Cheapest Car Insurance Quotes in South Jordan

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South Jordan Car Insurance

^$ 39

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in South Jordan

The car insurance rate in South Jordan is $1248 for a six-month policy, which is $181 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $501, making it a popular choice for budget-conscious drivers. Rates in South Jordan can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in South Jordan

$1248

Avg. Car Insurance in Utah

$1067

National Average

$1278

Cheapest Car Insurance Companies in South Jordan

1st place: Farmers Union Insurance

At $501 for a six month policy, Farmers Union Insurance offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $535 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $688 for six months, making it the third cheapest auto insurance company in South Jordan.

South Jordan Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in South Jordan, UT is Farmers Union Insurance, offering policies at just $501 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $535.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2718 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help South Jordan drivers find the best deals.

Cheap Car Insurance Companies in South Jordan, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$501	$85
Auto-Owners Insurance Co	$535	$89
Nationwide	$688	$116
USAA	$785	$132
American Family	$889	$150
Progressive	$917	$154
Auto-Owners	$1112	$187
Farm Bureau	$1543	$257
Allstate	$1612	$271
State Farm	$2439	$411
Farmers	$2718	$462

Key Takeaways

Way's key takeaways about car insurance in South Jordan

The auto insurance costs in South Jordan fall around $501 for six months.
The cheapest auto insurance company in South Jordan is Farmers Union Insurance.
Teen drivers pay the highest rate in South Jordan at $1725 per month.

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Cheapest Minimum Liability Car Insurance in South Jordan

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in South Jordan are given below.

Farmers Union Insurance provides the cheapest minimum car insurance coverage in South Jordan. Their Average 6 Month Premium is $229. Farmers is the most expensive at $1175 for the same period.

Cheapest Liability Coverage in South Jordan, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$229	$39
USAA	$285	$48
Auto-Owners Insurance Co	$298	$50
Nationwide	$326	$55
Progressive	$397	$67
Auto-Owners	$417	$70
American Family	$487	$82
Farm Bureau	$584	$99
Allstate	$730	$123
State Farm	$1112	$187
Farmers	$1175	$195

Cheapest Full Coverage Car Insurance in South Jordan

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in South Jordan is Farmers Union Insurance at $85 per month and $501 for six months.

Cheapest Full Coverage Car Insurance Quotes in South Jordan, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$501	$85
Auto-Owners Insurance Co	$535	$89
Nationwide	$688	$116
USAA	$785	$132
American Family	$889	$150
Progressive	$917	$154
Auto-Owners	$1112	$187
Farm Bureau	$1543	$257
Allstate	$1612	$271
State Farm	$2439	$411
Farmers	$2718	$462

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Average Car Insurance in South Jordan by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in South Jordan, UT increasing?

Despite maintaining a clean driving record, your car insurance rates in South Jordan, Utah, may be increasing due to several external factors. Utah has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, South Jordan's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in South Jordan

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in South Jordan,UT

If you are planning to get a car insurance policy for your teenage dependent, Farmers Union Insurance provides the cheapest car insurance in the South Jordan at $60 per month. At $10349 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$362	$60
Auto-Owners Insurance Co	$410	$70
Iowa Farm Bureau	$431	$71
Utah Farm Bureau	$466	$80
USAA	$1570	$264
Nationwide	$1730	$291
Auto-Owners	$2245	$378
Progressive	$2752	$463
American Family	$3239	$545
Farm Bureau	$4059	$690
Allstate	$5504	$927
State Farm	$8749	$1473
Farmers	$10349	$1725

Teen Car Insurance Rates in UT by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in South Jordan, Nationwide is the cheapest car insurance provider. At $383 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in South Jordan is State Farm, offering rates of around $5150 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$383	$66
Farmers Union Insurance	$424	$70
Kemper	$626	$106
Auto-Owners Insurance Co	$716	$119
Progressive	$1210	$204
American Family	$1237	$208
USAA	$1787	$304
Farmers	$2523	$425
Farm Bureau	$2905	$494
Allstate	$2940	$490
Auto-Owners	$3030	$515
State Farm	$5150	$859

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Car Insurance Rates with An Accident in South Jordan

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In South Jordan, UT, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in South Jordan

The cheapest car insurance companies after an at-fault accident in South Jordan include Farmers Union Insurance and AutoOwners Insurance Co, offering $369 and $494, respectively. Farmers is an expensive provider with an average six-month premium of $4073.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$369	$61
Auto-Owners Insurance Co	$494	$84
Utah Farm Bureau	$584	$97
Encompass	$646	$110
USAA	$778	$131
Nationwide	$813	$137
Progressive	$1000	$168
American Family	$1196	$201
Auto-Owners	$1251	$211
Farm Bureau	$2383	$405
Allstate	$2397	$404
State Farm	$2829	$476
Farmers	$4073	$679

South Jordan Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in South Jordan UT. For example, the car insurance in South Jordan after a DUI increases to $1146 for a six month policy. While the rate increases by $298 for a six-month policy in the case of a speeding ticket.

South Jordan auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1279	$213
One Med/PIP claim	$1286	$219
Not-at-fault accident	$1314	$219
One comp claim	$1314	$223
Two Med/PIP claims	$1314	$219
Two comp claims	$1328	$226
Failure to show documents	$1452	$242
Child safety restraint	$1494	$254
Driving without lights	$1494	$249
Failure to wear a seat belt	$1494	$254
Driving with expired registration	$1522	$254
Cell phone violation	$1570	$267
Texting while driving	$1570	$262
Wrong way/wrong lane	$1570	$267
Driving too slowly	$1577	$263
Failure to yield	$1577	$268
Following too closely	$1577	$263
Illegal turn	$1577	$268
Speeding 6 - 10 MPH over limit	$1577	$263
Failure to stop at a red light	$1584	$269
Speeding 11 - 15 MPH over limit	$1584	$264
Speeding 16 - 20 MPH over limit	$1584	$269
Speeding in school zone	$1584	$264
Improper passing	$1591	$270
In 65 MPH zone	$1647	$275
Speeding 21 - 25 MPH over limit	$1675	$284
Passing school bus	$1681	$281
At-fault accident - less than $1000	$1773	$302
Operating a vehicle without permission	$1856	$309
At-fault accident - $1000-$2000	$1905	$324
Open container	$1918	$319
At-fault accident - greater than $2000	$1932	$329
Reckless driving	$2390	$399
Driving with a suspended license	$2404	$408
Refusal to submit to a chemical test	$2404	$401
DUI	$2425	$412
Racing	$2425	$405
Leaving scene of an accident/hit and run	$2530	$431

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in South Jordan after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in South Jordan.

The cheapest car insurance premiums in South Jordan are offered by Utah Farm Bureau at $431 for a six-month policy. However, it can be as expensive as $4775 with companies like State Farm.

South Jordan car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Utah Farm Bureau	$431	$74
Farmers Union Insurance	$466	$77
Kemper	$535	$91
Progressive	$896	$151
USAA	$1196	$201
Nationwide	$1272	$214
American Family	$1314	$221
Allstate	$1709	$288
Farm Bureau	$1744	$297
Auto-Owners	$2884	$481
Farmers	$3655	$621
State Farm	$4775	$804

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in South Jordan are offered by Farmers Union Insurance at $291. However, it can be as expensive as $3766 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in South Jordan after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$291	$49
Nationwide	$298	$50
Auto-Owners Insurance Co	$404	$69
American Family	$931	$157
Progressive	$1035	$174
USAA	$1064	$177
Auto-Owners	$1112	$190
Farm Bureau	$1744	$290
Allstate	$1842	$314
State Farm	$2711	$452
Farmers	$3766	$640

Car Insurance Price Trends in South Jordan, Utah

Car insurance rates in South Jordan have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the South Jordan remained steady at $281 in both February and January, indicating no change over the two month period.

The average cost of liability insurance in the South Jordan dipped to $82 in February, compared to $192 in January. This represents an decrease of $110 when comparing February and January.

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Frequently Asked Questions

How much is car insurance in South Jordan?

The car insurance in South Jordan is $39 per month, which is lower than the national average.

What is the cheapest car insurance in South Jordan?

The cheapest car insurance in South Jordan is $85 per month for full coverage.

How much is car insurance in South Jordan for teenagers?

Car insurance for teenagers costs $362 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in South Jordan?

The average cost of car insurance is $1067 for a six-month policy. It will cost around $209 per month to insure your car in South Jordan.

Is car insurance expensive in South Jordan?

Car insurance can be expensive in South Jordan if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in South Jordan can be affordable.

What is the best car insurance in South Jordan, UT?

The best car insurance company in South Jordan UT is Farmers Union Insurance, offering $501 for a six-month policy.