Get free quote in-app

(400K+)

Our Insurance Partners

nationwide
travellers
mapfre
safeco
kemper
national-general
foremost
dairyland
pronto
bristolwest
hippo
assuranceameric
anchor
still-water
bridger
alinsco
commonwealth
suncoast
aspire

Key Takeaways

  • The average yearly or monthly insurance rate for a Hyundai Kona is $1,244.
  • The cheapest policy costs $974 for a 60-year-old driver rating a 2018 Hyundai Kona, while the costliest policy costs $2,602 for a 20-year-old driver rating a 2022 model.
  • The best insurance company for Hyundai Kona is Mercury Insurance.
  • Numerous safety measures on the Hyundai Kona help to reduce insurance costs.
  • Your residence can significantly influence the cost of insurance for a Hyundai Kona.

Introduction

The typical annual or monthly insurance premium for a Hyundai Kona is $1,244. Hyundai Kona EV, an electric variant of this mode, is another option that Hyundai offers. The insurance costs for the Hyundai Kona electric will differ slightly from the gas variant.

View a variety of Hyundai Kona insurance estimates in the table below, including average cheap coverage costs and young driver rates.

Parameter Insurance cost
Discount rates $736
High deductible $1074
Average rates $1244
Low deductibles $1563
High-risk driver $2636
Teen driver $4515

Is Hyundai Kona expensive to insure?

The Hyundai Kona Limited is a small SUV or crossover. Therefore, some individuals might be concerned and question whether the Hyundai Kona is pricey compared to other cars in its class and why Hyundai is so expensive to insure.

The figure below illustrates how the insurance costs for the Hyundai Kona compare to those for other crossovers such as the Ford EcoSport, Mazda CX-5, and Lincoln MKT.

Vehicle Comprehensive Collision Liability Total
Hyundai Kona $292 $512 $328 $1132
Lincoln MKT $382 $638 $462 $1212
Ford EcoSport $292 $512 $384 $1188
Mazda CX-5 $335 $544 $384 $1263
Honda HR-V $396 $544 $384 $1324
Toyota RAV4 $292 $494 $402 $1188
Ford Escape $292 $450 $328 $1070

What impacts the cost of Hyundai Kona car insurance?

Age of the vehicle

Older Hyundai Kona cars typically have lower insurance costs. For instance, the difference in auto insurance prices between a 2020 Hyundai Kona and a 2018 Hyundai Kona is $24.

In the following table, the rates of Hyundai Kona

Vehicle Comprehensive Collision Liability Total
2020 Hyundai Kona $292 $512 $328 $1132
2019 Hyundai Kona $280 $494 $345 $1119
2018 Hyundai Kona $268 $490 $350 $1108

Driver age

The driver's age can significantly impact Hyundai Kona auto insurance prices. For instance, a 30-year-old driver's Hyundai Kona vehicle insurance costs about $54 more per year than a driver who is 40 years old.

See more information about Hyundai Kona insurance rates and driver age in the table below.

Age Average Annual Premium
Teens $4515
20s $2985
30s $1298
40s $1244
50s $1136
60s $1112

Driver location

Your residence can significantly influence the cost of insurance for a Hyundai Kona. You may get more excellent rates typically found in urban areas than in rural areas. Drivers in Los Angeles, for instance, might pay $456 more annually than those in Philadelphia.

The table below shows prices for the Hyundai Kona in significant American cities.

City Average Annual Premium
Indianapolis $1059
Seattle $1207
Phoenix $1441
Chicago $1638
Philadelphia $1663
Jacksonville $1798
Houston $1943
New York $1959
Los Angeles $2119

How much is 2022 Hyundai Kona insurance?

2022 Hyundai Kona auto insurance by trim level

Hyundai Kona Trim level Annual Policy 6-months policy Per month
SE $1186 $599 $110
SEL $1232 $622 $114
N Line $1278 $645 $118
Limited $1326 $668 $121
Electric SEL $1466 $739 $133
Electric Limited $1514 $763 $137

Hyundai Kona insurance cost for 2018-2022 models

Driving a 2018 Hyundai Kona rather than the 2022 model could result in $232 annual savings depending on the trim level. In addition, the average insurance cost for a 2019 Hyundai Kona is $106 less than that of a 2022 model.

The data table below shows drivers' typical Hyundai Kona insurance costs from 2018 through 2022. For example, a 60-year-old driver rating a 2018 Hyundai Kona will pay $974 for the least expensive policy, while a 20-year-old driver rating a 2022 model will pay $2,602 for the most expensive.

Model Year Age 20 Age 30 Age 40 Age 50 Age 60
2022 $2612 $1398 $1330 $1214 $1190
2021 $2684 $1326 $1264 $1152 $1130
2020 $2440 $1301 $1301 $1134 $1112
2019 $2422 $1280 $1226 $1118 $1098
2018 $2168 $1145 $1098 $1004 $986

2022 Hyundai Kona insurance rates by companies

When purchasing auto insurance for a Hyundai Kona, you must take other variables into account in addition to the cost of the coverage.

Using criteria including client satisfaction, financial soundness, cost, and consumer complaints, Way.com ranked insurance companies for the Hyundai Kona. Our rating scheme revealed that:

Mercury Insurance is the top insurance provider for Hyundai Kona. The second-best overall is Victoria. The fact that it covers all drivers, including those with non-military backgrounds, makes it the best insurer that is easily accessible.

Insurance company Average Annual Premium
Mercury Insurance $464
Victoria $502
American National P $743
Concord Group $822
Nodak Mutual $831
Virginia Farm Bureau $898
Clear cover $973
Country way Insurance $1010
Nat Gen Value $1088
MMG Insurance Company $1109

2021 Hyundai Kona insurance rates by companies

Insurance company Average Annual Premium
Mercury Insurance $263
American National P $645
Concord Group $919
Country way insurance $968
Victoria $972
Titan $1058
MMG Insurance Company $1126
Texas Farm Bureau Group $1201
North Carolina Farm Bureau $1203
Nat Gen Value $1235

2020 Hyundai Kona insurance rates by companies

Insurance company Average Annual Premium
Dairyland FR Bond $348
American National P&C $363
American National P $746
Nat Gen Value $835
Mercury Insurance Company $904
Concord Group $939
Countryway Insurance $973
Mercury Insurance $981
Clear cover $990
EMC Insurance $1062

2019 Hyundai Kona insurance rates by companies

Insurance company Average Annual Premium
Kemper Auto Infinity $392
Dairyland Broad farm $445
Jupiter Auto Insurance $540
Safeco $562
American National P $609
Mercury Insurance $646
United National Fire Group $657
Concord Group $904
NatGen PPA $924
Countryway Insurance $1059

2018 Hyundai Kona insurance rates by companies

Insurance company Average Annual Premium
Jupiter Auto Insurance $371
Mercury Insurance $604
American National $652
Partners Mutual Insurance Co $768
Clear cover $785
Countryway Insurance $885
Mercury Insurance Company $965
North Carolina Farm Bureau $979
Texas Farm Bureau Group $1087
PEMCO $1091

2016 Hyundai Kona insurance rates by companies

Insurance company Average Annual Premium
Allstate $990
Metropolitan $1161
National Farmers Union P $2517
Farmers $3783

Hyundai Kona crash test ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Kona SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Hyundai Kona SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Hyundai Kona Electric SUV FWD N/R N/R N/R N/R
2020 Hyundai Kona SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Hyundai Kona SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Hyundai Kona Electric SUV AWD N/R N/R N/R N/R
2018 Hyundai Kona SUV FWD N/R N/R N/R N/R
2018 Hyundai Kona SUV AWD N/R N/R N/R N/R

Not all models have received ratings. For instance, the National Highway Traffic Safety Administration did not rate the 2018 Hyundai Kona in crash tests.

The 2018 Hyundai Kona took a driver-side crash test by the Insurance Institute for Highway Safety.

Hyundai Kona safety features

The Hyundai Kona's numerous safety features assist in lowering insurance costs. The following security features are available on the 2020 Hyundai Kona:

  • Car Air Bag
  • Driver Air Bag
  • Head Air Bag in Front
  • Back Head Airbag
  • Airbag on the front side
  • Four-wheel ABS
  • Brakes on four wheels
  • Brake Support
  • Daytime Running Lights with Electronic Stability Control
  • Child Control Locks
  • Traction management
  • Warning for lane departure
  • Lane Maintaining Assist

Is Hyundai Kona available as AWD? Yes, both front-wheel drive and all-wheel drive are choices.

Hyundai Kona safety ratings

Has anyone driven a Hyundai Kona? Examining the Hyundai Kona's safety ratings is one method to find out.

The Hyundai Kona's safety ratings will also impact your Hyundai Kona vehicle insurance prices. See the table below for the Hyundai Kona evaluation by the Insurance Institute for Highway Safety.

Test type Rating
Frontal small overlap driver-side good
Frontal small overlap passenger-side good
Frontal moderate overlap good
Side good
Roof strength good
Head restraints and seating good

A 2020 Hyundai Kona has an almost flawless safety rating. The top rating an automobile may obtain is "Good." As a result, rates will be lower.

Hyundai Kona Vehicle Specifications

Ways to Save on Hyundai Kona Car Insurance

Improve your credit score to get Kona insurance at a lower cost: Drivers with over 800 could save $207 annually compared to those between 670 and 739 in states with insurance regulations permitting credit ratings to be taken into account when calculating auto insurance prices. A lower credit rating, on the other hand, can increase annual costs by as much as $240.

Save money on insurance by avoiding accidents: Frequent accidents may raise rates by as much as $392 per year for a driver 60 years of age or more, or an additional $1,818 per year for a driver 20 years of age.

Teens' car insurance is pricey. The average cost for complete coverage A 16-year-old driver must pay $4,698, a 17-year-old motorist $4,384, and an 18-year-old driver $4,092 in annual Kona insurance premiums.

To get cheaper insurance, follow the law: It pays to follow driving regulations if you want to get the best Kona insurance prices. Your policy's cost might increase by up to $340 per year with just two points on your driving record.

A 60-year-old driver would pay $1,178 for insurance on a Kona, while a 20-year-old would pay $2,602 annually, saving $54.7 percent.

By increasing deductibles, policy costs are cut: A 40-year-old driver and a 20-year-old driver might each save around $202 and $388 annually, respectively, by increasing the deductible from $500 to $1,000.

How do I find the best Hyundai Kona car insurance rates?

Any of the five techniques listed below can help you reduce the cost of your Hyundai Kona car insurance.

Bottom Line

Make your auto insurance as affordable as possible. Compare prices provided by the best insurance providers.

How to get Hyundai Kona Car Insurance with Way.com?

Regardless of the Hyundai Kona, you have your eye on, Way.com can help you save time and money on your auto insurance.

Since Way.com will contact your insurance company to get the facts about your current plan, you won't have to climb a mountain of questions. You get the best prices and coverage without doing any research. Additionally, you benefit from special discounts and hassle-free protection.

FAQ

How Expensive Is It to Insure a Hyundai Kona Compared to Other Cars?

It is reasonably priced to insure. For example, owners of the Hyundai Kona pay an average of $1,285, which is $142 less than the national average for all automobile types.

How much does it cost to insure a Hyundai Kona?

The average yearly or monthly insurance rate for a Hyundai Kona is $1,244.

Learn more by city and state for car insurance



Learn more by city and state for car insurance




Digital Insurance Card

Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.

Get reminders & quotes

Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.

Share with family

Keep everyone on your policy up to date by sharing your insurance information.

Manage your policy

Make changes to your policy right from the app (coming soon) and ask for expert advice.

Get the App:

Find the best Auto insurance rates on-the-go

For the best user experience, please download our Way app.

Please Enter A Valid Mobile Number!
Text Sent, Please download!

or