Cheapest Car Insurance Quotes in Rhododendron

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Rhododendron Car Insurance

^$ 54

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Rhododendron

The car insurance rate in Rhododendron is $1188 for a six-month policy, which is $308 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $521, making it a popular choice for budget-conscious drivers. Rates in Rhododendron can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Rhododendron

$1188

Avg. Car Insurance in Oregon

$880

National Average

$1278

Cheapest Car Insurance Companies in Rhododendron

1st place: Kemper

At $521 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Capital Insurance Group

Capital Insurance Group offers auto insurance rates at $826 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American Family

American Family offers auto insurance rates at $914 for six months, making it the third cheapest auto insurance company in Rhododendron.

Rhododendron Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Rhododendron, OR is Kemper, offering policies at just $521 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $826.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $2261 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Rhododendron drivers find the best deals.

Cheap Car Insurance Companies in Rhododendron, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$521	$89
Capital Insurance Group	$826	$138
American Family	$914	$154
Travelers	$1026	$173
Progressive	$1050	$177
Encompass	$1091	$182
USAA	$1123	$189
Nationwide	$1131	$190
State Farm	$1138	$192
Country Financial	$1162	$196
Mutual of Enumclaw	$1500	$255
Farmers	$1716	$289
Allstate	$2261	$381

Key Takeaways

Way's key takeaways about car insurance in Rhododendron

The auto insurance costs in Rhododendron fall around $521 for six months.
The cheapest auto insurance company in Rhododendron is Kemper.
Teen drivers pay the highest rate in Rhododendron at $1364 per month.

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Cheapest Minimum Liability Car Insurance in Rhododendron

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Rhododendron are given below.

Kemper provides the cheapest minimum car insurance coverage in Rhododendron. Their Average 6 Month Premium is $321. Allstate is the most expensive at $1195 for the same period.

Cheapest Liability Coverage in Rhododendron, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$321	$54
Capital Insurance Group	$425	$73
State Farm	$458	$77
USAA	$458	$77
American Family	$481	$81
Travelers	$481	$81
Progressive	$489	$82
Country Financial	$570	$96
California Casualty	$609	$101
Nationwide	$641	$108
Farmers	$890	$150
Allstate	$1195	$201

Cheapest Full Coverage Car Insurance in Rhododendron

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Rhododendron is Kemper at $89 per month and $521 for six months.

Cheapest Full Coverage Car Insurance Quotes in Rhododendron, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$521	$89
Capital Insurance Group	$826	$138
American Family	$914	$154
Travelers	$1026	$173
Progressive	$1050	$177
Encompass	$1091	$182
USAA	$1123	$189
Nationwide	$1131	$190
State Farm	$1138	$192
Country Financial	$1162	$196
Mutual of Enumclaw	$1500	$255
Farmers	$1716	$289
Allstate	$2261	$381

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Average Car Insurance in Rhododendron by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Rhododendron, OR increasing?

Despite maintaining a clean driving record, your car insurance rates in Rhododendron, Oregon, may be increasing due to several external factors. Oregon has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Rhododendron's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Rhododendron

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$775
30s	USAA	$632
40s	USAA	$586
50s	USAA	$563
60s	USAA	$586
70s	USAA	$713

Cheapest Car Insurance Rates for Teen Drivers in Rhododendron,OR

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Rhododendron at $50 per month. At $8099 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$297	$50
Capital Insurance Group	$505	$84
Country Financial	$1669	$281
USAA	$1773	$298
Travelers	$1797	$302
State Farm	$2125	$358
American Family	$2622	$441
Progressive	$2742	$462
Nationwide	$5237	$891
Allstate	$8099	$1364
Farmers	$8099	$1364

Teen Car Insurance Rates in OR by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Rhododendron.

As young drivers face the highest rates in Rhododendron, USAA offers the cheapest auto insurance rates at $775 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Rhododendron, Kemper is the cheapest car insurance provider. At $537 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Rhododendron is State Farm, offering rates of around $5469 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$537	$89
Capital Insurance Group	$625	$107
Nationwide	$778	$130
Progressive	$1154	$194
American Family	$1404	$236
Country Financial	$1539	$259
Travelers	$1620	$273
USAA	$2021	$344
Allstate	$4113	$686
Farmers	$4370	$743
State Farm	$5469	$911

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Car Insurance Rates with An Accident in Rhododendron

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Rhododendron, OR, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Rhododendron

The cheapest car insurance companies after an at-fault accident in Rhododendron include Kemper and Capital Insurance Group, offering $425 and $505, respectively. Allstate is an expensive provider with an average six-month premium of $3576.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$425	$70
Capital Insurance Group	$505	$86
Capital	$570	$95
Encompass	$633	$108
State Farm	$867	$146
Travelers	$963	$162
USAA	$1018	$171
Progressive	$1138	$192
American Family	$1283	$216
Nationwide	$1283	$216
Country Financial	$1347	$227
Farmers	$2943	$495
Allstate	$3576	$602

Rhododendron Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Rhododendron OR. For example, the car insurance in Rhododendron after a DUI increases to $841 for a six month policy. While the rate increases by $304 for a six-month policy in the case of a speeding ticket.

Rhododendron auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1131	$189
One Med/PIP claim	$1131	$192
Not-at-fault accident	$1170	$196
One comp claim	$1195	$203
Two Med/PIP claims	$1211	$201
Failure to wear a seat belt	$1291	$220
Two comp claims	$1323	$220
Child safety restraint	$1339	$228
Failure to show documents	$1339	$223
Driving without lights	$1347	$230
Driving with expired registration	$1380	$230
Speeding 11 - 15 MPH over limit	$1435	$244
Speeding 16 - 20 MPH over limit	$1435	$239
Speeding 6 - 10 MPH over limit	$1435	$244
Cell phone violation	$1443	$240
Driving too slowly	$1443	$246
Failure to yield	$1443	$240
Following too closely	$1443	$246
Illegal turn	$1443	$240
Texting while driving	$1443	$246
Wrong way/wrong lane	$1443	$240
Failure to stop at a red light	$1451	$247
Improper passing	$1451	$242
Passing school bus	$1508	$257
Speeding in school zone	$1508	$251
In 65 MPH zone	$1532	$261
Speeding 21 - 25 MPH over limit	$1539	$257
Open container	$1588	$270
At-fault accident - less than $1000	$1628	$271
Operating a vehicle without permission	$1636	$278
At-fault accident - $1000-$2000	$1732	$289
At-fault accident - greater than $2000	$1732	$294
Refusal to submit to a chemical test	$1940	$324
Racing	$1948	$331
DUI	$1972	$329
Reckless driving	$1980	$336
Driving with a suspended license	$1997	$333
Leaving scene of an accident/hit and run	$2061	$351

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Rhododendron after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Rhododendron.

The cheapest car insurance premiums in Rhododendron are offered by Capital Insurance Group at $586 for a six-month policy. However, it can be as expensive as $3151 with companies like Nationwide.

Rhododendron car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$586	$100
Kemper	$722	$120
Progressive	$898	$151
Travelers	$1154	$194
State Farm	$1211	$204
American Family	$1355	$228
USAA	$1508	$254
Farmers	$2831	$477
Country Financial	$2878	$485
Allstate	$2911	$490
Nationwide	$3151	$536

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Rhododendron are offered by Kemper at $393. However, it can be as expensive as $3680 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Rhododendron after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$393	$66
Capital Insurance Group	$473	$81
Nationwide	$641	$107
State Farm	$753	$127
Progressive	$963	$162
American Family	$971	$163
Travelers	$1170	$197
USAA	$1187	$201
Country Financial	$1235	$208
Allstate	$2943	$501
Farmers	$3680	$613

Car Insurance Price Trends in Rhododendron, Oregon

Car insurance rates in Rhododendron have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Rhododendron rose by $269 in January compared to $259 of December. In other words, there has been an increase by $10 when you compare January and December.

The average cost of liability insurance in the Rhododendron remained steady at $96 in both January and December, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Rhododendron?

The car insurance in Rhododendron is $54 per month, which is lower than the national average.

What is the cheapest car insurance in Rhododendron?

The cheapest car insurance in Rhododendron is $89 per month for full coverage.

How much is car insurance in Rhododendron for teenagers?

Car insurance for teenagers costs $297 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Rhododendron?

The average cost of car insurance is $880 for a six-month policy. It will cost around $200 per month to insure your car in Rhododendron.

Is car insurance expensive in Rhododendron?

Car insurance can be expensive in Rhododendron if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Rhododendron can be affordable.

What is the best car insurance in Rhododendron, OR?

The best car insurance company in Rhododendron OR is Kemper, offering $521 for a six-month policy.