Key Takeaways
The Dodge Dart insurance cost for various model years varies according to the market value, driving history, safety features, etc. Let's go through the important factors that affect the Dodge Dart insurance rates. Also, learn the best ways to cut your auto insurance costs. And access 140+ cheap Dodge Dart insurance quotes.
The Dodge Dart car insurance cost is, on average, $756 per year. Though the average annual insurance cost for this sub-compact sedan looks lower, the rates vary depending on various factors. The factors include the safety ratings and features, model year, and usage of the car. The minimum liability law requirement of the respective states in which the car has been registered also influences the Dodge Dart car insurance rates.
The average insurance rate of Dodge Dart is low when compared to the sedans of the same segment, such as Kia Forte, Hyundai Elantra, Nissan Sentra, etc.
Here is the selective comparison of average annual and monthly Dodge Dart insurance costs:
| Model | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Kia Forte | $1,632 | $136 |
| Hyundai Elantra | $1,596 | $133 |
| Nissan Sentra | $1,584 | $132 |
| Honda Civic | $1,548 | $129 |
| Toyota Corolla | $1,548 | $129 |
| Volkswagen Jetta | $1,536 | $128 |
| Chevrolet Cruze | $1,488 | $124 |
| Chrysler 200 | $924 | $77 |
| Dodge Dart | $756 | $63 |
Model years are one of the key deciding factors in Dodge Dart's car insurance cost. While the latest models receive higher quotes, the older versions of the model can go as low as $79 per month. Here is an overview of the average insurance cost based on the model year.
| Model Year | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| 2013 Dodge Dart | $949 | $79 |
| 2014 Dodge Dart | $1,014 | $85 |
| 2015 Dodge Dart | $1,037 | $86 |
| 2016 Dodge Dart | $1,123 | $94 |
All car insurance providers consider the model years as a parameter to decide the insurance rates. However, different insurers do the calculations on their own, and the weightage assigned to various parameters changes. So, let's go through some of the cheapest car insurance companies offering the best Dodge Dart auto insurance rates based on model year.
For the 2016 model year Dodge Dart, the average annual premium is $1,051. With an insurance rate of $70, Texas Farm Bureau offers cheap Dodge Dart insurance quotes. Find the comprehensive details of the cheapest insurance companies offering the best premium rates for Dodge Dart.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Texas Farm Bureau | $836 | $70 |
| Erie | $1,102 | $92 |
| USAA | $1,192 | $99 |
| Vermont Mutual | $1,207 | $101 |
| American Family | $1,219 | $102 |
| Nationwide | $1,328 | $111 |
| Plymouth Rock Insurance | $1,332 | $111 |
| Tennessee Farmers | $1,333 | $111 |
| Progressive | $1,385 | $115 |
| Auto Owners | $1,421 | $118 |
| Infinity | $1,430 | $119 |
The cheapest Dodge Dart insurance cost is offered by the Erie. The minimum average annual insurance rate for the car is $697. However, the average annual premium for the car model year is $1,037.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $697 | $58 |
| Texas Farm Bureau | $790 | $66 |
| USAA | $843 | $70 |
| Progressive | $869 | $72 |
| Plymouth Rock Insurance | $950 | $79 |
| Vermont Mutual | $954 | $80 |
| Tennessee Farmers | $984 | $82 |
| State Farm | $1,024 | $85 |
| American Family | $1,072 | $89 |
| Acuity | $1,082 | $90 |
| Country | $1,153 | $96 |
The cheapest Dodge Dart car insurance rates range between $60 and $91 per month. While the average annual insurance cost for the 2014 Dodge Dart is $1,014.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Texas Farm Bureau | $725 | $60 |
| Erie | $746 | $62 |
| USAA | $842 | $70 |
| Vermont Mutual | $845 | $70 |
| Tennessee Farmers | $920 | $77 |
| Plymouth Rock Insurance | $926 | $77 |
| Progressive | $977 | $81 |
| Acuity | $995 | $83 |
| American Family | $1,012 | $84 |
| Country | $1,086 | $91 |
| Arbella | $1,095 | $91 |
The cheapest average annual Dodge Dart auto insurance cost ranges between $639 and $1,088. The average annual premium for the car year model is $949.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Erie | $639 | $53 |
| USAA | $712 | $59 |
| Texas Farm Bureau | $722 | $60 |
| Progressive | $759 | $63 |
| State Farm | $844 | $70 |
| Vermont Mutual | $886 | $74 |
| American Family | $887 | $74 |
| Plymouth Rock Insurance | $892 | $74 |
| Tennessee Farmers | $947 | $79 |
| Acuity | $1,047 | $87 |
| Arbella | $1,088 | $91 |
The safety and security features included in the Dodge Dart ensure the protection of passengers and the car itself. Such installations and built-in features will influence insurers to lower the Dodge Dart auto insurance cost. Such features in the car are:
Safety ratings by independent bodies such as IIHS are significant. Good ratings in the crash tests of these government bodies point out the advanced safety measures in the car. Here are the Dodge Dart's IIHSA crash test results.
| Test Type | Ratings |
|---|---|
| Small overlap front: driver-side | Acceptable |
| Moderate overlap front: original test | Good |
| Side: original test | Good |
| Roof strength | Good |
| Head restraints & seats | Good |
Also, go through the safety ratings of NTSA
| Test | Safety Ratings |
|---|---|
| Dodge Dart Frontal Crash | 5 Stars |
| Dodge Dart Side Crash | 5 Stars |
| Dodge Dart Rollover | 4 Stars |
The insurers consider various factors such as mileage, purpose, driving record, and accident/ticket history to finalize the premium for your Dodge Dart. While the parameters are general for all cars, there are certain variables that impact the Dodge Dart car insurance quotes, such as:
Trim Level and Engine Type: The Dodge Dart comes in different trim levels, such as SE, SXT, Aero, GT, and Limited. Since the specifications, features, and luxury status of each of these trims vary, the insurance cost of the respective Dodge Dart also changes.
Repair and Parts Costs: As this Dodge sub-compact sedan was discontinued in 2016, the cost of parts and repair charges are high. This can affect your car insurance negatively and lead to a subsequent hike in the Dodge Dart insurance rates.
Safety Ratings and Features: The standard safety features in Dodge Dart have courted good safety ratings with IIHS and NHTSA. The best features and good ratings essentially improve trust in the car and help the insurers reduce the Dodge Dart car insurance cost for higher coverage.
Theft Risk: From the history of Dodge Dart, over the years, the car has not been classified as a high-theft model. The low-risk status of the vehicle enables insurers to quote at a lower Dodge Dart auto insurance rate.
Model Year: The higher replacement values for the newer models increase the Dodge Dart insurance cost for the respective model years. At the same time, the cost of collision and comprehensive insurance of older models are lower when compared to liability insurance.
Discontinuation Status: The Dodge Dart has been discontinued after the 2016 model year. This adds to the rise in insurance premiums. The status of the Dodge Dart leads to a scarcity of replacements and parts. This might increase your premiums slightly. On the other hand, the diminished market value of the car can reduce the Dodge Dart car insurance cost.
In insurance terms, certain variables, such as residual market value, replacement cost, etc., are not something under the owner's control. However, by following certain ways to save on Dodge Dart car insurance cost, the owners can reduce the insurance cost of the car.
Collision & Comprehensive: Dodge Darts are meant to cover the damage caused to your vehicle in the event of a collision or total loss. You can drop the coverage for older Darts if its residual value is not worth paying. At the same time, trims like GTs might still require coverage.
If you are looking to buy a used Dodge Dart, it is highly advisable to choose the lower trim levels, such as SE or SXT. Both trims in all model years will cost you less insurance premiums than premium trims like GT.
Search for the best insurers who offer OEM (Original Equipment Manufacturer) discounts for your Dodge Dart. Some insurers prefer to reduce liability.
Avoid the aftermarket modifications that can lead to rejection or upcharges from car insurance providers. Certain modifications, such as cold air intakes, coilovers, or non-OEM wheels, can increase your Dodge Dart insurance costs.
Compare the insurance quotes from multiple insurers by employing Dodge Dart-specific filters . Look for platforms that allow you to engage with the Dodge Dart-specific filters such as annual mileage, trim level, engine type and model, and the exclusive safety systems in the car.
Finding the best Dodge Dart car insurance quote is not a tough task if you follow the apt steps:
Compare quotes from multiple insurers : This can be done individually by obtaining quotes from each insurer's website. You can cut your time and effort by performing the comparison through platforms such as Way.com. Such websites can provide offers from multiple insurers at the same time.
Trim Level : While searching for the best Dodge Dart insurance quote, remember to specify the trim level of the car you own. The variations can bring a large difference in insurance costs.
Full coverage v/s liability : As the Dodge Dart was discontinued in 2016, it is best to confirm if comprehensive / collision coverage is really required.
Insurers favoring compact sedans: Some insurers tend to favor certain car makes and car segments. Insurance companies provide such discounts based on their claim, offering experience over time. Therefore, a thorough search was conducted to find the insurers who offer the best Dodge Dart insurance rates for compact sedans.
Way.com offers a quick, easy, and cost-free method to find the cheapest car insurance company for your Dodge Dart.
It is perfect for carrying out a thorough search to identify reputable insurers from whom you can get affordable Dodge Dart auto insurance quotes. We can assist you by giving you a list of local insurers with affordable premiums depending on several criteria.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
Not generally. Though competitor models such as Toyota Corolla, Hyundai Elantra, etc., have a higher insurance cost in the compact sedan segment, Dodge Dart has an average annual insurance cost of $756. But the rates could go high based on the trim levels, driving history, etc.
To get the best price on car insurance for your Dodge Dart, search for car-specific discounts, bundle the policies, choose higher deductibles, maintain a clean driving record, and compare the rates among multiple insurers.
The color of your Dodge Dart doesn't affect the insurance rate. Generally, car insurance providers don't base the insurance premiums on the vehicle's color.
Yes, the laws of all the states except for New Hampshire and Virginia mandate the purchase of car insurance before you buy a Dodge Dart.
You can search for the following discounts to save on your insurance cost: Safe Driver Discount, Multi-Policy Discount, Multi-Vehicle Discount, Vehicle Safety Discount, Antitheft Discount, Good Student Discount, Usage-Based Insurance, Low-Mileage Discount, etc. You might not be eligible for all of these discounts; at the same time, you can get one or a few by finding the right insurer and discounts applicable to you.
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