Cheapest Car Insurance Quotes in Green River

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Green River Car Insurance

^$ 30

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Green River

The car insurance rate in Green River is $866 for a six-month policy, which is $86 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $389, making it a popular choice for budget-conscious drivers. Rates in Green River can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Green River

$866

Avg. Car Insurance in Utah

$952

National Average

$1140

Cheapest Car Insurance Companies in Green River

1st place: Farmers Union Insurance

At $389 for a six month policy, Farmers Union Insurance offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $416 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $535 for six months, making it the third cheapest auto insurance company in Green River.

Green River Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Green River, UT is Farmers Union Insurance, offering policies at just $389 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $416.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1778 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Green River drivers find the best deals.

Cheap Car Insurance Companies in Green River, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$389	$66
Auto-Owners Insurance Co	$416	$69
Nationwide	$535	$90
USAA	$584	$98
Progressive	$660	$111
American Family	$681	$115
Auto-Owners	$816	$137
Farm Bureau	$908	$151
Allstate	$1238	$208
State Farm	$1530	$258
Farmers	$1778	$302

Key Takeaways

Way's key takeaways about car insurance in Green River

The auto insurance costs in Green River fall around $389 for six months.
The cheapest auto insurance company in Green River is Farmers Union Insurance.
Teen drivers pay the highest rate in Green River at $1134 per month.

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Cheapest Minimum Liability Car Insurance in Green River

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Green River are given below.

Farmers Union Insurance provides the cheapest minimum car insurance coverage in Green River. Their Average 6 Month Premium is $178. Farmers is the most expensive at $897 for the same period.

Cheapest Liability Coverage in Green River, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$178	$30
USAA	$211	$35
Auto-Owners Insurance Co	$232	$39
Nationwide	$254	$43
Progressive	$298	$50
Auto-Owners	$329	$56
Farm Bureau	$368	$61
American Family	$384	$65
Allstate	$594	$100
State Farm	$703	$118
Farmers	$897	$149

Cheapest Full Coverage Car Insurance in Green River

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Green River is Farmers Union Insurance at $66 per month and $389 for six months.

Cheapest Full Coverage Car Insurance Quotes in Green River, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$389	$66
Auto-Owners Insurance Co	$416	$69
Nationwide	$535	$90
USAA	$584	$98
Progressive	$660	$111
American Family	$681	$115
Auto-Owners	$816	$137
Farm Bureau	$908	$151
Allstate	$1238	$208
State Farm	$1530	$258
Farmers	$1778	$302

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Average Car Insurance in Green River by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Green River, UT increasing?

Despite maintaining a clean driving record, your car insurance rates in Green River, Utah, may be increasing due to several external factors. Utah has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Green River's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Green River

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Green River,UT

If you are planning to get a car insurance policy for your teenage dependent, Farmers Union Insurance provides the cheapest car insurance in the Green River at $46 per month. At $6805 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$281	$46
Auto-Owners Insurance Co	$319	$55
Iowa Farm Bureau	$335	$56
Utah Farm Bureau	$362	$62
USAA	$1162	$196
Nationwide	$1346	$227
Auto-Owners	$1616	$272
Progressive	$2065	$348
Farm Bureau	$2443	$407
American Family	$2471	$416
Allstate	$4238	$713
State Farm	$5632	$948
Farmers	$6805	$1134

Teen Car Insurance Rates in UT by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Green River, Nationwide is the cheapest car insurance provider. At $298 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Green River is State Farm, offering rates of around $2513 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$298	$51
Farmers Union Insurance	$329	$55
Kemper	$487	$83
Auto-Owners Insurance Co	$557	$93
Progressive	$778	$131
American Family	$935	$157
USAA	$1238	$210
Farmers	$1697	$286
Farm Bureau	$1708	$290
Auto-Owners	$2065	$344
Allstate	$2216	$377
State Farm	$2513	$419

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Car Insurance Rates with An Accident in Green River

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Green River, UT, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Green River

The cheapest car insurance companies after an at-fault accident in Green River include Farmers Union Insurance and AutoOwners Insurance Co, offering $287 and $384, respectively. Farmers is an expensive provider with an average six-month premium of $2664.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$287	$47
Auto-Owners Insurance Co	$384	$66
Utah Farm Bureau	$454	$76
Encompass	$502	$86
USAA	$579	$97
Nationwide	$632	$106
Progressive	$697	$117
Auto-Owners	$914	$154
American Family	$919	$155
Farm Bureau	$1400	$238
Allstate	$1735	$292
State Farm	$1940	$327
Farmers	$2664	$444

Green River Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Green River UT. For example, the car insurance in Green River after a DUI increases to $891 for a six month policy. While the rate increases by $232 for a six-month policy in the case of a speeding ticket.

Green River auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$995	$166
One Med/PIP claim	$1000	$170
Not-at-fault accident	$1022	$170
One comp claim	$1022	$174
Two Med/PIP claims	$1022	$170
Two comp claims	$1033	$176
Failure to show documents	$1129	$188
Child safety restraint	$1162	$197
Driving without lights	$1162	$194
Failure to wear a seat belt	$1162	$197
Driving with expired registration	$1184	$197
Cell phone violation	$1221	$207
Texting while driving	$1221	$204
Wrong way/wrong lane	$1221	$207
Driving too slowly	$1227	$205
Failure to yield	$1227	$208
Following too closely	$1227	$205
Illegal turn	$1227	$208
Speeding 6 - 10 MPH over limit	$1227	$205
Failure to stop at a red light	$1232	$209
Speeding 11 - 15 MPH over limit	$1232	$206
Speeding 16 - 20 MPH over limit	$1232	$209
Speeding in school zone	$1232	$206
Improper passing	$1238	$210
In 65 MPH zone	$1281	$214
Speeding 21 - 25 MPH over limit	$1303	$221
Passing school bus	$1308	$218
At-fault accident - less than $1000	$1379	$235
Operating a vehicle without permission	$1443	$240
At-fault accident - $1000-$2000	$1481	$252
Open container	$1491	$248
At-fault accident - greater than $2000	$1502	$256
Reckless driving	$1859	$310
Driving with a suspended license	$1870	$318
Refusal to submit to a chemical test	$1870	$312
DUI	$1886	$320
Racing	$1886	$315
Leaving scene of an accident/hit and run	$1967	$335

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Green River after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Green River.

The cheapest car insurance premiums in Green River are offered by Utah Farm Bureau at $335 for a six-month policy. However, it can be as expensive as $2978 with companies like State Farm.

Green River car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Utah Farm Bureau	$335	$57
Farmers Union Insurance	$362	$60
Kemper	$416	$71
Progressive	$600	$101
USAA	$881	$148
Nationwide	$989	$167
American Family	$1000	$168
Farm Bureau	$1027	$171
Allstate	$1313	$221
Auto-Owners	$2000	$333
Farmers	$2394	$407
State Farm	$2978	$501

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Green River are offered by Farmers Union Insurance at $227. However, it can be as expensive as $2471 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Green River after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$227	$38
Nationwide	$232	$39
Auto-Owners Insurance Co	$314	$54
Progressive	$616	$104
American Family	$703	$118
USAA	$735	$123
Auto-Owners	$763	$129
Farm Bureau	$1027	$171
State Farm	$1330	$226
Allstate	$1395	$232
Farmers	$2471	$420

Car Insurance Price Trends in Green River, Utah

Car insurance rates in Green River have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Green River remained steady at $195 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Green River remained steady at $62 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Green River?

The car insurance in Green River is $30 per month, which is lower than the national average.

What is the cheapest car insurance in Green River?

The cheapest car insurance in Green River is $66 per month for full coverage.

How much is car insurance in Green River for teenagers?

Car insurance for teenagers costs $281 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Green River?

The average cost of car insurance is $952 for a six-month policy. It will cost around $146 per month to insure your car in Green River.

Is car insurance expensive in Green River?

Car insurance can be expensive in Green River if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Green River can be affordable.

What is the best car insurance in Green River, UT?

The best car insurance company in Green River UT is Farmers Union Insurance, offering $389 for a six-month policy.