Free quotes from 150+ carriers in seconds
Key Takeaways
- On average, the insurance premium for a Honda Accord costs$1,524 annually or $127 per month.
- Texas Farm Bureau is the cheapest Honda Accord car insurance provider, at an average of $681 per annum.
- Honda Accord car insurance cost is affordable compared to that of its major competitors in the mid-size sedan segment.
The Honda Accord is a mid-size sedan well known for its comfortable driving experience and practical design. But have you ever thought about the cost of insuring your Honda Accord? Insurance rates may differ based on the model year and trim level you choose. So, it is always best to compare different insurance providers so that your selection does not lead to coverage gaps or financial loss. Let's know more about the Honda Accord car insurance cost in detail.
Honda Accord Auto Insurance Cost
The average insurance cost of a Honda Accord is around $1,524 per year. Shopping around and comparing quotes can help you find the right insurance provider that can meet your insurance needs, along with offering affordable rates. The Way app can help you with the process by letting you compare multiple providers in minutes.
Are Honda Accord Models Expensive to Insure?
Honda Accord car insurance cost is cheaper within the mid-size sedan segment. Its insurance rates are highly affordable compared to those of its competitors. Accord's cheaper cost profile is mainly due to its strong safety ratings, lower repair costs, and high reliability.
| Mid-size Sedans | Average Annual Premium |
|---|---|
| Subaru Legacy | $1,452 |
| Honda Accord | $1,524 |
| Toyota Camry | $1,572 |
| Chevrolet Malibu | $1,584 |
| Hyundai Sonata | $1,668 |
| Nissan Altima | $1,680 |
What Affects the Cost of Honda Accord Car Insurance?
Insurance companies normally consider several factors when determining your Honda Accord car insurance rate. Some of the most common factors are given below.
- Age of the driver
- Gender of the driver
- Location
- Vehicle age & trim
- Driver profile
- The insurance company you choose
Honda Accord Insurance Cost by Model Year
Older Honda Accord models usually have lower insurance costs since newer Honda Accord models come with advanced features and technology, which also leads to more expensive repairs and replacements. However, certain older model years cost more to insure due to rarely available parts, good maintenance history, or certain features found within a specific model year. The average yearly Honda Accord car insurance cost for a 2020 model is $1,536.
| Model Year | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| 2020 | $104 | $1,536 |
| 2019 | $108 | $1,576 |
| 2018 | $128 | $1,588 |
| 2017 | $113 | $1,360 |
| 2016 | $109 | $1,302 |
| 2015 | $103 | $1,236 |
| 2014 | $93 | $1,116 |
| 2013 | $87 | $1,044 |
| 2012 | $88 | $1,056 |
| 2011 | $94 | $1,134 |
Honda Accord Cheapest Insurance Cost by Company
According to our research, Texas Farm Bureau offers the cheapest Honda Accord car insurance rates. The average annual premium is just $681. However, the cheapest cost cannot always guarantee the best value. To get the maximum benefits, it is important to compare quotes from various providers and ensure that they have all the required features.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $57 | $681 |
| Vermont Mutual | $76 | $918 |
| Erie | $84 | $1,006 |
| Nationwide | $85 | $1,017 |
| USAA | $93 | $1,111 |
Cheapest Insurance Companies Based on Honda Accord Model Years
2020 Honda Accord
Nationwide offers the most competitive insurance rates for the 2020 Honda Accord at just $1,095 per annum. Otherwise, it costs around $1,536 per year to insure a 2020 model on average.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Nationwide | $91 | $1,095 |
| Vermont Mutual | $99 | $1,188 |
| Erie | $109 | $1,311 |
| USAA | $102 | $1,221 |
| Tennessee Farmers | $104 | $1,247 |
| Progressive | $112 | $1,340 |
| Mercury | $119 | $1,424 |
| American Family | $121 | $1,448 |
| Auto-Owners | $124 | $1,482 |
| Country | $125 | $1,499 |
| State Farm | $124 | $1,489 |
2019 Honda Accord
Generally, it costs around $1,576 per year to insure a 2019 Honda Accord. Nationwide offers the most competitive insurance rates for the 2019 model at $1,119 per annum.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Nationwide | $93 | $1,119 |
| Vermont Mutual | $105 | $1,258 |
| Erie | $105 | $1,262 |
| Tennessee Farmers | $108 | $1,300 |
| USAA | $108 | $1,298 |
| Progressive | $112 | $1,348 |
| Mercury | $115 | $1,382 |
| American Family | $116 | $1,390 |
| State Farm | $117 | $1,399 |
| Arbella | $117 | $1,400 |
| Country | $117 | $1,399 |
2018 Honda Accord
The insurance cost for a 2018 Honda Accord is usually $1,588 per year. Erie offers the most affordable rate at just $1,041 per annum. Nationwide also offers competitive rates at $1,125 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $87 | $1,041 |
| Nationwide | $94 | $1,125 |
| Vermont Mutual | $95 | $1,144 |
| USAA | $103 | $1,232 |
| Progressive | $105 | $1,265 |
| American Family | $113 | $1,353 |
| Mercury | $114 | $1,362 |
| Tennessee Farmers | $121 | $1,452 |
| Auto-Owners | $121 | $1,455 |
| 21st Century | $122 | $1,464 |
| Arbella | $121 | $1,446 |
2017 Honda Accord
Insuring a 2017 Honda Accord typically costs about $1,360 annually, with Texas Farm Bureau providing the most competitive rate at $756 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $63 | $756 |
| Vermont Mutual | $78 | $939 |
| Nationwide | $87 | $1,038 |
| Erie | $89 | $1,071 |
| USAA | $100 | $1,202 |
| Progressive | $104 | $1,244 |
| Arbella | $106 | $1,272 |
| Country | $111 | $1,331 |
| American Family | $116 | $1,395 |
| Mercury | $117 | $1,404 |
| State Farm | $120 | $1,435 |
2016 Honda Accord
For a 2016 Honda Accord, the average insurance cost is approximately $1,302 yearly, while Texas Farm Bureau presents the best rate at $739 annually.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $62 | $739 |
| Vermont Mutual | $73 | $876 |
| Erie | $80 | $960 |
| Nationwide | $89 | $1,065 |
| USAA | $97 | $1,158 |
| Country | $97 | $1,162 |
| Arbella | $99 | $1,190 |
| Progressive | $99 | $1,191 |
| Acuity | $104 | $1,242 |
| American Family | $109 | $1,311 |
| Southern Farm Bureau | $111 | $1,330 |
2015 Honda Accord
You can expect to pay around $1,236 per year on insurance for a 2015 Honda Accord. However, Texas Farm Bureau offers the cheapest premium rate at just $700 per annum.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $58 | $700 |
| Vermont Mutual | $67 | $802 |
| Erie | $77 | $926 |
| Nationwide | $83 | $990 |
| USAA | $89 | $1,062 |
| Country | $90 | $1,082 |
| Arbella | $94 | $1,126 |
| Acuity | $95 | $1,140 |
| State Farm | $95 | $1,137 |
| Southern Farm Bureau | $94 | $1,126 |
| American Family | $98 | $1,178 |
2014 Honda Accord
With an average yearly insurance cost of $1,116, the 2014 Honda Accord finds its most competitive rates through Texas Farm Bureau at $679 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $57 | $679 |
| Vermont Mutual | $62 | $748 |
| Erie | $75 | $894 |
| Nationwide | $75 | $905 |
| USAA | $84 | $1,008 |
| Arbella | $89 | $1,063 |
| Country | $91 | $1,095 |
| Acuity | $94 | $1,122 |
| Southern Farm Bureau | $95 | $1,144 |
| 21st Century | $97 | $1,162 |
| State Farm | $98 | $1,180 |
2013 Honda Accord
To insure a 2013 Honda Accord, the typical annual expense is about $1,044. Nevertheless, Texas Farm Bureau stands out with the cheapest rate of $642 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $54 | $642 |
| Vermont Mutual | $72 | $858 |
| Erie | $79 | $946 |
| USAA | $83 | $1,000 |
| Nationwide | $95 | $1,140 |
| Country | $101 | $1,210 |
| American Family | $101 | $1,216 |
| State Farm | $102 | $1,218 |
| 21st Century | $104 | $1,243 |
| Southern Farm Bureau | $103 | $1,240 |
| Arbella | $110 | $1,320 |
2012 Honda Accord
On average, insuring a 2012 Honda Accord will cost you around $1,056 per year. Texas Farm Bureau offers the cheapest rates at just $650 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $54 | $650 |
| Vermont Mutual | $59 | $713 |
| Erie | $69 | $829 |
| Nationwide | $74 | $883 |
| USAA | $82 | $985 |
| 21st Century | $86 | $1,026 |
| Country | $84 | $1,012 |
| Southern Farm Bureau | $84 | $1,010 |
| Acuity | $83 | $991 |
| Arbella | $84 | $1,010 |
| State Farm | $84 | $1,011 |
2011 Honda Accord
The average annual insurance premium for a 2011 Honda Accord is $1,134. The best provider is Texas Farm Bureau, with an average annual premium of $601.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $50 | $601 |
| Vermont Mutual | $55 | $656 |
| Nationwide | $67 | $807 |
| Erie | $68 | $821 |
| Country | $78 | $934 |
| USAA | $79 | $944 |
| Southern Farm Bureau | $82 | $987 |
| 21st Century | $83 | $990 |
| Acuity | $83 | $1,000 |
| Arbella | $87 | $1,048 |
| State Farm | $89 | $1,062 |
Honda Accord Crash Test Ratings
Crash test ratings directly indicate the safety performance of a vehicle. So, it can largely affect the insurance premiums. Honda Accord has good crash test ratings over different model years, which can help reduce the yearly insurance cost.
| Vehicle | Overall | Frontal Crash | Side Crash | Rollover |
|---|---|---|---|---|
| 2020 Honda Accord
Hybrid 4 DR FWD |
5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2020 Honda Accord
4 DR FWD |
5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2019 Honda Accord Hybrid 4 DR FWD | 5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2019 Honda Accord
4 DR FWD |
5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2018 Honda Accord Hybrid 4 DR FWD | 5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2018 Honda Accord
4 DR FWD |
5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2017 Honda Accord
Hybrid 4 DR FWD |
5 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2017 Honda Accord
4 DR FWD |
5 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2016 Honda Accord
4 DR FWD |
5 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2015 Honda Accord
Hybrid 4 DR FWD |
5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2015 Honda Accord
4 DR FWD |
5 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2014 Honda Accord
Hybrid 4 DR FWD |
5 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2014 Honda Accord
4 DR FWD |
5 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2013 Honda Accord 4 DR FWD | 5 Stars | 4 Stars | 5 Stars | 5 Stars |
| 2012 Honda Accord
V6 4 DR FWD |
5 Stars | 5 Stars | 5 Stars | 5 Stars |
| 2011 Honda Accord
Sedan 4 DR FWD |
5 Stars | 5 Stars | 5 Stars | 5 Stars |
Honda Accord Safety Features
The Honda Accord has several safety features, which can reduce insurance rates by getting you qualified for available discounts.
Some of the installed features include:
- Collision Mitigation Braking System (CMBS)
- Road Departure Mitigation System (RDM)
- Adaptive Cruise Control (ACC)
- Lane Keeping Assist System (LKAS)
- Traffic Sign Recognition (TSR)
- Forward Collision Warning (FCW)
- Lane Departure Warning (LDW)
- Multi-Angle Rearview Camera
- Blind-Spot Information System (BSI)
- Cross Traffic Monitor
- Auto High-Beam Headlights
- Vehicle Stability Assist (VSA) with Traction Control
Honda Accord Safety Ratings
Honda Accord has overall good safety ratings, which indicate a lower risk of injury, damage, and repair costs, which can lower its insurance rates. Since insurance companies often consider safety ratings when determining a car model's premium rates, Accord's safety ratings play a key role in its insurance pricing.
| Category | IIHS Rating |
|---|---|
| Small Overlap Front (Driver-Side) | Good |
| Small Overlap Front (Passenger-Side) | Good |
| Moderate Overlap Front (original test) | Good |
| Side Impact (Original Side Test) | Good |
| Side Impact (Updated Side Test) | Marginal |
| Roof Strength | Good |
| Head Restraints & Seats | Good |
| Front Crash Prevention (Vehicle-to-Vehicle) | Superior |
| Front Crash Prevention (Pedestrian Daytime) | Advanced |
| Headlights (trim-dependent) | Acceptable or Marginal |
How Do I Find the Best Honda Accord Car Insurance Rates?
- You should always research the market and analyze the insurance trends before purchasing your Honda Accord insurance. It could be tempting to choose a provider that offers a low rate. However, it's always better to apply for multiple free insurance quotes from as many companies as you can. You can apply individually or make use of an insurance platform like Way.com.
- The best approach for finding the right policy is to analyze all of your options. Only choose a provider who offers a balance of low rates and comprehensive coverage. Ask for available discounts like multi-policy, good student, loyalty, and senior citizens that can lower your insurance costs.
- In only a few minutes, an insurance aggregator like way.com can help you find the lowest insurance rates you've qualified for with your financial position.
- The cheapest rates don't always mean the best, so consider spending a little bit more to get comprehensive coverage. You can also save more on your Honda Accord insurance cost by bundling your home and car insurance policies.
How to Get Honda Accord Auto Insurance with Way.com
Download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes. On our platform, you can compare offers from more than 140 different insurance providers. This will help you in choosing the most suitable option to reduce your Honda Accord car insurance costs.
INSURANCE AGENT EXPERTS
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
FAQ
How much does it cost to insure a Honda Accord?
The Honda Accord insurance cost typically falls around $1,524 per year, depending on factors like the driver's age, location, driving history, and coverage level.
Is full coverage insurance necessary for a Honda Accord?
Full coverage is needed only if your Accord is new, leased, or financed. If your car is older and fully paid off, liability coverage may be enough.
Is the Honda Accord expensive to insure compared to other mid-size sedans?
The Honda Accord car insurance cost is cheaper compared to that of many of its direct competitors in the mid-size sedan segment.
Learn more by city and state for car insurance
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
Get the App:
Find the best Auto insurance rates on-the-go
For the best user experience, please download our Way app.
or
