Cheapest Car Insurance Quotes in Dutch John

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Dutch John Car Insurance

^$ 35

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Dutch John

The car insurance rate in Dutch John is $1142 for a six-month policy, which is $75 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $458, making it a popular choice for budget-conscious drivers. Rates in Dutch John can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Dutch John

$1142

Avg. Car Insurance in Utah

$1067

National Average

$1278

Cheapest Car Insurance Companies in Dutch John

1st place: Farmers Union Insurance

At $458 for a six month policy, Farmers Union Insurance offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $489 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $629 for six months, making it the third cheapest auto insurance company in Dutch John.

Dutch John Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Dutch John, UT is Farmers Union Insurance, offering policies at just $458 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $489.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2486 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Dutch John drivers find the best deals.

Cheap Car Insurance Companies in Dutch John, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$458	$78
Auto-Owners Insurance Co	$489	$81
Nationwide	$629	$106
USAA	$718	$121
American Family	$813	$137
Progressive	$839	$141
Auto-Owners	$1017	$171
Farm Bureau	$1411	$235
Allstate	$1474	$248
State Farm	$2231	$376
Farmers	$2486	$423

Key Takeaways

Way's key takeaways about car insurance in Dutch John

The auto insurance costs in Dutch John fall around $458 for six months.
The cheapest auto insurance company in Dutch John is Farmers Union Insurance.
Teen drivers pay the highest rate in Dutch John at $1577 per month.

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Cheapest Minimum Liability Car Insurance in Dutch John

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Dutch John are given below.

Farmers Union Insurance provides the cheapest minimum car insurance coverage in Dutch John. Their Average 6 Month Premium is $210. Farmers is the most expensive at $1074 for the same period.

Cheapest Liability Coverage in Dutch John, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$210	$35
USAA	$261	$44
Auto-Owners Insurance Co	$273	$46
Nationwide	$299	$50
Progressive	$363	$61
Auto-Owners	$381	$64
American Family	$445	$75
Farm Bureau	$534	$91
Allstate	$668	$112
State Farm	$1017	$171
Farmers	$1074	$179

Cheapest Full Coverage Car Insurance in Dutch John

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Dutch John is Farmers Union Insurance at $78 per month and $458 for six months.

Cheapest Full Coverage Car Insurance Quotes in Dutch John, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$458	$78
Auto-Owners Insurance Co	$489	$81
Nationwide	$629	$106
USAA	$718	$121
American Family	$813	$137
Progressive	$839	$141
Auto-Owners	$1017	$171
Farm Bureau	$1411	$235
Allstate	$1474	$248
State Farm	$2231	$376
Farmers	$2486	$423

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Average Car Insurance in Dutch John by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Dutch John, UT increasing?

Despite maintaining a clean driving record, your car insurance rates in Dutch John, Utah, may be increasing due to several external factors. Utah has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Dutch John's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Dutch John

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Dutch John,UT

If you are planning to get a car insurance policy for your teenage dependent, Farmers Union Insurance provides the cheapest car insurance in the Dutch John at $55 per month. At $9464 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$331	$55
Auto-Owners Insurance Co	$375	$64
Iowa Farm Bureau	$394	$65
Utah Farm Bureau	$426	$73
USAA	$1436	$242
Nationwide	$1583	$266
Auto-Owners	$2053	$346
Progressive	$2517	$424
American Family	$2962	$499
Farm Bureau	$3712	$631
Allstate	$5033	$847
State Farm	$8001	$1347
Farmers	$9464	$1577

Teen Car Insurance Rates in UT by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Dutch John, Nationwide is the cheapest car insurance provider. At $350 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Dutch John is State Farm, offering rates of around $4710 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$350	$60
Farmers Union Insurance	$387	$64
Kemper	$572	$97
Auto-Owners Insurance Co	$655	$109
Progressive	$1106	$186
American Family	$1131	$190
USAA	$1634	$278
Farmers	$2307	$388
Farm Bureau	$2657	$452
Allstate	$2689	$448
Auto-Owners	$2771	$471
State Farm	$4710	$785

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Car Insurance Rates with An Accident in Dutch John

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Dutch John, UT, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Dutch John

The cheapest car insurance companies after an at-fault accident in Dutch John include Farmers Union Insurance and AutoOwners Insurance Co, offering $337 and $452, respectively. Farmers is an expensive provider with an average six-month premium of $3725.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$337	$56
Auto-Owners Insurance Co	$452	$77
Utah Farm Bureau	$534	$89
Encompass	$591	$101
USAA	$712	$120
Nationwide	$744	$125
Progressive	$915	$154
American Family	$1094	$184
Auto-Owners	$1144	$193
Farm Bureau	$2180	$370
Allstate	$2192	$369
State Farm	$2587	$435
Farmers	$3725	$621

Dutch John Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Dutch John UT. For example, the car insurance in Dutch John after a DUI increases to $1048 for a six month policy. While the rate increases by $272 for a six-month policy in the case of a speeding ticket.

Dutch John auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1170	$195
One Med/PIP claim	$1176	$200
Not-at-fault accident	$1202	$200
One comp claim	$1202	$204
Two Med/PIP claims	$1202	$200
Two comp claims	$1214	$207
Failure to show documents	$1328	$221
Child safety restraint	$1366	$232
Driving without lights	$1366	$228
Failure to wear a seat belt	$1366	$232
Driving with expired registration	$1392	$232
Cell phone violation	$1436	$244
Texting while driving	$1436	$240
Wrong way/wrong lane	$1436	$244
Driving too slowly	$1442	$241
Failure to yield	$1442	$245
Following too closely	$1442	$241
Illegal turn	$1442	$245
Speeding 6 - 10 MPH over limit	$1442	$241
Failure to stop at a red light	$1449	$246
Speeding 11 - 15 MPH over limit	$1449	$242
Speeding 16 - 20 MPH over limit	$1449	$246
Speeding in school zone	$1449	$242
Improper passing	$1455	$247
In 65 MPH zone	$1507	$251
Speeding 21 - 25 MPH over limit	$1532	$260
Passing school bus	$1538	$257
At-fault accident - less than $1000	$1621	$276
Operating a vehicle without permission	$1697	$282
At-fault accident - $1000-$2000	$1742	$296
Open container	$1754	$292
At-fault accident - greater than $2000	$1767	$301
Reckless driving	$2186	$365
Driving with a suspended license	$2199	$373
Refusal to submit to a chemical test	$2199	$367
DUI	$2218	$377
Racing	$2218	$370
Leaving scene of an accident/hit and run	$2313	$394

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Dutch John after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Dutch John.

The cheapest car insurance premiums in Dutch John are offered by Utah Farm Bureau at $394 for a six-month policy. However, it can be as expensive as $4367 with companies like State Farm.

Dutch John car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Utah Farm Bureau	$394	$67
Farmers Union Insurance	$426	$71
Kemper	$489	$83
Progressive	$820	$138
USAA	$1094	$184
Nationwide	$1163	$196
American Family	$1202	$202
Allstate	$1563	$263
Farm Bureau	$1595	$272
Auto-Owners	$2638	$440
Farmers	$3343	$568
State Farm	$4367	$735

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Dutch John are offered by Farmers Union Insurance at $266. However, it can be as expensive as $3444 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Dutch John after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$266	$45
Nationwide	$273	$46
Auto-Owners Insurance Co	$369	$63
American Family	$852	$143
Progressive	$947	$159
USAA	$973	$162
Auto-Owners	$1017	$173
Farm Bureau	$1595	$265
Allstate	$1684	$287
State Farm	$2479	$413
Farmers	$3444	$585

Car Insurance Price Trends in Dutch John, Utah

Car insurance rates in Dutch John have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Dutch John remained steady at $257 in both February and January, indicating no change over the two month period.

The average cost of liability insurance in the Dutch John dipped to $75 in February, compared to $175 in January. This represents an decrease of $100 when comparing February and January.

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Frequently Asked Questions

How much is car insurance in Dutch John?

The car insurance in Dutch John is $35 per month, which is lower than the national average.

What is the cheapest car insurance in Dutch John?

The cheapest car insurance in Dutch John is $78 per month for full coverage.

How much is car insurance in Dutch John for teenagers?

Car insurance for teenagers costs $331 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Dutch John?

The average cost of car insurance is $1067 for a six-month policy. It will cost around $192 per month to insure your car in Dutch John.

Is car insurance expensive in Dutch John?

Car insurance can be expensive in Dutch John if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Dutch John can be affordable.

What is the best car insurance in Dutch John, UT?

The best car insurance company in Dutch John UT is Farmers Union Insurance, offering $458 for a six-month policy.