Free quotes from 150+ carriers in seconds
Key Takeaways
- Insurance for a Honda CR-V costs an average of $1,320 annually or $110 per month.
- The cheapest insurance provider for the Honda CR-V is Allied at an average of $576 per annum.
- The Honda CR-V car insurance cost is cheaper compared to its competitors in the compact crossover SUV segment.
Built on the same platform as the Honda Civic, the Honda CR-V is a compact crossover SUV. Expanded as Comfort Runabout Vehicle or Compact Recreational Vehicle, the demand for this Honda model is unparalleled, making it Honda's best-selling vehicle worldwide. But do you know which company provides the cheapest Honda CR-V car insurance cost? We can help you there. The wrong insurance policy could lead to coverage gaps or higher premiums on your Honda CR-V car insurance rate, which may put your finances at risk.
Honda CR-V Auto Insurance Cost
The average cost to insure a Honda CR-V is around $1,320 per year. You can lower your CR-V insurance cost by choosing the right insurance provider. Shopping around and comparing options can help you find the best deal for your coverage needs. With Way.com, getting a free quote is quick and hassle-free. You can compare multiple vetted providers in minutes and secure the best rate for your CR-V.
Are Honda CR-V Models Expensive to Insure?
The insurance cost for the Honda CR-V is much lower compared to other compact crossover SUVs on the market. This is mainly due to the strong safety features and commonly available parts, which contribute to lower repair costs that lead to lower insurance premiums.
| Compact Crossover SUVs | Average Annual Premium |
|---|---|
| Ford Escape | $1,320 |
| Honda CR-V | $1,320 |
| Subaru Forester | $1,332 |
| Kia Sportage | $1,368 |
| Hyundai Tucson | $1,380 |
| Mazda CX-5 | $1,382 |
| Toyota RAV4 | $1,428 |
| Nissan Rogue | $1,428 |
| Chevrolet Equinox | $1,428 |
| Volkswagen Tiguan | $1,500 |
| Mitsubishi Outlander | $1,584 |
What Impacts the Cost of Honda CR-V Car Insurance?
Several factors can impact your Honda CR-V car insurance cost. Some of the common factors are:
- The driver's age
- The driver's gender
- The city you are in
- The age of the car
- Trim level of the car
- The insurance company you choose
Honda CR-V Insurance Cost by Model Year
Older Honda CR-V models usually have lower insurance costs since newer versions come with more advanced features and technology. The average yearly insurance for a 2020 CR-V is $1,322. However, some older models might be more expensive to insure due to higher repair and maintenance costs.
| Model Year | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| 2020 Honda CR-V | $110 | $1,322 |
| 2019 Honda CR-V | $117 | $1,400 |
| 2017 Honda CR-V | $70 | $836 |
| 2016 Honda CR-V | $95 | $1,136 |
| 2015 Honda CR-V | $61 | $733 |
| 2014 Honda CR-V | $61 | $727 |
| 2013 Honda CR-V | $55 | $663 |
| 2012 Honda CR-V | $54 | $645 |
| 2011 Honda CR-V | $54 | $648 |
Honda CR-V Cheapest Insurance Cost by Company
According to our research, Allied provides the most affordable Honda CR-V car insurance rates, with an annual premium of $576. Texas Farm Bureau and Erie also offer competitive rates. However, the lowest price doesn't always mean the best value. It's essential to compare coverage options carefully and ensure the policy includes all the features you need.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Allied | $48 | $576 |
| Texas Farm Bureau | $51 | $615 |
| Erie | $56 | $668 |
| Progressive | $57 | $677 |
| State Farm | $58 | $701 |
Cheapest Insurance Companies Based on Honda CR-V Model Years
2020 Honda CR-V
Nationwide offers the most competitive insurance rates for the 2020 Honda CR-V at just $804 per annum. Otherwise, it costs around $1,322 per year to insure a 2020 model on average.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Nationwide | $67 | $804 |
| Vermont Mutual | $72 | $864 |
| Arbella | $95 | $1,140 |
| Country | $98 | $1,176 |
| State Farm | $99 | $1,188 |
| USAA | $100 | $1,200 |
| Erie | $101 | $1,212 |
| Tennessee Farmers | $103 | $1,236 |
| Mercury | $107 | $1,284 |
| Southern Farm Bureau | $107 | $1,284 |
| Progressive | $108 | $1,296 |
2019 Honda CR-V
Generally, it costs around $1,400 per year to insure a 2019 Honda CR-V. Cincinnati Insurance offers the most competitive insurance rates for the 2019 model at just $888 per annum.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Cincinnati Insurance | $74 | $888 |
| Nationwide | $80 | $960 |
| Auto Owners | $88 | $1,056 |
| Erie | $90 | $1,080 |
| Country | $91 | $1,092 |
| USAA | $92 | $1,104 |
| Arbella | $92 | $1,104 |
| Acuity | $101 | $1,212 |
| Plymouth Rock Insurance | $102 | $1,224 |
| State Farm | $103 | $1,236 |
| Mercury | $105 | $1,260 |
2017 Honda CR-V
For a 2017 Honda CR-V, Progressive offers the best insurance value at $624 per year. This is highly profitable compared to the general market trend, which is $836 yearly on average.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Progressive | $52 | $624 |
| Erie | $53 | $636 |
| State Farm | $53 | $636 |
| USAA | $56 | $672 |
| Texas Farm Bureau | $61 | $732 |
| Tennessee Farmers | $64 | $768 |
| Nationwide | $68 | $816 |
| Plymouth Rock Insurance | $75 | $900 |
| American Family | $78 | $936 |
| Vermont Mutual | $85 | $1,020 |
| Mercury | $92 | $1,104 |
2016 Honda CR-V
While the average annual premium for a 2016 Honda CR-V is $1,136, Texas Farm Bureau stands out by offering the cheapest rates at $624 per year.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Texas Farm Bureau | $52 | $624 |
| Vermont Mutual | $67 | $804 |
| Nationwide | $73 | $876 |
| Erie | $86 | $1,032 |
| Grange Insurance | $87 | $1,044 |
| Country | $89 | $1,068 |
| Amica | $90 | $1,080 |
| USAA | $90 | $1,080 |
| Arbella | $92 | $1,104 |
| Progressive | $95 | $1,140 |
| Tennessee Farmers | $95 | $1,140 |
2015 Honda CR-V
Offering an annual premium of $540, Erie provides the cheapest insurance rates for the 2015 Honda CR-V, which is around $200 less than the general average of $733 per year.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $45 | $540 |
| State Farm | $48 | $576 |
| Progressive | $51 | $612 |
| USAA | $51 | $612 |
| Texas Farm Bureau | $54 | $648 |
| Vermont Mutual | $60 | $720 |
| Tennessee Farmers | $63 | $756 |
| American Family | $66 | $792 |
| Acuity | $68 | $816 |
| Nationwide | $68 | $816 |
| Country | $70 | $840 |
2014 Honda CR-V
It is wise to choose Erie as the insurance provider for your 2014 Honda CR-V. The annual premium is just $516, which is less than the average annual rate of $727.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $43 | $516 |
| USAA | $50 | $600 |
| Texas Farm Bureau | $51 | $612 |
| Progressive | $52 | $624 |
| State Farm | $53 | $636 |
| Vermont Mutual | $56 | $672 |
| Tennessee Farmers | $61 | $732 |
| Acuity | $66 | $792 |
| American Family | $68 | $816 |
| Plymouth Rock Insurance | $69 | $828 |
| Nationwide | $70 | $840 |
2013 Honda CR-V
The insurance for a 2013 Honda CR-V costs around $663 per annum on average. With Erie, you can expect to pay a lower premium of just $492 per year.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $41 | $492 |
| USAA | $41 | $492 |
| State Farm | $42 | $504 |
| Progressive | $47 | $564 |
| Texas Farm Bureau | $50 | $600 |
| Vermont Mutual | $53 | $636 |
| Tennessee Farmers | $56 | $672 |
| American Family | $60 | $720 |
| Country | $62 | $744 |
| Acuity | $62 | $744 |
| Nationwide | $66 | $792 |
2012 Honda CR-V
You may have to pay around $645 to insure a 2012 Honda CR-V on average. Nevertheless, Erie provides the cheapest rates at just $468 per annum.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $39 | $468 |
| USAA | $40 | $480 |
| State Farm | $41 | $492 |
| Progressive | $45 | $540 |
| Texas Farm Bureau | $48 | $576 |
| Vermont Mutual | $52 | $624 |
| Tennessee Farmers | $56 | $672 |
| American Family | $59 | $708 |
| Acuity | $61 | $732 |
| Country | $62 | $744 |
| Nationwide | $65 | $780 |
2011 Honda CR-V
It costs around $648 per year to insure a 2011 Honda CR-V on average. Erie offers the cheapest rates at just $456 per annum.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $38 | $456 |
| USAA | $42 | $504 |
| State Farm | $43 | $516 |
| Progressive | $45 | $540 |
| Vermont Mutual | $47 | $564 |
| Texas Farm Bureau | $47 | $564 |
| Tennessee Farmers | $55 | $660 |
| American Family | $56 | $672 |
| Country | $61 | $732 |
| Arbella | $62 | $744 |
| Plymouth Rock Insurance | $64 | $768 |
Honda CR-V Crash Test Ratings
Your Honda CR-V car insurance cost will be highly affected by how well your car did in crash tests. Honda CR-V has satisfactory crash test ratings over the different model years, which can potentially lower your insurance premium.
| Vehicle Model | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 Honda CR-V
SUV FWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2020 Honda CR-V
SUV AWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2020 Honda CR-V
Hybrid SUV AWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2019 Honda CR-V
SUV FWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2019 Honda CR-V
SUV AWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2017 Honda CR-V
SUV FWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2017 Honda CR-V
SUV AWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2016 Honda CR-V
SUV FWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2016 Honda CR-V
SUV AWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2015 Honda CR-V
SUV FWD |
4 Stars | 4 Stars | 5 Stars | 4 Stars |
| 2015 Honda CR-V
SUV AWD |
4 Stars | 4 Stars | 5 Stars | 4 Stars |
| 2014 Honda CR-V
SUV FWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2014 Honda CR-V
SUV 4WD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2013 Honda CR-V
SUV FWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2013 Honda CR-V
SUV 4WD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2012 Honda CR-V
SUV FWD |
5 Stars | 5 Stars | 5 Stars | 4 Stars |
| 2012 Honda CR-V
SUV 4WD |
5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2011 Honda CR-V
SUV FWD |
4 Stars | 4 Stars | 4 Stars | 4 Stars |
| 2011 Honda CR-V
SUV AWD |
4 Stars | 4 Stars | 4 Stars | 4 Stars |
Honda CR-V Safety Features
The CR-V comes with a range of safety features, which can help reduce your Honda CR-V car insurance costs.
Some of the installed features include:
- Advanced Compatibility Engineering (ACE) Body Structure
- Advanced Front Airbags
- SmartVent Front Side Airbags
- Side Curtain Airbags with Rollover Sensor
- Multi-Angle Rearview Camera with Guidelines
- Anti-lock Braking System (ABS) with Electronic Brake Distribution (EBD) and Brake Assist
- Vehicle Stability Assist (VSA) with Traction Control
- Collision Mitigation Braking System (CMBS)
- Forward Collision Warning (FCW)
- Lane Keeping Assist System (LKAS)
- Road Departure Mitigation System (RDM)
- Adaptive Cruise Control (ACC) with Low-Speed Follow
Honda CR-V Safety Ratings
The Honda CR-V has good safety ratings, which makes it cheaper to insure. The overall good ratings indicate a lower risk of injury, damage, and repair costs. Insurance companies often consider the safety ratings while determining the premium rates for a car model. Therefore, safety ratings play a key role in lowering Honda CR-V car insurance costs.
| Category | IIHS Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front: original test | Good |
| Side: original test | Good |
| Side: updated test | Acceptable |
| Roof strength | Good |
| Head restraints & seats | Good |
| Front crash prevention: vehicle-to-vehicle | Superior |
| Front crash prevention: pedestrian | Superior |
| Headlights | Good |
| LATCH ease of use | Acceptable |
Ways to Save on Honda CR-V Car Insurance
- Keep a clean driving record: Reckless or careless driving can stay on your record, leading to higher insurance premiums, especially if you have at-fault accidents or DUIs.
- Maintain a good credit score: Drivers with strong credit scores can save significantly on Honda CR-V car insurance costs compared to those with lower scores.
- Obey traffic laws: Traffic violations can lead to a noticeable increase in your Honda CR-V insurance rates.
- Take advantage of discounts: Look for common discounts like multi-policy, low mileage, good student, defensive driving, and loyalty discounts to lower your premiums.
- Bundle your insurance policies: Combining your auto and home insurance can help you save even more on your annual costs.
How Do I Find the Best Honda CR-V Car Insurance Rates?
- Always research the market and insurance trends before purchasing car insurance for your Honda CR-V. It could be tempting to choose a provider that offers a low rate. However, it's always better to apply for multiple free insurance quotes from as many companies as you can. You can either apply individually or use an insurance platform like Way.com.
- Compare, compare, compare - that should be your mantra when searching for the best policy. Only choose a provider who offers a balance of low rates and comprehensive coverage.
- In only a few minutes, an insurance aggregator like Way.com can help you find the lowest insurance rates you've qualified for with your financial position.
- The cheapest rates don't always mean the best! You can always consider spending a bit more to get comprehensive coverage.
How to Get Honda CR-V Auto Insurance with Way.com
Simply download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes! Compare offers from more than 140 different insurance providers on our platform, which lets you choose the best policy that may help you lower your Honda CR-V car insurance cost- all in as little as 60 seconds!
INSURANCE AGENT EXPERTS
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
Frequently Asked Questions (FAQ)
How much does it cost to insure a Honda CR-V?
Honda CR-V car insurance cost typically falls around $1,320 per year, depending on factors like the driver's age, location, driving history, and coverage level.
Is the Honda CR-V expensive to insure compared to other compact crossover SUVs?
No, the insurance cost for a Honda CR-V is generally cheaper compared to other vehicles in its class. This is mainly due to its strong safety ratings, advanced safety features, and lower repair costs.
Is full coverage insurance necessary for a Honda CR-V?
Full coverage is recommended if your CR-V is new, leased, or financed. If your car is older and fully paid off, liability coverage may be enough, depending on your financial situation and coverage needs.
Does CR-V's safety rating help lower insurance costs?
Yes, the Honda CR-V's high safety ratings and standard safety features can qualify you for discounts and help reduce your premiums.
Learn more by city and state for car insurance
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
Get the App:
Find the best Auto insurance rates on-the-go
For the best user experience, please download our Way app.
or
