Cheapest Car Insurance Quotes in Dayville

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Dayville Car Insurance

^$ 37

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Dayville

The car insurance rate in Dayville is $800 for a six-month policy, which is $60 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $359, making it a popular choice for budget-conscious drivers. Rates in Dayville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Dayville

$800

Avg. Car Insurance in Oregon

$860

National Average

$1140

Cheapest Car Insurance Companies in Dayville

1st place: Kemper

At $359 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Capital Insurance Group

Capital Insurance Group offers auto insurance rates at $569 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American Family

American Family offers auto insurance rates at $669 for six months, making it the third cheapest auto insurance company in Dayville.

Dayville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Dayville, OR is Kemper, offering policies at just $359 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $569.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1469 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Dayville drivers find the best deals.

Cheap Car Insurance Companies in Dayville, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$359	$61
Capital Insurance Group	$569	$95
American Family	$669	$113
Country Financial	$685	$115
Travelers	$712	$120
Progressive	$735	$124
Encompass	$751	$127
State Farm	$768	$129
Nationwide	$779	$131
USAA	$779	$131
Mutual of Enumclaw	$1033	$176
Farmers	$1094	$184
Allstate	$1469	$247

Key Takeaways

Way's key takeaways about car insurance in Dayville

The auto insurance costs in Dayville fall around $359 for six months.
The cheapest auto insurance company in Dayville is Kemper.
Teen drivers pay the highest rate in Dayville at $870 per month.

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Cheapest Minimum Liability Car Insurance in Dayville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Dayville are given below.

Kemper provides the cheapest minimum car insurance coverage in Dayville. Their Average 6 Month Premium is $221. Allstate is the most expensive at $801 for the same period.

Cheapest Liability Coverage in Dayville, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$221	$37
Capital Insurance Group	$293	$50
State Farm	$315	$53
USAA	$326	$55
Progressive	$342	$58
Travelers	$342	$58
Country Financial	$348	$59
American Family	$381	$64
California Casualty	$419	$70
Nationwide	$442	$74
Farmers	$591	$100
Allstate	$801	$135

Cheapest Full Coverage Car Insurance in Dayville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Dayville is Kemper at $61 per month and $359 for six months.

Cheapest Full Coverage Car Insurance Quotes in Dayville, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$359	$61
Capital Insurance Group	$569	$95
American Family	$669	$113
Country Financial	$685	$115
Travelers	$712	$120
Progressive	$735	$124
Encompass	$751	$127
State Farm	$768	$129
Nationwide	$779	$131
USAA	$779	$131
Mutual of Enumclaw	$1033	$176
Farmers	$1094	$184
Allstate	$1469	$247

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Average Car Insurance in Dayville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Dayville, OR increasing?

Despite maintaining a clean driving record, your car insurance rates in Dayville, Oregon, may be increasing due to several external factors. Oregon has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Dayville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Dayville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$593
30s	USAA	$484
40s	USAA	$448
50s	USAA	$431
60s	USAA	$448
70s	USAA	$545

Cheapest Car Insurance Rates for Teen Drivers in Dayville,OR

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Dayville at $34 per month. At $5171 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$205	$34
Capital Insurance Group	$348	$58
Country Financial	$923	$155
Travelers	$1221	$206
USAA	$1293	$218
State Farm	$1375	$232
American Family	$1884	$317
Progressive	$2132	$359
Nationwide	$3607	$614
Farmers	$5132	$864
Allstate	$5171	$870

Teen Car Insurance Rates in OR by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Dayville.

As young drivers face the highest rates in Dayville, USAA offers the cheapest auto insurance rates at $593 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Dayville, Kemper is the cheapest car insurance provider. At $370 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Dayville is State Farm, offering rates of around $2823 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$370	$61
Capital Insurance Group	$431	$73
Nationwide	$536	$89
Country Financial	$862	$145
Progressive	$889	$150
American Family	$1056	$178
Travelers	$1149	$193
USAA	$1464	$249
Allstate	$2519	$419
Farmers	$2563	$436
State Farm	$2823	$471

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Car Insurance Rates with An Accident in Dayville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Dayville, OR, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Dayville

The cheapest car insurance companies after an at-fault accident in Dayville include Kemper and Capital Insurance Group, offering $293 and $348, respectively. Allstate is an expensive provider with an average six-month premium of $2304.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$293	$48
Capital Insurance Group	$348	$60
Capital	$392	$65
Encompass	$436	$74
State Farm	$580	$98
Travelers	$674	$113
USAA	$691	$116
Country Financial	$757	$127
Progressive	$801	$135
Nationwide	$884	$149
American Family	$939	$158
Farmers	$1828	$308
Allstate	$2304	$388

Dayville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Dayville OR. For example, the car insurance in Dayville after a DUI increases to $580 for a six month policy. While the rate increases by $210 for a six-month policy in the case of a speeding ticket.

Dayville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$779	$130
One Med/PIP claim	$779	$132
Not-at-fault accident	$806	$135
One comp claim	$823	$140
Two Med/PIP claims	$834	$139
Failure to wear a seat belt	$889	$152
Two comp claims	$911	$152
Child safety restraint	$923	$157
Failure to show documents	$923	$153
Driving without lights	$928	$158
Driving with expired registration	$950	$158
Speeding 11 - 15 MPH over limit	$989	$168
Speeding 16 - 20 MPH over limit	$989	$165
Speeding 6 - 10 MPH over limit	$989	$168
Cell phone violation	$994	$166
Driving too slowly	$994	$169
Failure to yield	$994	$166
Following too closely	$994	$169
Illegal turn	$994	$166
Texting while driving	$994	$169
Wrong way/wrong lane	$994	$166
Failure to stop at a red light	$1000	$170
Improper passing	$1000	$166
Passing school bus	$1039	$177
Speeding in school zone	$1039	$173
In 65 MPH zone	$1056	$179
Speeding 21 - 25 MPH over limit	$1060	$177
Open container	$1094	$186
At-fault accident - less than $1000	$1122	$187
Operating a vehicle without permission	$1127	$192
At-fault accident - $1000-$2000	$1193	$199
At-fault accident - greater than $2000	$1193	$203
Refusal to submit to a chemical test	$1336	$223
Racing	$1342	$228
DUI	$1359	$227
Reckless driving	$1364	$232
Driving with a suspended license	$1375	$230
Leaving scene of an accident/hit and run	$1420	$242

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Dayville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Dayville.

The cheapest car insurance premiums in Dayville are offered by Capital Insurance Group at $404 for a six-month policy. However, it can be as expensive as $2171 with companies like Nationwide.

Dayville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$404	$69
Kemper	$498	$83
Progressive	$630	$106
State Farm	$801	$135
Travelers	$806	$136
American Family	$1005	$169
USAA	$1094	$184
Country Financial	$1265	$213
Farmers	$1762	$297
Allstate	$1873	$315
Nationwide	$2171	$369

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Dayville are offered by Kemper at $271. However, it can be as expensive as $2149 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Dayville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$271	$46
Capital Insurance Group	$326	$56
Nationwide	$442	$73
State Farm	$475	$80
Country Financial	$696	$117
Progressive	$696	$117
American Family	$712	$120
Travelers	$823	$139
USAA	$823	$138
Allstate	$1800	$306
Farmers	$2149	$358

Car Insurance Price Trends in Dayville, Oregon

Car insurance rates in Dayville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Dayville rose by $179 in December compared to $176 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Dayville rose to $66 in December, compared to $64 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Dayville?

The car insurance in Dayville is $37 per month, which is lower than the national average.

What is the cheapest car insurance in Dayville?

The cheapest car insurance in Dayville is $61 per month for full coverage.

How much is car insurance in Dayville for teenagers?

Car insurance for teenagers costs $205 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Dayville?

The average cost of car insurance is $860 for a six-month policy. It will cost around $135 per month to insure your car in Dayville.

Is car insurance expensive in Dayville?

Car insurance can be expensive in Dayville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Dayville can be affordable.

What is the best car insurance in Dayville, OR?

The best car insurance company in Dayville OR is Kemper, offering $359 for a six-month policy.