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Key Takeaways
- On average, the insurance premium for a Nissan Leaf costs$1,656 annually or $138 per month.
- Texas Farm Bureau is the cheapest car insurance provider for the Nissan Leaf, with an annual average rate of $807.
- The Nissan Leaf's car insurance cost is above the middle range compared to that of many of its major competitors in the compact electric hatchback segment.
Being one of the world's first mass market EVs, the Nissan Leaf is a compact electric hatchback known for its zero emissions and affordable price. Besides that, Nissan Leaf's strong safety ratings and practicality make it a popular choice among daily commuters. But how about the cost of insuring your Nissan Leaf? Insurance costs may differ depending on the model year and trim level you choose. So, it is always best to compare different insurance providers so that your selection does not lead to coverage gaps or financial loss. Read further to learn more about Nissan Leaf car insurance cost.
Nissan Leaf Auto Insurance Cost
The average insurance cost of a Nissan Leaf is around $1,656 per year. You can find the right insurance provider that can meet your insurance needs and offer the cheapest rates by shopping around and comparing quotes. The Way app can help you with the process by letting you compare multiple providers in minutes.
Are Nissan Leaf Models Expensive to Insure?
Among compact EV hatchbacks, the Nissan Leaf tends to have moderate insurance costs. The rates are higher than those of its major competitors, such as Volkswagen e-Golf, Fiat 500e, and Hyundai Ioniq Electric, and lower than those of premium electric hatchbacks such as the Chevy Bolt EV and the BMW i3. Nissan Leaf's moderate cost profile is mainly due to its low theft risk, affordable battery repair costs, and moderate market price and replacement costs.
| Compact Electric Hatchbacks | Average Annual Premium |
|---|---|
| Volkswagen e-Golf | $864 |
| Fiat 500e | $1,080 |
| Hyundai Ioniq Electric | $1,092 |
| Nissan Leaf | $1,656 |
| Chevrolet Bolt EV | $1,728 |
| BMW i3 | $1,968 |
What Affects the Cost of Nissan Leaf Car Insurance?
Insurance companies normally consider several factors when determining your Nissan Leaf car insurance rate. Some of the most common factors are given below.
- Age of the driver
- Gender of the driver
- Location
- Vehicle age & trim
- Driver profile
- The insurance company you choose
Nissan Leaf Insurance Cost by Model Year
Older Nissan Leaf models usually have lower insurance costs, but newer models come with advanced features, which lead to more expensive repairs and replacements. The price difference may also be due to the rare availability of parts, good maintenance history, or certain features found within a specific model year. The insurance costs for different model years of the Nissan Leaf are given below.
| Model Year | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| 2016 Nissan Leaf | $99 | $1,190 |
| 2015 Nissan Leaf | $98 | $1,177 |
| 2014 Nissan Leaf | $92 | $1,104 |
| 2013 Nissan Leaf | $90 | $1,078 |
| 2012 Nissan Leaf | $90 | $1,083 |
| 2011 Nissan Leaf | $88 | $1,062 |
Nissan Leaf Cheapest Insurance Cost by Company
According to our research, Texas Farm Bureau offers the cheapest Nissan Leaf car insurance rates. The average annual premium is just $807. However, the cheapest rates cannot always guarantee the best value. To get the maximum benefits, it is important to compare quotes from various providers and ensure that they have all the required features.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $67 | $807 |
| Erie | $68 | $818 |
| Vermont Mutual | $76 | $909 |
| USAA | $80 | $957 |
| Tennessee Farmers | $82 | $986 |
Cheapest Insurance Companies Based on Nissan Leaf Model Years
2016 Nissan Leaf
Texas Farm Bureau offers the most competitive insurance rates for the 2016 model at just $783 per annum. Otherwise, it costs around $1,190 per year to insure a 2016 Nissan Leaf on average.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $66 | $783 |
| Erie | $73 | $870 |
| Vermont Mutual | $80 | $965 |
| Tennessee Farmers | $87 | $1,024 |
| USAA | $88 | $1,047 |
| Quincy Mutual | $88 | $1,059 |
| Acuity | $91 | $1,092 |
| Plymouth Rock Insurance | $92 | $1,105 |
| Country | $95 | $1,139 |
| Arbella | $97 | $1,165 |
| Mercury | $97 | $1,167 |
2015 Nissan Leaf
Generally, it costs around $1,177 per year to insure a 2015 Nissan Leaf. Texas Farm Bureau offers the cheapest rate at $817 per year for the 2015 model.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $69 | $817 |
| Erie | $71 | $854 |
| Vermont Mutual | $80 | $965 |
| USAA | $83 | $978 |
| Tennessee Farmers | $83 | $992 |
| Quincy Mutual | $89 | $1,035 |
| Plymouth Rock Insurance | $89 | $1,074 |
| Acuity | $90 | $1,087 |
| Mercury | $96 | $1,154 |
| Country | $96 | $1,155 |
| American Family | $98 | $1,165 |
2014 Nissan Leaf
Insuring a 2014 Nissan Leaf typically costs about $1,104 annually, with Texas Farm Bureau providing the best rate at $804 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $67 | $804 |
| Erie | $69 | $834 |
| Vermont Mutual | $78 | $942 |
| USAA | $79 | $955 |
| Tennessee Farmers | $83 | $994 |
| Quincy Mutual | $84 | $1,007 |
| Acuity | $85 | $1,024 |
| Country | $98 | $1,139 |
| Mercury | $98 | $1,143 |
| American Family | $99 | $1,168 |
| Arbella | $102 | $1,219 |
2013 Nissan Leaf
For a 2013 Nissan Leaf, the average annual insurance cost is approximately $1,078. Texas Farm Bureau presents the cheapest premium at just $781 annually.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $65 | $781 |
| Erie | $66 | $792 |
| Vermont Mutual | $66 | $794 |
| Tennessee Farmers | $73 | $881 |
| Acuity | $76 | $900 |
| USAA | $78 | $936 |
| Quincy Mutual | $81 | $979 |
| Country | $85 | $1,017 |
| Arbella | $87 | $1,026 |
| Mercury | $95 | $1,140 |
| State Farm | $98 | $1,171 |
2012 Nissan Leaf
For 2012 Nissan Leaf car insurance, you can expect to pay around $1,083 per year. However, Erie offers affordable rates starting at just $784 per annum.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $65 | $784 |
| Texas Farm Bureau | $69 | $832 |
| Vermont Mutual | $78 | $911 |
| USAA | $77 | $928 |
| Quincy Mutual | $80 | $955 |
| Acuity | $84 | $983 |
| Tennessee Farmers | $84 | $1,013 |
| Mercury | $98 | $1,143 |
| Country | $98 | $1,150 |
| American Family | $105 | $1,225 |
| Arbella | $105 | $1,240 |
2011 Nissan Leaf
On average, insuring a 2011 Nissan Leaf will cost you around $1,062 per year. The cheapest provider is Erie with an annual premium of $776.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $63 | $776 |
| Texas Farm Bureau | $68 | $824 |
| Vermont Mutual | $73 | $876 |
| USAA | $74 | $898 |
| Quincy Mutual | $76 | $930 |
| Acuity | $79 | $943 |
| Tennessee Farmers | $84 | $1,011 |
| Country | $94 | $1,117 |
| American Family | $95 | $1,153 |
| Mercury | $98 | $1,174 |
| Nationwide | $100 | $1,218 |
Nissan Leaf Safety Features
The Nissan Leaf has several safety features, which can reduce insurance rates by getting you qualified for available discounts.
Some of the installed features include:
- Automatic Emergency Braking with Pedestrian Detection
- Rear Automatic Braking
- Rear Cross-Traffic Alert
- Blind-Spot Warning
- Lane Departure Warning
- High Beam Assist
- Intelligent Forward Collision Warning
- Intelligent Cruise Control
- Front/Rear Sonar (Parking Sensors)
- Intelligent Around View Monitor
- Vehicle Dynamic Control & Traction Control
- Anti-lock Braking System (ABS) with Brake Assist
Nissan Leaf Safety Ratings
Nissan Leaf has overall good safety ratings, which indicate a lower risk of injury, damage, and repair costs, which can lower its insurance rates. Since insurance companies often consider safety ratings when determining a car model's premium rates, Leaf's safety ratings play a key role in its insurance pricing.
| Test Category | Rating |
|---|---|
| Moderate overlap front (original) | Good |
| Side (original test) | Good |
| Side (updated test) | Acceptable |
| Head restraints & seats | Good |
| LATCH ease of use | Marginal |
How Do I Find the Best Nissan Leaf Car Insurance Rates?
- You should always research the market and analyze the insurance trends before purchasing your Nissan Leaf insurance. It could be tempting to choose a provider that offers a low rate. However, it's always better to apply for multiple free insurance quotes from as many companies as you can. You can either apply individually or use an insurance platform like Way.com.
- The best approach for finding the right policy is to analyze all of your options. Only choose a provider who offers a balance of low rates and comprehensive coverage. Ask for available discounts, such as multi-policy, good student, loyalty, and senior citizen discounts that can lower your insurance costs.
- In only a few minutes, an insurance aggregator like Way.com can help you find the lowest insurance rates you've qualified for with your financial position.
- The cheapest rates don't always mean the best, so consider spending a little bit more to get comprehensive coverage. You can also save more on your Nissan Leaf insurance costs by bundling your home and car insurance policies.
How to Get Nissan Leaf Car Insurance with Way.com
Download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes. On our platform, you can compare offers from more than 140 different insurance providers. This will help you choose the best option that can reduce your Nissan Leaf car insurance costs.
INSURANCE AGENT EXPERTS
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
FAQs
How much does it cost to insure a Nissan Leaf?
The Nissan Leaf insurance cost typically falls around $1,656 per year, depending on factors like the driver's age, location, driving history, and coverage level.
Is full coverage insurance necessary for a Nissan Leaf?
Full coverage is needed only if your Leaf is new, leased, or financed. If your car is older and fully paid off, liability coverage may be enough.
Is the Nissan Leaf expensive to insure compared to other compact electric hatchbacks?
The Nissan Leaf car insurance cost is above the middle range compared to the insurance price of many of its direct competitors in the compact electric hatchback segment.
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