Key Takeaways
Dodge Grand Caravan insurance cost is moderate. Certain factors such as the vehicle's discontinued status, reliability, and cost of parts impact the insurance cost greatly. This long-wheelbase version of the all-time favorite Dodge Caravan was introduced in 1987 as a trim, at first, and as a standalone brand later. The extra room and cheap maintenance made this minivan popular among families. Since the vehicle is still popular for its utility, let's go through the insurance cost of the car in comparison with the competitors, insurers, and model years.
Dodge Grand Caravan insurance rates on average will cost you $1,392 per year. Compared to similar models, the cost to insure the minivan is moderate. While Honda Odyssey and Toyota Sienna cost $123 and $133 on average per month, the average monthly rate for Grand Caravan is $116. The table below has a brief overview of the insurance rate comparison between minivans and their competitors in the US.
| Car Model | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Nissan Quest | $1,056 | $88 |
| Dodge Grand Caravan | $1,392 | $116 |
| Honda Odyssey | $1,476 | $123 |
| Toyota Sienna | $1,596 | $133 |
Carriers decide Dodge Grand Caravan insurance cost based on vehicle, driver, location, and coverage-specific factors. Here are some of the important factors listed that affect the auto insurance cost of your Grand Caravan.
Vehicle Type & Size: Compared to sports and luxury cars, minivans are cheaper to insure. A family-friendly vehicle, such as the Dodge Grand Caravan, is the best bet for an insurer. Such a vehicle has a lower crash risk; hence, the factor lowers the insurance cost of this vehicle.
Vehicle Value: The MSRP of the vehicle is always under the pocket-friendly bracket. Therefore, the collision and comprehensive insurance cost for the Grand Caravan is lower.
Repair Costs: The vehicle's parts are widely available, and the cost of repair is lower. Still, its status as a discontinued vehicle can lead to scarcity of parts and higher insurance costs for comprehensive cover.
Safety Ratings & Features: The safety ratings for Dodge Grand Caravan look pretty good. These ratings, when combined with safety features such as electronic stability control, air bags, brake assist, etc., make the caravan safer for passengers by reducing the risk. Still, the absence of a superior safety rating might slightly raise the premium.
Theft Risk: Except for the 2005 Grand Caravan, no other model years of the minivan have had a high theft-risk in the recent past. The lower the risk is, the lower the insurance rates are.
Based on the model year and insurers, the Dodge Grand Caravan auto insurance rates vary. The cost ascends from older to newer model years. While the average monthly cost to insure a 2020 Dodge Grand Caravan is $117, it just costs you $64, on average, per month to insure the 2011 model year of the minivan. The average annual and monthly cost of the car model is mentioned in the table below.
| Dodge Caravan Model Year | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Dodge Grand Caravan 2020 Model Year | $1,404 | $117 |
| Dodge Grand Caravan 2019 Model Year | $1,457 | $121 |
| Dodge Grand Caravan 2018 Model Year | $1,189 | $99 |
| Dodge Grand Caravan 2017 Model Year | $1,018 | $85 |
| Dodge Grand Caravan 2016 Model Year | $990 | $83 |
| Dodge Grand Caravan 2015 Model Year | $855 | $71 |
| Dodge Grand Caravan 2014 Model Year | $899 | $75 |
| Dodge Grand Caravan 2013 Model Year | $840 | $70 |
| Dodge Grand Caravan 2012 Model Year | $824 | $69 |
| Dodge Grand Caravan 2011 Model Year | $770 | $64 |
Most auto insurers offer competitive rates to insure the Dodge Grand Caravan. All the same, Texas Farm Bureau is the cheapest carrier for the vehicle. The average annual Grand Caravan insurance rate offered by the insurer is $657. Progressive and Vermont Mutual follow the carrier in the list of cheapest auto insurance companies for the car make and model. Go through the cheap rates offered by more insurers in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Texas Farm Bureau | $657 | $55 |
| Progressive | $811 | $68 |
| Vermont Mutual | $814 | $68 |
| Erie | $818 | $68 |
| Tennessee Farmers | $893 | $74 |
| USAA | $922 | $77 |
| Plymouth Rock Insurance | $929 | $77 |
| Nationwide | $988 | $82 |
2020 marked the final year for the Dodge Grand Caravan. The makers had discontinued the model since then. Since newer versions are not made, the 2020 Dodge Grand Caravan insurance rates are the highest. The average annual insurance rate for the model year is $1,404. Meanwhile, cheaper offers are made by various insurers such as Nationwide, 21st Century, etc. The cheapest offer is from Vermont Mutual. The average annual offer from the carrier is $976. Go through cheaper rates from leading insurers in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Vermont Mutual | $976 | $81 |
| Nationwide | $1,006 | $84 |
| 21st Century | $1,216 | $101 |
| Tennessee Farmers | $1,242 | $104 |
| Plymouth Rock Insurance | $1,270 | $106 |
| Erie | $1,270 | $106 |
| State Farm | $1,284 | $107 |
| USAA | $1,289 | $107 |
| Mercury | $1,295 | $108 |
| Arbella | $1,308 | $109 |
| Country | $1,310 | $109 |
The average annual Dodge Grand Caravan insurance rate is $1,457 for the 2019 model year. The cheapest offer is made by Cincinnati Insurance. The average annual rate to insure a car with Cincinnati is $944. Cheap insurance rates are offered by more carriers such as Auto Owners, Nationwide, etc. Compare and choose the best insurer for your Grand Caravan from the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Cincinnati Insurance | $944 | $79 |
| Auto Owners | $999 | $83 |
| Nationwide | $1,008 | $84 |
| Erie | $1,082 | $90 |
| Plymouth Rock Insurance | $1,198 | $100 |
| USAA | $1,209 | $101 |
| Country | $1,216 | $101 |
| Arbella | $1,261 | $105 |
| American Family | $1,261 | $105 |
| Infinity | $1,268 | $106 |
| Mercury | $1,274 | $106 |
| Acuity | $1,320 | $110 |
The 2018 Dodge Grand Caravan insurance cost on average is $1,189. $837, offered by Erie, is the cheapest average annual rate for the car model year. More carriers offer average cheap rates that range between $71 and $98 per month. Find the average cheap insurance rates for the 2018 model minivan in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $837 | $70 |
| Tennessee Farmers | $852 | $71 |
| Progressive | $905 | $75 |
| Plymouth Rock Insurance | $910 | $76 |
| USAA | $971 | $81 |
| Vermont Mutual | $981 | $82 |
| Nationwide | $998 | $83 |
| Acuity | $1,096 | $91 |
| Mercury | $1,157 | $96 |
| Country | $1,167 | $97 |
| Arbella | $1,170 | $98 |
The cheapest average annual rate to insure the 2017 Dodge Caravan is $791. While the average insurance rate for the car model year is $1,018, go through cheaper rates in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $791 | $66 |
| Texas Farm Bureau | $794 | $66 |
| Tennessee Farmers | $851 | $71 |
| Plymouth Rock Insurance | $887 | $74 |
| Progressive | $900 | $75 |
| Vermont Mutual | $921 | $77 |
| USAA | $976 | $81 |
| Nationwide | $1,016 | $85 |
| Acuity | $1,071 | $89 |
| State Farm | $1,084 | $90 |
| Arbella | $1,090 | $91 |
2016 Dodge Grand Caravan insurance rate on average is $990 per year. The Texas Farm Bureau offers the cheapest rate for the model year, which is $269 lower. Considering the average cheap insurance rates, the average monthly cost ranges between $60 and $97.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Texas Farm Bureau | $721 | $60 |
| Vermont Mutual | $782 | $65 |
| Nationwide | $937 | $78 |
| Erie | $970 | $81 |
| State Farm | $1,095 | $91 |
| Arbella | $1,096 | $91 |
| 21st Century | $1,102 | $92 |
| Tennessee Farmers | $1,122 | $94 |
| Country | $1,139 | $95 |
| Auto Owners | $1,163 | $97 |
| USAA | $1,168 | $97 |
The cheapest annual average insurance rate for a Dodge Grand Caravan is $649. While the model year average is $855, Erie offers $206 lower. The monthly cheap Grand Caravan auto insurance rates range between $54 and $84. Go through the rates of respective carriers in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $649 | $54 |
| Texas Farm Bureau | $688 | $57 |
| Progressive | $699 | $58 |
| USAA | $699 | $58 |
| Vermont Mutual | $827 | $69 |
| Tennessee Farmers | $842 | $70 |
| Plymouth Rock Insurance | $850 | $71 |
| State Farm | $865 | $72 |
| Nationwide | $960 | $80 |
| Acuity | $992 | $83 |
| American Family | $1,002 | $84 |
Texas Farm Bureau offers the cheapest Dodge Grand Caravan insurance rates. The average annual cost that the carrier offers is $619. The overall model year average annual rate is $899. Find more insurance providers, offering cheap rates for the car model year, in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Texas Farm Bureau | $619 | $52 |
| Erie | $664 | $55 |
| USAA | $746 | $62 |
| Vermont Mutual | $821 | $68 |
| Plymouth Rock Insurance | $843 | $70 |
| Tennessee Farmers | $856 | $71 |
| Progressive | $871 | $73 |
| Acuity | $977 | $81 |
| American Family | $1,054 | $88 |
| Country | $1,067 | $89 |
| Arbella | $1,070 | $89 |
The average annual insurance rate for the 2013 Dodge Grand Caravan is $840. Cheap rates for the model year range between $50 and $80. Texas Farm Bureau offers the cheapest 2013 Grand Caravan insurance. The cost to insure with Farm Bureau is $605 on average, per year. Find more companies with cheap rates in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Texas Farm Bureau | $605 | $50 |
| Erie | $617 | $51 |
| USAA | $716 | $60 |
| Vermont Mutual | $742 | $62 |
| Progressive | $786 | $66 |
| Tennessee Farmers | $797 | $66 |
| Plymouth Rock Insurance | $819 | $68 |
| Acuity | $900 | $75 |
| Arbella | $949 | $79 |
| State Farm | $952 | $79 |
| American Family | $963 | $80 |
2012 Dodge Grand Caravan insurance rates, on average, cost you $824 per year. The cheapest insurance company for the model year is Texas Farm Bureau. The carrier can insure the model year vehicle at an average annual rate of $590. Find more cheap insurance companies for Grand Caravan 2012 in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Texas Farm Bureau | $590 | $49 |
| Vermont Mutual | $667 | $56 |
| Erie | $681 | $57 |
| Tennessee Farmers | $754 | $63 |
| USAA | $762 | $64 |
| Plymouth Rock Insurance | $798 | $67 |
| Acuity | $9,836 | $820 |
| Progressive | $837 | $70 |
| State Farm | $919 | $77 |
| Arbella | $923 | $77 |
| American Family | $938 | $78 |
2011 Dodge Grand Caravan insurance rate on average is $770 per year. Cheap monthly rates for the model year range between $49 and $75, on average. The cheapest offer is made by the Texas Farm Bureau. More cheap rates by leading insurance companies are available in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Texas Farm Bureau | $583 | $49 |
| Vermont Mutual | $612 | $51 |
| Erie | $617 | $51 |
| Progressive | $678 | $57 |
| USAA | $685 | $57 |
| Tennessee Farmers | $719 | $60 |
| Arbella | $760 | $63 |
| Plymouth Rock Insurance | $786 | $66 |
| State Farm | $815 | $68 |
| American Family | $885 | $74 |
| Country | $894 | $75 |
Most drivers are unaware that Dodge Grand Caravan safety features play a crucial part in protecting passengers in incidents and may also help drivers save money on their insurance costs. The Dodge Grand Caravan Safety features are:
Dodge Grand Caravan is one of the most trusted brands of family and fleet owners. The grand room space, foldable middle seats, and lower maintenance cost make an apple in the eye for owners (both individual and commercial). Let's go through some of the safety ratings received by the car model from the top bodies such as IIHS and NHTSA.
The Insurance Institute for Highway Safety report for Dodge Grand Caravan has been awarded an overall good rating. The table below gives an overview of the safety tests conducted and ratings based on the results.
| IIHS Test Type | Ratings |
|---|---|
| Small overlap front: driver-side | Poor |
| Moderate overlap front: original test | Good |
| Side: original test | Good |
| Roof strength | Good |
| Head restraints & seats | Good |
| Headlights | Poor |
| LATCH ease of use | Acceptable |
Similarly, the National Highway Traffic Safety Administration report has awarded an overall 4-star rating for the car model. Look at the brief overview of various tests and the respective results in the table below.
| NHTSA Test Type | Safety Ratings |
|---|---|
| Overall Frontal Star Rating | 4 Star |
| Frontal Barrier Test | 4 Star |
| Side Barrier Test | 5 Star |
| Side Pole Test | 5 Star |
| Rollover Resistance Test | 4 Star |
| Dynamic Tip Result | No Tip |
| Rollover Risk | 16.40% |
Dodge Grand Caravan insurance rates, like other minivans, are lower. There are more ways to get a much cheaper insurance rate. Here are some of the ways to lower the car insurance rate
Shop Around & Compare: Most insurers revise their car insurance rates every year. So, check your Dodge Grand Caravan insurance rates with multiple insurers, compare them, and choose the best one. Platforms such as the Way app can come in handy for research.
Adjust Coverage Wisely: For older vehicles, the ratio between coverage and residual value of the car doesn't match. If you have a clean driving record and minimum or no claim history, it is best to raise the deductibles or drop both coverages.
Ask About Discounts: Insurers offer multiple discounts for car owners. Multi-car or bundling, safe drivers, and good students are a few to mention. Look around and choose the best discount that benefits your insurance profile.
Drive Safely & Build a Clean Record: Insurers always look upon the owner/driver's driving record. DUI, speed tickets, or any such incidents could trigger the carrier and result in higher premium rates.
Maintain Your Vehicle: Proper and scheduled maintenance of the Dodge Grand Caravan is an important factor in getting lower insurance rates. Maintaining a healthy emission system and installing additional security features are a green flag for the insurers to make the rates cheaper for you.
Improve Your Credit: A good credit score from the car owner indicates lower probabilities of claim filing. Though credit checking is not mandatory and not allowed in certain states, maintaining good credit can lower your Dodge Grand Caravan car insurance costs.
You can find the best Dodge Caravan car insurance rates by comparing quotes from multiple carriers. You can either visit the respective provider sites individually or on platforms such as Way to get cheap Dodge Grand Caravan insurance quotes. While the original carrier sites show the actual cost, comparison tools show discounted prices. Also, you don't have to hover from site to site and enter the same details multiple times. Following a few simple steps, you will be able to learn the rates charged by various insurance providers for each coverage you require.
Instead of requesting insurance quotes from multiple websites, you can still utilize our information to direct your search for cheap Dodge Grand Caravan insurance quotes. This quick, easy, and cost-free method is the simplest way to find the best offer.
It is perfect for carrying out a thorough search to identify reputable insurers from whom you can get quotes on affordable insurance. Way assists you by giving you a list of local insurers with affordable premiums depending on several criteria.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
The Dodge Grand Caravan insurance rate on average costs you $1,392. The car insurance rates vary based on several factors such as model year, driver profile, etc.
The rate offered by the Texas Farm Bureau, $657, is the cheapest average annual premium for a Dodge Grand Caravan, according to our research. Carriers such as Progressive, Vermont Mutual, and Erie also offer competitive rates.
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