Key Takeaways
The Nissan 370Z model is a two-seater sports car that began production in 2009. Although it was discontinued in 2021, this model still has a strong fan base. Its high demand in the used car market also reflects its credibility. So, whether you already own one or are planning to buy, it's essential to understand the Nissan 370Z car insurance cost and the premiums offered by different companies. Here, we'll break down the details of 370Z insurance and more.
The average Nissan 370Z insurance cost comes to about $2,172 per year, which breaks down to $181 per month. Since it's a sports coupe, the 370Z generally carries higher insurance rates. Several factors play a role in deciding its cost, and our estimate here is based on a 30-year-old driver having a clean driving record. That's why it's always smart to compare different car insurance options to find the one that fits you best.
The Nissan 370Z is among the most expensive Nissan models to insure. Its sporty nature, higher repair costs, and the risk factor associated with sports cars make insurers charge more. Each insurance company offers different premium options, so it's always wise to compare multiple quotes to see the differences. While the 370Z may be costly to insure, you don't want to miss out on the benefits that the right insurance premium can provide.
The cost of Nissan 370Z car insurance is influenced by several factors, such as the car's MSRP, model year, trim, driver profile, age, safety features, past claims, and maintenance costs. Since each insurer evaluates these factors differently, premiums can change widely from one company to another. The smartest way to save is by comparing multiple providers, finding the ones that fit your budget, and then choosing the best policy for your needs.
Tennessee Farmers is the lowest-priced option for insuring a 2020 Nissan 370Z at $1,317. Vermont Mutual is next at $1,332, and Nationwide is next at $1,418. At the same time, Acuity and 21st Century offer the highest insurance premiums.
| Insurance companies | Insurance rates |
|---|---|
| Tennessee Farmers | $1,317 |
| Vermont Mutual | $1,332 |
| Nationwide | $1,418 |
| Erie | $1,483 |
| Country | $1,670 |
| Southern Farm Bureau | $1,689 |
| USAA | $1,728 |
| State Farm | $1,757 |
| Auto Owners | $1,843 |
| 21st Century | $1,894 |
| Acuity | $1,901 |
When comparing the cheapest 2019 Nissan 370Z insurance rates, Cincinnati Insurance has the lowest premium at $1,246. On the other hand, Mercury is the costliest option, with premiums starting at $1,876.
| Insurance companies | Insurance rates |
|---|---|
| Cincinnati Insurance | $1,246 |
| Erie | $1,318 |
| Nationwide | $1,421 |
| Auto Owners | $1,432 |
| USAA | $1,511 |
| Country | $1,564 |
| Acuity | $1,633 |
| Southern Farm Bureau | $1,672 |
| State Farm | $1,803 |
| Safeco | $1,810 |
| Arbella | $1,866 |
| Mercury | $1,876 |
For the 2018 model, Erie delivers the lowest insurance cost at just $920. Tennessee Farmers is next costing $1,101. USAA and Nationwide round out the lower-priced options, making this model one of the more affordable years to insure.
| Insurance companies | Insurance rates |
|---|---|
| Erie | $920 |
| Tennessee Farmers | $1,101 |
| USAA | $1,197 |
| Nationwide | $1,277 |
| Acuity | $1,292 |
| Vermont Mutual | $1,297 |
| Country | $1,415 |
| Plymouth Rock Insurance | $1,429 |
| Southern Farm Bureau | $1,573 |
| State Farm | $1,590 |
| Arbella | $1,611 |
Owners of the 2017 370Z will find Erie again leading with a premium of $804. USAA is next in the list at $956, and Tennessee Farmers remains competitive at $1,087. Tennessee Farmers and Quincy Mutual also provide solid, low-cost coverage, keeping this year's rates attractive.
| Insurance companies | Insurance rates |
|---|---|
| Erie | $804 |
| USAA | $956 |
| Tennessee Farmers | $1,087 |
| Quincy Mutual | $1,091 |
| Texas Farm Bureau | $1,111 |
| Nationwide | $1,131 |
| State Farm | $1,248 |
| Plymouth Rock Insurance | $1,354 |
| Progressive | $1,401 |
| Acuity | $1,425 |
| Vermont Mutual | $1,435 |
Quincy Mutual leads the list by offering the cheapest insurance for the 2016 Nissan 370Z at $1,059 per year. In contrast, Auto Owners ranks as the most expensive option, with premiums starting at $1,677.
| Insurance companies | Insurance rates |
|---|---|
| Quincy Mutual | $1,059 |
| Texas Farm Bureau | $1,080 |
| Vermont Mutual | $1,166 |
| Erie | $1,208 |
| Nationwide | $1,418 |
| Country | $1,504 |
| Tennessee Farmers | $1,507 |
| Southern Farm Bureau | $1,570 |
| State Farm | $1,643 |
| Acuity | $1,659 |
| Arbella | $1,660 |
| Auto Owners | $1,677 |
Erie offers the most affordable insurance rate for this model at $740. USAA and Quincy Mutual are also affordable picks, with rates starting from $950 and $1,035, respectively. However, Vermont Mutual and Acuity offer the most expensive Nissan 370Z auto insurance rate for the 2015 model.
| Insurance companies | Insurance rates |
|---|---|
| Erie | $740 |
| USAA | $950 |
| Quincy Mutual | $1,035 |
| Texas Farm Bureau | $1,042 |
| State Farm | $1,108 |
| Nationwide | $1,116 |
| Plymouth Rock Insurance | $1,261 |
| Progressive | $1,294 |
| Tennessee Farmers | $1,348 |
| Vermont Mutual | $1,374 |
| Acuity | $1,391 |
For the 2014 model, Erie again took the crown with the lowest rate of $852. Quincy Mutual follows at $1,007, while Texas Farm Bureau is right there at $1,012. USAA and Plymouth Rock Insurance also come in at competitive levels, giving drivers plenty of choices.
| Insurance companies | Insurance rates |
|---|---|
| Erie | $852 |
| Quincy Mutual | $1,007 |
| Texas Farm Bureau | $1,012 |
| USAA | $1,059 |
| Plymouth Rock Insurance | $1,222 |
| Nationwide | $1,316 |
| State Farm | $1,373 |
| Vermont Mutual | $1,400 |
| Acuity | $1,408 |
| Tennessee Farmers | $1,423 |
| Country | $1,551 |
| American Family | $1,589 |
Erie is again the most affordable insurance company, with premiums starting from $768. Quincy Mutual and USAA are other affordable companies for insuring the 2013 Nissan 370Z. Still, Country and Progressive offer expensive options, with premiums costing $1,519 and $1,508, respectively.
| Insurance companies | Insurance rates |
|---|---|
| Erie | $768 |
| Quincy Mutual | $979 |
| USAA | $989 |
| Texas Farm Bureau | $1,002 |
| Plymouth Rock Insurance | $1,185 |
| Nationwide | $1,270 |
| State Farm | $1,283 |
| Vermont Mutual | $1,320 |
| Acuity | $1,339 |
| Tennessee Farmers | $1,386 |
| Progressive | $1,508 |
| Country | $1,519 |
Like most of the year, Erie again tops the list by offering the most affordable premium of $740. USAA and Quincy Mutual are other affordable insurance options. Still, there are expensive options from companies like Country, Tennessee Farmers, Nationwide, etc.
| Insurance companies | Insurance rates |
|---|---|
| Erie | $740 |
| USAA | $916 |
| Quincy Mutual | $955 |
| Texas Farm Bureau | $974 |
| State Farm | $1,097 |
| Plymouth Rock Insurance | $1,159 |
| Vermont Mutual | $1,183 |
| Acuity | $1,220 |
| Nationwide | $1,236 |
| Tennessee Farmers | $1,301 |
| Country | $1,420 |
Safety features have a big impact on lowering the Nissan 370Z insurance cost. While the rates are still on the higher side, the presence of advanced safety features does help bring them down to some extent. Here are some of the key features that make this sports car safer:
Start your auto insurance journey today with the Way app or by visiting Way.com and get a free quote in just a few minutes! Compare plans from over 140 top insurance providers on our platform, giving you the flexibility to choose the right policy that could help reduce your Nissan 370Z car insurance costs. You can also browse the insurance rates of different car models with Way.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
Nissan 370Z is priced at $30,090 for the 370Z Coupe, and the high-performance 370Z NISMO starts at $45,790.
The average annual car insurance for a Nissan 370Z is $2172. The monthly insurance rate for a Nissan 370Z is $181.
When comparing the 370Z auto insurance costs to those of other sports cars, it is clearly expensive to insure, considering its potential risk elements.
Nissan 370Z is tested to have reliability above average.
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