Progressive
$48/mo
Allstate
$60/mo
General
$32/mo
State Farm
$26/mo
Erie
$42/mo
Progressive
Allstate
General
State Farm
Erie
The typical annual or monthly insurance premium for a Hyundai Kona is $1,244. Hyundai Kona EV, an electric variant of this mode, is another option that Hyundai offers. The insurance costs for the Hyundai Kona electric will differ slightly from the gas variant.
View a variety of Hyundai Kona insurance estimates in the table below, including average cheap coverage costs and young driver rates.
| Parameter | Insurance cost |
|---|---|
| Discount rates | $736 |
| High deductible | $1074 |
| Average rates | $1244 |
| Low deductibles | $1563 |
| High-risk driver | $2636 |
| Teen driver | $4515 |
The Hyundai Kona Limited is a small SUV or crossover. Therefore, some individuals might be concerned and question whether the Hyundai Kona is pricey compared to other cars in its class and why Hyundai is so expensive to insure.
The figure below illustrates how the insurance costs for the Hyundai Kona compare to those for other crossovers such as the Ford EcoSport, Mazda CX-5, and Lincoln MKT.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Hyundai Kona | $292 | $512 | $328 | $1132 |
| Lincoln MKT | $382 | $638 | $462 | $1212 |
| Ford EcoSport | $292 | $512 | $384 | $1188 |
| Mazda CX-5 | $335 | $544 | $384 | $1263 |
| Honda HR-V | $396 | $544 | $384 | $1324 |
| Toyota RAV4 | $292 | $494 | $402 | $1188 |
| Ford Escape | $292 | $450 | $328 | $1070 |
Older Hyundai Kona cars typically have lower insurance costs. For instance, the difference in auto insurance prices between a 2020 Hyundai Kona and a 2018 Hyundai Kona is $24.
In the following table, the rates of Hyundai Kona
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| 2020 Hyundai Kona | $292 | $512 | $328 | $1132 |
| 2019 Hyundai Kona | $280 | $494 | $345 | $1119 |
| 2018 Hyundai Kona | $268 | $490 | $350 | $1108 |
The driver's age can significantly impact Hyundai Kona auto insurance prices. For instance, a 30-year-old driver's Hyundai Kona vehicle insurance costs about $54 more per year than a driver who is 40 years old.
See more information about Hyundai Kona insurance rates and driver age in the table below.
Your residence can significantly influence the cost of insurance for a Hyundai Kona. You may get more excellent rates typically found in urban areas than in rural areas. Drivers in Los Angeles, for instance, might pay $456 more annually than those in Philadelphia.
The table below shows prices for the Hyundai Kona in significant American cities.
| City | Average Annual Premium |
|---|---|
| Indianapolis | $1059 |
| Seattle | $1207 |
| Phoenix | $1441 |
| Chicago | $1638 |
| Philadelphia | $1663 |
| Jacksonville | $1798 |
| Houston | $1943 |
| New York | $1959 |
| Los Angeles | $2119 |
2022 Hyundai Kona auto insurance by trim level
| Hyundai Kona Trim level | Annual Policy | 6-months policy | Per month |
|---|---|---|---|
| SE | $1186 | $599 | $110 |
| SEL | $1232 | $622 | $114 |
| N Line | $1278 | $645 | $118 |
| Limited | $1326 | $668 | $121 |
| Electric SEL | $1466 | $739 | $133 |
| Electric Limited | $1514 | $763 | $137 |
Driving a 2018 Hyundai Kona rather than the 2022 model could result in $232 annual savings depending on the trim level. In addition, the average insurance cost for a 2019 Hyundai Kona is $106 less than that of a 2022 model.
The data table below shows drivers' typical Hyundai Kona insurance costs from 2018 through 2022. For example, a 60-year-old driver rating a 2018 Hyundai Kona will pay $974 for the least expensive policy, while a 20-year-old driver rating a 2022 model will pay $2,602 for the most expensive.
| Model Year | Age 20 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| 2022 | $2612 | $1398 | $1330 | $1214 | $1190 |
| 2021 | $2684 | $1326 | $1264 | $1152 | $1130 |
| 2020 | $2440 | $1301 | $1301 | $1134 | $1112 |
| 2019 | $2422 | $1280 | $1226 | $1118 | $1098 |
| 2018 | $2168 | $1145 | $1098 | $1004 | $986 |
When purchasing auto insurance for a Hyundai Kona, you must take other variables into account in addition to the cost of the coverage.
Using criteria including client satisfaction, financial soundness, cost, and consumer complaints, Way.com ranked insurance companies for the Hyundai Kona. Our rating scheme revealed that:
Mercury Insurance is the top insurance provider for Hyundai Kona. The second-best overall is Victoria. The fact that it covers all drivers, including those with non-military backgrounds, makes it the best insurer that is easily accessible.
| Insurance company | Average Annual Premium |
|---|---|
| Mercury Insurance | $464 |
| Victoria | $502 |
| American National P | $743 |
| Concord Group | $822 |
| Nodak Mutual | $831 |
| Virginia Farm Bureau | $898 |
| Clear cover | $973 |
| Country way Insurance | $1010 |
| Nat Gen Value | $1088 |
| MMG Insurance Company | $1109 |
| Insurance company | Average Annual Premium |
|---|---|
| Mercury Insurance | $263 |
| American National P | $645 |
| Concord Group | $919 |
| Country way insurance | $968 |
| Victoria | $972 |
| Titan | $1058 |
| MMG Insurance Company | $1126 |
| Texas Farm Bureau Group | $1201 |
| North Carolina Farm Bureau | $1203 |
| Nat Gen Value | $1235 |
| Insurance company | Average Annual Premium |
|---|---|
| Dairyland FR Bond | $348 |
| American National P&C | $363 |
| American National P | $746 |
| Nat Gen Value | $835 |
| Mercury Insurance Company | $904 |
| Concord Group | $939 |
| Countryway Insurance | $973 |
| Mercury Insurance | $981 |
| Clear cover | $990 |
| EMC Insurance | $1062 |
| Insurance company | Average Annual Premium |
|---|---|
| Kemper Auto Infinity | $392 |
| Dairyland Broad farm | $445 |
| Jupiter Auto Insurance | $540 |
| Safeco | $562 |
| American National P | $609 |
| Mercury Insurance | $646 |
| United National Fire Group | $657 |
| Concord Group | $904 |
| NatGen PPA | $924 |
| Countryway Insurance | $1059 |
| Insurance company | Average Annual Premium |
|---|---|
| Jupiter Auto Insurance | $371 |
| Mercury Insurance | $604 |
| American National | $652 |
| Partners Mutual Insurance Co | $768 |
| Clear cover | $785 |
| Countryway Insurance | $885 |
| Mercury Insurance Company | $965 |
| North Carolina Farm Bureau | $979 |
| Texas Farm Bureau Group | $1087 |
| PEMCO | $1091 |
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 Hyundai Kona SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Hyundai Kona SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Hyundai Kona Electric SUV FWD | N/R | N/R | N/R | N/R |
| 2020 Hyundai Kona SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Hyundai Kona SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Hyundai Kona Electric SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Hyundai Kona SUV FWD | N/R | N/R | N/R | N/R |
| 2018 Hyundai Kona SUV AWD | N/R | N/R | N/R | N/R |
Not all models have received ratings. For instance, the National Highway Traffic Safety Administration did not rate the 2018 Hyundai Kona in crash tests.
The 2018 Hyundai Kona took a driver-side crash test by the Insurance Institute for Highway Safety.
The Hyundai Kona's numerous safety features assist in lowering insurance costs. The following security features are available on the 2020 Hyundai Kona:
Is Hyundai Kona available as AWD? Yes, both front-wheel drive and all-wheel drive are choices.
Has anyone driven a Hyundai Kona? Examining the Hyundai Kona's safety ratings is one method to find out.
The Hyundai Kona's safety ratings will also impact your Hyundai Kona vehicle insurance prices. See the table below for the Hyundai Kona evaluation by the Insurance Institute for Highway Safety.
| Test type | Rating |
|---|---|
| Frontal small overlap driver-side | good |
| Frontal small overlap passenger-side | good |
| Frontal moderate overlap | good |
| Side | good |
| Roof strength | good |
| Head restraints and seating | good |
A 2020 Hyundai Kona has an almost flawless safety rating. The top rating an automobile may obtain is "Good." As a result, rates will be lower.
Ways to Save on Hyundai Kona Car Insurance
Improve your credit score to get Kona insurance at a lower cost: Drivers with over 800 could save $207 annually compared to those between 670 and 739 in states with insurance regulations permitting credit ratings to be taken into account when calculating auto insurance prices. A lower credit rating, on the other hand, can increase annual costs by as much as $240.
Save money on insurance by avoiding accidents: Frequent accidents may raise rates by as much as $392 per year for a driver 60 years of age or more, or an additional $1,818 per year for a driver 20 years of age.
Teens' car insurance is pricey. The average cost for complete coverage A 16-year-old driver must pay $4,698, a 17-year-old motorist $4,384, and an 18-year-old driver $4,092 in annual Kona insurance premiums.
To get cheaper insurance, follow the law: It pays to follow driving regulations if you want to get the best Kona insurance prices. Your policy's cost might increase by up to $340 per year with just two points on your driving record.
A 60-year-old driver would pay $1,178 for insurance on a Kona, while a 20-year-old would pay $2,602 annually, saving $54.7 percent.
By increasing deductibles, policy costs are cut: A 40-year-old driver and a 20-year-old driver might each save around $202 and $388 annually, respectively, by increasing the deductible from $500 to $1,000.
Any of the five techniques listed below can help you reduce the cost of your Hyundai Kona car insurance.
Make your auto insurance as affordable as possible. Compare prices provided by the best insurance providers.
Regardless of the Hyundai Kona, you have your eye on, Way.com can help you save time and money on your auto insurance.
Since Way.com will contact your insurance company to get the facts about your current plan, you won't have to climb a mountain of questions. You get the best prices and coverage without doing any research. Additionally, you benefit from special discounts and hassle-free protection.
It is reasonably priced to insure. For example, owners of the Hyundai Kona pay an average of $1,285, which is $142 less than the national average for all automobile types.
The average yearly or monthly insurance rate for a Hyundai Kona is $1,244.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
For the best user experience, please download our Way app.
or
