Key Takeaways
- Chrysler insurance averages $1,671 yearly, lower than the national average.
- 200 Convertible is the cheapest to insure; 300 is the most expensive.
- Compare quotes on Way.com to find the best rates.
Chrysler car insurance costs are generally more affordable compared to many competitors. Built in the United States, Chrysler offers a range of models that carry a solid reputation. If you're planning to buy one, it's important to understand the insurance premiums for different models. With Way.com, you can easily find both the cheapest and most reliable Chrysler insurance rates, along with the companies that provide the best coverage options for your car.
How Much Does It Cost to Insure a Chrysler?
The average annual Chrysler auto insurance cost is $1,671, which comes to about $139 per month. In comparison, the national average insurance cost is $2,679, making Chrysler's insurance rates much more affordable. If you can afford to own a Chrysler, its insurance coverage is unlikely to be a major expense.
Several factors influence Chrysler insurance costs. Insurers consider age, driving profile, MSRP, location, driving history, past claims, and model year when determining a quote. That's why it's always smart to compare multiple insurance providers to find the insurance policy that best fits your needs.
The table below shows how Chrysler stacks up against other popular car models.
| Luxury Car Brands | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Chevrolet | $138 | $1,656 |
| Chrysler | $139 | $1671 |
| Toyota | $148 | $1,772 |
| Alfa Romeo | $202 | $2,426 |
| Jaguar | $205 | $2,459 |
| Audi | $205 | $2,462 |
| Mercedes-Benz | $214 | $2,567 |
| Porsche | $222 | $2,667 |
| Tesla | $262 | $3,144 |
Chrysler Car Insurance by Company
Vermont Mutual offers the cheapest Chrysler car insurance at $1,381, followed by Tennessee Farmers at $1,554. On the other hand, Auto Owners and Southern Farm Bureau rank among the most expensive providers, with premiums of $1,898 and $1,852, respectively.
| Insurance Companies | Annual Cost |
|---|---|
| Vermont Mutual | $1,381 |
| Tennessee Farmers | $1,554 |
| American Family | $1,596 |
| 21st Century | $1,600 |
| Erie | $1,603 |
| Nationwide | $1,637 |
| USAA | $1,669 |
| State Farm | $1,717 |
| Arbella | $1,732 |
| Mercury | $1,747 |
| Southern Farm Bureau | $1,852 |
| Auto Owners | $1,898 |
Chrysler Car Insurance by Model
When comparing Chrysler car insurance costs by model, the Chrysler 200 Convertible has the lowest premium at $804 annually. Town and Country is also an affordable option, with an average annual insurance rate of $840. In contrast, the Chrysler 300 is the most expensive model to insure, costing around $1,824 per year.
| Car Model | Average Rate |
|---|---|
| Chrysler 200 Convertible | $804 |
| Town and Country | $840 |
| Chrysler 200 | $924 |
| Pacifica | $1,416 |
| Pacifica Hybrid | $1,572 |
| Chrysler 300 | $1,824 |
Chrysler 200 Convertible
When comparing Chrysler 200 Convertible insurance costs, Vermont Mutual offers the cheapest rate at $852 per year. Erie and Tennessee Farmers are also affordable options, with annual premiums starting at $855 and $928, respectively. On the other hand, Mercury has the most expensive premium at $1,111 annually.
| Insurance Company | Average Annual Rate |
|---|---|
| Vermont Mutual | $852 |
| Erie | $855 |
| Tennessee Farmers | $928 |
| USAA | $945 |
| Acuity | $969 |
| Progressive | $985 |
| Quincy Mutual | $1,007 |
| Plymouth Rock Insurance | $1,023 |
| Country | $1,072 |
| Arbella | $1,090 |
| Mercury | $1,111 |
Chrysler Town and Country
Among the listed providers for the Town and Country car model, Erie stands out with the lowest annual premium of $744. Close behind are Tennessee Farmers and Progressive, which also provide affordable coverage options, with average rates of $861 and $872 per year. Meanwhile, companies like Quincy Mutual and Nationwide fall into the mid-range category, costing just over $1,000 annually. At the higher end, Arbella tops the list with an annual premium of $1,077.
| Insurance Company | Average Annual Rate |
|---|---|
| Erie | $744 |
| Tennessee Farmers | $861 |
| Progressive | $872 |
| Vermont Mutual | $898 |
| Plymouth Rock Insurance | $903 |
| USAA | $958 |
| Quincy Mutual | $1,012 |
| Nationwide | $1,048 |
| Acuity | $1,056 |
| Arbella | $1,077 |
Chrysler 200
Erie leads the list with the cheapest Chrysler 200 annual premium at $708, followed closely by Progressive at $710 and USAA at $782, which makes them the most budget-friendly options. On the other hand, insurers like Vermont Mutual and American Family are priced much higher, with annual premiums of $1,178 and $1,245. At the same time, Acuity ranks as the most expensive in this list at $1,248 annually.
| Insurance Company | Average Annual Rate |
|---|---|
| Erie | $708 |
| Progressive | $710 |
| USAA | $782 |
| State Farm | $977 |
| Tennessee Farmers | $1,005 |
| Mercury | $1,065 |
| Nationwide | $1,087 |
| Quincy Mutual | $1,091 |
| Vermont Mutual | $1,178 |
| American Family | $1,245 |
| Acuity | $1,248 |
Chrysler Pacifica
Nationwide offers the cheapest annual premium, $957, for the Chrysler Pacifica. Tennessee Farmers and Arbella fall into the mid-range, with rates of $1,242 and $1,278 per year. Meanwhile, companies like State Farm and Southern Farm Bureau are on the higher end, costing $1,371 and $1,418 annually, making them the most expensive options in this list.
| Insurance Company | Average Annual Rate |
|---|---|
| Nationwide | $957 |
| Vermont Mutual | $980 |
| Tennessee Farmers | $1,242 |
| Arbella | $1,278 |
| Country | $1,290 |
| Erie | $1,294 |
| American Family | $1,312 |
| Mercury | $1,318 |
| 21st Century | $1,352 |
| State Farm | $1,371 |
| Southern Farm Bureau | $1,418 |
Pacifica Hybrid
The cheapest Chrysler Pacifica car insurance rate is from Nationwide, at $1,123 per year. Tennessee Farmers and Vermont Mutual are also affordable picks, with rates of $1,242 and $1,267, respectively. On the higher side, Arbella, State Farm, and Progressive charge over $1,450 annually, with Progressive being the most expensive at $1,551.
| Insurance Company | Average Annual Rate |
|---|---|
| Nationwide | $1,123 |
| Tennessee Farmers | $1,242 |
| Vermont Mutual | $1,267 |
| Mercury | $1,318 |
| 21st Century | $1,352 |
| American Family | $1,358 |
| Erie | $1,447 |
| Arbella | $1,462 |
| State Farm | $1,475 |
| Auto Owners | $1,491 |
| Progressive | $1,551 |
Chrysler 300
Chrysler car insurance costs are generally lower compared to many other brands. However, among its models, the Chrysler 300 carries the highest insurance rates. From the list of providers, Vermont Mutual offers the cheapest coverage at $1,162 annually, while Auto Owners charges the highest premium at $1,636 per year.
| Insurance Company | Average Annual Rate |
|---|---|
| Vermont Mutual | $1,162 |
| Tennessee Farmers | $1,317 |
| American Family | $1,354 |
| 21st Century | $1,358 |
| Erie | $1,360 |
| Nationwide | $1,398 |
| USAA | $1,428 |
| State Farm | $1,469 |
| Arbella | $1,482 |
| Mercury | $1,495 |
| Southern Farm Bureau | $1,595 |
| Auto Owners | $1,636 |
How to Get Chrysler Car Insurance with Way.com
- It's always wise to analyze trends and compare providers before finalizing your Chrysler insurance. While it's natural to look for the lowest premium, the cheapest option may not always provide the coverage you actually need. Make sure to get multiple free quotes from different insurance companies before making a decision. You can also use Way.com to check and compare insurance costs across different car makes and models.
- The best approach for finding the right policy is to analyze all of your options. Only choose a provider who offers a balance of low rates and comprehensive coverage. Ask for available discounts like multi-policy, good student, loyalty, and senior citizen that can lower your insurance costs.
- In only a few minutes, an insurance aggregator like Way.comcan help you find the lowest insurance rates you've qualified for with your financial position.
- The cheapest rates don't always mean the best, so consider spending a little bit more to get comprehensive coverage. You can also save more on your Jaguar insurance cost by bundling your home and car insurance policies.
How to Get Chrysler Car Insurance with Way.com
It is really easy to get car insurance quotes with Way.com. All you need to do is download the Way app or log on to our website. On our platform, you can compare offers from more than 140 different insurance providers. This will help you select the most suitable option to reduce your Jaguar car insurance cost.
INSURANCE AGENT EXPERTS




Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
Frequently Asked Questions
Are Chryslers expensive to insure?
Owners of Chrysler vehicles pay $1,671 in annual insurance premiums on average every month. Compared to other makes, this is in the middle of the pack.
Is Chrysler considered, compared to others, a luxury car?
Strictly speaking, Chrysler automobiles are under the larger FCA umbrella's luxury segment.
Is a Chrysler 300 expensive to insure?
Yes, a Chrysler 300 is comparatively expensive to insure.
Is a Chrysler 300 expensive to maintain?
The overall yearly car maintenance costs for the Chrysler 300 are $643.
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