Hyundai Elantra auto insurance costs $1809 annually. This exceeds the national average for popular sedans by $441.
Age, state, insurance company, and mileage greatly affect auto insurance premiums. Recent accidents, traffic offenses, and credit history affect rates.
Hyundai Elantra insurance rates vary widely between companies for the same policy. To avoid overpaying, acquire new quotations if you've stayed with your insurance carrier for more than a few years.
| Current Base Price | $19,850 |
| Trim Levels | BLUE, SE, LIMITED, N LINE, SEL |
| Average Annual Premium | $1809 |
| Cheapest Insurance Company | Hugo |
When insurance companies figure out how much to charge for a Hyundai Elantra, they look at several things. The Hyundai Elantra is relatively inexpensive and inexpensive to cover in general. The latest information from the National Highway Traffic Safety Administration (NHTSA) shows that even though it has a low MSRP of $21,295, it is stolen more often than normal. One of the main reasons the car is expensive to cover is that it is stolen a lot. This makes insurers take on more risk.
Auto insurance companies use a lot of different factors to figure out how much to charge. Each company puts more weight on different factors than others, so there is more than one company that will give each Elantra owner the best deal.
The Hyundai Elantra has been around for a while, so the insurance company is likely to base your rate on how old the car is. Newer cars tend to have higher insurance costs because they are worth more but will slowly decrease as they age.
Based on the table below, this is true for the Hyundai Elantra. Models that are only two to three years old cost the most to cover, while models that are fifteen years old or older cost the least.
| Vehicle Age | Average Monthly Premium |
|---|---|
| Less than 1 Year | $94 |
| 2-3 Years | $98 |
| 4-5 Years | $88 |
| 6-7 Years | $87 |
| 8-10 Years | $89 |
| 11-14 Years | $90 |
| 15 Years or Older | $84 |
Getting car insurance will cost you a lot more or less, depending on your age. From the table above, you can see that older Elantra drivers pay less than younger ones. People younger than 18 who drive a Hyundai Elantra pay more than twice as much as people older than 25.
As you age, the cost of auto insurance goes down. For Elantra drivers, the cheapest age range is 55 to 64.
| Age | Average Monthly Premium |
|---|---|
| Under 18 | $188 |
| 18-24 | $127 |
| 25-34 | $82 |
| 35-44 | $75 |
| 45-54 | $63 |
| 55-64 | $63 |
| 65 or Older | $68 |
If you think it's clear that things like your age and the type of car you drive affect your car insurance rates, did you know that where you live can be just as important? Rates for auto insurance can be very different based on which state you live in because the states set the laws.
| State | Average Monthly Premium |
|---|---|
| California | $58 |
| Florida | $125 |
| Georgia | $130 |
| Illinois | $57 |
| New York | $211 |
| North Carolina | $57 |
| Ohio | $61 |
| Pennsylvania | $76 |
| Texas | $69 |
| Virginia | $68 |
2020 Hyundai Elantra
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Allied | $878 |
| Vermont Mutual | $1,179 |
| USAA | $1,280 |
| Nationwide | $1,338 |
| Mercury | $1,360 |
| Tennessee Farmers | $1,389 |
| Erie | $1,397 |
| American Family | $1,429 |
| Country | $1,515 |
| Southern Farm Bureau | $1,581 |
| Arbella | $1,581 |
2019 Hyundai Elantra
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie | $1,141 |
| Cincinnati Insurance | $1,157 |
| USAA | $1,181 |
| Auto-Owners | $1,295 |
| Mercury | $1,337 |
| Nationwide | $1,380 |
| American Family | $1,410 |
| Country | $1,437 |
| Plymouth Rock Insurance | $1,536 |
| Arbella | $1,564 |
| Acuity | $1,569 |
2018 Hyundai Elantra
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $749 |
| Progressive | $783 |
| Erie | $803 |
| State Farm | $812 |
| Tennessee Farmers | $968 |
| Nationwide | $1,104 |
| Vermont Mutual | $1,115 |
| American Family | $1,118 |
| Plymouth Rock Insurance | $1,160 |
| Acuity | $1,211 |
| Country | $1,226 |
2017 Hyundai Elantra
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $716 |
| Erie | $758 |
| Progressive | $767 |
| State Farm | $788 |
| Texas Farm Bureau | $826 |
| Tennessee Farmers | $977 |
| Vermont Mutual | $1,059 |
| American Family | $1,068 |
| Nationwide | $1,122 |
| Plymouth Rock Insurance | $1,130 |
| Country | $1,177 |
2016 Hyundai Elantra
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Allied | $821 |
| Texas Farm Bureau | $842 |
| Vermont Mutual | $973 |
| Erie | $1,168 |
| USAA | $1,243 |
| Nationwide | $1,246 |
| Mercury | $1,281 |
| Arbella | $1,304 |
| Country | $1,324 |
| American Family | $1,329 |
| Tennessee Farmers | $1,332 |
2015 Hyundai Elantra
| Company | Average Annual Cost |
|---|---|
| Erie | $825 |
| Texas Farm Bureau | $848 |
| USAA | $865 |
| Progressive | $964 |
| Vermont Mutual | $987 |
| Tennessee Farmers | $1,024 |
| State Farm | $1,028 |
| Plymouth Rock Insurance | $1,099 |
| Acuity | $1,139 |
| Mercury | $1,163 |
| American Family | $1,170 |
2014 Hyundai Elantra
| Company | Average Annual Cost |
|---|---|
| Erie | $741 |
| USAA | $817 |
| Texas Farm Bureau | $829 |
| Progressive | $908 |
| Vermont Mutual | $941 |
| State Farm | $964 |
| Tennessee Farmers | $997 |
| American Family | $1,068 |
| Plymouth Rock Insurance | $1,073 |
| Acuity | $1,095 |
| Mercury | $1,14 |
2013 Hyundai Elantra
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $603 |
| Erie | $646 |
| State Farm | $684 |
| Progressive | $718 |
| Texas Farm Bureau | $761 |
| Vermont Mutual | $865 |
| Tennessee Farmers | $896 |
| American Family | $986 |
| Acuity | $1,013 |
| Country | $1,039 |
| Plymouth Rock Insurance | $1,039 |
2012 Hyundai Elantra
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie | $701 |
| USAA | $706 |
| Texas Farm Bureau | $769 |
| State Farm | $841 |
| Progressive | $843 |
| Vermont Mutual | $855 |
| Tennessee Farmers | $955 |
| Acuity | $1,015 |
| Plymouth Rock Insurance | $1,015 |
| Allied | $1,085 |
| American Family | $1,109 |
2011 Hyundai Elantra
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie | $714 |
| Texas Farm Bureau | $745 |
| USAA | $769 |
| Vermont Mutual | $801 |
| Progressive | $896 |
| Tennessee Farmers | $926 |
| State Farm | $948 |
| Arbella | $952 |
| Plymouth Rock Insurance | $992 |
| American Family | $1,047 |
| Country | $1,071 |
So, you're the proud owner of a Hyundai Elantra. Excellent choice! But let's face it, these things practically drive themselves, minimizing the risk of, well, you causing an accident.
The problem? Insurance companies still need to get the memo.
Fear not, fellow Elantra enthusiast! Here are some ways to lighten the load on your wallet without sacrificing your sanity (entirely):
Become a Ghost on the Road: Seriously, the less you drive, the less chance of a claim. Consider carpooling, biking when possible, or strategically haunting pedestrians (they'll see you coming, eventually).
Master Defensive Driving:
1.Become one with the traffic flow.
2.Think of yourself as a phantom weaving through a chaotic ballet
3.Just remember, even the best ghosts can get clipped by a rogue driver, so stay alert!
Up Your Deductible: This is like a spooky co-pay. The higher it is, the less you pay upfront. Just be prepared to cough up more if the Grim Reaper of car repairs comes knocking.
Shop Around Like a Restless Spirit: Loyalty gets you, well, nothing but higher premiums these days. Quote comparisons are your best friend. Think of it as haunting different insurance agencies for the best deal.
Embrace the Dark Passenger (Discounts): Good grades, safe driving courses, and bundling your insurance all qualify for discounts. Basically, anything that makes you a less risky driver (or a more responsible ghoul) can save you money.
Negotiate Like a Possessed Bargain Hunter: Don't be afraid to haggle! Insurance companies love a good scare tactic, or at least a persistent customer.
Remember, a little effort can go a long way in saving you money. Just don't get so focused on lowering your rates that you need to remember to, you know, actually drive your Elantra. Happy (and hopefully, inexpensive) motoring!
Finding affordable car insurance for your Hyundai Elantra can feel like searching for a happy ending in a zombie apocalypse.
Here's a survival guide:
By following these tips, you might find insurance rates that are less soul-crushing. Remember, the only monsters you should be worried about are the ones on the road, not those on your insurance bill.
How about getting car insurance for your Hyundai Elantra? Don't wait until it becomes a "Spectra" of its former self after a fender bender. Way can help you find the perfect coverage because dealing with accidents is no laughing matter (unless you're a ghost).
Head over to Way and get a quote today. Remember, even ghosts need a little peace of mind (especially when they're borrowing your car).
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
For the best user experience, please download our Way app.
or
Free quotes from 150+ carriers in seconds
