Key Takeaways
Built on the same platform as the Honda Civic, the Honda CR-V is a compact crossover SUV. Expanded as Comfort Runabout Vehicle or Compact Recreational Vehicle, the demand for this Honda model is unparalleled, making it Honda's best-selling vehicle worldwide. But do you know which company provides the cheapest Honda CR-V car insurance cost? We can help you there. The wrong insurance policy could lead to coverage gaps or higher premiums on your Honda CR-V car insurance rate, which may put your finances at risk.
The average cost to insure a Honda CR-V is around $1,320 per year. You can lower your CR-V insurance cost by choosing the right insurance provider. Shopping around and comparing options can help you find the best deal for your coverage needs. With Way.com, getting a free quote is quick and hassle-free. You can compare multiple vetted providers in minutes and secure the best rate for your CR-V.
The insurance cost for the Honda CR-V is much lower compared to other compact crossover SUVs on the market. This is mainly due to the strong safety features and commonly available parts, which contribute to lower repair costs that lead to lower insurance premiums.
| Compact Crossover SUVs | Average Annual Premium |
|---|---|
| Ford Escape | $1,320 |
| Honda CR-V | $1,320 |
| Subaru Forester | $1,332 |
| Kia Sportage | $1,368 |
| Hyundai Tucson | $1,380 |
| Mazda CX-5 | $1,382 |
| Toyota RAV4 | $1,428 |
| Nissan Rogue | $1,428 |
| Chevrolet Equinox | $1,428 |
| Volkswagen Tiguan | $1,500 |
| Mitsubishi Outlander | $1,584 |
Several factors can impact your Honda CR-V car insurance cost. Some of the common factors are:
Older Honda CR-V models usually have lower insurance costs since newer versions come with more advanced features and technology. The average yearly insurance for a 2020 CR-V is $1,322. However, some older models might be more expensive to insure due to higher repair and maintenance costs.
| Model Year | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| 2020 Honda CR-V | $110 | $1,322 |
| 2019 Honda CR-V | $117 | $1,400 |
| 2017 Honda CR-V | $70 | $836 |
| 2016 Honda CR-V | $95 | $1,136 |
| 2015 Honda CR-V | $61 | $733 |
| 2014 Honda CR-V | $61 | $727 |
| 2013 Honda CR-V | $55 | $663 |
| 2012 Honda CR-V | $54 | $645 |
| 2011 Honda CR-V | $54 | $648 |
According to our research, Allied provides the most affordable Honda CR-V car insurance rates, with an annual premium of $576. Texas Farm Bureau and Erie also offer competitive rates. However, the lowest price doesn't always mean the best value. It's essential to compare coverage options carefully and ensure the policy includes all the features you need.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Allied | $48 | $576 |
| Texas Farm Bureau | $51 | $615 |
| Erie | $56 | $668 |
| Progressive | $57 | $677 |
| State Farm | $58 | $701 |
Nationwide offers the most competitive insurance rates for the 2020 Honda CR-V at just $804 per annum. Otherwise, it costs around $1,322 per year to insure a 2020 model on average.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Nationwide | $67 | $804 |
| Vermont Mutual | $72 | $864 |
| Arbella | $95 | $1,140 |
| Country | $98 | $1,176 |
| State Farm | $99 | $1,188 |
| USAA | $100 | $1,200 |
| Erie | $101 | $1,212 |
| Tennessee Farmers | $103 | $1,236 |
| Mercury | $107 | $1,284 |
| Southern Farm Bureau | $107 | $1,284 |
| Progressive | $108 | $1,296 |
Generally, it costs around $1,400 per year to insure a 2019 Honda CR-V. Cincinnati Insurance offers the most competitive insurance rates for the 2019 model at just $888 per annum.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Cincinnati Insurance | $74 | $888 |
| Nationwide | $80 | $960 |
| Auto Owners | $88 | $1,056 |
| Erie | $90 | $1,080 |
| Country | $91 | $1,092 |
| USAA | $92 | $1,104 |
| Arbella | $92 | $1,104 |
| Acuity | $101 | $1,212 |
| Plymouth Rock Insurance | $102 | $1,224 |
| State Farm | $103 | $1,236 |
| Mercury | $105 | $1,260 |
For a 2017 Honda CR-V, Progressive offers the best insurance value at $624 per year. This is highly profitable compared to the general market trend, which is $836 yearly on average.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Progressive | $52 | $624 |
| Erie | $53 | $636 |
| State Farm | $53 | $636 |
| USAA | $56 | $672 |
| Texas Farm Bureau | $61 | $732 |
| Tennessee Farmers | $64 | $768 |
| Nationwide | $68 | $816 |
| Plymouth Rock Insurance | $75 | $900 |
| American Family | $78 | $936 |
| Vermont Mutual | $85 | $1,020 |
| Mercury | $92 | $1,104 |
While the average annual premium for a 2016 Honda CR-V is $1,136, Texas Farm Bureau stands out by offering the cheapest rates at $624 per year.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Texas Farm Bureau | $52 | $624 |
| Vermont Mutual | $67 | $804 |
| Nationwide | $73 | $876 |
| Erie | $86 | $1,032 |
| Grange Insurance | $87 | $1,044 |
| Country | $89 | $1,068 |
| Amica | $90 | $1,080 |
| USAA | $90 | $1,080 |
| Arbella | $92 | $1,104 |
| Progressive | $95 | $1,140 |
| Tennessee Farmers | $95 | $1,140 |
Offering an annual premium of $540, Erie provides the cheapest insurance rates for the 2015 Honda CR-V, which is around $200 less than the general average of $733 per year.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $45 | $540 |
| State Farm | $48 | $576 |
| Progressive | $51 | $612 |
| USAA | $51 | $612 |
| Texas Farm Bureau | $54 | $648 |
| Vermont Mutual | $60 | $720 |
| Tennessee Farmers | $63 | $756 |
| American Family | $66 | $792 |
| Acuity | $68 | $816 |
| Nationwide | $68 | $816 |
| Country | $70 | $840 |
It is wise to choose Erie as the insurance provider for your 2014 Honda CR-V. The annual premium is just $516, which is less than the average annual rate of $727.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $43 | $516 |
| USAA | $50 | $600 |
| Texas Farm Bureau | $51 | $612 |
| Progressive | $52 | $624 |
| State Farm | $53 | $636 |
| Vermont Mutual | $56 | $672 |
| Tennessee Farmers | $61 | $732 |
| Acuity | $66 | $792 |
| American Family | $68 | $816 |
| Plymouth Rock Insurance | $69 | $828 |
| Nationwide | $70 | $840 |
The insurance for a 2013 Honda CR-V costs around $663 per annum on average. With Erie, you can expect to pay a lower premium of just $492 per year.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $41 | $492 |
| USAA | $41 | $492 |
| State Farm | $42 | $504 |
| Progressive | $47 | $564 |
| Texas Farm Bureau | $50 | $600 |
| Vermont Mutual | $53 | $636 |
| Tennessee Farmers | $56 | $672 |
| American Family | $60 | $720 |
| Country | $62 | $744 |
| Acuity | $62 | $744 |
| Nationwide | $66 | $792 |
You may have to pay around $645 to insure a 2012 Honda CR-V on average. Nevertheless, Erie provides the cheapest rates at just $468 per annum.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $39 | $468 |
| USAA | $40 | $480 |
| State Farm | $41 | $492 |
| Progressive | $45 | $540 |
| Texas Farm Bureau | $48 | $576 |
| Vermont Mutual | $52 | $624 |
| Tennessee Farmers | $56 | $672 |
| American Family | $59 | $708 |
| Acuity | $61 | $732 |
| Country | $62 | $744 |
| Nationwide | $65 | $780 |
It costs around $648 per year to insure a 2011 Honda CR-V on average. Erie offers the cheapest rates at just $456 per annum.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $38 | $456 |
| USAA | $42 | $504 |
| State Farm | $43 | $516 |
| Progressive | $45 | $540 |
| Vermont Mutual | $47 | $564 |
| Texas Farm Bureau | $47 | $564 |
| Tennessee Farmers | $55 | $660 |
| American Family | $56 | $672 |
| Country | $61 | $732 |
| Arbella | $62 | $744 |
| Plymouth Rock Insurance | $64 | $768 |
Your Honda CR-V car insurance cost will be highly affected by how well your car did in crash tests. Honda CR-V has satisfactory crash test ratings over the different model years, which can potentially lower your insurance premium.
| Vehicle Model | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 Honda CR-V
SUV FWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2020 Honda CR-V
SUV AWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2020 Honda CR-V
Hybrid SUV AWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2019 Honda CR-V
SUV FWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2019 Honda CR-V
SUV AWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2017 Honda CR-V
SUV FWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2017 Honda CR-V
SUV AWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2016 Honda CR-V
SUV FWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2016 Honda CR-V
SUV AWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2015 Honda CR-V
SUV FWD |
4 Stars | 4 Stars | 5 Stars | 4 Stars |
| 2015 Honda CR-V
SUV AWD |
4 Stars | 4 Stars | 5 Stars | 4 Stars |
| 2014 Honda CR-V
SUV FWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2014 Honda CR-V
SUV 4WD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2013 Honda CR-V
SUV FWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2013 Honda CR-V
SUV 4WD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2012 Honda CR-V
SUV FWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2012 Honda CR-V
SUV 4WD |
5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2011 Honda CR-V
SUV FWD |
4 Stars | 4 Stars | 4 Stars | 4 Stars |
| 2011 Honda CR-V
SUV AWD |
4 Stars | 4 Stars | 4 Stars | 4 Stars |
The CR-V comes with a range of safety features, which can help reduce your Honda CR-V car insurance costs.
Some of the installed features include:
The Honda CR-V has good safety ratings, which makes it cheaper to insure. The overall good ratings indicate a lower risk of injury, damage, and repair costs. Insurance companies often consider the safety ratings while determining the premium rates for a car model. Therefore, safety ratings play a key role in lowering Honda CR-V car insurance costs.
| Category | IIHS Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front: original test | Good |
| Side: original test | Good |
| Side: updated test | Acceptable |
| Roof strength | Good |
| Head restraints & seats | Good |
| Front crash prevention: vehicle-to-vehicle | Superior |
| Front crash prevention: pedestrian | Superior |
| Headlights | Good |
| LATCH ease of use | Acceptable |
Simply download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes! Compare offers from more than 140 different insurance providers on our platform, which lets you choose the best policy that may help you lower your Honda CR-V car insurance cost- all in as little as 60 seconds!
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
Honda CR-V car insurance cost typically falls around $1,320 per year, depending on factors like the driver's age, location, driving history, and coverage level.
No, the insurance cost for a Honda CR-V is generally cheaper compared to other vehicles in its class. This is mainly due to its strong safety ratings, advanced safety features, and lower repair costs.
Full coverage is recommended if your CR-V is new, leased, or financed. If your car is older and fully paid off, liability coverage may be enough, depending on your financial situation and coverage needs.
Yes, the Honda CR-V's high safety ratings and standard safety features can qualify you for discounts and help reduce your premiums.
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