Cheapest Car Insurance Quotes in Taylorsville

Finding the cheapest car insurance quotes in Taylorsville shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

408,850 Policies Sold

Taylorsville Car Insurance

^$ 42

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Taylorsville

The car insurance rate in Taylorsville is $1355 for a six-month policy, which is $288 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $544, making it a popular choice for budget-conscious drivers. Rates in Taylorsville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Taylorsville

$1355

Avg. Car Insurance in Utah

$1067

National Average

$1278

Cheapest Car Insurance Companies in Taylorsville

1st place: Farmers Union Insurance

At $544 for a six month policy, Farmers Union Insurance offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $580 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $747 for six months, making it the third cheapest auto insurance company in Taylorsville.

Taylorsville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Taylorsville, UT is Farmers Union Insurance, offering policies at just $544 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $580.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2950 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Taylorsville drivers find the best deals.

Cheap Car Insurance Companies in Taylorsville, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$544	$93
Auto-Owners Insurance Co	$580	$97
Nationwide	$747	$126
USAA	$852	$144
American Family	$965	$163
Progressive	$996	$168
Auto-Owners	$1207	$203
Farm Bureau	$1675	$279
Allstate	$1750	$295
State Farm	$2648	$446
Farmers	$2950	$502

Key Takeaways

Way's key takeaways about car insurance in Taylorsville

The auto insurance costs in Taylorsville fall around $544 for six months.
The cheapest auto insurance company in Taylorsville is Farmers Union Insurance.
Teen drivers pay the highest rate in Taylorsville at $1872 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Taylorsville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Taylorsville are given below.

Farmers Union Insurance provides the cheapest minimum car insurance coverage in Taylorsville. Their Average 6 Month Premium is $249. Farmers is the most expensive at $1275 for the same period.

Cheapest Liability Coverage in Taylorsville, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$249	$42
USAA	$310	$52
Auto-Owners Insurance Co	$324	$55
Nationwide	$354	$60
Progressive	$431	$72
Auto-Owners	$452	$76
American Family	$528	$89
Farm Bureau	$634	$108
Allstate	$792	$133
State Farm	$1207	$203
Farmers	$1275	$212

Cheapest Full Coverage Car Insurance in Taylorsville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Taylorsville is Farmers Union Insurance at $93 per month and $544 for six months.

Cheapest Full Coverage Car Insurance Quotes in Taylorsville, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$544	$93
Auto-Owners Insurance Co	$580	$97
Nationwide	$747	$126
USAA	$852	$144
American Family	$965	$163
Progressive	$996	$168
Auto-Owners	$1207	$203
Farm Bureau	$1675	$279
Allstate	$1750	$295
State Farm	$2648	$446
Farmers	$2950	$502

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Taylorsville Instantly!

Average Car Insurance in Taylorsville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Taylorsville, UT increasing?

Despite maintaining a clean driving record, your car insurance rates in Taylorsville, Utah, may be increasing due to several external factors. Utah has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Taylorsville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Taylorsville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Taylorsville,UT

If you are planning to get a car insurance policy for your teenage dependent, Farmers Union Insurance provides the cheapest car insurance in the Taylorsville at $65 per month. At $11233 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$392	$65
Auto-Owners Insurance Co	$445	$76
Iowa Farm Bureau	$467	$77
Utah Farm Bureau	$505	$86
USAA	$1704	$287
Nationwide	$1878	$316
Auto-Owners	$2437	$410
Progressive	$2987	$503
American Family	$3515	$592
Farm Bureau	$4406	$749
Allstate	$5974	$1006
State Farm	$9497	$1599
Farmers	$11233	$1872

Teen Car Insurance Rates in UT by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Taylorsville, Nationwide is the cheapest car insurance provider. At $415 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Taylorsville is State Farm, offering rates of around $5591 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$415	$71
Farmers Union Insurance	$460	$76
Kemper	$679	$116
Auto-Owners Insurance Co	$777	$130
Progressive	$1313	$221
American Family	$1342	$226
USAA	$1939	$330
Farmers	$2738	$461
Farm Bureau	$3153	$536
Allstate	$3192	$532
Auto-Owners	$3289	$559
State Farm	$5591	$932

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Taylorsville.

Car Insurance Rates with An Accident in Taylorsville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Taylorsville, UT, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Taylorsville

The cheapest car insurance companies after an at-fault accident in Taylorsville include Farmers Union Insurance and AutoOwners Insurance Co, offering $400 and $536, respectively. Farmers is an expensive provider with an average six-month premium of $4421.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$400	$66
Auto-Owners Insurance Co	$536	$91
Utah Farm Bureau	$634	$105
Encompass	$701	$119
USAA	$845	$142
Nationwide	$883	$149
Progressive	$1086	$183
American Family	$1298	$218
Auto-Owners	$1358	$229
Farm Bureau	$2587	$439
Allstate	$2602	$438
State Farm	$3071	$517
Farmers	$4421	$737

Taylorsville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Taylorsville UT. For example, the car insurance in Taylorsville after a DUI increases to $1245 for a six month policy. While the rate increases by $324 for a six-month policy in the case of a speeding ticket.

Taylorsville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1388	$231
One Med/PIP claim	$1396	$237
Not-at-fault accident	$1426	$237
One comp claim	$1426	$243
Two Med/PIP claims	$1426	$237
Two comp claims	$1441	$245
Failure to show documents	$1576	$263
Child safety restraint	$1622	$276
Driving without lights	$1622	$271
Failure to wear a seat belt	$1622	$276
Driving with expired registration	$1652	$276
Cell phone violation	$1704	$290
Texting while driving	$1704	$284
Wrong way/wrong lane	$1704	$290
Driving too slowly	$1712	$286
Failure to yield	$1712	$291
Following too closely	$1712	$286
Illegal turn	$1712	$291
Speeding 6 - 10 MPH over limit	$1712	$286
Failure to stop at a red light	$1720	$292
Speeding 11 - 15 MPH over limit	$1720	$287
Speeding 16 - 20 MPH over limit	$1720	$292
Speeding in school zone	$1720	$287
Improper passing	$1727	$293
In 65 MPH zone	$1788	$298
Speeding 21 - 25 MPH over limit	$1819	$309
Passing school bus	$1825	$305
At-fault accident - less than $1000	$1924	$328
Operating a vehicle without permission	$2014	$335
At-fault accident - $1000-$2000	$2068	$352
Open container	$2082	$347
At-fault accident - greater than $2000	$2097	$357
Reckless driving	$2595	$433
Driving with a suspended license	$2610	$443
Refusal to submit to a chemical test	$2610	$436
DUI	$2633	$447
Racing	$2633	$439
Leaving scene of an accident/hit and run	$2746	$467

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Taylorsville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Taylorsville.

The cheapest car insurance premiums in Taylorsville are offered by Utah Farm Bureau at $467 for a six-month policy. However, it can be as expensive as $5183 with companies like State Farm.

Taylorsville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Utah Farm Bureau	$467	$80
Farmers Union Insurance	$505	$84
Kemper	$580	$99
Progressive	$973	$164
USAA	$1298	$218
Nationwide	$1380	$232
American Family	$1426	$240
Allstate	$1855	$312
Farm Bureau	$1894	$323
Auto-Owners	$3131	$522
Farmers	$3967	$674
State Farm	$5183	$872

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Taylorsville are offered by Farmers Union Insurance at $316. However, it can be as expensive as $4088 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Taylorsville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$316	$53
Nationwide	$324	$55
Auto-Owners Insurance Co	$438	$75
American Family	$1011	$170
Progressive	$1124	$189
USAA	$1154	$192
Auto-Owners	$1207	$206
Farm Bureau	$1894	$315
Allstate	$1999	$340
State Farm	$2943	$490
Farmers	$4088	$695

Car Insurance Price Trends in Taylorsville, Utah

Car insurance rates in Taylorsville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Taylorsville remained steady at $305 in both February and January, indicating no change over the two month period.

The average cost of liability insurance in the Taylorsville dipped to $89 in February, compared to $208 in January. This represents an decrease of $119 when comparing February and January.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Taylorsville?

The car insurance in Taylorsville is $42 per month, which is lower than the national average.

What is the cheapest car insurance in Taylorsville?

The cheapest car insurance in Taylorsville is $93 per month for full coverage.

How much is car insurance in Taylorsville for teenagers?

Car insurance for teenagers costs $392 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Taylorsville?

The average cost of car insurance is $1067 for a six-month policy. It will cost around $227 per month to insure your car in Taylorsville.

Is car insurance expensive in Taylorsville?

Car insurance can be expensive in Taylorsville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Taylorsville can be affordable.

What is the best car insurance in Taylorsville, UT?

The best car insurance company in Taylorsville UT is Farmers Union Insurance, offering $544 for a six-month policy.