Get free quote in-app

(400K+)

Honda Civic Car Insurance

The better Way to shop for Honda Civic Car Insurance

√ Free quotes from 200+ carriers in seconds

√ Lowest rate guaranteed

√ Up to $971 savings per year on average

4.9/5 Rating on the App Store

nationwide
travellers
mapfre
safeco
kemper
national-general
anchor
still-water
bridger
alinsco
commonwealth
suncoast
aspire

Key takeaways

  • Honda Civic insurance costs $1764 for basic and $846 for minimum coverage.
  • Progressive offers the best monthly premium.
  • 2020 Honda Civic insurance costs $1116 a year with regular coverage. The 1983 Honda Civic has the lowest monthly premium at $504 annually.

Honda Civic Car Insurance Cost

Honda Civic insurance costs $141 a month or $1764 a year. Driver age, car age, and safety features affect Honda Civic rates.

Compare Honda Civic insurance rates from top companies. Then, use Way.com to obtain the best quotation for your driving profile and car. This page can help you determine Honda Civic insurance rates. Use our free online tool to compare Honda Civic insurance quotes from top companies.

Car Insurance Companies Minimum Coverage Full Coverage
State Farm $261 $729
Erie $279 $858
Progressive $288 $822
Allstate $449 $1557

Are Honda Civics Expensive to Insure?

Honda Civic insurance costs $1764 annually or $141 each month. Compare Honda Civic insurance costs to Audi S3, Toyota Avalon, and Chevrolet Sonic.

Car Type Total
Honda Civic $1764
Audi S3 $1768
Toyota Avalon $1341
Chevrolet Sonic $1569
Toyota Camry $1431
Chrysler 300 $1533
Chevrolet Cruze $1,566

Due to a severe inventory shortfall at dealers around the nation, Hondas are pricey. Major production issues for the majority of automobile brands are the result of a shortage of semiconductor chips. In Honda, customers can discover that their preferred car is significantly more expensive than usual.

There are ways to get affordable Honda insurance online.

See what you could save on auto insurance

What Impacts the Cost of Honda Civic Car Insurance?

Based on your profile, your insurance can be higher or lower than the average Honda Civic rate of $1,764. The variables are age, address, driving history, and Honda Civic model year.

Age of the Car

Newer Honda Civics have higher insurance premiums. For example, 2020 Honda Civic insurance costs $1551, while 2013 Honda Civic rates are $1410.

Model Year Total
2020 Honda Civic $1551
2019 Honda Civic $1542
2018 Honda Civic $1521
2017 Honda Civic $1518
2016 Honda Civic $1503
2015 Honda Civic $1491
2014 Honda Civic $1449
2013 Honda Civic $1410

Driver Age

Driver age affects Honda Civic auto insurance prices. For example, 20-year-old drivers spend $3498 on Honda Civic insurance than 30-year-olds.

Age Annual Rates
Teenagers $5631
20 $3498
30 $1620
40 $1557
50 $1419
60 $1389

Place of Residence

Location affects Honda Civic insurance costs. For example, Los Angeles drivers pay $207 more than Houston drivers.

Cities Annual Rates
Los Angeles, CA $2649
New York, NY $2442
Houston, TX $2421
Jacksonville, FL $2241
Philadelphia, PA $2088
Chicago, IL $2058
Phoenix, AZ $1800
Seattle, WA $1500
Indianapolis, IN $1320
Columbus, OH $1293

Driving Record

Your driving record affects Honda Civic insurance costs. Teens and 20-somethings notice the biggest boost in Honda Civic insurance rates with violations.

Honda Civic insurance rates per year (2013 - 2022)

How much is 2022 Honda Civic insurance?

The typical insurance cost for a 2022 Honda Civic is $2058 per year or $171 per month for full coverage. However, rates may change based on specific conditions.

How much is 2021 Honda Civic insurance?

The insurance cost for a 2021 Honda Civic is $1869 per year or $156 monthly. Rates may change based on specific conditions.

How much is 2020 Honda Civic insurance?

The typical premium for full coverage on a 2020 Honda Civic is $1818 per year or $153 per month. However, rates may change based on specific conditions.

How much is 2019 Honda Civic insurance?

For seasoned 30-year-old drivers, the average insurance cost for a 2019 Honda Civic is $1770 annually or $150 monthly. However, the cost of insurance for a 2019 Honda Civic is much higher for a 17-year-old driver who is less experienced and poses a greater risk to insurers, costing about $8808 a year or $735 monthly.

How much is 2018 Honda Civic insurance?

For more experienced drivers, the average Honda Civic 2018 insurance is $1710 annually or $144 per month. For drivers aged 16, 17, and 18, the typical insurance cost for a 2018 Honda Civic is around $8511 or $711 monthly.

How much is 2017 Honda Civic insurance?

Full coverage premiums for a Honda Civic 2017 are around $141 per month or $1680 annually.

How much is 2016 Honda Civic insurance?

The average cost of insurance for a 2016 Honda Civic is $135 per month or $1611 annually.

How much is 2015 Honda Civic insurance?

The average insurance cost for a 2015 Honda Civic is $132 monthly and $1569 annually.

How much is 2014 Honda Civic insurance?

Average full coverage auto insurance costs for a 2014 Honda Civic are $126 per month and $1515 annually.

How much is 2013 Honda Civic insurance?

The average insurance cost for a 2013 Honda Civic is $123 per month or $1461 annually.

Honda Civic Crash Test Ratings

Safety ratings affect Honda Civic insurance prices.

The Honda Civic has long been one of the most well-liked and best-selling cars, especially for Honda.

Honda Civic has a solid reputation for durability and dependability. Civic owners appreciate minimal maintenance costs, effective fuel savings, and pleasant ride quality.

The most recent Honda Civic has improved airbags as standard equipment, brake controls with braking aid, car stability assistance, daylight, and a multi-angle rearview camera. It also has a specially constructed body structure that can withstand more stress.

Honda claims that the "strengthened safety of car occupants" makes their cars safer than before. Dynamic low-speed cruise control is also available for new purchasers. Honda has acknowledged that their Civics do not have competitors' security features like blind spot alert and back-cross traffic warning.

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good

Honda Civic Safety Features

More safety features on your Honda Civic mean more discounts. The Honda Civic has:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

See what you could save on auto insurance

Honda Civic Safety Ratings

Poor Honda Civic crash test ratings could raise insurance costs.

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good

Honda Civic Car Insurance Loss Probability

Loss likelihood affects Honda Civic auto insurance rates.

Insurance Coverage Category Loss Rate
Collision -8%
Property Damage 5%
Comprehensive -32%
Personal Injury 27%
Medical Payment 35%
Bodily Injury 21%

Ways to Save on Honda Civic Car Insurance

Five techniques to lower your Honda Civic car insurance prices.

  • Farm/ranch vehicle discounts
  • Honda Civic Online Quotes
  • Choose a cheap-to-repair Honda Civic.
  • Free Online Honda Civic Quotes
  • Older Honda Civics should have only liability coverage.

How do I find the best Honda Civic car insurance rates?

As previously mentioned, customers who drive cars with high safety ratings and security features are eligible for discounts from auto insurance providers. In addition, major insurers also frequently provide the following discounts:

  • Safe driver discount: Maintain a spotless driving record to receive a discount.
  • Multi-policy discount: This discount is given for combining several insurance policies, such as homeowners and auto insurance.
  • Discount for multiple vehicles: Save money by insuring all of your cars under one policy.
  • Discount for good students: If you have a young driver on your insurance who maintains a B average, you may be eligible for this reduction.
  • Low-mileage discount: You can save money on auto insurance if you don't drive your car too often.

This is only a small sample of the numerous savings options offered by several of the largest insurance carriers. When getting rates, inquire about any reductions your insurer may provide and consider any potential cost savings.

Bottom Line

Looking around to get the best deals to lower your Honda Civic insurance costs would be best. Depending on your model year and car type, different firms will charge you different prices.

Compared to other car models, the Honda Civic's annual insurance cost is $1764 instead of $1,428 for the others. The cost of insurance for a Honda Civic is not too high.

Depending on the provider, the cost of insurance for a Honda Civic might fluctuate by as much as $879 annually. It pays to compare prices.

Older cars typically have lower insurance prices. Depending on the age of your Honda Civic, insurance premiums can vary by as much as $323 annually.

How to get Honda Civic Car Insurance with Way.com

You value reliability, practicality, and lasting quality if you drive a Honda. The same goes for insurance. Find a provider with the correct solutions at the right pricing and good customer service. Comparing companies' offers can be intimidating.

Way.com is the best way to find affordable coverage. You may compare and select coverage options from top-rated insurers in less than a minute. In addition, Way.com monitors prices every six months to ensure you get the greatest coverage.

Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com

Frequently Asked Questions

Is a Honda Civic expensive to insure?

Honda Civic insurance costs $1764 annually or $141 each month. These prices are a little above average for the compact car class.

How much is insurance for a Honda Civic?

Honda Civic insurance costs $1764 annually or $141 each month.

Why is Honda Civic insurance so high?

Due to a severe inventory shortfall at dealers around the nation, Hondas are pricey. Major production issues for the majority of automobile brands are the result of a shortage of semiconductor chips. In Honda, customers can discover that their preferred car is significantly more expensive than usual.

Are Honda Civics cheap to insure?

No, Honda Civics are not cheap to insure. Honda Civic insurance costs $1764 annually or $141 each month. These prices are a little above average for the compact car class.

Learn more by city and state for car insurance



Learn more by city and state for car insurance




Digital Insurance Card

Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.

Get reminders & quotes

Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.

Share with family

Keep everyone on your policy up to date by sharing your insurance information.

Manage your policy

Make changes to your policy right from the app (coming soon) and ask for expert advice.

Get the App:

Find the best Auto insurance rates on-the-go

For the best user experience, please download our Way app.

Please Enter A Valid Mobile Number!
Text Sent, Please download!

or