Key takeaways
Honda Civic insurance costs $141 a month or $1764 a year. Driver age, car age, and safety features affect Honda Civic rates.
Compare Honda Civic insurance rates from top companies. Then, use Way.com to obtain the best quotation for your driving profile and car. This page can help you determine Honda Civic insurance rates. Use our free online tool to compare Honda Civic insurance quotes from top companies.
| Car Insurance Companies | Minimum Coverage | Full Coverage |
|---|---|---|
| State Farm | $261 | $729 |
| Erie | $279 | $858 |
| Progressive | $288 | $822 |
| Allstate | $449 | $1557 |
Honda Civic insurance costs $1764 annually or $141 each month. Compare Honda Civic insurance costs to Audi S3, Toyota Avalon, and Chevrolet Sonic.
| Car Type | Total |
|---|---|
| Honda Civic | $1764 |
| Audi S3 | $1768 |
| Toyota Avalon | $1341 |
| Chevrolet Sonic | $1569 |
| Toyota Camry | $1431 |
| Chrysler 300 | $1533 |
| Chevrolet Cruze | $1,566 |
Due to a severe inventory shortfall at dealers around the nation, Hondas are pricey. Major production issues for the majority of automobile brands are the result of a shortage of semiconductor chips. In Honda, customers can discover that their preferred car is significantly more expensive than usual.
There are ways to get affordable Honda insurance online.
Based on your profile, your insurance can be higher or lower than the average Honda Civic rate of $1,764. The variables are age, address, driving history, and Honda Civic model year.
Newer Honda Civics have higher insurance premiums. For example, 2020 Honda Civic insurance costs $1551, while 2013 Honda Civic rates are $1410.
| Model Year | Total |
|---|---|
| 2020 Honda Civic | $1551 |
| 2019 Honda Civic | $1542 |
| 2018 Honda Civic | $1521 |
| 2017 Honda Civic | $1518 |
| 2016 Honda Civic | $1503 |
| 2015 Honda Civic | $1491 |
| 2014 Honda Civic | $1449 |
| 2013 Honda Civic | $1410 |
Driver age affects Honda Civic auto insurance prices. For example, 20-year-old drivers spend $3498 on Honda Civic insurance than 30-year-olds.
Location affects Honda Civic insurance costs. For example, Los Angeles drivers pay $207 more than Houston drivers.
| Cities | Annual Rates |
|---|---|
| Los Angeles, CA | $2649 |
| New York, NY | $2442 |
| Houston, TX | $2421 |
| Jacksonville, FL | $2241 |
| Philadelphia, PA | $2088 |
| Chicago, IL | $2058 |
| Phoenix, AZ | $1800 |
| Seattle, WA | $1500 |
| Indianapolis, IN | $1320 |
| Columbus, OH | $1293 |
Your driving record affects Honda Civic insurance costs. Teens and 20-somethings notice the biggest boost in Honda Civic insurance rates with violations.
The typical insurance cost for a 2022 Honda Civic is $2058 per year or $171 per month for full coverage. However, rates may change based on specific conditions.
The insurance cost for a 2021 Honda Civic is $1869 per year or $156 monthly. Rates may change based on specific conditions.
The typical premium for full coverage on a 2020 Honda Civic is $1818 per year or $153 per month. However, rates may change based on specific conditions.
For seasoned 30-year-old drivers, the average insurance cost for a 2019 Honda Civic is $1770 annually or $150 monthly. However, the cost of insurance for a 2019 Honda Civic is much higher for a 17-year-old driver who is less experienced and poses a greater risk to insurers, costing about $8808 a year or $735 monthly.
For more experienced drivers, the average Honda Civic 2018 insurance is $1710 annually or $144 per month. For drivers aged 16, 17, and 18, the typical insurance cost for a 2018 Honda Civic is around $8511 or $711 monthly.
Full coverage premiums for a Honda Civic 2017 are around $141 per month or $1680 annually.
The average cost of insurance for a 2016 Honda Civic is $135 per month or $1611 annually.
The average insurance cost for a 2015 Honda Civic is $132 monthly and $1569 annually.
Average full coverage auto insurance costs for a 2014 Honda Civic are $126 per month and $1515 annually.
The average insurance cost for a 2013 Honda Civic is $123 per month or $1461 annually.
Safety ratings affect Honda Civic insurance prices.
The Honda Civic has long been one of the most well-liked and best-selling cars, especially for Honda.
Honda Civic has a solid reputation for durability and dependability. Civic owners appreciate minimal maintenance costs, effective fuel savings, and pleasant ride quality.
The most recent Honda Civic has improved airbags as standard equipment, brake controls with braking aid, car stability assistance, daylight, and a multi-angle rearview camera. It also has a specially constructed body structure that can withstand more stress.
Honda claims that the "strengthened safety of car occupants" makes their cars safer than before. Dynamic low-speed cruise control is also available for new purchasers. Honda has acknowledged that their Civics do not have competitors' security features like blind spot alert and back-cross traffic warning.
| Test Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
More safety features on your Honda Civic mean more discounts. The Honda Civic has:
Poor Honda Civic crash test ratings could raise insurance costs.
| Test Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
Loss likelihood affects Honda Civic auto insurance rates.
| Insurance Coverage Category | Loss Rate |
|---|---|
| Collision | -8% |
| Property Damage | 5% |
| Comprehensive | -32% |
| Personal Injury | 27% |
| Medical Payment | 35% |
| Bodily Injury | 21% |
Five techniques to lower your Honda Civic car insurance prices.
As previously mentioned, customers who drive cars with high safety ratings and security features are eligible for discounts from auto insurance providers. In addition, major insurers also frequently provide the following discounts:
This is only a small sample of the numerous savings options offered by several of the largest insurance carriers. When getting rates, inquire about any reductions your insurer may provide and consider any potential cost savings.
Looking around to get the best deals to lower your Honda Civic insurance costs would be best. Depending on your model year and car type, different firms will charge you different prices.
Compared to other car models, the Honda Civic's annual insurance cost is $1764 instead of $1,428 for the others. The cost of insurance for a Honda Civic is not too high.
Depending on the provider, the cost of insurance for a Honda Civic might fluctuate by as much as $879 annually. It pays to compare prices.
Older cars typically have lower insurance prices. Depending on the age of your Honda Civic, insurance premiums can vary by as much as $323 annually.
You value reliability, practicality, and lasting quality if you drive a Honda. The same goes for insurance. Find a provider with the correct solutions at the right pricing and good customer service. Comparing companies' offers can be intimidating.
Way.com is the best way to find affordable coverage. You may compare and select coverage options from top-rated insurers in less than a minute. In addition, Way.com monitors prices every six months to ensure you get the greatest coverage.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Honda Civic insurance costs $1764 annually or $141 each month. These prices are a little above average for the compact car class.
Honda Civic insurance costs $1764 annually or $141 each month.
Due to a severe inventory shortfall at dealers around the nation, Hondas are pricey. Major production issues for the majority of automobile brands are the result of a shortage of semiconductor chips. In Honda, customers can discover that their preferred car is significantly more expensive than usual.
No, Honda Civics are not cheap to insure. Honda Civic insurance costs $1764 annually or $141 each month. These prices are a little above average for the compact car class.
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