Key Takeaways
The Hyundai Kona insurance cost on average is $114 per month. The factors, such as model years, trim levels, safety features and many other factors influence the car insurance rate. Different insurers weigh such factors based on their own calculation methods. While some of the factors are unchangeable, there are certain ways to cut down Hyundai Kona car insurance rates. Also, learn the steps to use online instruments such as Way.com to get cheap Hyundai Kona insurance quotes.
The typical annual Hyundai Kona insurance cost is $1,369. The premium rate of the car varies across the states, trim levels, and numerous other variables. In general, Statefarm offers the cheapest Hyundai Kona insurance quotes. Go through the average annual and monthly insurance costs offered by the cheapest insurance companies for the Hyundai Kona models.
| Car Model | Average Annual Rate | Average Monthly Rate |
|---|---|---|
| Honda HR-V | $1,236 | $103 |
| Subaru Crosstrek | $1,344 | $112 |
| Chevrolet Trax | $1,368 | $114 |
| Hyundai Kona | $1,369 | $114 |
| Jeep Renegade | $1,404 | $117 |
The Hyundai Kona insurance cost is determined by various insurers by following their respective premium calculation methods. The weightage given various parameters such as vehicle history, trim level, and model years vary. Considering the latest insurance rates, State Farm offers the minimum average Hyundai Kona insurance rate. The average annual premium offered by the company is $1,123.
While offering the cheapest insurance rates for the Hyundai Kona, car insurance providers consider various factors. The important factors that impact the cost of Hyundai Kona car insurance are:
Trim Level and Features: Based on trim level, the insurance cost of the Hyundai Kona changes. The car model runs in the official trim levels such as SE, SEL, SEL Convenience, N Line S, N Line, and Limited. The specifications, like engine features, change with the trim level, and so does the Hyundai Kona insurance cost.
Safety Ratings & Features: The best safety ratings and advanced safety features of the Hyundai Kona can get you a lower insurance premium.
Repair & Parts Cost: The lower repair and parts cost of the Hyundai Kona can impact your insurance cost positively. With less maintenance and repair costs, you are more likely to get cheap Hyundai Kona auto insurance quotes.
Model Year: With increasing age, the rate of collision and comprehensive insurance goes down. At the same time, the cost of liability coverage in older versions of Hyundai Kona will go up. Also, the positives and negatives associated with the specific model years play a significant part in getting you the cheap Hyundai Kona insurance rate.
Claims History & Theft Rate: Fewer incidents of theft for the Hyundai Kona can help lower the insurance rate. Also, the overall claim rate for the model influences the Hyundai Kona insurance cost.
When purchasing auto insurance for a Hyundai Kona, you must take other variables into account in addition to the cost of coverage. The two major factors are the model year and the auto insurance providers. Here is a glimpse of the average annual monthly and annual premium of Hyundai Kona model years from 2018 - 2022.
| Hyundai Model Year | Average Annual Rate | Average Monthly Rate |
|---|---|---|
| Hyundai Kona 2022 Model Year | $1,386 | $116 |
| Hyundai Kona 2021 Model Year | $1,384 | $115 |
| Hyundai Kona 2020 Model Year | $1,425 | $119 |
| Hyundai Kona 2019 Model Year | $1,380 | $115 |
| Hyundai Kona 2018 Model Year | $1,268 | $106 |
Using criteria including client satisfaction, financial soundness, cost, and consumer complaints, Way.com ranked insurance companies for the Hyundai Kona.
State Farm is the cheapest insurance company for Hyundai Kona. The second-best overall is Travelers. Refer to the table below to get a good oversight of the cheapest insurance companies offering the best rate for your Hyundai Kona.
| Cheapest Provider | Average Annual Rate | Average Monthly Rate |
|---|---|---|
| State Farm | $1,123 | $94 |
| Travelers | $1,414 | $118 |
| Nationwide | $1,454 | $121 |
| Allstate | $1,621 | $135 |
The average monthly premium for the Hyundai Kona 2022 model year is $116. Our research found that State Farm offers the cheapest annual premium for the 2022 model Kona, $1,190.
| Cheapest Provider | Average Annual Rate | Average Monthly Rate |
|---|---|---|
| State Farm | $1,190 | $99 |
| Travelers | $1,297 | $108 |
| Nationwide | $1,311 | $109 |
| Progressive | $1,543 | $129 |
State Farm, followed by Travelers, Nationwide, and Progressive, are the companies offering cheap Hyundai Kona car insurance rates for the 2021 model year. While the average annual premium for the model year of Kona is $1,384, State Farm offers a minimum of $97 per month.
| Cheapest Provider | Average Annual Rate | Average Monthly Rate |
|---|---|---|
| State Farm | $1,163 | $97 |
| Travelers | $1,260 | $105 |
| Nationwide | $1,280 | $107 |
| Progressive | $1,539 | $128 |
Statefarm offers the average minimum premium for the Hyundai Kona 2020 model year at $1,145 per annum. Leading insurers such as Travelers, Nationwide, and Farmers also offer competitive insurance Hyundai Kona auto insurance rates for the car model year.
| Cheapest Provider | Average Annual Rate | Average Monthly Rate |
|---|---|---|
| State Farm | $1,145 | $95 |
| Travelers | $1,249 | $104 |
| Nationwide | $1,385 | $115 |
| Farmers | $1,579 | $132 |
The 2019 Hyundai Kona has an average minimum premium of $1,380 annually. In our research, State Farm is the insurance company to offer the best premium rate for the Hyundai Kona model year. The minimum average annual premium you can find for the car is $1,142.
| Cheapest Provider | Average Annual Rate | Average Monthly Rate |
|---|---|---|
| State Farm | $1,142 | $95 |
| Travelers | $1,295 | $108 |
| Nationwide | $1,391 | $116 |
| Farmers | $1,542 | $129 |
The 2018 Hyundai Kona model year car will cost an average of $1,268 annually. The cheapest Hyundai Kona insurance rate is $1,042 per year offered by State Farm.
| Cheapest Provider | Average Annual Rate | Average Monthly Rate |
|---|---|---|
| State Farm | $1,042 | $87 |
| Travelers | $1,193 | $99 |
| Nationwide | $1,285 | $107 |
| Progressive | $1,449 | $121 |
The safety features can get you the cheapest Hyundai Kona insurance cost for the car. The regular and advanced safety and security features in the car lower the risk level and improve trust in the insurance industry. The following security features are available in Hyundai Kona:
In addition, the standard safety features in Hyundai Kona are also considered by insurers to assess the best Hyundai Kona car insurance cost.
Has anyone driven a Hyundai Kona? Examining the Hyundai Kona's safety ratings is one method to find out more about it.
The Hyundai Kona's safety ratings will also impact your Hyundai Kona vehicle insurance prices. See the table below for the Hyundai Kona evaluation by the Insurance Institute for Highway Safety.
| IIHS Safety Tests | IIHS Safety Ratings |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front: original test | Good |
| Side: original test | Good |
| Roof strength | Good |
| Head restraints & seats | Good |
Improve your credit score to get Kona insurance at a lower cost: Drivers with credit score over 800 can save large margins annually on insurance rates. Insurance companies access your credit score to build the insurance score. The score puts you in the relevant customer category, and based on this, the respective car insurers offer the cheapest Hyundai Kona auto insurance cost.
Save money on insurance by avoiding accidents and tickets: Frequent incidents of accidents and tickets are sure to worry insurers. Based on the intensity and number of occurrences, the insurance premiums for your Hyundai Kona car could rise. Therefore, maintain a clean record on the road.
By increasing deductibles, policy costs are cut: One of the best ways to lower the Hyundai Kona car insurance rate is to increase the deductibles. These are the amounts paid by the owner from their pocket. The amount can be decided upon during the policy purchase. Increasing the limits of deductibles will result in lower coverage from insurers and lead to a subsequent reduction in Hyundai Kona car insurance costs.
Choose a Lower Trim (SE or SEL): If you are buying a Hyundai Kona and not aiming for peak performance, it is best advised to go for a lower trim. Premium trims such as N Line or Limited are built for high performance and hence come under the high-risk category. This makes the higher trims costlier for the insurance companies.
While looking around for the cheapest insurance company for Hyundai Kona, owners must keep the following things in mind:
Compare the insurance quotes from multiple insurers so that you can get the best oversight about the various insurance coverages and rates charged. It will be easier to find the best insurer that satisfies your car insurance requirements for the Hyundai Kona in this manner. Instead of requesting the insurance quotes individually, use platforms such as Way to for easy comparison of insurance quotes from the cheapest insurance companies for your Hyundai Kona.
Search for the discounts applicable to your Hyundai Kona car . Insurers offer several discounts regarding the car make, driving history, etc. Discounts such as Safety Feature Discount, Telematics/UBI Program, Loyalty/Bundling, and Low Annual Mileage can be added to your Hyundai Kona model.
Identify the accurate coverage level required . Before going for a specific insurer, decide upon the coverage level you need for various car insurance coverage. With a decent driving record and lower annual mileage, comprehensive / collision coverage for Hyundai Kona over 5 years is not necessary. At the same time, due to the high cost of repair and replacement in EVs, it is best to keep the full coverage for the Hyundai Kona EV, aged over 5 years.
Regardless of whether you own or plan to buy the car, Way.com can help you save time and money on your Hyundai Kona auto insurance cost.
Way.com makes it super easy for you to get the cheapest Hyundai Kona insurance quotes from 140+ insurers. The unique platform is able to access your Hyundai Kona's existing car insurance policies. Way also helps you to fetch all discounts applicable to your car.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
The Hyundai Kona insurance cost comes under a reasonable bracket considering the make and market value. The average monthly Hyundai Kona car insurance cost will be $114.
$1,369 is the average annual premium for the car model. The Hyundai Kona insurance cost can vary depending on various variables such as model years, owner's age, driving record, annual mileage, etc. To get an accurate insurance quote for your Hyundai Kona, provide the right information to the insurers or on platforms such as Way.com.
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