Key Takeaways
Dodge Challenger is known as a performance vehicle, and you can expect the Dodge Challenger car insurance cost to be above average rates. Is a Dodge Challenger expensive to insure? Is a Dodge Challenger considered a sports car for insurance? Here is the cheapest Dodge Challenger car insurance quotes and how to save on your insurance cost.
The average annual car insurance cost of a Dodge Challenger which is a mid level sports car is $2,424. The monthly average will amount to around $202 per month. This makes it close to the national average, which is currently around $2,646.
In order to get affordable Dodge Challenger insurance costs, you can compare the quotes from multiple providers using online comparison tools like the Way app.
When you compare the Dodge Challenger car insurance cost with cars of similar specs, it is observed that the insurance rates are higher than at least some of the models, like the Porsche 718, BMW Z4, or Chevrolet Corvette.
The model of the car you own may not be the only factor that can increase the car insurance premiums. For instance, your Dodge Challenger insurance rates will be higher if you are from cities like New York or Los Angeles. Expect the same result if you are a young adult or if the state you are from has its insurance rates on the higher end.
So, insurance companies use a variety of factors to gauge how much to charge you as premiums. Therefore, simply owning a Dodge Challenger doesn't mean that you'll end up with a high premium.
Some of these variables include:
On average, it costs around $2,444 per year to insure a 2020 Dodge Challenger. Tennesse Farmers offers the most competitive rates at $1,317 per annum.
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Tennessee Farmers | $1,317 |
| Auto-Owners | $1,423 |
| American Family | $1,436 |
| Erie | $1,449 |
| Vermont Mutual | $1,561 |
| Nationwide | $1,564 |
| Plymouth Rock Insurance | $1,648 |
| 21st Century | $1,725 |
| Mercury | $1,905 |
| Southern Farm Bureau | $1,916 |
| Country | $1,920 |
| USAA | $1,941 |
If you own a 2019 Dodge Challenger, then the average annual insurance can be $2,482. Erie provides the cheapest insurance rate for this model at $1,288 per year. At $1,441, Auto-Owners is also an affordable provider.
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie | $1,288 |
| Auto-Owners | $1,441 |
| Cincinnati Insurance | $1,443 |
| Nationwide | $1,534 |
| Plymouth Rock Insurance | $1,550 |
| American Family | $1,672 |
| Country | $1,840 |
| Acuity | $1,852 |
| Mercury | $1,863 |
| Southern Farm Bureau | $1,916 |
| Arbella | $2,028 |
| Safeco | $2,053 |
The most expensive rate for a 2018 Dodge Challenger is with Progressive, offering $1,804 per year. Erie, Tennessee Farmers, and Plymouth Rock Insurance are some of the providers offering affordable rates for your Dodge Challenger.
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie | $1,042 |
| Tennessee Farmers | $1,127 |
| Plymouth Rock Insurance | $1,148 |
| Nationwide | $1,401 |
| USAA | $1,529 |
| State Farm | $1,542 |
| Acuity | $1,648 |
| Mercury | $1,690 |
| Vermont Mutual | $1,753 |
| Country | $1,785 |
| Progressive | $1,804 |
The cheapest Dodge Challenger insurance rate for a 2017 model is $864 per year. At $1,527 annually, Nationwide is the costliest provider.
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie | $864 |
| Texas Farm Bureau | $958 |
| Plymouth Rock Insurance | $1,058 |
| USAA | $1,314 |
| Tennessee Farmers | $1,367 |
| State Farm | $1,377 |
| Vermont Mutual | $1,383 |
| Acuity | $1,421 |
| Country | $1,516 |
| Progressive | $1,522 |
| Nationwide | $1,527 |
The average annual insurance cost of a 2016 Dodge Challenger is $1,470. Texas Farm Bureau and American Family offer the cheapest rates for this model. The highest affordable monthly insurance cost for the car model is $182 by Vermont Mutual.
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Texas Farm Bureau | $914 |
| American Family | $1,369 |
| 21st Century | $1,569 |
| Nationwide | $1,578 |
| Erie | $1,616 |
| Tennessee Farmers | $1,722 |
| Mercury | $1,766 |
| Amica | $1,961 |
| Grange Insurance | $2,059 |
| Safeco | $2,078 |
| USAA | $2,106 |
| State Farm | $2,184 |
At $924 per year, Erie is the cheapest car insurance provider for a 2015 Dodge Challenger. At $1,544 per year, Progressive offers the most expensive rates for this model.
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie | $924 |
| Texas Farm Bureau | $1,022 |
| Tennessee Farmers | $1,052 |
| Plymouth Rock Insurance | $1,111 |
| USAA | $1,137 |
| Vermont Mutual | $1,369 |
| Acuity | $1,385 |
| Nationwide | $1,407 |
| State Farm | $1,417 |
| Country | $1,505 |
| Progressive | $1,544 |
Coming in several trim levels like SXT, SXT Plus, Rallye Redline, R/T, SXT 100th Anniversary, R/T Plus, R/T Classic, R/T 100th Anniversary, R/T Shaker Package, SRT8 Core, SRT8, the average annual cost for the 2014 model of Dodge Challenger is $1,339. At $777 and $992 per year, Erie and Texas Farm Bureau are the cheapest providers.
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie | $777 |
| Texas Farm Bureau | $992 |
| Plymouth Rock Insurance | $1,018 |
| USAA | $1,059 |
| Vermont Mutual | $1,208 |
| Tennessee Farmers | $1,260 |
| Acuity | $1,268 |
| State Farm | $1,342 |
| Progressive | $1,368 |
| Country | $1,420 |
| American Family | $1,454 |
The Dodge Challenger car insurance rates start at $786 per year, offered by Erie, followed by Texas Farm Bureau at $965 annually. At $1,516 per year, Nationwide is the most expensive provider for this model year.
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie | $786 |
| Texas Farm Bureau | $965 |
| Plymouth Rock Insurance | $993 |
| USAA | $1,062 |
| Vermont Mutual | $1,236 |
| Acuity | $1,289 |
| Tennessee Farmers | $1,292 |
| American Family | $1,349 |
| State Farm | $1,355 |
| Progressive | $1,456 |
| Arbella | $1,467 |
| Nationwide | $1,516 |
With an average annual car insurance rate of $1,243, the 2012 Dodge Challenger is slightly less expensive to insure. The lowest insurance rates are offered by Texas Farm Bureau, Erie, and Plymouth Rock Insurance, starting at $835 per year. State Farm is the most expensive provider for the 2012 Dodge Challenger.
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Texas Farm Bureau | $835 |
| Erie | $837 |
| Plymouth Rock Insurance | $964 |
| Vermont Mutual | $1,012 |
| USAA | $1,032 |
| Tennessee Farmers | $1,116 |
| Acuity | $1,118 |
| American Family | $1,238 |
| Country | $1,284 |
| Arbella | $1,300 |
| State Farm | $1,334 |
When you own a muscle car like the Dodge Challenger, it's important to be informed about all the safety features the car offers. Here are some of the features present in the Dodge Challenger:
When shopping around for Dodge Challenger auto insurance, the lowest rates don't always translate to the best coverage. Comparing free quotes from the best insurance companies allows you to pick and choose the offers that are best for your budget. You won't get the best deal by locking yourself into the first deal you get - that's how most insurance companies take advantage of you. Different companies use different methodologies to calculate the premium they offer you - what works with one may not work with the other.
Always compare as many insurance quotes as you can get before signing on for a Dodge Challenger auto insurance policy. You can also ensure a spotless traffic record and ask for any type of discount that can help shave a few hundred dollars off your premium.
Way app lets you get free quotes and compare offers from 140+ insurance providers. You can make use of the app or the website for an efficient process. Make sure you provide accurate information regarding your driving history, the specifics of your car, and the coverage requirement. Once that is streamlined by answering a couple of questions, you will receive customized quotes from the partner providers.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
The auto insurance premium for a 2022 Dodge Challenger will cost $2182/year.
The insurance on a Dodge Challenger is roughly $500 more expensive to insure compared to the national average premium for all cars. It is also quite expensive to insure compared to other muscle/sports cars. It is $850 more expensive than the cheapest sports car in the category, the Mazda MX-5 Miata.
The Dodge Challenger can be more accurately described as a muscle car. Some muscle cars do fall under the sports car category. Ultimately, it depends on your auto insurance company, which will categorize it accordingly and charge you a premium.
Yes, older Dodge Challenger models are much cheaper to insure because they are already lower in value. They also cost less to repair and are less likely to be stolen compared to new models.
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