How Much Does Dodge Car Insurance Cost?

Dodge, the US automotive brand, is well-known for powerful cars and models that are performance oriented. Since most of the models are sports cars, you can expect higher car insurance premiums for their latest models and higher trim levels. Are Dodge models expensive to insure? How much will it cost to insure a Dodge Charger or Challenger? Whatever the rates are, comparing quotes from multiple providers and tailoring coverage based on your needs and profile is the most efficient way to get the best rates.

How Much Does It Cost to Insure a Dodge?

There are a handful of popular Dodge models, and it is obvious that the Dodge insurance cost for these models varies. However, when you look at it from a broader perspective, the Dodge car insurance cost for minimum coverage and full coverage is $529 and $1,627 per year. In other words, if you are on a tight budget, then $44 per month can be tempting, but it will offer only minimum coverage, and this can be a crisis during accidents or other similar requirements.

Are Dodge Models Expensive to Insure?

Dodge car insurance costs are not cheap. It is on par with the models falling under the same specs. For instance, the insurance rate for a Dodge Challenger is $535 more than a Kia Stinger. However, the rates are dependent on both driving and non-driving factors. Therefore, Dodge insurance rates can vary; however, it will be within this range of $1,600 and $2,500 provided you are a safe driver without any tickets in your account.

Cheapest Companies for Dodge Car Insurance

State Farm offers the cheapest Dodge car insurance rates with minimum monthly coverage of $396 and full coverage rate of $1,272 per year. Progressive and Nationwide are among the expensive providers with their rates starting at $1,500.

Cheapest Companies for Dodge Car Insurance based on Models

Here are the cheapest Dodge car insurance rates for the different models. Dodge Challenger, Dodge Challenger R/T, and Dodge Challenger SRT Hellcat are the models that cost you more than $1,500 for full coverage.

Dodge Grand Caravan Insurance Rates

The highest rate you might end up paying in the car insurance front for your Dodge Caravan model will be $1,427 on average. The cheapest rates are offered by State Farm and Nationwide with their minimum coverage rates starting at $381.

Dodge Challenger Insurance Rates

Dodge Challenger is a popular and performance-oriented model from Dodge. The annual full coverage starts at $1,485 offered by State Farm. The most expensive providers for a Dodge Challenger are Allstate and Travelers for full coverage, while at $558 per month, Nationwide is the most expensive provider for minimum coverage insurance.

Dodge Challenger R/T Insurance Rates

Dodge Challenger R/T insurance rates are the most affordable with Travelers and State Farm, with minimum coverage rates starting at $380 offered by Travelers. The most expensive full coverage rate is offered by Allstate, which is $1,841 per year.

Dodge Challenger SRT Hellcat Insurance Rates

You have to anticipate higher insurance costs for Dodge Challenger SRT Hellcat. At $2,343 per year, Farmers is the most expensive provider offering rates.

Dodge Charger Insurance Rates

State Farm and Travelers are the cheapest providers for minimum coverage with rates starting at $405 per year. The annual full coverage rates are the most expensive with Travelers at $1,816 per year.

Dodge Caravan Insurance Rates

The cheapest average annual rate to insure a Dodge Caravan is $381 by State Farm. While this might be for minimum insurance coverage, the cheapest rate for full coverage insurance is $1,110, also provided by State Farm.

Dodge Journey Insurance Rates

Dodge Journey is comparatively an affordable model from Dodge to insure. State Farm provides the cheapest rates for both minimum and full coverage.

Ways to Save on Dodge Car Insurance

Dodge car insurance rates are neither high nor very expensive. You can implement several ways to get a much cheaper insurance rate for your Dodge model. Here are some of the ways to lower the car insurance rate

Shop & Compare: Most insurers revise their car insurance rates every year. So, check your Dodge insurance rates with multiple insurers, compare them, and choose the best one. You can make use of platforms such as the Way app for research.

Adjust Coverage: If you have a clean driving record and minimum or no claim history, it is best to raise the deductibles or drop both coverages.

Check for Discounts: Insurers offer multiple discounts like multi-car or bundling, safe drivers, and good students or telematics discounts for car owners. Check with your provider and select a discount that benefits your insurance profile.

Build a Clean Record: Insurers always consider the owner/driver's driving record. DUI, speed tickets, or any such incidents could trigger the carrier and result in higher premium rates.

Maintain Your Vehicle: Proper and scheduled maintenance of your Dodge model is an important factor in getting lower insurance rates. Maintaining a healthy emission system and installing additional security features are a green flag for the insurers to make the rates cheaper for you.

Improve Your Credit: A good credit score from the car owner indicates lower probabilities of claim filing. Though credit checking is not mandatory and not allowed in certain states, maintaining good credit can lower your Dodge car insurance costs.

How Do I Find the Best Dodge Grand Caravan Car Insurance Rates?

You can find the best Dodge car insurance rates by comparing quotes from multiple carriers. You can either visit the respective provider sites individually or on platforms such as Way to get cheap Dodge insurance quotes. While the original carrier sites show the actual cost, comparison tools show discounted prices. Also, you don't have to hover from site to site and enter the same details multiple times. Following a few simple steps, you will be able to learn the rates charged by various insurance providers for each coverage you require.

How to Get Dodge Grand Caravan Car Insurance with Way.com

Instead of requesting insurance quotes from multiple websites, you can still utilize our information to direct your search for cheap Dodge insurance quotes. This quick, easy, and cost-free method is the simplest way to find the best offer.

It is perfect for carrying out a thorough search to identify reputable insurers from whom you can get quotes on affordable insurance. Way assists you by giving you a list of local insurers with affordable premiums depending on several criteria.