Hyundai Genesis Coupe is a sports coupe from Hyundai which discontinued its production in 2016, with the launch of Genesis as a stand-alone luxury brand. Genesis Coupe is the first rear-wheel sports coupe from Hyundai.
With a highly competent V6 engine, this sports coupe costs between $26,950 and $34,950. Since the make and model of a car have a big effect on how much it costs to insure, here, we look at the different things that affect how much car insurance costs for a Hyundai Genesis Coupe, the cheapest insurance company for the model, and if there are any discounts available on insurance for this sports coupe from Hyundai.
The average insurance rate of a Hyundai Genesis Coupe is $1452 per year. Of the different models Hyundai offers, this sports coupe is affordable to insure. The monthly rate to insure a Genesis Coupe is $121.
If we compare it with the other mid-size luxury cars available in the market, we observe that there are cheaper models to insure than Genesis Coupe. For example, insuring an Infiniti Q50 or a Lexus MKZ, which falls under the same category, is cheaper to insure than insuring a Genesis Coupe.
Various driving and non-driving criteria are considered by insurance companies when determining the premium for each user. As a result, it varies depending on the individual and the car's model and manufacturer. Here we look at the major factors that determine the insurance cost of a Hyundai Genesis Coupe.
Observing the different models of the Hyundai Genesis Coupe according to the year, we see the difference in rates and how it decreases with older models. For example, insuring a 2016 Hyundai Genesis Coupe model will cost $1530, while it will cost $1227 to insure a 2011 model.
| Year of the Model | Average Annual Insurance |
|---|---|
| 2016 Hyundai Genesis Coupe | $1530 |
| 2015 Hyundai Genesis Coupe | $1468 |
| 2014 Hyundai Genesis Coupe | $1521 |
| 2013 Hyundai Genesis Coupe | $1386 |
| 2012 Hyundai Genesis Coupe | $$1197 |
| 2011 Hyundai Genesis Coupe | $1227 |
Since age can classify you as a high-risk or low-risk driver, car insurance rates highly depend on the driver's age. For example, due to inexperience, teenage drivers will pay $2136 annually on average, while an older driver pays $936 and $828.
Every insurance provider considers accident statistics, theft rates, and the neighborhood population to calculate the premium rates. Considering the location-wise insurance rates for a Hyundai Genesis Coupe, we observe that cities like Newyork, Georgia, and Florida have rates higher than the average Genesis Coupe model insurance rates. In comparison, North Carolina drivers pay lower rates for the same model.
| City | Average Annual Premium |
|---|---|
| California | $924 |
| Florida | $1884 |
| Georgia | $1908 |
| Illinois | $996 |
| New York | $2700 |
| North Carolina | $612 |
| Pennsylvania | $948 |
| Texas | $948 |
| Virginia | $1344 |
Your motor vehicle record decides the fate of your car insurance rates. For example, comparing the insurance rates of a Hyundai Genesis Coupe, irrespective of the age and the model of the Genesis Coupe you own, a driving record with traffic tickets can spike your car insurance rates.
| Driving Violation | Average Annual Insurance Rates |
|---|---|
| Speeding | $3786 |
| Driving on a suspended license | $5026 |
| Defective Equipment | $1770 |
Apart from USAA, which offers insurance premiums to active military members, Texas Farm Bureau and Erie, for most models, offer cheap insurance rates. Here is a list of providers offering the best coverage according to the models.
2016 Hyundai Genesis Coupe
| Insurance Company | Average Annual Insurance Rate |
|---|---|
| Erie | $1020 |
| USAA | $1217 |
| Texas Farm Bureau | $1166 |
| Tennesse Farmers | $1260 |
| Plymouth Rock Insurance | $1294 |
| Progressive | $1561 |
| State Farm | $1571 |
| Acuity | $1603 |
| Nationwide | $1651 |
| Vermont Mutual | $1593 |
2015 Hyundai Genesis Coupe
| Insurance Company | Average Annual Insurance Rate |
|---|---|
| Erie | $1027 |
| USAA | $1273 |
| Texas Farm Bureau | $818 |
| Tennesse Farmers | $1724 |
| Plymouth Rock Insurance | $1271 |
| Progressive | $1647 |
| State Farm | $1486 |
| Acuity> | $1780 |
| Nationwide | $1696 |
2014 Hyundai Genesis Coupe
| Insurance Company | Average Annual Insurance Rate |
|---|---|
| Erie | $1063 |
| USAA | $1148 |
| Texas Farm Bureau | $1115 |
| Tennesse Farmers | $1560 |
| Plymouth Rock Insurance | $1224 |
| Progressive | $1575 |
| State Farm | $1552 |
| Acuity> | $1650 |
| Nationwide | $1699 |
2013 Hyundai Genesis Coupe
| Insurance Company | Average Annual Insurance Rate |
|---|---|
| Erie | $937 |
| USAA | $1013 |
| Texas Farm Bureau | $1063 |
| Tennesse Farmers | $1473 |
| Plymouth Rock Insurance | $1185 |
| Progressive | $1380 |
| State Farm | $1380 |
| Acuity | $1506 |
| Nationwide | $1505 |
2012 Hyundai Genesis Coupe
| Insurance Company | Average Annual Insurance Rate |
|---|---|
| Erie | $796 |
| USAA | $810 |
| Texas Farm Bureau | $1017 |
| Tennesse Farmers | $1393 |
| Plymouth Rock Insurance | $1146 |
| Progressive | $1219 |
| State Farm | $1095 |
| Acuity> | $1390 |
| Nationwide | $1360 |
2011 Hyundai Genesis Coupe
| Insurance Company | Average Annual Insurance Rate |
|---|---|
| Erie | $820 |
| USAA | $920 |
| Texas Farm Bureau | $974 |
| Tennesse Farmers | $1350 |
| Plymouth Rock Insurance | $1122 |
| Progressive | $1312 |
| State Farm | $1137 |
| Allstate | $1432 |
3.8 Coupe is the least expensive Hyundai Genesis Coupe model to insure at $1550 annually. The 3.8 R-Spec Coupe trim is the second cheapest to insure at $1561 per year, followed by the 3.8 Sedan at $1,392 per year.
Hyundai Genesis Coupe 5 Sedan and AWD Sedan Limited vehicles are the two most costly Genesis Coupe trim levels to insure, costing approximately $1782 and $1672 per year, respectively.
| Hyundai Genesis Coupe Trim Level | Annual Policy | 6-month Policy | Monthly Rate |
|---|---|---|---|
| 3.8 Coupe | $1550 | $778 | $135 |
| 3.8 R-Spec Coupe | $1561 | $784 | $136 |
| 3.8 Sedan | $1634 | $820 | $142 |
| 3.8 Ultimate Coupe | $1648 | $827 | $143 |
| 3.8 AWD Sedan | $1672 | $839 | $145 |
| 5 Sedan | $1782 | $894 | $154 |
The safety features and specifications based on the trim levels influence your Hyundai Genesis Coupe car insurance rates. Here we look at the features and the safety ratings that impact the insurance quotes.
According to the Insurance Institute for Highway Safety data, the different test types carried out have shown good ratings for a Hyundai Genesis Coupe.
| Test Type | Rating |
|---|---|
| Overall Rollover Rating | 5 star |
| Overall Side | Good |
| Driver Head Protection | Good |
| Rear Passenger Head Protection | Good |
| Dynamic Rating | Good |
| Roof strength | Good |
| Structure/Safety Cage | Acceptable |
Moreover, the numerous safety features of a Hyundai Genesis Coupe not only ensure safety but also ensure a lower insurance rate. These are the salient safety features hosted on a Hyundai Genesis Coupe.
Several hacks can be used to save on your Hyundai Genesis Coupe insurance. First, shopping around for insurance quotes with different providers can give you a head start on getting the affordable option for you. This is one of the many methods that will help you reduce the insurance premium rates.
Thorough online research can help you choose the best insurance provider that suits your needs.
Always look for discounts when you are purchasing insurance. Most providers give multipolicy discounts, telematics discounts, good driver discounts, and bundling discounts. This can make a huge difference in the premium rates. Different providers also offer pay-in-full discounts.
If you are a young driver, you can always use good student discounts and bundle your policies to reduce the premiums. You can also associate your policy with your parents, which will result in a good reduction in the premium rates.
Even though a higher deductible can reduce your accident claim, it can also reduce vehicle insurance premiums. To make it a feasible option, compare deductible alternatives to discover if a reduced deductible delivers savings, then choose one that meets your budget and comfort level.
If you are looking for an affordable quote for your Hyundai Genesis Coupe, then improving and maintaining your credit score can fetch you better rates. In those states that allow credit scores to calculate insurance rates, we observe that it will cost at least $240 more if you have a low credit score.
You must maintain a flawless driving record to keep your car insurance rates minimum. Then, one can shop around and ensure they get the appropriate discounts and a lower insurance premium.
It is advisable to do your research before zeroing in on your insurance provider. Do your research by analyzing the quotes after obtaining them online will reward you with better coverage at a lower price.
Way.com gives you a head start with the analysis of the best car insurance companies nationally based on criteria that will surely influence your insurance coverage experience, financial strength, customer service, protection, and price.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
The average insurance rate of a Hyundai Genesis Coupe is $1452 per year. Of the different models Hyundai offers, this sports coupe is affordable to insure. The monthly rate to insure a Genesis Coupe is $121.
If we compare it with the other mid-size luxury cars available in the market, we observe that there are cheaper models to insure than Genesis Coupe. For example, insuring an Infiniti Q50 or a Lexus MKZ, which falls under the same category, is cheaper to insure than insuring a Genesis Coupe.
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