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Have you ever wondered how much Honda Fit insurance costs? Or thought about the different premiums that auto insurance companies offer? If you own a Honda Fit, it's important to know about these things. The Honda Fit started production in 2001 and has gone through four generations. Being one of Honda's most popular models, it's worth taking a closer look at Honda Fit car insurance quotes and premiums. So, let's dive right in.
Honda Fit Auto Insurance Cost
The average annual Honda Fit car insurance cost is around $1,332. Insuring a Honda Fit isn't too expensive since it's a family-friendly car. More importantly, maintenance costs and spare parts are affordable, which helps to keep insurance rates lower. These rates are estimated for a 30-year-old driver with a good driving record. That said, several factors can affect Honda Fit insurance premiums. So, always browse different types of car insurance to find your best choice.
Are Honda Fit Models Expensive to Insure?
No, Honda Fit models are not expensive to insure. Compared to other subcompact, family-focused cars, the Honda Fit insurance cost is quite low. As we mentioned before, several factors determine auto insurance costs. In the case of this car model, these factors work in its favor, making its insurance premiums more affordable than those of many other car models.
What Affects the Cost of Honda Fit Car Insurance?
Certain factors like age, driving experience, driving record, claims history, trim level, location, safety ratings, safety features, and model year can all affect the cost of Honda Fit car insurance. That's why it's always important to check the latest rates to ensure the information is still accurate. Also, don't forget to compare auto insurance quotes from different providers to find the best deal for you.
Cheapest Companies Based on Honda Fit Model Years
2020 Honda Fit
Vermont Mutual is the best insurance company offering the cheapest Honda Fit car insurance premium for the 2020 model year, starting at $953. Nationwide and USAA are also good options that provide affordable premiums for Honda Fit owners. On the pricier side, Plymouth Rock Insurance charges a premium of $1,373, which is among the higher rates.
| Insurance Company | Insurance Cost |
|---|---|
| Vermont Mutual | $953 |
| Nationwide | $1,033 |
| USAA | $1,173 |
| Erie | $1,179 |
| Country | $1,244 |
| Mercury | $1,256 |
| Progressive | $1,272 |
| State Farm | $1,285 |
| Arbella | $1,299 |
| Tennessee Farmers | $1,317 |
| Plymouth Rock Insurance | $1,373 |
2019 Honda Fit
When it comes to 2019 Honda Fit insurance rates, Cincinnati Insurance offers the cheapest premium at $904. Nationwide and Erie follow with rates of $1,014 and $1,054, respectively. On the higher side, American Family has the most expensive premium, costing $1,325.
| Insurance Company | Insurance Cost |
|---|---|
| Cincinnati Insurance | $904 |
| Nationwide | $1,014 |
| Erie | $1,054 |
| USAA | $1,070 |
| Auto Owners | $1,136 |
| Country | $1,183 |
| Mercury | $1,230 |
| Acuity | $1,266 |
| Arbella | $1,285 |
| Plymouth Rock Insurance | $1,292 |
| American Family | $1,325 |
2018 Honda Fit
Progressive is the most affordable option for insuring a 2018 Honda Fit, with premiums starting at $667. On the other hand, Mercury stands as the most expensive company on the list, with rates starting from $1,132.
| Insurance Company | Insurance Cost |
|---|---|
| Progressive | $667 |
| Erie | $753 |
| USAA | $753 |
| State Farm | $945 |
| Vermont Mutual | $946 |
| Plymouth Rock Insurance | $967 |
| Nationwide | $1,007 |
| Acuity | $1,041 |
| American Family | $1,057 |
| Country | $1,098 |
| Mercury | $1,132 |
2017 Honda Fit
Erie is the best pick if you're looking for the cheapest insurance cost for a 2017 Honda Fit, offering rates starting at $648. Right behind is Texas Farm Bureau, with an annual premium of $719. In contrast, Country is the most expensive option on the list, charging around $1,068 for the same model.
| Insurance Company | Insurance Cost |
|---|---|
| Erie | $648 |
| Texas Farm Bureau | $719 |
| USAA | $739 |
| State Farm | $789 |
| Progressive | $801 |
| Vermont Mutual | $900 |
| Plymouth Rock Insurance | $941 |
| American Family | $982 |
| Acuity | $1,025 |
| Nationwide | $1,030 |
| Country | $1,068 |
2016 Honda Fit
Texas Farm Bureau offers the most affordable premium for the 2016 Honda Fit at $698, followed by Vermont Mutual and Nationwide, which have slightly higher rates. On the pricier side, Progressive and State Farm have premiums exceeding $1,180.
| Insurance Company | Insurance Cost |
|---|---|
| Texas Farm Bureau | $698 |
| Vermont Mutual | $808 |
| Nationwide | $936 |
| Erie | $970 |
| USAA | $1,040 |
| Country | $1,139 |
| Arbella | $1,145 |
| Mercury | $1,170 |
| Amica | $1,174 |
| Progressive | $1,189 |
| State Farm | $1,205 |
2015 Honda Fit
For the 2015 model Toyota Fit, Erie offers the lowest rate at $658, with Texas Farm Bureau and Vermont Mutual also providing budget-friendly options under $800. Meanwhile, companies like American Family and Country have premiums starting from $949 and $1,002.
| Insurance Company | Insurance Cost |
|---|---|
| Erie | $658 |
| Texas Farm Bureau | $687 |
| Vermont Mutual | $785 |
| USAA | $793 |
| Tennessee Farmers | $879 |
| State Farm | $893 |
| Plymouth Rock Insurance | $895 |
| Progressive | $916 |
| Acuity | $939 |
| American Family | $949 |
| Country | $1,002 |
2013 Honda Fit
The average annual insurance rates for a 2013 Honda Fit vary across providers. Erie offers the cheapest premium at $525, followed by USAA at $586 and Texas Farm Bureau at $669. Vermont Mutual, Progressive, and State Farm also provide competitive rates under $750. However, companies like Acuity, American Family, and Arbella have premiums nearing or exceeding $850.
| Insurance Company | Insurance Cost |
|---|---|
| Erie | $525 |
| USAA | $586 |
| Texas Farm Bureau | $669 |
| Progressive | $716 |
| Vermont Mutual | $727 |
| State Farm | $730 |
| Plymouth Rock Insurance | $834 |
| Tennessee Farmers | $842 |
| Acuity | $851 |
| American Family | $894 |
| Arbella | $938 |
2012 Honda Fit
If you're insuring a 2012 Honda Fit, Erie gives you the cheapest deal with a premium of $517. Country is the most expensive, with rates going up to $919 a year.
| Insurance Company | Insurance Cost |
|---|---|
| Erie | $517 |
| USAA | $542 |
| State Farm | $625 |
| Texas Farm Bureau | $653 |
| Progressive | $675 |
| Vermont Mutual | $688 |
| Acuity | $803 |
| Plymouth Rock Insurance | $812 |
| Tennessee Farmers | $823 |
| American Family | $907 |
| Country | $919 |
Honda Fit Safety Features
The safety features are what make the Honda Fit stand out among subcompact cars. These features also play a key role in reducing the Honda Fit car insurance rates. Below are some of the advanced safety features this model offers:
- Vehicle Stability Assist (VSA) with traction control
- Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD) and Brake Assist
- Multi-angle rearview camera
- Tire Pressure Monitoring System (TPMS)
- Daytime Running Lights (DRL)
- Advanced Compatibility Engineering (ACE) body structure
- Advanced front airbags, SmartVent front side airbags, side curtain airbags with rollover sensor
- Three-point seat belts with automatic tensioning and reminders
- LATCH system for child seats and child-proof rear door locks
- Collision Mitigation Braking System (CMBS)
- Adaptive Cruise Control (ACC)
- Lane Keeping Assist System (LKAS)
- Road Departure Mitigation (RDM)
- Lane Departure Warning (LDW)
- Auto High-Beam headlights
- Honda LaneWatch (passenger-side blind-spot camera)
- Blind- Spot Monitoring (BSM)
- Rear Cross-Traffic Alert
- Traffic Sign Recognition (TSR)
Honda Fit Safety Ratings
The safety ratings of the Honda Fit affect the cost of your auto insurance for the vehicle. Below is a breakdown:
| Test Type | Rating |
|---|---|
| Small overlap front: driver-side | Not Tested |
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
How Do I Find the Best Honda Fit Car Insurance Rates?
- It could be tempting to choose a provider that offers a low Honda Fit insurance quote. However, it's always better to apply for multiple free insurance quotes from as many companies as possible! You can either apply individually or use an insurance platform like way.com.
- Comparing is the wisest move when searching for the best policy. Only choose a provider who offers a balance of low rates and comprehensive coverage.
- In only a few minutes, an insurance aggregator like Way can help you find the lowest insurance rates you've qualified for with your financial position.
- The cheapest rates don't always mean the best! You can always consider spending a bit more to get comprehensive coverage.
How to Get Honda Fit Insurance with Way
Download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes! Compare offers from more than 140 different insurance providers on our platform, which lets you choose the best policy that may help you lower your Honda Fit car insurance cost.
INSURANCE AGENT EXPERTS




Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
FAQs
How much is insurance for a Honda Fit?
It costs only $1,332 to insure a Honda Fit, which is a budget-friendly rate for a subcompact car like the Fit.
How much does a Honda Fit car cost?
A 2020 Honda Fit costs between $17,100 and $21,165. There are several trim models, and the rate varies accordingly.
Which Honda is the cheapest to insure?
The Honda Fit is the cheapest Honda model to insure, so you can always trust the Honda Fit car insurance cost.
Are Honda Fit models still available?
Even though Honda Fit models were discontinued some years ago, you can still find a pre-owned model on the market. The rates are also low, and the car is too cheap to maintain.
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