OR increasing?

Despite maintaining a clean driving record, your car insurance rates in Tualatin, Oregon, may be increasing due to several external factors. Oregon has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Tualatin's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Tualatin

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$700
30s	USAA	$571
40s	USAA	$529
50s	USAA	$509
60s	USAA	$529
70s	USAA	$644

Cheapest Car Insurance Rates for Teen Drivers in Tualatin,OR

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Tualatin at $45 per month. At $7319 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$268	$45
Capital Insurance Group	$456	$76
Country Financial	$1508	$254
USAA	$1602	$270
Travelers	$1624	$273
State Farm	$1920	$323
American Family	$2369	$399
Progressive	$2478	$417
Nationwide	$4732	$805
Allstate	$7319	$1232
Farmers	$7319	$1232

Teen Car Insurance Rates in OR by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Tualatin.

As young drivers face the highest rates in Tualatin, USAA offers the cheapest auto insurance rates at $700 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Tualatin, Kemper is the cheapest car insurance provider. At $486 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Tualatin is State Farm, offering rates of around $4942 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$486	$81
Capital Insurance Group	$565	$96
Nationwide	$703	$117
Progressive	$1043	$176
American Family	$1269	$214
Country Financial	$1391	$234
Travelers	$1464	$246
USAA	$1826	$311
Allstate	$3717	$620
Farmers	$3949	$671
State Farm	$4942	$824

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Tualatin.

Car Insurance Rates with An Accident in Tualatin

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Tualatin, OR, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Tualatin

The cheapest car insurance companies after an at-fault accident in Tualatin include Kemper and Capital Insurance Group, offering $384 and $456, respectively. Allstate is an expensive provider with an average six-month premium of $3232.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$384	$63
Capital Insurance Group	$456	$78
Capital	$515	$85
Encompass	$572	$98
State Farm	$783	$132
Travelers	$870	$146
USAA	$920	$155
Progressive	$1028	$173
American Family	$1159	$195
Nationwide	$1159	$195
Country Financial	$1218	$205
Farmers	$2660	$448
Allstate	$3232	$544

Tualatin Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Tualatin OR. For example, the car insurance in Tualatin after a DUI increases to $760 for a six month policy. While the rate increases by $275 for a six-month policy in the case of a speeding ticket.

Tualatin auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1022	$171
One Med/PIP claim	$1022	$173
Not-at-fault accident	$1058	$177
One comp claim	$1080	$183
Two Med/PIP claims	$1094	$182
Failure to wear a seat belt	$1166	$199
Two comp claims	$1196	$199
Child safety restraint	$1210	$206
Failure to show documents	$1210	$201
Driving without lights	$1218	$207
Driving with expired registration	$1247	$207
Speeding 11 - 15 MPH over limit	$1297	$221
Speeding 16 - 20 MPH over limit	$1297	$216
Speeding 6 - 10 MPH over limit	$1297	$221
Cell phone violation	$1304	$217
Driving too slowly	$1304	$222
Failure to yield	$1304	$217
Following too closely	$1304	$222
Illegal turn	$1304	$217
Texting while driving	$1304	$222
Wrong way/wrong lane	$1304	$217
Failure to stop at a red light	$1312	$223
Improper passing	$1312	$218
Passing school bus	$1363	$232
Speeding in school zone	$1363	$227
In 65 MPH zone	$1385	$235
Speeding 21 - 25 MPH over limit	$1391	$232
Open container	$1435	$244
At-fault accident - less than $1000	$1471	$245
Operating a vehicle without permission	$1479	$251
At-fault accident - $1000-$2000	$1565	$261
At-fault accident - greater than $2000	$1565	$266
Refusal to submit to a chemical test	$1753	$293
Racing	$1760	$299
DUI	$1782	$298
Reckless driving	$1790	$304
Driving with a suspended license	$1804	$301
Leaving scene of an accident/hit and run	$1863	$317

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Tualatin after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Tualatin.

The cheapest car insurance premiums in Tualatin are offered by Capital Insurance Group at $529 for a six-month policy. However, it can be as expensive as $2847 with companies like Nationwide.

Tualatin car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$529	$90
Kemper	$653	$109
Progressive	$811	$137
Travelers	$1043	$176
State Farm	$1094	$184
American Family	$1225	$206
USAA	$1363	$229
Farmers	$2558	$431
Country Financial	$2601	$438
Allstate	$2630	$443
Nationwide	$2847	$484

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Tualatin are offered by Kemper at $355. However, it can be as expensive as $3326 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Tualatin after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$355	$60
Capital Insurance Group	$427	$73
Nationwide	$580	$96
State Farm	$681	$115
Progressive	$870	$146
American Family	$877	$148
Travelers	$1058	$178
USAA	$1072	$182
Country Financial	$1116	$188
Allstate	$2660	$453
Farmers	$3326	$554

Car Insurance Price Trends in Tualatin, Oregon

Car insurance rates in Tualatin have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Tualatin rose by $243 in January compared to $234 of December. In other words, there has been an increase by $9 when you compare January and December.

The average cost of liability insurance in the Tualatin remained steady at $87 in both January and December, indicating no change over the two month period.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Tualatin?

The car insurance in Tualatin is $49 per month, which is lower than the national average.

What is the cheapest car insurance in Tualatin?

The cheapest car insurance in Tualatin is $81 per month for full coverage.

How much is car insurance in Tualatin for teenagers?

Car insurance for teenagers costs $268 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Tualatin?

The average cost of car insurance is $880 for a six-month policy. It will cost around $181 per month to insure your car in Tualatin.

Is car insurance expensive in Tualatin?

Car insurance can be expensive in Tualatin if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Tualatin can be affordable.

What is the best car insurance in Tualatin, OR?

The best car insurance company in Tualatin OR is Kemper, offering $471 for a six-month policy.