Cheapest Car Insurance Quotes in West Jordan

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West Jordan Car Insurance

^$ 41

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in West Jordan

The car insurance rate in West Jordan is $1312 for a six-month policy, which is $245 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $526, making it a popular choice for budget-conscious drivers. Rates in West Jordan can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in West Jordan

$1312

Avg. Car Insurance in Utah

$1067

National Average

$1278

Cheapest Car Insurance Companies in West Jordan

1st place: Farmers Union Insurance

At $526 for a six month policy, Farmers Union Insurance offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $562 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $723 for six months, making it the third cheapest auto insurance company in West Jordan.

West Jordan Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in West Jordan, UT is Farmers Union Insurance, offering policies at just $526 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $562.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2857 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help West Jordan drivers find the best deals.

Cheap Car Insurance Companies in West Jordan, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$526	$90
Auto-Owners Insurance Co	$562	$93
Nationwide	$723	$122
USAA	$825	$139
American Family	$935	$157
Progressive	$964	$162
Auto-Owners	$1169	$197
Farm Bureau	$1622	$271
Allstate	$1695	$285
State Farm	$2565	$432
Farmers	$2857	$486

Key Takeaways

Way's key takeaways about car insurance in West Jordan

The auto insurance costs in West Jordan fall around $526 for six months.
The cheapest auto insurance company in West Jordan is Farmers Union Insurance.
Teen drivers pay the highest rate in West Jordan at $1813 per month.

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Cheapest Minimum Liability Car Insurance in West Jordan

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in West Jordan are given below.

Farmers Union Insurance provides the cheapest minimum car insurance coverage in West Jordan. Their Average 6 Month Premium is $241. Farmers is the most expensive at $1235 for the same period.

Cheapest Liability Coverage in West Jordan, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$241	$41
USAA	$300	$50
Auto-Owners Insurance Co	$314	$53
Nationwide	$343	$58
Progressive	$417	$70
Auto-Owners	$438	$74
American Family	$512	$86
Farm Bureau	$614	$105
Allstate	$768	$129
State Farm	$1169	$197
Farmers	$1235	$205

Cheapest Full Coverage Car Insurance in West Jordan

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in West Jordan is Farmers Union Insurance at $90 per month and $526 for six months.

Cheapest Full Coverage Car Insurance Quotes in West Jordan, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$526	$90
Auto-Owners Insurance Co	$562	$93
Nationwide	$723	$122
USAA	$825	$139
American Family	$935	$157
Progressive	$964	$162
Auto-Owners	$1169	$197
Farm Bureau	$1622	$271
Allstate	$1695	$285
State Farm	$2565	$432
Farmers	$2857	$486

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Average Car Insurance in West Jordan by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in West Jordan, UT increasing?

Despite maintaining a clean driving record, your car insurance rates in West Jordan, Utah, may be increasing due to several external factors. Utah has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, West Jordan's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in West Jordan

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in West Jordan,UT

If you are planning to get a car insurance policy for your teenage dependent, Farmers Union Insurance provides the cheapest car insurance in the West Jordan at $63 per month. At $10879 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$380	$63
Auto-Owners Insurance Co	$431	$74
Iowa Farm Bureau	$453	$75
Utah Farm Bureau	$490	$84
USAA	$1651	$278
Nationwide	$1819	$306
Auto-Owners	$2360	$397
Progressive	$2893	$487
American Family	$3405	$573
Farm Bureau	$4267	$726
Allstate	$5786	$974
State Farm	$9198	$1549
Farmers	$10879	$1813

Teen Car Insurance Rates in UT by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in West Jordan, Nationwide is the cheapest car insurance provider. At $402 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in West Jordan is State Farm, offering rates of around $5414 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$402	$69
Farmers Union Insurance	$445	$74
Kemper	$658	$112
Auto-Owners Insurance Co	$753	$125
Progressive	$1272	$214
American Family	$1300	$219
USAA	$1878	$320
Farmers	$2652	$446
Farm Bureau	$3054	$519
Allstate	$3091	$515
Auto-Owners	$3186	$541
State Farm	$5414	$903

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Car Insurance Rates with An Accident in West Jordan

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In West Jordan, UT, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in West Jordan

The cheapest car insurance companies after an at-fault accident in West Jordan include Farmers Union Insurance and AutoOwners Insurance Co, offering $387 and $519, respectively. Farmers is an expensive provider with an average six-month premium of $4282.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$387	$64
Auto-Owners Insurance Co	$519	$89
Utah Farm Bureau	$614	$102
Encompass	$679	$116
USAA	$818	$138
Nationwide	$855	$144
Progressive	$1052	$177
American Family	$1257	$212
Auto-Owners	$1315	$221
Farm Bureau	$2506	$426
Allstate	$2520	$424
State Farm	$2974	$501
Farmers	$4282	$713

West Jordan Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in West Jordan UT. For example, the car insurance in West Jordan after a DUI increases to $1206 for a six month policy. While the rate increases by $314 for a six-month policy in the case of a speeding ticket.

West Jordan auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1344	$224
One Med/PIP claim	$1352	$230
Not-at-fault accident	$1381	$230
One comp claim	$1381	$235
Two Med/PIP claims	$1381	$230
Two comp claims	$1396	$237
Failure to show documents	$1526	$255
Child safety restraint	$1571	$267
Driving without lights	$1571	$262
Failure to wear a seat belt	$1571	$267
Driving with expired registration	$1600	$267
Cell phone violation	$1651	$280
Texting while driving	$1651	$276
Wrong way/wrong lane	$1651	$280
Driving too slowly	$1658	$277
Failure to yield	$1658	$282
Following too closely	$1658	$277
Illegal turn	$1658	$282
Speeding 6 - 10 MPH over limit	$1658	$277
Failure to stop at a red light	$1665	$283
Speeding 11 - 15 MPH over limit	$1665	$278
Speeding 16 - 20 MPH over limit	$1665	$283
Speeding in school zone	$1665	$278
Improper passing	$1673	$284
In 65 MPH zone	$1732	$289
Speeding 21 - 25 MPH over limit	$1761	$299
Passing school bus	$1768	$295
At-fault accident - less than $1000	$1863	$317
Operating a vehicle without permission	$1951	$325
At-fault accident - $1000-$2000	$2002	$341
Open container	$2016	$336
At-fault accident - greater than $2000	$2031	$346
Reckless driving	$2513	$419
Driving with a suspended license	$2528	$429
Refusal to submit to a chemical test	$2528	$422
DUI	$2550	$433
Racing	$2550	$426
Leaving scene of an accident/hit and run	$2659	$453

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in West Jordan after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in West Jordan.

The cheapest car insurance premiums in West Jordan are offered by Utah Farm Bureau at $453 for a six-month policy. However, it can be as expensive as $5020 with companies like State Farm.

West Jordan car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Utah Farm Bureau	$453	$77
Farmers Union Insurance	$490	$81
Kemper	$562	$96
Progressive	$942	$159
USAA	$1257	$212
Nationwide	$1337	$225
American Family	$1381	$232
Allstate	$1797	$303
Farm Bureau	$1834	$312
Auto-Owners	$3032	$506
Farmers	$3843	$653
State Farm	$5020	$845

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in West Jordan are offered by Farmers Union Insurance at $306. However, it can be as expensive as $3959 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in West Jordan after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$306	$52
Nationwide	$314	$53
Auto-Owners Insurance Co	$424	$73
American Family	$979	$165
Progressive	$1089	$183
USAA	$1118	$186
Auto-Owners	$1169	$199
Farm Bureau	$1834	$305
Allstate	$1936	$330
State Farm	$2850	$475
Farmers	$3959	$673

Car Insurance Price Trends in West Jordan, Utah

Car insurance rates in West Jordan have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the West Jordan remained steady at $295 in both February and January, indicating no change over the two month period.

The average cost of liability insurance in the West Jordan dipped to $86 in February, compared to $202 in January. This represents an decrease of $116 when comparing February and January.

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Frequently Asked Questions

How much is car insurance in West Jordan?

The car insurance in West Jordan is $41 per month, which is lower than the national average.

What is the cheapest car insurance in West Jordan?

The cheapest car insurance in West Jordan is $90 per month for full coverage.

How much is car insurance in West Jordan for teenagers?

Car insurance for teenagers costs $380 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in West Jordan?

The average cost of car insurance is $1067 for a six-month policy. It will cost around $220 per month to insure your car in West Jordan.

Is car insurance expensive in West Jordan?

Car insurance can be expensive in West Jordan if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in West Jordan can be affordable.

What is the best car insurance in West Jordan, UT?

The best car insurance company in West Jordan UT is Farmers Union Insurance, offering $526 for a six-month policy.