Free quotes from 150+ carriers in seconds
Key Takeaways
- On average, the insurance premium for a Nissan Titan costs$1,716 annually or $143 per month.
- Texas Farm Bureau is the cheapest insurance provider for the Nissan Titan, with an annual average rate of $730.
- The Nissan Titan's car insurance cost is above the middle range compared to that of many of its major competitors in the full-size pickup truck segment.
The Nissan Titan car model is a full-size pickup truck known for its power, durability, and everyday utility. Produced and marketed across the United States from 2004 to 2024, the Titan has a strong fan base among truck lovers who seek a balance between reliability and performance. But how about the cost of insuring your Nissan Titan? Insurance costs may differ depending on the model year and trim level you choose. So, it is always best to compare different insurance providers so that your selection does not lead to coverage gaps or financial loss. Read further to learn more about Nissan Titan car insurance cost.
Nissan Titan Auto Insurance Cost
The average insurance cost of the Nissan Titan is around $1,716 per year. You can find the right insurance provider that can meet your insurance needs and offer the cheapest rates by shopping around and comparing quotes. The Way app can help you with the process by letting you compare multiple providers in minutes.
Are Nissan Titan Models Expensive to Insure?
Although the cost to insure a Nissan Titan is not as low as that of its major competitors like Ford F-150 and Chevy Silverado, the premiums are competitive considering its solid safety features and lower theft rates. The Titan's above-average cost profile is mainly due to its rarely available parts, relatively high repair and maintenance costs, and smaller owner base.
| Full-size Pickup Trucks | Average Annual Premium |
|---|---|
| Ford F-150 | $1,068 |
| GMC Sierra 1500 | $1,512 |
| Chevrolet Silverado 1500 | $1,692 |
| Nissan Titan | $1,716 |
| Toyota Tundra | $1,740 |
What Affects the Cost of Nissan Titan Car Insurance?
Insurance companies normally consider several factors when determining your Nissan Titan car insurance rate. Some of the most common factors are given below.
- Age of the driver
- Gender of the driver
- Location
- Vehicle age & trim
- Driver profile
- The insurance company you choose
Nissan Titan Insurance Cost by Model Year
Older Nissan Titan models usually have lower insurance costs since newer models come with advanced features, which lead to more expensive repairs and replacements. However, certain older model years cost more to insure due to rarely available parts or certain features found within a specific model year. The insurance costs for different model years of the Nissan Titan are given below.
| Model Year | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| 2020 Nissan Titan | $144 | $1,723 |
| 2019 Nissan Titan | $149 | $1,791 |
| 2017 Nissan Titan | $88 | $1,053 |
| 2016 Nissan Titan | $137 | $1,645 |
| 2014 Nissan Titan | $81 | $973 |
| 2013 Nissan Titan | $68 | $817 |
| 2012 Nissan Titan | $64 | $772 |
| 2011 Nissan Titan | $64 | $773 |
Nissan Titan Cheapest Insurance Cost by Company
According to our research, Texas Farm Bureau offers the cheapest Nissan Titan car insurance rates. The average annual premium is just $730. However, the cheapest rates cannot always guarantee the best value. To get the maximum benefits, it is important to compare quotes from various providers and ensure that they have all the required features.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $61 | $730 |
| Erie | $66 | $787 |
| Progressive | $72 | $858 |
| Quincy Mutual | $76 | $909 |
| USAA | $81 | $968 |
Cheapest Insurance Companies Based on Nissan Titan Model Years
2020 Nissan Titan
21st Century offers the most competitive insurance rates for the 2020 Nissan Titan at just $1,240 per annum. Otherwise, it costs around $1,723 per year to insure a 2020 model on average.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| 21st Century | $103 | $1,240 |
| Tennessee Farmers | $104 | $1,242 |
| Erie | $111 | $1,264 |
| Nationwide | $110 | $1,325 |
| Vermont Mutual | $114 | $1,340 |
| American Family | $121 | $1,450 |
| USAA | $123 | $1,453 |
| State Farm | $123 | $1,460 |
| Plymouth Rock Insurance | $125 | $1,548 |
| Mercury | $131 | $1,574 |
| Auto Owners | $135 | $1,652 |
2019 Nissan Titan
Generally, it costs around $1,791 per year to insure a 2019 Nissan Titan. Erie offers the cheapest rates at $1,087 per year for the 2019 model.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $90 | $1,087 |
| Nationwide | $103 | $1,161 |
| Cincinnati Insurance | $115 | $1,286 |
| Auto Owners | $123 | $1,445 |
| USAA | $124 | $1,476 |
| Plymouth Rock Insurance | $124 | $1,497 |
| State Farm | $124 | $1,525 |
| Mercury | $123 | $1,546 |
| Infinity | $136 | $1,572 |
| American Family | $133 | $1,593 |
| Country | $134 | $1,608 |
2017 Nissan Titan
Insuring a 2017 Nissan Titan typically costs about $1,053 annually, with Texas Farm Bureau providing the best rates at $772 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Texas Farm Bureau | $64 | $772 |
| Erie | $65 | $778 |
| USAA | $68 | $818 |
| State Farm | $76 | $905 |
| Progressive | $86 | $971 |
| Tennessee Farmers | $84 | $1,010 |
| Nationwide | $85 | $1,015 |
| Quincy Mutual | $87 | $1,035 |
| Plymouth Rock Insurance | $88 | $1,052 |
| Vermont Mutual | $89 | $1,070 |
| Acuity | $100 | $1,219 |
2016 Nissan Titan
For a 2016 Nissan Titan, the average annual insurance cost is approximately $1,645. Erie presents the cheapest premium at $1,056 annually.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $87 | $1,056 |
| 21st Century | $93 | $1,138 |
| Vermont Mutual | $100 | $1,246 |
| American Family | $116 | $1,329 |
| Plymouth Rock Insurance | $116 | $1,376 |
| Nationwide | $114 | $1,389 |
| State Farm | $120 | $1,439 |
| Auto Owners | $120 | $1,452 |
| Tennessee Farmers | $124 | $1,473 |
| Mercury | $124 | $1,480 |
| USAA | $125 | $1,525 |
2014 Nissan Titan
You can expect to pay around $973 per year for 2014 Nissan Titan car insurance. However, Erie offers affordable rates starting at just $614 per annum.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $51 | $614 |
| Texas Farm Bureau | $60 | $753 |
| USAA | $64 | $764 |
| State Farm | $69 | $855 |
| Vermont Mutual | $69 | $861 |
| Tennessee Farmers | $69 | $862 |
| Plymouth Rock Insurance | $83 | $996 |
| Quincy Mutual | $84 | $1,001 |
| Progressive | $84 | $1,012 |
| Nationwide | $84 | $1,035 |
| Acuity | $85 | $1,042 |
2013 Nissan Titan
On average, insuring a 2013 Nissan Titan will cost you around $817 per year. The cheapest provider is Erie with an annual premium of $521.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $43 | $521 |
| USAA | $50 | $603 |
| State Farm | $52 | $618 |
| Texas Farm Bureau | $60 | $734 |
| Progressive | $67 | $807 |
| Tennessee Farmers | $68 | $813 |
| Quincy Mutual | $69 | $855 |
| Vermont Mutual | $69 | $865 |
| American Family | $75 | $906 |
| Nationwide | $77 | $912 |
| Plymouth Rock Insurance | $80 | $949 |
2012 Nissan Titan
The average annual insurance premium for a 2012 Nissan Titan is $772. The cheapest rates are provided by Erie at just $498 per year. USAA also offers competitive rates at just $563 per annum.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $41 | $498 |
| USAA | $48 | $563 |
| State Farm | $49 | $578 |
| Texas Farm Bureau | $58 | $695 |
| Tennessee Farmers | $62 | $747 |
| Vermont Mutual | $60 | $757 |
| Progressive | $63 | $758 |
| Quincy Mutual | $69 | $837 |
| American Family | $73 | $882 |
| Nationwide | $73 | $891 |
| Allstate | $74 | $917 |
2011 Nissan Titan
Erie again offers the cheapest insurance rates for the 2011 Nissan Titan as well. The yearly premium is just $480. Usually, it costs around $773 per year to insure the 2011 model on average.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $40 | $480 |
| USAA | $45 | $542 |
| State Farm | $48 | $571 |
| Texas Farm Bureau | $56 | $697 |
| Progressive | $62 | $742 |
| Vermont Mutual | $61 | $767 |
| Tennessee Farmers | $65 | $775 |
| Quincy Mutual | $68 | $819 |
| American Family | $73 | $886 |
| Allstate | $74 | $897 |
| Plymouth Rock Insurance | $74 | $899 |
Nissan Titan Crash Test Ratings
Crash test ratings directly indicate a vehicle's safety performance, which can largely affect the insurance premiums. Nissan Titan's crash test ratings are not available for earlier model years. Still, the crash test results for the newer model years indicate lower risk for drivers and passengers, which can help reduce the yearly insurance cost.
| Vehicle | Overall | Frontal Crash | Side Crash | Rollover |
|---|---|---|---|---|
| 2020 Nissan Titan
PU/CC RWD |
4 Stars | 4 Stars | 5 Stars | 4 Stars |
| 2020 Nissan Titan
PU/CC 4WD |
4 Stars | 4 Stars | 5 Stars | 3 Stars |
| 2019 Nissan Titan
PU/CC RWD |
4 Stars | 4 Stars | 5 Stars | 4 Stars |
| 2019 Nissan Titan
PU/CC AWD |
4 Stars | 4 Stars | 5 Stars | 4 Stars |
| 2018 Nissan Titan
PU/CC RWD |
4 Stars | 4 Stars | 5 Stars | 4 Stars |
| 2018 Nissan Titan
PU/CC AWD |
4 Stars | 4 Stars | 5 Stars | 4 Stars |
Nissan Titan Safety Features
The Nissan Titan has several safety features, which can reduce insurance rates by getting you qualified for available discounts.
Some of the installed features include:
- Automatic Emergency Braking with Pedestrian Detection
- Rear Automatic Braking
- Rear Cross-Traffic Alert
- Blind-Spot Warning
- Lane Departure Warning
- High Beam Assist
- Intelligent Forward Collision Warning
- Intelligent Cruise Control
- Front/Rear Sonar (Parking Sensors)
- Intelligent Around View Monitor
- Vehicle Dynamic Control & Traction Control
- Anti-lock Braking System (ABS) with Brake Assist
Nissan Titan Safety Ratings
Nissan Titan has overall good safety ratings, which indicate a lower risk of injury, damage, and repair costs, which can lower its insurance rates. Since insurance companies often consider safety ratings when determining a car model's premium rates, Titan's safety ratings play a key role in its insurance pricing.
| Category | IIHS Ratings |
|---|---|
| Small overlap front (driver-side) | Good |
| Moderate overlap front (original) | Good |
| Side (original test) | Good |
| Roof strength | Good |
| Head restraints & seats | Good |
| Headlights | Poor |
| Front crash prevention (vehicle-to-vehicle) | Superior |
| Front crash prevention (pedestrian) | Superior |
| Blind-spot detection | Standard |
| Lane departure warning | Standard |
| Rear automatic braking | Standard |
How Do I Find the Best Nissan Titan Car Insurance Rates?
- You should always research the market and analyze the insurance trends before purchasing your Nissan Titan insurance. It could be tempting to choose a provider that offers a low rate. However, it's always better to apply for multiple free insurance quotes from as many companies as you can. You can either apply individually or use an insurance platform like Way.com.
- The best approach for finding the right policy is to analyze all of your options. Only choose a provider who offers a balance of low rates and comprehensive coverage. Ask for available discounts, such as multi-policy, good student, loyalty, and senior citizen discounts that can lower your insurance costs.
- In only a few minutes, an insurance aggregator like Way.com can help you find the lowest insurance rates you've qualified for with your financial position.
- The cheapest rates don't always mean the best, so consider spending a little bit more to get comprehensive coverage. You can also save more on your Nissan Titan insurance costs by bundling your home and car insurance policies.
How to Get Nissan Titan Car Insurance with Way.com
Download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes. On our platform, you can compare offers from more than 140 different insurance providers. This will help you choose the best option that can reduce your Nissan Titan car insurance costs.
INSURANCE AGENT EXPERTS
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
FAQs About Nissan Titan Insurance
How much does it cost to insure a Nissan Titan?
The Nissan Titan insurance cost typically falls around $1,716 per year, depending on factors like the driver's age, location, driving history, and coverage level.
Is full coverage insurance necessary for a Nissan Titan?
Full coverage is needed only if your Titan is new, leased, or financed. If your car is older and fully paid off, liability coverage may be enough.
Is the Nissan Titan expensive to insure compared to other full-size pickup trucks?
The Nissan Titan car insurance cost is above the middle range compared to the insurance price of many of its direct competitors in the full-size pickup truck segment.
Learn more by city and state for car insurance
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
Get the App:
Find the best Auto insurance rates on-the-go
For the best user experience, please download our Way app.
or
