For both occupant safety and accident avoidance, Honda's vehicles are recognized to be among the safest on the road. However, Hondas are also noted for their low repair costs because they are simple to fix and have easily available replacement components.
As a result, physical damage repairs are made easier and less expensive, which helps keep the cost of auto insurance down. Honda cars have some of the most affordable premiums among all manufacturers.
Honda Motor Company, Ltd., also known as Honda Giken Kōgyō KK in Japan, is the world's largest maker of motorbikes and cars. Tokyo is home to the company's headquarters. In 1946, Honda Soichiro, established the Honda Technical Research Institute. The focus was to work on the development of tiny, fuel-efficient internal combustion engines for automobiles.
In 1948, Honda Motor Company was incorporated and began making motorcycles. The American Honda Motor Company was established in 1959, and it began producing bikes and automobiles in the United States in 1979 and 1982, respectively.
Aside from motorcycles, Honda's annual sales are dominated by its vehicles, which were first manufactured in 1963. The Civic and Accord are two of Honda's best-selling midsize sedans because of their low curb weight and high fuel efficiency. Products in this category include farm equipment and tiny engines.
Japanese automaker Honda is a key player in the global market, shipping products to countries all over the world. A number of other countries also have assembly factories and joint partnerships or technology licensing arrangements with the company.
Honda was worth $10.57 billion in 2021. This made it the fifth-most valuable automobile brand globally. In the same year, Honda's CR-V was the second best-selling SUV in the U.S., after Toyota's RAV4.
Honda's 2021 revenue was 13.17 trillion yen (around 120.48 billion U.S. dollars as of September 15, 2021). This loss of almost one trillion Japanese yen compared to its 2020 global income was partly due to the COVID-19 epidemic, which reduced employment and auto sales.
Different risk factors are used by each car insurance company to figure out rates. Even though your age, location, and driving record play a big role in figuring out your premium rate at every company, the make and model of your car can also make a big difference in how much your premium costs. The average Honda insurance cost is $1,460 per year, which is 6.5% less than the average cost of car insurance in the United States.
Safety features
When compared to other kinds of cars, Hondas may have features that make insurance more or less expensive. Even though fixing a newer Honda may cost more because it has more technology, this technology could make your car safer on the road.
Depending on the year and model of your Honda, the safety features will be different. However, rear-view cameras, vehicle stability systems, collision braking systems, lane assist, and safety restraints are all common safety features in Hondas that may lower your insurance rates.
Price of parts
One way that insurance companies figure out how much to charge for car insurance is by taking into account how much it costs to fix the car, including the cost of parts. A car insurance company may take into account that your Honda model needs expensive parts and labor. This could mean that you have to pay a higher premium to cover any future repair costs.
| Vehicle model | Average annual premium |
|---|---|
| Accord | $1,740 |
| Accord Crosstour | $792 |
| Accord Hybrid | $1,092 |
| Accord Plug-In | $1,212 |
| Civic | $1,764 |
| Crosstour | $876 |
| CR-V | $1,536 |
| CR-Z | $1,032 |
| Fit | $1,548 |
| HR-V | $1,572 |
| Insight | $1,764 |
| Odyssey | $1,692 |
| Pilot | $1,740 |
| Ridgeline | $1,764 |
All Honda models have an average insurance cost of $1,460 per year, which is lower than most other brands. Honda's insurance rates are on average $86 less per year than those of Toyota, which is its main competitor. Compared to Nissan, Hyundai, and Kia, Honda's average annual insurance rates are 9.6 percent lower, 4.8 percent lower, and 3.8 percent lower, respectively.
| Automotive brand | Insurance cost | Difference |
|---|---|---|
| Honda | $1,460 | -- |
| Acura | $1,764 | $304 |
| Audi | $2,079 | $619 |
| BMW | $2,105 | $645 |
| Cadillac | $1,657 | $197 |
| Chevrolet | $1,544 | $84 |
| Dodge | $2,013 | $553 |
| Ford | $1,543 | $83 |
| Genesis | $1,833 | $373 |
| GMC | $1,642 | $182 |
| Hyundai | $1,533 | $73 |
| Infiniti | $1,929 | $469 |
| Jaguar | $1,965 | $505 |
| Jeep | $1,677 | $217 |
| Kia | $1,517 | $57 |
| Land Rover | $1,877 | $417 |
| Lexus | $1,818 | $358 |
| Lincoln | $1,712 | $252 |
| Mazda | $1,405 | -$55 |
| Mercedes-Benz | $2,118 | $658 |
| Mitsubishi | $1,618 | $158 |
| Nissan | $1,614 | $154 |
| Subaru | $1,458 | -$2 |
| Tesla | $1,968 | $508 |
| Toyota | $1,546 | $86 |
| Volkswagen | $1,486 | $26 |
| Volvo | $1,660 | $200 |
Below are the annual and monthly car insurance rates for the Hondas with the least expensive rates.
Honda Accord
| Car insurance company | Average annual premium for minimum coverage | Average annual premium for full coverage |
|---|---|---|
| USAA | $340 | $1,172 |
| State Farm | $472 | $1,412 |
| Erie | $372 | $1,323 |
| Amica | $368 | $1,362 |
Honda Civic
| Car insurance company | Average annual premium for minimum coverage | Average annual premium for full coverage |
|---|---|---|
| USAA | $338 | $1,178 |
| State Farm | $468 | $1,413 |
| Erie | $372 | $1,323 |
| Amica | $360 | $1,360 |
Honda CR-V
| Car insurance company | Average annual premium for minimum coverage | Average annual premium for full coverage |
|---|---|---|
| USAA | $346 | $1,058 |
| State Farm | $438 | $1,234 |
| Erie | $372 | $1,134 |
| Amica | $425 | $1,103 |
Honda Odyssey
| Car insurance company | Average annual premium for minimum coverage | Average annual premium for full coverage |
|---|---|---|
| USAA | $330 | $1,203 |
| State Farm | $458 | $1,328 |
| Erie | $369 | $1,152 |
| Amica | $403 | $1,139 |
Honda Pilot
| Car insurance company | Average annual premium for minimum coverage | Average annual premium for full coverage |
|---|---|---|
| USAA | $352 | $1,168 |
| State Farm | $446 | $1,339 |
| Erie | $372 | $1,236 |
| Amica | $400 | $1,103 |
Honda Ridgeline
| Car insurance company | Average annual premium for minimum coverage | Average annual premium for full coverage |
|---|---|---|
| USAA | $349 | $1,145 |
| State Farm | $475 | $1,401 |
| Erie | $434 | $1,242 |
| Amica | $385 | $1,208 |
Honda Accord
| Year and Model | Annual cost for 30-year-old driver | Annual cost for 18-year-old driver |
|---|---|---|
| 2019 Honda Accord | $2,381 | $8,387 |
| 2018 Honda Accord | $2,279 | $8,071 |
| 2017 Honda Accord | $2,177 | $7,710 |
| 2016 Honda Accord | $2,108 | $7,461 |
| 2015 Honda Accord | $2,071 | $7,351 |
| 2014 Honda Accord | $2,007 | $7,152 |
Honda Civic
| Year and Model | Annual cost for 30-year-old driver | Annual cost for 18-year-old driver |
|---|---|---|
| 2019 Honda Civic | $2,509 | $8,851 |
| 2018 Honda Civic | $2,482 | $8,735 |
| 2017 Honda Civic | $2,417 | $8,550 |
| 2016 Honda Civic | $2,353 | $8,327 |
| 2015 Honda Civic | $2,200 | $7,831 |
| 2014 Honda Civic | $2,300 | $8,155 |
Honda Civic Type R
| Year and Model | Annual cost for 30-year-old driver | Annual cost for 18-year-old driver |
|---|---|---|
| 2019 Honda Civic Type R | $2,413 | $8,578 |
| 2018 Honda Civic Type R | $2,289 | $8,087 |
Honda CR-V
| Year and Model | Annual cost for 30-year-old driver | Annual cost for 18-year-old driver |
|---|---|---|
| 2019 Honda CR-V | $2,174 | $7,305 |
| 2018 Honda CR-V | $2,118 | $7,314 |
| 2017 Honda CR-V | $2,026 | $7,158 |
| 2016 Honda CR-V | $1,926 | $6,803 |
| 2015 Honda CR-V | $1,910 | $6,775 |
| 2014 Honda CR-V | $1,906 | $6,751 |
Honda Fit
| Year and Model | Annual cost for 30-year-old driver | Annual cost for 18-year-old driver |
|---|---|---|
| 2019 Honda Fit | $2,237 | $7,997 |
| 2018 Honda Fit | $2,173 | $7,705 |
| 2017 Honda Fit | $2,109 | $7,492 |
| 2016 Honda Fit | $2,064 | $7,328 |
| 2015 Honda Fit | $2,036 | $7,245 |
Honda Insight
| Year and Model | Annual cost for 30-year-old driver | Annual cost for 18-year-old driver |
|---|---|---|
| 2019 Honda Insight | $1,912 | $6,872 |
| 2014 Honda Insight | $2,193 | $7,828 |
Honda Odyssey
| Year and Model | Annual cost for 30-year-old driver | Annual cost for 18-year-old driver |
|---|---|---|
| 2019 Honda Odyssey | $2,077 | $7,997 |
| 2018 Honda Odyssey | $1,987 | $7,705 |
| 2017 Honda Odyssey | $1,941 | $7,492 |
| 2016 Honda Odyssey | $1,908 | $7,328 |
| 2015 Honda Odyssey | $1,893 | $7,245 |
| 2014 Honda Odyssey | $1,842 | $6,751 |
Honda Pilot
| Year and Model | Annual cost for 30-year-old driver | Annual cost for 18-year-old driver |
|---|---|---|
| 2019 Honda Pilot | $2,232 | $7,786 |
| 2018 Honda Pilot | $2,157 | $7,525 |
| 2017 Honda Pilot | $2,117 | $7,428 |
| 2016 Honda Pilot | $2,060 | $7,256 |
| 2015 Honda Pilot | $2,020 | $7,134 |
| 2014 Honda Pilot | $2,122 | $7,525 |
Honda Ridgeline
| Year and Model | Annual cost for 30-year-old driver | Annual cost for 18-year-old driver |
|---|---|---|
| 2019 Honda Ridgeline | $2,326 | $8,147 |
| 2018 Honda Ridgeline | $2,259 | $7,892 |
| 2017 Honda Ridgeline | $2,252 | $7,896 |
| State | Average annual premium |
|---|---|
| Alabama | $1,766 |
| Alaska | $1,462 |
| Arizona | $1,652 |
| Arkansas | $1,810 |
| California | $2,015 |
| Colorado | $1,881 |
| Connecticut | $2,401 |
| Delaware | $1,989 |
| Florida | $2,366 |
| Georgia | $1,931 |
| Hawaii | $776 |
| Idaho | $1,342 |
| Illinois | $1,405 |
| Indiana | $1,443 |
| Iowa | $1,145 |
| Kansas | $1,520 |
| Kentucky | $2,194 |
| Louisiana | $2,814 |
| Maine | $1,069 |
| Maryland | $1,725 |
| Massachusetts | $1,385 |
| Michigan | $3,331 |
| Minnesota | $1,376 |
| Mississippi | $1,659 |
| Missouri | $1,564 |
| Montana | $1,590 |
| Nebraska | $1,345 |
| Nevada | $2,214 |
| New Hampshire | $1,542 |
| New Jersey | $1,698 |
| New Mexico | $1,734 |
| New York | $1,607 |
| North Carolina | $999 |
| North Dakota | $1,364 |
| Ohio | $1,218 |
| Oklahoma | $1,939 |
| Oregon | $1,765 |
| Pennsylvania | $1,488 |
| Rhode Island | $2,479 |
| South Carolina | $1,686 |
| South Dakota | $1,514 |
| Tennessee | $1,779 |
| Texas | $1,792 |
| Utah | $1,525 |
| Vermont | $1,176 |
| Virginia | $1,108 |
| Washington | $1,464 |
| West Virginia | $1,474 |
| Wisconsin | $1,469 |
| Wyoming | $1,372 |
Since most states only require liability limits, most other coverages are considered optional. If you finance or lease your new Honda, the lender may have its own requirements that you must meet. Think about these extra, but important, Honda car insurance coverages:
When it comes to insuring your Honda, keep in mind that your rates will be determined by the model you drive and other criteria unique to you.
Way.com can assist you in finding the best rates for the coverage you require. Way.com will find you estimates from over 100 leading insurance companies in just 45 seconds, ensuring you always get the lowest price for the required coverage.
Way.com can help you get the best auto insurance rates regardless of your location, demographics, or the Honda model you drive. Way.com is the simplest way to discover a better insurance policy tailored to your registered broker and auto super app needs.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
The amount you pay for Honda insurance will depend on the model and on things like your age, driving record, and ZIP code. Bankrate has found that the Accord and Civic have the most expensive insurance premiums, while the CR-V and Odyssey have the least expensive.
If you shop around for insurance, you might be able to save money on your Honda car insurance, which costs about $1,674 per year on average in the U.S.
It depends. How much it costs to insure a Honda depends on many things, like the model, trim packaging, safety features, and how much it costs to fix.
The cost of insuring your Honda will also depend on things like your age, where you live, and your past driving record. If you have a lot of traffic tickets or DUIs on your record, you may have to pay more than usual to insure your Honda.
Full coverage insurance for a Honda Accord costs an average of $1,740 per year. Remember, though, that the price you pay to insure your Honda Accord will depend on a number of things, including your coverage limits, the insurance company you choose, and personal things like your age, driving history, claims history, and ZIP code.
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