Cheapest Car Insurance Quotes in Antelope

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Antelope Car Insurance

^$ 48

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Antelope

The car insurance rate in Antelope is $1047 for a six-month policy, which is $167 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $459, making it a popular choice for budget-conscious drivers. Rates in Antelope can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Antelope

$1047

Avg. Car Insurance in Oregon

$880

National Average

$1278

Cheapest Car Insurance Companies in Antelope

1st place: Kemper

At $459 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Capital Insurance Group

Capital Insurance Group offers auto insurance rates at $728 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American Family

American Family offers auto insurance rates at $806 for six months, making it the third cheapest auto insurance company in Antelope.

Antelope Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Antelope, OR is Kemper, offering policies at just $459 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $728.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1993 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Antelope drivers find the best deals.

Cheap Car Insurance Companies in Antelope, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$459	$79
Capital Insurance Group	$728	$121
American Family	$806	$136
Travelers	$904	$152
Progressive	$926	$156
Encompass	$962	$161
USAA	$990	$167
Nationwide	$997	$168
State Farm	$1003	$169
Country Financial	$1025	$173
Mutual of Enumclaw	$1322	$225
Farmers	$1512	$255
Allstate	$1993	$336

Key Takeaways

Way's key takeaways about car insurance in Antelope

The auto insurance costs in Antelope fall around $459 for six months.
The cheapest auto insurance company in Antelope is Kemper.
Teen drivers pay the highest rate in Antelope at $1202 per month.

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Cheapest Minimum Liability Car Insurance in Antelope

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Antelope are given below.

Kemper provides the cheapest minimum car insurance coverage in Antelope. Their Average 6 Month Premium is $283. Allstate is the most expensive at $1053 for the same period.

Cheapest Liability Coverage in Antelope, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$283	$48
Capital Insurance Group	$375	$64
State Farm	$403	$68
USAA	$403	$68
American Family	$424	$71
Travelers	$424	$71
Progressive	$431	$73
Country Financial	$502	$84
California Casualty	$537	$89
Nationwide	$565	$95
Farmers	$784	$132
Allstate	$1053	$177

Cheapest Full Coverage Car Insurance in Antelope

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Antelope is Kemper at $79 per month and $459 for six months.

Cheapest Full Coverage Car Insurance Quotes in Antelope, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$459	$79
Capital Insurance Group	$728	$121
American Family	$806	$136
Travelers	$904	$152
Progressive	$926	$156
Encompass	$962	$161
USAA	$990	$167
Nationwide	$997	$168
State Farm	$1003	$169
Country Financial	$1025	$173
Mutual of Enumclaw	$1322	$225
Farmers	$1512	$255
Allstate	$1993	$336

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Average Car Insurance in Antelope by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Antelope, OR increasing?

Despite maintaining a clean driving record, your car insurance rates in Antelope, Oregon, may be increasing due to several external factors. Oregon has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Antelope's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Antelope

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$683
30s	USAA	$557
40s	USAA	$516
50s	USAA	$496
60s	USAA	$516
70s	USAA	$628

Cheapest Car Insurance Rates for Teen Drivers in Antelope,OR

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Antelope at $44 per month. At $7139 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$262	$44
Capital Insurance Group	$445	$74
Country Financial	$1471	$248
USAA	$1562	$263
Travelers	$1584	$267
State Farm	$1873	$315
American Family	$2311	$389
Progressive	$2417	$407
Nationwide	$4616	$785
Allstate	$7139	$1202
Farmers	$7139	$1202

Teen Car Insurance Rates in OR by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Antelope.

As young drivers face the highest rates in Antelope, USAA offers the cheapest auto insurance rates at $683 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Antelope, Kemper is the cheapest car insurance provider. At $474 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Antelope is State Farm, offering rates of around $4821 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$474	$79
Capital Insurance Group	$551	$94
Nationwide	$685	$114
Progressive	$1017	$171
American Family	$1238	$208
Country Financial	$1357	$228
Travelers	$1428	$240
USAA	$1781	$303
Allstate	$3626	$605
Farmers	$3852	$655
State Farm	$4821	$803

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Car Insurance Rates with An Accident in Antelope

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Antelope, OR, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Antelope

The cheapest car insurance companies after an at-fault accident in Antelope include Kemper and Capital Insurance Group, offering $375 and $445, respectively. Allstate is an expensive provider with an average six-month premium of $3152.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$375	$62
Capital Insurance Group	$445	$76
Capital	$502	$83
Encompass	$558	$95
State Farm	$764	$129
Travelers	$848	$143
USAA	$897	$151
Progressive	$1003	$169
American Family	$1131	$190
Nationwide	$1131	$190
Country Financial	$1188	$200
Farmers	$2594	$437
Allstate	$3152	$531

Antelope Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Antelope OR. For example, the car insurance in Antelope after a DUI increases to $742 for a six month policy. While the rate increases by $268 for a six-month policy in the case of a speeding ticket.

Antelope auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$997	$167
One Med/PIP claim	$997	$169
Not-at-fault accident	$1032	$173
One comp claim	$1053	$179
Two Med/PIP claims	$1067	$177
Failure to wear a seat belt	$1138	$194
Two comp claims	$1166	$194
Child safety restraint	$1180	$201
Failure to show documents	$1180	$196
Driving without lights	$1188	$202
Driving with expired registration	$1216	$202
Speeding 11 - 15 MPH over limit	$1265	$215
Speeding 16 - 20 MPH over limit	$1265	$211
Speeding 6 - 10 MPH over limit	$1265	$215
Cell phone violation	$1272	$212
Driving too slowly	$1272	$217
Failure to yield	$1272	$212
Following too closely	$1272	$217
Illegal turn	$1272	$212
Texting while driving	$1272	$217
Wrong way/wrong lane	$1272	$212
Failure to stop at a red light	$1279	$218
Improper passing	$1279	$213
Passing school bus	$1329	$226
Speeding in school zone	$1329	$221
In 65 MPH zone	$1351	$230
Speeding 21 - 25 MPH over limit	$1357	$226
Open container	$1399	$238
At-fault accident - less than $1000	$1435	$239
Operating a vehicle without permission	$1442	$245
At-fault accident - $1000-$2000	$1527	$255
At-fault accident - greater than $2000	$1527	$259
Refusal to submit to a chemical test	$1710	$286
Racing	$1717	$292
DUI	$1739	$290
Reckless driving	$1746	$296
Driving with a suspended license	$1760	$294
Leaving scene of an accident/hit and run	$1817	$309

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Antelope after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Antelope.

The cheapest car insurance premiums in Antelope are offered by Capital Insurance Group at $516 for a six-month policy. However, it can be as expensive as $2777 with companies like Nationwide.

Antelope car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$516	$88
Kemper	$637	$106
Progressive	$791	$133
Travelers	$1017	$171
State Farm	$1067	$180
American Family	$1195	$201
USAA	$1329	$224
Farmers	$2495	$420
Country Financial	$2537	$427
Allstate	$2566	$432
Nationwide	$2777	$472

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Antelope are offered by Kemper at $346. However, it can be as expensive as $3244 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Antelope after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$346	$58
Capital Insurance Group	$417	$71
Nationwide	$565	$94
State Farm	$664	$112
Progressive	$848	$143
American Family	$856	$144
Travelers	$1032	$174
USAA	$1046	$177
Country Financial	$1089	$183
Allstate	$2594	$441
Farmers	$3244	$540

Car Insurance Price Trends in Antelope, Oregon

Car insurance rates in Antelope have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Antelope rose by $237 in January compared to $228 of December. In other words, there has been an increase by $9 when you compare January and December.

The average cost of liability insurance in the Antelope remained steady at $84 in both January and December, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Antelope?

The car insurance in Antelope is $48 per month, which is lower than the national average.

What is the cheapest car insurance in Antelope?

The cheapest car insurance in Antelope is $79 per month for full coverage.

How much is car insurance in Antelope for teenagers?

Car insurance for teenagers costs $262 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Antelope?

The average cost of car insurance is $880 for a six-month policy. It will cost around $176 per month to insure your car in Antelope.

Is car insurance expensive in Antelope?

Car insurance can be expensive in Antelope if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Antelope can be affordable.

What is the best car insurance in Antelope, OR?

The best car insurance company in Antelope OR is Kemper, offering $459 for a six-month policy.