We looked at the average rates for the SE model up to the Plug-in Hybrid Limited trim level to see how the Santa Fe compares to the other midsize SUVs in the 2023 segment.
The average cost of car insurance for a Hyundai Santa Fe is $1833 a year. Insurance for a Hyundai Santa Fe will cost about $86 more per year than the average rate for a midsize SUV and $125 more per year than the national average of $1710 for all vehicles.
If you drive a Hyundai, you probably put a lot of value on what Hyundai does best: making reliable, functional, and of good quality that lasts.
Look at the table below to see what options drivers of a Hyundai Santa Fe Se have with different insurance companies.
| Insurance company | Average Cost |
|---|---|
| Allstate | $2592 |
| Plymouth Rock | $2349 |
| State Auto | $2400 |
| National General | $2310 |
| Clearcover | $2292 |
The following table shows the average annual and semiannual rates for full coverage car insurance for 2013 - 2023 Santa Fe models.
| Model Year and Vehicle | Annual Rate |
|---|---|
| 2023 Hyundai Santa Fe | $1818 |
| 2022 Hyundai Santa Fe | $1740 |
| 2021 Hyundai Santa Fe | $1731 |
| 2020 Hyundai Santa Fe | $1719 |
| 2018 Hyundai Santa Fe | $1680 |
| 2017 Hyundai Santa Fe | $1557 |
| 2016 Hyundai Santa Fe | $1419 |
| 2015 Hyundai Santa Fe | $1359 |
| 2014 Hyundai Santa Fe | $1329 |
| 2013 Hyundai Santa Fe | $1281 |
Full coverage insurance for Santa Fe costs an average of $1833 per year, while the median rate for the category is $1770. This is a difference of $63 per year.
Among the best-selling midsize SUVs, the Hyundai Santa Fe's car insurance costs $66 less per year than that of the Jeep Grand Cherokee, $48 more than that of the Toyota Highlander, $306 more than that of the Ford Explorer, and $104 less than that of the Jeep Cherokee.
The table below shows how the average cost of car insurance for a 2023 Hyundai Santa Fe compares to the average cost for all 31 midsize SUVs.
| Make and Model | Average Annual Rates |
|---|---|
| Buick Enclave | $1719 |
| Chevrolet Blazer | $1192 |
| Chevrolet Traverse | $1518 |
| Dodge Durango | $1638 |
| Ford Bronco | $1989 |
| Ford Edge | $1919 |
| Ford Explorer | $2030 |
| GMC Acadia | $1736 |
| Honda Passport | $1225 |
| Honda Pilot | $1740 |
| Hyundai Palisade | $2103 |
| Hyundai Santa Fe | $1833 |
| Jeep Cherokee | $1692 |
| Jeep Grand Cherokee | $1680 |
| Jeep Wrangler | $1744 |
| Kia Sorento | $1647 |
| Kia Telluride | $1748 |
| Mazda CX-9 | $1527 |
| Mitsubishi Outlander PHEV | $1394 |
| Mitsubishi Outlander Sport | $2544 |
| Nissan Murano | $1419 |
| Nissan Pathfinder | $1689 |
| Rivian R1S | $2181 |
| Subaru Ascent | $1308 |
| Subaru Outback | $1390 |
| Tesla Model Y | $1,970 |
| Toyota 4Runner | $1689 |
| Toyota Highlander | $1523 |
| Toyota Venza | $1629 |
| Volkswagen Atlas | $1588 |
| Volkswagen Atlas Cross Sport | $1596 |
The table below shows how the average cost of car insurance for a Hyundai Santa Fe changes depending on the driver's age and the amount of physical damage deductible. The yearly rates range from $1,368 for a 60-year-old driver with $1,000 deductibles to $4,194 for a 20-year-old driver with low deductibles for the most expensive policy.
| Age | $1000 Deductibles | $500 Deductibles | $250 Deductibles |
|---|---|---|---|
| 20 | $3078 | $3636 | $4209 |
| 30 | $1620 | $1920 | $2241 |
| 40 | $1539 | $1818 | $2124 |
| 50 | $1419 | $1659 | $1929 |
| 60 | $1389 | $1638 | $1896 |
For the same coverage, insurance rates for a Hyundai Santa Fe can also vary significantly from one company to the next. If you've been with your current insurance company for over a few years, you should get new quotes to ensure you're paying only a little.
| Age | Average Annual Rates |
|---|---|
| 17 | $5,855 |
| 18 | $5,457 |
| 19 | $4,822 |
| 20 | $4,205 |
| 21 | $3,526 |
| 22 | $3,434 |
| 23 | $3,005 |
| 24 | $2,855 |
| 25 | $2,463 |
| 30 | $1,919 |
| 35 | $1,797 |
| 40 | $1,729 |
| 45 | $1,682 |
| 55 | $1,543 |
| 65 | $1,609 |
| 75 | $2,031 |
Average auto insurance rates for a Hyundai Santa Fe are between $1,642 and $1,912 annually. The SE is the most affordable trim level to insure, with rates between $1642 and $1912 per year. The SEL is the second least expensive trim level to insure at $1740 annually.
The Plug-in Hybrid Limited and the Calligraphy, which cost $1872 per year to insure, are the two most expensive Hyundai Santa Fe models to cover. These trim levels will cost $270 more per year than the SE model, which is the least expensive.
The following table shows how much each trim level of the Hyundai Santa Fe costs annually, every six months, and monthly.
| Hyundai Santa Fe Trim Level | Annual Policy |
|---|---|
| SE | $1659 |
| SEL | $1740 |
| XRT | $1770 |
| Hybrid Blue | $1812 |
| Hybrid SEL Premium | $1869 |
| Limited | $1872 |
| Plug-in Hybrid SEL Convenience | $1872 |
| Hybrid Limited | $1881 |
| Calligraphy | $1896 |
| Plug-in Hybrid Limited | $1929 |
The table below shows how much car insurance for a Hyundai Santa Fe costs in the most populated cities in the United States.
| Cities | Average Annual Rates |
|---|---|
| Oklahoma City, OK | $2181 |
| Denver, CO | $2139 |
| Memphis, TN | $2139 |
| Atlanta, GA | $2109 |
| San Jose, CA | $2052 |
| Phoenix, AZ | $2010 |
| Portland, OR | $1980 |
| San Diego, CA | $1968 |
| Boston, MA | $1965 |
| Jacksonville, FL | $1959 |
| Chicago, IL | $1899 |
| Dallas, TX | $1869 |
| Houston, TX | $1872 |
| Seattle, WA | $1863 |
| Nashville, TN | $1788 |
| Milwaukee, WI | $1691 |
| Albuquerque, NM | $1761 |
| San Antonio, TX | $1689 |
| Omaha, NE | $1641 |
| Fort Worth, TX | $1650 |
| Austin, TX | $1620 |
| Indianapolis, IN | $1470 |
| Columbus, OH | $1359 |
| Charlotte, NC | $1299 |
Depending on where you live, car insurance for a Hyundai Santa Fe can cost much more or less. Rates are higher in Michigan because the state requires much more coverage. Providers can't change rates based on a customer's credit score in California, Hawaii, and Massachusetts. These numbers also don't include any possible discounts for having more than one car on a policy. These can save a family with several drivers a lot of money.
The table below shows the average annual, semiannual, and monthly insurance rates for a 2023 Hyundai Santa Fe in all 50 states.
| U.S. State | Annual Cost |
|---|---|
| Alabama | $1,628 |
| Alaska | $1,370 |
| Arizona | $1,658 |
| Arkansas | $1,894 |
| California | $2,190 |
| Colorado | $1,942 |
| Connecticut | $2,016 |
| Delaware | $2,058 |
| Florida | $2,254 |
| Georgia | $1,848 |
| Hawaii | $1,236 |
| Idaho | $1,288 |
| Illinois | $1,588 |
| Indiana | $1,350 |
| Iowa | $1,210 |
| Kansas | $1,782 |
| Kentucky | $1,938 |
| Louisiana | $2,154 |
| Maine | $1,090 |
| Maryland | $1,680 |
| Massachusetts | $1,970 |
| Michigan | $2,472 |
| Minnesota | $1,550 |
| Mississippi | $1,764 |
| Missouri | $2,042 |
| Montana | $1,662 |
| Nebraska | $1,510 |
| Nevada | $2,166 |
| New Hampshire | $1,210 |
| New Jersey | $2,192 |
| New Mexico | $1,488 |
| New York | $2,096 |
| North Carolina | $1,130 |
| North Dakota | $1,498 |
| Ohio | $1,262 |
| Oklahoma | $1,998 |
| Oregon | $1,690 |
| Pennsylvania | $1,738 |
| Rhode Island | $2,242 |
| South Carolina | $1,516 |
| South Dakota | $1,862 |
| Tennessee | $1,722 |
| Texas | $1,678 |
| Utah | $1,586 |
| Vermont | $1,316 |
| Virginia | $1,202 |
| Washington | $1,636 |
| West Virginia | $1,612 |
| Wisconsin | $1,294 |
| Wyoming | $1,610 |
For example, liability-only insurance for a Hyundai Santa Fe in the least expensive parts of Indiana or Maine costs as little as $203 a year. In contrast, complete coverage for a teen driver with an accident and a traffic violation in certain parts of New York could cost as much as $15,646 a year in those areas.
The Hyundai Santa Fe is a popular mid-size SUV that offers drivers comfort, versatility, and reliability. If you're considering buying a Hyundai Santa Fe, factoring the insurance cost into your budget is essential. Insurance rates for this vehicle can vary based on several factors.
We'll explore some key factors that impact the cost of Hyundai Santa Fe insurance rates.
The cost of Hyundai Santa Fe insurance rates can vary based on several factors. By understanding these factors, you can make informed decisions about your insurance coverage and take steps to lower your insurance premiums. Be sure to shop around and compare insurance rates from different providers to find the best coverage at the most affordable price.
Why did the Hyundai Santa Fe driver get a ticket? Because they were caught hyundai-ing! Okay, okay, we know it's not that funny. But saving money on your Hyundai Santa Fe insurance is no joke!
Are you looking to save cash on your Hyundai Santa Fe car insurance? Well, you've come to the right place! Here are some tips to help you save money on your Santa Fe auto insurance:
You might remember the scene from "The Santa Clause" where Scott Calvin (played by Tim Allen) crashes his sleigh into a tree. If only he had Santa Fe car insurance! But seriously, accidents can happen to anyone, so ensure you're covered.
Are you looking for Santa Fe car insurance for your Hyundai Santa Fe? Well, look no further than Way.com!
Here's how to get started:
Step 1: Visit Way.com and enter your information to get Santa Fe auto insurance quotes.
Step 2: Compare the Hyundai Santa Fe insurance cost to find the best coverage for your budget.
Step 3: Purchase your Santa Fe car insurance and hit the road with peace of mind.
But wait, there's more! Did you know that the Hyundai Santa Fe has been featured in movies like "The Santa Fe Trail" and "The Santa Fe Kid"? And with Way.com's affordable insurance options, you'll feel like a movie star while driving your Santa Fe!
So what are you waiting for? Get your Hyundai Santa Fe insurance with Way.com and start living your best life on the road!
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
The average cost of car insurance for a Hyundai Santa Fe is $1833 a year.
The base SE trim of the 2022 Santa Fe costs $28,200, making it one of the least expensive midsize SUVs you can buy. The XRT trim is the middle level, starting at $33,700. The Calligraphy trim is the top level, starting at $42,050.
The cost of Hyundai Santa Fe insurance rates can vary based on several factors. By understanding these factors, you can make informed decisions about your insurance coverage and take steps to lower your insurance premiums. Be sure to shop around and compare insurance rates from different providers to find the best coverage at the most affordable price.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
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