Cheapest Car Insurance Quotes in Raleigh Hills

Finding the cheapest car insurance quotes in Raleigh Hills shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

Raleigh Hills Car Insurance

^$ 52

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Raleigh Hills

The car insurance rate in Raleigh Hills is $1144 for a six-month policy, which is $264 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $502, making it a popular choice for budget-conscious drivers. Rates in Raleigh Hills can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Raleigh Hills

$1144

Avg. Car Insurance in Oregon

$880

National Average

$1278

Cheapest Car Insurance Companies in Raleigh Hills

1st place: Kemper

At $502 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Capital Insurance Group

Capital Insurance Group offers auto insurance rates at $796 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American Family

American Family offers auto insurance rates at $880 for six months, making it the third cheapest auto insurance company in Raleigh Hills.

Raleigh Hills Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Raleigh Hills, OR is Kemper, offering policies at just $502 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $796.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $2178 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Raleigh Hills drivers find the best deals.

Cheap Car Insurance Companies in Raleigh Hills, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$502	$86
Capital Insurance Group	$796	$133
American Family	$880	$148
Travelers	$988	$166
Progressive	$1011	$170
Encompass	$1050	$176
USAA	$1082	$182
Nationwide	$1089	$183
State Farm	$1096	$185
Country Financial	$1119	$189
Mutual of Enumclaw	$1444	$246
Farmers	$1652	$278
Allstate	$2178	$367

Key Takeaways

Way's key takeaways about car insurance in Raleigh Hills

The auto insurance costs in Raleigh Hills fall around $502 for six months.
The cheapest auto insurance company in Raleigh Hills is Kemper.
Teen drivers pay the highest rate in Raleigh Hills at $1313 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Raleigh Hills

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Raleigh Hills are given below.

Kemper provides the cheapest minimum car insurance coverage in Raleigh Hills. Their Average 6 Month Premium is $309. Allstate is the most expensive at $1151 for the same period.

Cheapest Liability Coverage in Raleigh Hills, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$309	$52
Capital Insurance Group	$410	$70
State Farm	$441	$74
USAA	$441	$74
American Family	$463	$78
Travelers	$463	$78
Progressive	$471	$79
Country Financial	$549	$92
California Casualty	$586	$98
Nationwide	$618	$104
Farmers	$857	$144
Allstate	$1151	$194

Cheapest Full Coverage Car Insurance in Raleigh Hills

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Raleigh Hills is Kemper at $86 per month and $502 for six months.

Cheapest Full Coverage Car Insurance Quotes in Raleigh Hills, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$502	$86
Capital Insurance Group	$796	$133
American Family	$880	$148
Travelers	$988	$166
Progressive	$1011	$170
Encompass	$1050	$176
USAA	$1082	$182
Nationwide	$1089	$183
State Farm	$1096	$185
Country Financial	$1119	$189
Mutual of Enumclaw	$1444	$246
Farmers	$1652	$278
Allstate	$2178	$367

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Raleigh Hills Instantly!

Average Car Insurance in Raleigh Hills by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Raleigh Hills, OR increasing?

Despite maintaining a clean driving record, your car insurance rates in Raleigh Hills, Oregon, may be increasing due to several external factors. Oregon has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Raleigh Hills's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Raleigh Hills

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$746
30s	USAA	$608
40s	USAA	$564
50s	USAA	$542
60s	USAA	$564
70s	USAA	$686

Cheapest Car Insurance Rates for Teen Drivers in Raleigh Hills,OR

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Raleigh Hills at $48 per month. At $7799 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$286	$48
Capital Insurance Group	$486	$81
Country Financial	$1607	$270
USAA	$1707	$287
Travelers	$1730	$291
State Farm	$2046	$345
American Family	$2525	$425
Progressive	$2640	$445
Nationwide	$5043	$858
Allstate	$7799	$1313
Farmers	$7799	$1313

Teen Car Insurance Rates in OR by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Raleigh Hills.

As young drivers face the highest rates in Raleigh Hills, USAA offers the cheapest auto insurance rates at $746 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Raleigh Hills, Kemper is the cheapest car insurance provider. At $517 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Raleigh Hills is State Farm, offering rates of around $5266 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$517	$86
Capital Insurance Group	$602	$103
Nationwide	$749	$125
Progressive	$1112	$187
American Family	$1352	$228
Country Financial	$1482	$250
Travelers	$1560	$263
USAA	$1946	$332
Allstate	$3961	$660
Farmers	$4208	$715
State Farm	$5266	$878

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Raleigh Hills.

Car Insurance Rates with An Accident in Raleigh Hills

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Raleigh Hills, OR, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Raleigh Hills

The cheapest car insurance companies after an at-fault accident in Raleigh Hills include Kemper and Capital Insurance Group, offering $410 and $486, respectively. Allstate is an expensive provider with an average six-month premium of $3444.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$410	$68
Capital Insurance Group	$486	$83
Capital	$549	$91
Encompass	$610	$104
State Farm	$835	$140
Travelers	$927	$156
USAA	$980	$165
Progressive	$1096	$185
American Family	$1235	$208
Nationwide	$1235	$208
Country Financial	$1297	$218
Farmers	$2834	$477
Allstate	$3444	$580

Raleigh Hills Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Raleigh Hills OR. For example, the car insurance in Raleigh Hills after a DUI increases to $810 for a six month policy. While the rate increases by $293 for a six-month policy in the case of a speeding ticket.

Raleigh Hills auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1089	$182
One Med/PIP claim	$1089	$185
Not-at-fault accident	$1127	$189
One comp claim	$1151	$195
Two Med/PIP claims	$1166	$194
Failure to wear a seat belt	$1243	$212
Two comp claims	$1274	$212
Child safety restraint	$1290	$220
Failure to show documents	$1290	$215
Driving without lights	$1297	$221
Driving with expired registration	$1329	$221
Speeding 11 - 15 MPH over limit	$1382	$235
Speeding 16 - 20 MPH over limit	$1382	$230
Speeding 6 - 10 MPH over limit	$1382	$235
Cell phone violation	$1390	$231
Driving too slowly	$1390	$237
Failure to yield	$1390	$231
Following too closely	$1390	$237
Illegal turn	$1390	$231
Texting while driving	$1390	$237
Wrong way/wrong lane	$1390	$231
Failure to stop at a red light	$1398	$238
Improper passing	$1398	$233
Passing school bus	$1452	$247
Speeding in school zone	$1452	$242
In 65 MPH zone	$1476	$251
Speeding 21 - 25 MPH over limit	$1482	$247
Open container	$1529	$260
At-fault accident - less than $1000	$1568	$261
Operating a vehicle without permission	$1576	$268
At-fault accident - $1000-$2000	$1668	$278
At-fault accident - greater than $2000	$1668	$283
Refusal to submit to a chemical test	$1868	$312
Racing	$1876	$319
DUI	$1899	$317
Reckless driving	$1907	$324
Driving with a suspended license	$1923	$321
Leaving scene of an accident/hit and run	$1985	$338

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Raleigh Hills after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Raleigh Hills.

The cheapest car insurance premiums in Raleigh Hills are offered by Capital Insurance Group at $564 for a six-month policy. However, it can be as expensive as $3034 with companies like Nationwide.

Raleigh Hills car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$564	$96
Kemper	$696	$116
Progressive	$865	$146
Travelers	$1112	$187
State Farm	$1166	$196
American Family	$1305	$220
USAA	$1452	$244
Farmers	$2726	$459
Country Financial	$2772	$467
Allstate	$2803	$472
Nationwide	$3034	$516

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Raleigh Hills are offered by Kemper at $378. However, it can be as expensive as $3544 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Raleigh Hills after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$378	$64
Capital Insurance Group	$455	$78
Nationwide	$618	$103
State Farm	$725	$122
Progressive	$927	$156
American Family	$935	$157
Travelers	$1127	$190
USAA	$1143	$194
Country Financial	$1190	$200
Allstate	$2834	$482
Farmers	$3544	$590

Car Insurance Price Trends in Raleigh Hills, Oregon

Car insurance rates in Raleigh Hills have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Raleigh Hills rose by $259 in January compared to $250 of December. In other words, there has been an increase by $9 when you compare January and December.

The average cost of liability insurance in the Raleigh Hills remained steady at $92 in both January and December, indicating no change over the two month period.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Raleigh Hills?

The car insurance in Raleigh Hills is $52 per month, which is lower than the national average.

What is the cheapest car insurance in Raleigh Hills?

The cheapest car insurance in Raleigh Hills is $86 per month for full coverage.

How much is car insurance in Raleigh Hills for teenagers?

Car insurance for teenagers costs $286 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Raleigh Hills?

The average cost of car insurance is $880 for a six-month policy. It will cost around $192 per month to insure your car in Raleigh Hills.

Is car insurance expensive in Raleigh Hills?

Car insurance can be expensive in Raleigh Hills if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Raleigh Hills can be affordable.

What is the best car insurance in Raleigh Hills, OR?

The best car insurance company in Raleigh Hills OR is Kemper, offering $502 for a six-month policy.