Cheapest Car Insurance Quotes in Rockville

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Rockville Car Insurance

^$ 33

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Rockville

The car insurance rate in Rockville is $1078 for a six-month policy, which is $11 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $432, making it a popular choice for budget-conscious drivers. Rates in Rockville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Rockville

$1078

Avg. Car Insurance in Utah

$1067

National Average

$1278

Cheapest Car Insurance Companies in Rockville

1st place: Farmers Union Insurance

At $432 for a six month policy, Farmers Union Insurance offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $462 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $594 for six months, making it the third cheapest auto insurance company in Rockville.

Rockville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Rockville, UT is Farmers Union Insurance, offering policies at just $432 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $462.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2346 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Rockville drivers find the best deals.

Cheap Car Insurance Companies in Rockville, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$432	$74
Auto-Owners Insurance Co	$462	$77
Nationwide	$594	$100
USAA	$678	$114
American Family	$768	$129
Progressive	$792	$133
Auto-Owners	$960	$162
Farm Bureau	$1332	$222
Allstate	$1392	$234
State Farm	$2106	$355
Farmers	$2346	$399

Key Takeaways

Way's key takeaways about car insurance in Rockville

The auto insurance costs in Rockville fall around $432 for six months.
The cheapest auto insurance company in Rockville is Farmers Union Insurance.
Teen drivers pay the highest rate in Rockville at $1489 per month.

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Cheapest Minimum Liability Car Insurance in Rockville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Rockville are given below.

Farmers Union Insurance provides the cheapest minimum car insurance coverage in Rockville. Their Average 6 Month Premium is $198. Farmers is the most expensive at $3155 for the same period.

Cheapest Liability Coverage in Rockville, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$198	$33
Auto-Owners Insurance Co	$258	$43
Nationwide	$282	$47
Progressive	$576	$97
USAA	$600	$101
American Family	$906	$153
Allstate	$1259	$212
Auto-Owners	$1404	$236
Farm Bureau	$1506	$250
State Farm	$2946	$496
Farmers	$3155	$526

Cheapest Full Coverage Car Insurance in Rockville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Rockville is Farmers Union Insurance at $74 per month and $432 for six months.

Cheapest Full Coverage Car Insurance Quotes in Rockville, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$432	$74
Auto-Owners Insurance Co	$462	$77
Nationwide	$594	$100
USAA	$678	$114
American Family	$768	$129
Progressive	$792	$133
Auto-Owners	$960	$162
Farm Bureau	$1332	$222
Allstate	$1392	$234
State Farm	$2106	$355
Farmers	$2346	$399

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Average Car Insurance in Rockville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Rockville, UT increasing?

Despite maintaining a clean driving record, your car insurance rates in Rockville, Utah, may be increasing due to several external factors. Utah has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Rockville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Rockville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Rockville,UT

If you are planning to get a car insurance policy for your teenage dependent, Farmers Union Insurance provides the cheapest car insurance in the Rockville at $52 per month. At $8933 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$312	$52
Auto-Owners Insurance Co	$354	$61
Iowa Farm Bureau	$372	$62
Utah Farm Bureau	$402	$69
USAA	$1355	$228
Nationwide	$1494	$251
Auto-Owners	$1938	$326
Progressive	$2376	$400
American Family	$2796	$471
Farm Bureau	$3504	$596
Allstate	$4751	$800
State Farm	$7553	$1272
Farmers	$8933	$1489

Teen Car Insurance Rates in UT by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Rockville, Nationwide is the cheapest car insurance provider. At $330 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Rockville is State Farm, offering rates of around $4446 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$330	$57
Farmers Union Insurance	$366	$61
Kemper	$540	$92
Auto-Owners Insurance Co	$618	$103
Progressive	$1044	$176
American Family	$1068	$180
USAA	$1542	$263
Farmers	$2178	$367
Farm Bureau	$2508	$426
Allstate	$2538	$423
Auto-Owners	$2616	$444
State Farm	$4446	$741

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Car Insurance Rates with An Accident in Rockville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Rockville, UT, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Rockville

The cheapest car insurance companies after an at-fault accident in Rockville include Farmers Union Insurance and AutoOwners Insurance Co, offering $318 and $426, respectively. Farmers is an expensive provider with an average six-month premium of $3516.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$318	$53
Auto-Owners Insurance Co	$426	$73
Utah Farm Bureau	$504	$84
Encompass	$558	$95
USAA	$672	$113
Nationwide	$702	$118
Progressive	$864	$145
American Family	$1032	$174
Auto-Owners	$1080	$182
Farm Bureau	$2057	$349
Allstate	$2069	$348
State Farm	$2442	$411
Farmers	$3516	$586

Rockville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Rockville UT. For example, the car insurance in Rockville after a DUI increases to $990 for a six month policy. While the rate increases by $257 for a six-month policy in the case of a speeding ticket.

Rockville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1104	$184
One Med/PIP claim	$1110	$189
Not-at-fault accident	$1134	$189
One comp claim	$1134	$193
Two Med/PIP claims	$1134	$189
Two comp claims	$1146	$195
Failure to show documents	$1253	$209
Child safety restraint	$1290	$219
Driving without lights	$1290	$215
Failure to wear a seat belt	$1290	$219
Driving with expired registration	$1314	$219
Cell phone violation	$1355	$230
Texting while driving	$1355	$226
Wrong way/wrong lane	$1355	$230
Driving too slowly	$1361	$227
Failure to yield	$1361	$231
Following too closely	$1361	$227
Illegal turn	$1361	$231
Speeding 6 - 10 MPH over limit	$1361	$227
Failure to stop at a red light	$1368	$232
Speeding 11 - 15 MPH over limit	$1368	$228
Speeding 16 - 20 MPH over limit	$1368	$232
Speeding in school zone	$1368	$228
Improper passing	$1374	$233
In 65 MPH zone	$1422	$237
Speeding 21 - 25 MPH over limit	$1446	$245
Passing school bus	$1451	$242
At-fault accident - less than $1000	$1530	$261
Operating a vehicle without permission	$1602	$267
At-fault accident - $1000-$2000	$1644	$280
Open container	$1655	$276
At-fault accident - greater than $2000	$1668	$284
Reckless driving	$2063	$344
Driving with a suspended license	$2076	$352
Refusal to submit to a chemical test	$2076	$346
DUI	$2094	$356
Racing	$2094	$349
Leaving scene of an accident/hit and run	$2184	$372

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Rockville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Rockville.

The cheapest car insurance premiums in Rockville are offered by Utah Farm Bureau at $372 for a six-month policy. However, it can be as expensive as $4122 with companies like State Farm.

Rockville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Utah Farm Bureau	$372	$64
Farmers Union Insurance	$402	$67
Kemper	$462	$79
Progressive	$774	$130
USAA	$1032	$174
Nationwide	$1098	$185
American Family	$1134	$191
Allstate	$1476	$248
Farm Bureau	$1506	$257
Auto-Owners	$2490	$415
Farmers	$3155	$536
State Farm	$4122	$694

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Rockville are offered by Farmers Union Insurance at $251. However, it can be as expensive as $3251 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Rockville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$251	$42
Nationwide	$258	$43
Auto-Owners Insurance Co	$348	$60
American Family	$804	$135
Progressive	$894	$150
USAA	$918	$153
Auto-Owners	$960	$164
Farm Bureau	$1506	$250
Allstate	$1590	$271
State Farm	$2340	$390
Farmers	$3251	$552

Car Insurance Price Trends in Rockville, Utah

Car insurance rates in Rockville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Rockville rose by $242 in January compared to $216 of December. In other words, there has been an increase by $26 when you compare January and December.

The average cost of liability insurance in the Rockville rose to $166 in January, compared to $69 in December. This represents an increase of $97 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Rockville?

The car insurance in Rockville is $33 per month, which is lower than the national average.

What is the cheapest car insurance in Rockville?

The cheapest car insurance in Rockville is $74 per month for full coverage.

How much is car insurance in Rockville for teenagers?

Car insurance for teenagers costs $312 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Rockville?

The average cost of car insurance is $1067 for a six-month policy. It will cost around $181 per month to insure your car in Rockville.

Is car insurance expensive in Rockville?

Car insurance can be expensive in Rockville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Rockville can be affordable.

What is the best car insurance in Rockville, UT?

The best car insurance company in Rockville UT is Farmers Union Insurance, offering $432 for a six-month policy.