Cheapest Car Insurance Quotes in Taylorsville

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Taylorsville Car Insurance

^$ 40

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Taylorsville

The car insurance rate in Taylorsville is $1142 for a six-month policy, which is $190 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $514, making it a popular choice for budget-conscious drivers. Rates in Taylorsville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Taylorsville

$1142

Avg. Car Insurance in Utah

$952

National Average

$1140

Cheapest Car Insurance Companies in Taylorsville

1st place: Farmers Union Insurance

At $514 for a six month policy, Farmers Union Insurance offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $548 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $706 for six months, making it the third cheapest auto insurance company in Taylorsville.

Taylorsville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Taylorsville, UT is Farmers Union Insurance, offering policies at just $514 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $548.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2345 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Taylorsville drivers find the best deals.

Cheap Car Insurance Companies in Taylorsville, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$514	$88
Auto-Owners Insurance Co	$548	$91
Nationwide	$706	$119
USAA	$770	$130
Progressive	$870	$146
American Family	$898	$151
Auto-Owners	$1076	$181
Farm Bureau	$1198	$199
Allstate	$1632	$275
State Farm	$2017	$340
Farmers	$2345	$398

Key Takeaways

Way's key takeaways about car insurance in Taylorsville

The auto insurance costs in Taylorsville fall around $514 for six months.
The cheapest auto insurance company in Taylorsville is Farmers Union Insurance.
Teen drivers pay the highest rate in Taylorsville at $1495 per month.

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Cheapest Minimum Liability Car Insurance in Taylorsville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Taylorsville are given below.

Farmers Union Insurance provides the cheapest minimum car insurance coverage in Taylorsville. Their Average 6 Month Premium is $235. Farmers is the most expensive at $1183 for the same period.

Cheapest Liability Coverage in Taylorsville, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$235	$40
USAA	$278	$47
Auto-Owners Insurance Co	$306	$52
Nationwide	$335	$56
Progressive	$392	$66
Auto-Owners	$434	$73
Farm Bureau	$485	$80
American Family	$506	$85
Allstate	$784	$132
State Farm	$926	$156
Farmers	$1183	$197

Cheapest Full Coverage Car Insurance in Taylorsville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Taylorsville is Farmers Union Insurance at $88 per month and $514 for six months.

Cheapest Full Coverage Car Insurance Quotes in Taylorsville, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$514	$88
Auto-Owners Insurance Co	$548	$91
Nationwide	$706	$119
USAA	$770	$130
Progressive	$870	$146
American Family	$898	$151
Auto-Owners	$1076	$181
Farm Bureau	$1198	$199
Allstate	$1632	$275
State Farm	$2017	$340
Farmers	$2345	$398

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Average Car Insurance in Taylorsville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Taylorsville, UT increasing?

Despite maintaining a clean driving record, your car insurance rates in Taylorsville, Utah, may be increasing due to several external factors. Utah has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Taylorsville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Taylorsville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Taylorsville,UT

If you are planning to get a car insurance policy for your teenage dependent, Farmers Union Insurance provides the cheapest car insurance in the Taylorsville at $61 per month. At $8974 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$371	$61
Auto-Owners Insurance Co	$420	$72
Iowa Farm Bureau	$442	$73
Utah Farm Bureau	$478	$82
USAA	$1532	$258
Nationwide	$1775	$299
Auto-Owners	$2131	$359
Progressive	$2723	$458
Farm Bureau	$3222	$536
American Family	$3258	$548
Allstate	$5588	$941
State Farm	$7427	$1250
Farmers	$8974	$1495

Teen Car Insurance Rates in UT by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Taylorsville, Nationwide is the cheapest car insurance provider. At $392 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Taylorsville is State Farm, offering rates of around $3314 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$392	$67
Farmers Union Insurance	$434	$72
Kemper	$642	$109
Auto-Owners Insurance Co	$734	$122
Progressive	$1026	$173
American Family	$1234	$208
USAA	$1632	$277
Farmers	$2238	$377
Farm Bureau	$2252	$383
Auto-Owners	$2723	$454
Allstate	$2922	$497
State Farm	$3314	$552

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Car Insurance Rates with An Accident in Taylorsville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Taylorsville, UT, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Taylorsville

The cheapest car insurance companies after an at-fault accident in Taylorsville include Farmers Union Insurance and AutoOwners Insurance Co, offering $378 and $506, respectively. Farmers is an expensive provider with an average six-month premium of $3514.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$378	$62
Auto-Owners Insurance Co	$506	$86
Utah Farm Bureau	$599	$100
Encompass	$662	$113
USAA	$763	$128
Nationwide	$834	$140
Progressive	$919	$155
Auto-Owners	$1205	$203
American Family	$1212	$204
Farm Bureau	$1846	$314
Allstate	$2288	$385
State Farm	$2558	$431
Farmers	$3514	$586

Taylorsville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Taylorsville UT. For example, the car insurance in Taylorsville after a DUI increases to $1176 for a six month policy. While the rate increases by $306 for a six-month policy in the case of a speeding ticket.

Taylorsville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1312	$218
One Med/PIP claim	$1319	$224
Not-at-fault accident	$1348	$224
One comp claim	$1348	$229
Two Med/PIP claims	$1348	$224
Two comp claims	$1362	$232
Failure to show documents	$1489	$248
Child safety restraint	$1532	$260
Driving without lights	$1532	$256
Failure to wear a seat belt	$1532	$260
Driving with expired registration	$1561	$260
Cell phone violation	$1610	$274
Texting while driving	$1610	$269
Wrong way/wrong lane	$1610	$274
Driving too slowly	$1618	$270
Failure to yield	$1618	$275
Following too closely	$1618	$270
Illegal turn	$1618	$275
Speeding 6 - 10 MPH over limit	$1618	$270
Failure to stop at a red light	$1625	$276
Speeding 11 - 15 MPH over limit	$1625	$271
Speeding 16 - 20 MPH over limit	$1625	$276
Speeding in school zone	$1625	$271
Improper passing	$1632	$277
In 65 MPH zone	$1690	$282
Speeding 21 - 25 MPH over limit	$1718	$292
Passing school bus	$1724	$288
At-fault accident - less than $1000	$1818	$310
Operating a vehicle without permission	$1903	$317
At-fault accident - $1000-$2000	$1954	$332
Open container	$1967	$328
At-fault accident - greater than $2000	$1981	$337
Reckless driving	$2452	$409
Driving with a suspended license	$2466	$419
Refusal to submit to a chemical test	$2466	$412
DUI	$2488	$422
Racing	$2488	$415
Leaving scene of an accident/hit and run	$2594	$442

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Taylorsville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Taylorsville.

The cheapest car insurance premiums in Taylorsville are offered by Utah Farm Bureau at $442 for a six-month policy. However, it can be as expensive as $3928 with companies like State Farm.

Taylorsville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Utah Farm Bureau	$442	$76
Farmers Union Insurance	$478	$79
Kemper	$548	$94
Progressive	$791	$133
USAA	$1162	$196
Nationwide	$1304	$220
American Family	$1319	$222
Farm Bureau	$1355	$226
Allstate	$1732	$292
Auto-Owners	$2638	$439
Farmers	$3157	$536
State Farm	$3928	$661

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Taylorsville are offered by Farmers Union Insurance at $299. However, it can be as expensive as $3258 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Taylorsville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$299	$50
Nationwide	$306	$52
Auto-Owners Insurance Co	$414	$71
Progressive	$812	$137
American Family	$926	$156
USAA	$970	$162
Auto-Owners	$1006	$170
Farm Bureau	$1355	$226
State Farm	$1753	$298
Allstate	$1840	$306
Farmers	$3258	$554

Car Insurance Price Trends in Taylorsville, Utah

Car insurance rates in Taylorsville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Taylorsville remained steady at $257 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Taylorsville remained steady at $82 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Taylorsville?

The car insurance in Taylorsville is $40 per month, which is lower than the national average.

What is the cheapest car insurance in Taylorsville?

The cheapest car insurance in Taylorsville is $88 per month for full coverage.

How much is car insurance in Taylorsville for teenagers?

Car insurance for teenagers costs $371 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Taylorsville?

The average cost of car insurance is $952 for a six-month policy. It will cost around $192 per month to insure your car in Taylorsville.

Is car insurance expensive in Taylorsville?

Car insurance can be expensive in Taylorsville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Taylorsville can be affordable.

What is the best car insurance in Taylorsville, UT?

The best car insurance company in Taylorsville UT is Farmers Union Insurance, offering $514 for a six-month policy.