Cheapest Car Insurance Quotes in Maupin

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Maupin Car Insurance

^$ 41

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Maupin

The car insurance rate in Maupin is $877 for a six-month policy, which is $17 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $394, making it a popular choice for budget-conscious drivers. Rates in Maupin can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Maupin

$877

Avg. Car Insurance in Oregon

$860

National Average

$1140

Cheapest Car Insurance Companies in Maupin

1st place: Kemper

At $394 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: Capital Insurance Group

Capital Insurance Group offers auto insurance rates at $624 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American Family

American Family offers auto insurance rates at $733 for six months, making it the third cheapest auto insurance company in Maupin.

Maupin Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Maupin, OR is Kemper, offering policies at just $394 for a six-month term. This is followed by Capital Insurance Group, which has an average six-month premium of $624.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1612 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Maupin drivers find the best deals.

Cheap Car Insurance Companies in Maupin, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$394	$67
Capital Insurance Group	$624	$104
American Family	$733	$123
Country Financial	$752	$126
Travelers	$781	$132
Progressive	$806	$136
Encompass	$824	$140
State Farm	$843	$142
Nationwide	$855	$144
USAA	$855	$144
Mutual of Enumclaw	$1133	$193
Farmers	$1200	$202
Allstate	$1612	$271

Key Takeaways

Way's key takeaways about car insurance in Maupin

The auto insurance costs in Maupin fall around $394 for six months.
The cheapest auto insurance company in Maupin is Kemper.
Teen drivers pay the highest rate in Maupin at $955 per month.

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Cheapest Minimum Liability Car Insurance in Maupin

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Maupin are given below.

Kemper provides the cheapest minimum car insurance coverage in Maupin. Their Average 6 Month Premium is $243. Allstate is the most expensive at $878 for the same period.

Cheapest Liability Coverage in Maupin, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$243	$41
Capital Insurance Group	$321	$55
State Farm	$346	$58
USAA	$357	$60
Progressive	$375	$63
Travelers	$375	$63
Country Financial	$381	$64
American Family	$418	$70
California Casualty	$460	$77
Nationwide	$485	$82
Farmers	$649	$109
Allstate	$878	$148

Cheapest Full Coverage Car Insurance in Maupin

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Maupin is Kemper at $67 per month and $394 for six months.

Cheapest Full Coverage Car Insurance Quotes in Maupin, OR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$394	$67
Capital Insurance Group	$624	$104
American Family	$733	$123
Country Financial	$752	$126
Travelers	$781	$132
Progressive	$806	$136
Encompass	$824	$140
State Farm	$843	$142
Nationwide	$855	$144
USAA	$855	$144
Mutual of Enumclaw	$1133	$193
Farmers	$1200	$202
Allstate	$1612	$271

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Average Car Insurance in Maupin by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Maupin, OR increasing?

Despite maintaining a clean driving record, your car insurance rates in Maupin, Oregon, may be increasing due to several external factors. Oregon has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Maupin's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Maupin

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$651
30s	USAA	$530
40s	USAA	$492
50s	USAA	$472
60s	USAA	$492
70s	USAA	$598

Cheapest Car Insurance Rates for Teen Drivers in Maupin,OR

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Maupin at $38 per month. At $5671 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$224	$38
Capital Insurance Group	$381	$63
Country Financial	$1012	$170
Travelers	$1339	$225
USAA	$1418	$239
State Farm	$1509	$254
American Family	$2067	$348
Progressive	$2339	$394
Nationwide	$3957	$673
Farmers	$5628	$948
Allstate	$5671	$955

Teen Car Insurance Rates in OR by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Maupin.

As young drivers face the highest rates in Maupin, USAA offers the cheapest auto insurance rates at $651 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Maupin, Kemper is the cheapest car insurance provider. At $406 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Maupin is State Farm, offering rates of around $3096 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$406	$67
Capital Insurance Group	$472	$81
Nationwide	$588	$98
Country Financial	$946	$159
Progressive	$975	$164
American Family	$1158	$195
Travelers	$1261	$212
USAA	$1605	$273
Allstate	$2763	$460
Farmers	$2811	$478
State Farm	$3096	$516

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Car Insurance Rates with An Accident in Maupin

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Maupin, OR, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Maupin

The cheapest car insurance companies after an at-fault accident in Maupin include Kemper and Capital Insurance Group, offering $321 and $381, respectively. Allstate is an expensive provider with an average six-month premium of $2527.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$321	$53
Capital Insurance Group	$381	$65
Capital	$430	$71
Encompass	$478	$82
State Farm	$636	$107
Travelers	$740	$124
USAA	$758	$128
Country Financial	$830	$140
Progressive	$878	$148
Nationwide	$969	$163
American Family	$1030	$173
Farmers	$2005	$338
Allstate	$2527	$425

Maupin Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Maupin OR. For example, the car insurance in Maupin after a DUI increases to $635 for a six month policy. While the rate increases by $229 for a six-month policy in the case of a speeding ticket.

Maupin auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$855	$143
One Med/PIP claim	$855	$145
Not-at-fault accident	$884	$148
One comp claim	$903	$153
Two Med/PIP claims	$915	$152
Failure to wear a seat belt	$975	$166
Two comp claims	$1000	$166
Child safety restraint	$1012	$172
Failure to show documents	$1012	$168
Driving without lights	$1018	$173
Driving with expired registration	$1042	$173
Speeding 11 - 15 MPH over limit	$1084	$185
Speeding 16 - 20 MPH over limit	$1084	$181
Speeding 6 - 10 MPH over limit	$1084	$185
Cell phone violation	$1090	$182
Driving too slowly	$1090	$186
Failure to yield	$1090	$182
Following too closely	$1090	$186
Illegal turn	$1090	$182
Texting while driving	$1090	$186
Wrong way/wrong lane	$1090	$182
Failure to stop at a red light	$1097	$187
Improper passing	$1097	$183
Passing school bus	$1139	$194
Speeding in school zone	$1139	$190
In 65 MPH zone	$1158	$197
Speeding 21 - 25 MPH over limit	$1163	$194
Open container	$1200	$204
At-fault accident - less than $1000	$1230	$205
Operating a vehicle without permission	$1236	$210
At-fault accident - $1000-$2000	$1309	$218
At-fault accident - greater than $2000	$1309	$222
Refusal to submit to a chemical test	$1466	$245
Racing	$1472	$250
DUI	$1490	$249
Reckless driving	$1496	$254
Driving with a suspended license	$1509	$252
Leaving scene of an accident/hit and run	$1558	$265

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Maupin after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Maupin.

The cheapest car insurance premiums in Maupin are offered by Capital Insurance Group at $443 for a six-month policy. However, it can be as expensive as $2381 with companies like Nationwide.

Maupin car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$443	$75
Kemper	$546	$91
Progressive	$691	$116
State Farm	$878	$148
Travelers	$884	$149
American Family	$1103	$186
USAA	$1200	$202
Country Financial	$1387	$234
Farmers	$1933	$325
Allstate	$2054	$346
Nationwide	$2381	$405

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Maupin are offered by Kemper at $297. However, it can be as expensive as $2357 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Maupin after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$297	$50
Capital Insurance Group	$357	$61
Nationwide	$485	$81
State Farm	$521	$88
Country Financial	$763	$129
Progressive	$763	$129
American Family	$781	$132
Travelers	$903	$152
USAA	$903	$151
Allstate	$1975	$336
Farmers	$2357	$393

Car Insurance Price Trends in Maupin, Oregon

Car insurance rates in Maupin have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Maupin rose by $196 in December compared to $193 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Maupin rose to $72 in December, compared to $70 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Maupin?

The car insurance in Maupin is $41 per month, which is lower than the national average.

What is the cheapest car insurance in Maupin?

The cheapest car insurance in Maupin is $67 per month for full coverage.

How much is car insurance in Maupin for teenagers?

Car insurance for teenagers costs $224 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Maupin?

The average cost of car insurance is $860 for a six-month policy. It will cost around $148 per month to insure your car in Maupin.

Is car insurance expensive in Maupin?

Car insurance can be expensive in Maupin if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Maupin can be affordable.

What is the best car insurance in Maupin, OR?

The best car insurance company in Maupin OR is Kemper, offering $394 for a six-month policy.