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Key Takeaways

  • The Nissan Kicks is the cheapest Nissan to insure among 2022 models, costing an average of 1191 per year, or roughly $99 per month.
  • Nissan insurance is 4.4% more expensive per year than Toyota, 10.6% more expensive than Honda, 10.7% more expensive than Subaru, and 14.9% more expensive than Mazda compared to other Japanese carmakers
  • Overall, Nissan insurance is reasonably priced (except for the GT-R), but this depends on your insurance model. We recommend getting multiple free car insurance quotes to find the best rate due to differences in car insurance rates based on your region and driving characteristics.

Introduction

Nissan has a long and illustrious history in the car industry, dating back to 1914. Then, the Datsun firm in Tokyo, Japan, created the first DAT model.

Modern-day Nissan is based in Nishi-Ku, Yokohama, Japan, making cars under the Infiniti, Nissan, and Datsun brands after multiple mergers and name changes. Under the NISMO badge, performance-tuned cars are released.

How do Nissan insurance premiums compare to rival manufacturers like Honda and Toyota, with current models ranging from the popular Nissan LEAF electric car to the 600-horsepower GT-R NISMO sports coupe?

Let's take a look at what we've got.

How much does Nissan Insurance cost?

Nissan auto insurance costs range from $1188 for a Nissan Kicks to $3144 for the Nissan GT-R for the 2022 model year, with an average of $1620 each year.

Model Annual Cost Model Annual Cost
Nissan 370Z $1728 Nissan NV $1338
Nissan Altima $1707 Nissan NV200 $1437
Nissan Armada $1689 Nissan Pathfinder $1539
Nissan Cube $981 Nissan Quest $1332
Nissan Frontier $1449 Nissan Rogue $1491
Nissan GT-R $3144 Nissan Rogue Sport $1278
Nissan Juke $1149 Nissan Sentra $1482
Nissan Kicks $1191 Nissan Titan $1608
Nissan Leaf $1629 Nissan Titan XD $1710
Nissan Maxima $1698 Nissan Versa $1719
Nissan Murano $1419 Nissan Xterra $1056

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Car insurance for Nissan: by Model

Car insurance for Nissan Altima

The basic price of the 2021 Nissan Altima is $24561, with four trim options available, including an all-wheel drive and a turbo engine. Overall, Altima's full coverage insurance costs slightly more than the national average.

Altima Car Insurance Average Annual Premium
Minimum coverage $537
Full coverage $1803

Car insurance for Nissan Pathfinder

The Nissan Pathfinder comes in five distinct trim packages, with the option of all-wheel drive, and offers all-season and multi-terrain performance and standard automated emergency braking.

Pathfinder Car Insurance Average Annual Premium
Minimum coverage $537
Full coverage $1689

Car insurance for Nissan Rogue

With three extra trim packages and an all-wheel-drive option, Nissan Rogue presents a great value for money alternative. In addition, the Rogue got the lowest average full coverage insurance cost of all the models.

Rogue Car Insurance Average Annual Premium
Minimum coverage $519
Full coverage $1572

Car insurance for Nissan Sentra

The Nissan Sentra is a fuel-efficient car with a city fuel economy of 29 mpg and a highway fuel economy of 39 mpg. Automatic emergency braking with pedestrian detection is also included as a standard. Auto insurance costs may be reduced as a result of these safety measures.

Sentra Car Insurance Average Annual Premium
Minimum coverage $549
Full coverage $1755

Car insurance for Nissan Titan

The Nissan Titan is one of Nissan's truck alternatives, with three trim packages to pick from and an optional four-wheel drive. In addition, its safety features could help you save money on your insurance premiums.

Titan Car Insurance Average Annual Premium
Minimum coverage $534
Full coverage $1875

Car insurance for Nissan Versa

The Versa's cheap full-coverage insurance costs may be due to the safety measures of the car.

Versa Car Insurance Average Annual Premium
Minimum coverage $543
Full coverage $1641

Cheapest Car Insurance Companies for Nissan

On average, USAA offers some of the most affordable Nissan insurance. However, suppose you are not a member of the military, a veteran, or a qualifying family member. In that case, you may want to look into reasonable alternative options, such as Erie give the next lowest prices on average for practically every Nissan model.

Although these averages are useful for comparison, each driver's actual premium will differ. Requesting a quote from the insurer is the easiest approach to figuring out how much you'll pay.

Car Insurance Company Altima Pathfinder Rogue Sentra Titan Versa
Amica $1410 $1359 $1242 $1359 $1449 $1389
Erie $1305 $1227 $1209 $1215 $1515 $1029
State Farm $1512 $1503 $1368 $1404 $1503 $1419
USAA $1179 $1251 $1125 $1119 $1359 $1083

Average cost of insurance for a Nissan Model for a 30-year-old driver

Nissan Altima

For a 30-year-old driver, the average insurance premium for a Nissan Altima is $3369. Insuring a Nissan mid-tier sedan is slightly more expensive than insuring a standard Nissan.

However, if you own an earlier Altima, your rates are likely to be lower.

Year and model Annual Rates
2019 Altima 2.5 S $3,842
2018 Altima 2.5 S $3,739
2017 Altima 2.5 $3,416
2016 Altima 2.5 S $3,361
2015 Altima 2.5 S $3,270

Nissan GT-R

For a 30-year-old driver, the average insurance cost for a GT-R is $6405 per year. The Nissan GT-R is the company's fastest and most expensive car and the most expensive to insure. Insuring a GT-R costs 69% more than insuring a 370Z, Nissan's second, less expensive sports car.

Year and model Annual Rates
2019 GT-R $7,388
2018 GT-R Black Edition $7,587
2017 GT-R Black Edition $7,387
2016 GT-R Black Edition $7,116
2015 GT-R Black Edition $6,801

Nissan Leaf

Insurance for a 30-year-old driver on a Nissan Leaf costs $3579 a year. The Leaf is more expensive than most other Nissans. It's the most expensive of Nissan's compact electric car lineup.

Electric cars are generally more expensive to insure than cars with conventional engines, partly because they are more expensive. However, this may compensate for some of the gasoline savings associated with owning an electric car.

Year and model Annual Rates
2019 Leaf SL $3,965
2018 Leaf SL $3,921
2017 Leaf SL $3,823
2016 Leaf SL $3,705
2015 Leaf SL $3,575

Nissan Maxima

For a 30-year-old driver, the average cost of Nissan Maxima insurance is $3669 per year. The Nissan Maxima is the most expensive to insure among the Nissan sedans.

Year and model Annual Rates
2019 Maxima S $4,201
2018 Maxima S $4,171
2017 Maxima S $3,860
2016 Maxima S $3,824
2014 Maxima 3.5 S $3,616

Nissan Rogue

The average insurance cost for a 30-year-old driver in the ten most recent model years of Nissan's Rogue is $2919 per year. The average monthly cost of coverage for a Rogue is $252.

Year and model Annual Rates
2019 Rogue S $3,253
2018 Rogue S $3,179
2017 Rogue S $3,050
2016 Rogue S $3,077
2015 Rogue S $2,945

Nissan 370Z

A 370Z, Nissan's mid-tier sports coupe, costs $3789 a year to insure for a 30-year-old driver. The 370Z is the successor to Nissan's previous 350Z, retired in 2009.

Year and model Annual Rates
2019 370Z $4,277
2018 370Z $4,188
2017 370Z $4,037
2016 370Z $4,015
2015 370Z $3,791

Nissan Armada

For one year of coverage on a Nissan Armada, a 30-year-old driver should pay $3459 on average. The Nissan Armada is the company's largest SUV and one of its most expensive models. Because of its high price and enormous size, it is one of the most expensive Nissans to insure: Only four of Nissan's current models have higher insurance costs.

Across the five most recent model years, the average insurance cost for a 30-year-old driver is $2879 per year. After the 2014 model year, this car was phased out.

Year and model Annual Rates
2019 Armada Platinum $4,071
2018 Armada Platinum $3,927
2017 Armada Platinum $3,835
2016 Armada Platinum $3,523
2015 Armada Platinum $3,386

Nissan Cube

The Nissan Cube is a popular choice among teenage drivers due to its tiny size and low cost.

Year and model Annual Rates
2014 Cube 1.8 SL $3,036
2013 Cube 1.8 SL $2,927
2012 Cube S $2,870
2011 Cube $2,720
2010 Cube $2,770

Nissan Frontier

For a 30-year-old driver, the average yearly insurance premium for a Nissan Frontier is $2952. Insuring a Nissan Frontier is less expensive than insuring a Nissan Titan. However, the insurance coverage for the larger and more expensive Titan is around 10% higher.

Year and model Annual Rates
2019 Frontier SL $3,301
2018 Frontier SL $3,195
2017 Frontier SL $3,174
2016 Frontier SL $3,118
2015 Frontier SL $3,032

Nissan Juke

For a 30-year-old driver, the average cost of Nissan Juke insurance is $2991 per year. So the Juke isn't particularly cheap to insure, but it is less expensive than the average Nissan SUV (which costs $3357 for a 30-year-old driver).

Year and model Annual Rates
2017 Juke S $3,147
2016 Juke S $3,089
2015 Juke S $2,999
2014 Juke S $2,915
2013 Juke S $2,840

Nissan Kicks

A 30-year-old's Nissan Kicks costs $3567 a year to insure. Because the car was first released in the 2018 model year, its typical insurance cost is slightly more than the average Nissan SUV. It is, nevertheless, significantly less expensive than more powerful cars such as the Nissan 370Z.

Year and model Annual Rates
2019 Kicks S $3,519
2018 Kicks S $3,590

Nissan Murano

The average cost of insuring a Nissan Murano for a 30-year-old driver is $2874. This is the most cost-effective insurance coverage among all Nissan models currently on the market. In addition, the midsize SUV costs around $100 less per year to insure than Nissan's next largest sport utility, the Pathfinder.

Year and model Annual Rates
2019 Murano S $3,181
2018 Murano S $3,096
2017 Murano S $2,996
2016 Murano S $2,927
2015 Murano S $2,846

Nissan Pathfinder

For a 30-year-old driver, the average cost of Nissan Pathfinder insurance is $2997 per year. The Pathfinder is around $100 more expensive to insure per year than the Murano. Drivers who want to save money on Pathfinder insurance premiums might consider an earlier model.

Year and model Annual Rates
2019 Pathfinder S $3,468
2018 Pathfinder S $3,380
2017 Pathfinder S $3,252
2016 Pathfinder S $3,151
2015 Pathfinder S $3,084

Nissan Quest

For a 30-year-old driver, the average yearly cost of Nissan Quest insurance is $2889 per year. Although Nissan's minivan was discontinued in 2017, it remains one of the most cost-effective Nissans to insure: The 2017 Quest is 16 percent less expensive than the other Nissans on our list for 2017.

Year and model Annual Rates
2017 Quest S $3,099
2016 Quest S $3,125
2015 Quest S $3,009
2014 Quest S $2,868
2013 Quest S $2,791

Nissan Sentra

For a 30-year-old driver, the Nissan Sentra costs $3222 a year to insure. Insurance for 2019 Sentra cars will cost $3567 per year. The Sentra is the second-cheapest Nissan sedan to insure among Nissan sedans; it is less expensive than the larger Altima and Maxima but more expensive than the smaller Versa.

Year and model Annual Rates
2019 Sentra S $3,551
2018 Sentra S $3,465
2017 Sentra S $3,399
2016 Sentra S $3,316
2015 Sentra S $3,189

Nissan Titan

A 30-year-old driver's Nissan Titan insurance costs an average of $3269 per year. The Titan's insurance is $316 per year, more expensive than Nissan's second pickup, the Frontier. However, Titan's insurance costs are still lower than Nissan's overall average. Younger drivers, like most models, will likely pay significantly more for Titan insurance.

Year and model Annual Rates
2019 Titan S $3,681
2018 Titan S $3,518
2017 Titan S $3,413
2016 Titan S $3,475
2014 Titan S $3,132

Nissan Versa

The Nissan Versa is the least costly Nissan sedan to insure, costing an average of $3075 per year. In addition, the Versa is Nissan's smallest and most affordable car, so drivers wishing to save money on a car and insurance should think about it.

Year and model Annual Rates
2019 Versa 1.6 S $3,483
2018 Versa 1.6 S $3,399
2017 Versa 1.6 S $3,232
2016 Versa 1.6 S $3,183
2015 Versa 1.6 S $3,116

Nissan Xterra

For a 30-year-old driver, the average cost of Nissan Xterra insurance is $2607 per year. The Xterra was discontinued after the 2016 model year, yet it is still one of the most economical Nissans to insure, with the lowest coverage costs of any 2016 Nissan model. For a 2016 model, the Frontier—the pickup truck on which the Xterra was based—cost $320 more to insure.

Year and model Annual Rates
2016 Xterra S $2,798
2015 Xterra S $2,720
2014 Xterra S $2,673
2013 Xterra S $2,584
2012 Xterra S $2,585

Nissan Features that Impact Insurance Costs

Certain Nissan models are popular with thieves is one of the major factors that raise the cost of Nissan insurance. According to the National Insurance Crime Bureau's state-by-state top-ten lists, models like the Altima and the Maxima are stolen regularly.

It appears that thieves prefer to target models from the 1990s. These figures pause insurers, so protecting this automaker's cars is a little more expensive.

If you buy a car with Nissan's standard safety features, you could save money on your auto insurance. The following are some of the most common Nissan safety features:

Lane assist with departure warning: If you start to drift out of your lane, your Nissan can provide visual and aural cues to help you get back on track.

Intellibeam auto high beam assist: This feature determines whether or not utilizing your high beams is safe, taking into account the traffic around you.

Front braking for pedestrians: Nissan cars equipped with this safety technology can detect a person in front of the car and provide audible and visual alerts. If you do nothing, your Nissan will automatically brake to avoid a collision with a person.

In addition to Nissan's safety features, it's worth noting that the COVID-19 epidemic has caused a global chip scarcity, which has impacted several automakers. As a result, in 2021, the business was forced to close multiple manufacturing plants, resulting in lower production of popular models, including the Leaf, Maxima, Rogue, Murano, and Altima.

As a result, certain replacement components are becoming more difficult, potentially raising the cost of Nissan car insurance this year.

Is Nissan Car Insurance Expensive?

Nissan insurance is 4.4% more expensive per year than Toyota, 10.6% more expensive than Honda, 10.7% more expensive than Subaru, and 14.9% more expensive than Mazda compared to other Japanese carmakers. Compared to other Korean carmakers, Nissan's insurance costs are 5.3% higher than Hyundai's and 6.4% higher than Kia's.

Nissan cars' average annual insurance rate is 3.7% higher than the national average car insurance rate of $1557 in the United States.

Nissan Car Insurance Cost vs other Brands

Nissan insurance premiums are higher than those of mainstream American and Asian automakers. However, as previously said, Nissan trucks and sports vehicles raise the average cost of car insurance across the board.

As a result, rather than looking at the brand's average, it's crucial to look at the unique cost of car insurance for the car you're considering buying. Each model is connected to specific rate statistics in the first table on this page, which provides typical rates by trim level and model year.

Car Brand Insurance Cost Car Brand Insurance Cost
Acura $1764 Jeep $1683
Audi $2082 Kia $1533
BMW $2109 Land Rover $1881
Cadillac $1659 Lexus $1824
Chevrolet $1548 Lincoln $1716
Dodge $2018 Mazda $1410
Ford $1545 Mercedes-Benz $2124
Genesis $1839 Subaru $1464
GMC $1650 Tesla $1971
Honda $1461 Toyota $1554
Hyundai $1533 Volkswagen $1491
Infiniti $1929 Volvo $1659
Jaguar $1968    

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Which Nissan Models are Cheapest to Insure?

The Nissan Kicks has the cheapest Nissan insurance for 2022 models, costing an average of 1191 per year, or roughly $99 per month. With an average annual insurance cost of $1269, the Nissan Rogue Sport comes in second. The third position goes to the Nissan NV, which has an annual insurance cost of $1332.

The top five cheapest Nissan cars to insure for the 2022 model year are listed below.

The cheapest Nissan cars to insure in 2022:

  • Nissan Kicks – Insurance costs $1191 per year
  • Nissan Rogue Sport – Insurance costs $1269 per year
  • Nissan NV – Insurance costs $1332 per year
  • Nissan Murano – Insurance costs $1410 per year
  • Nissan NV200 – Insurance costs $1431 per year

Other Car Insurance Coverage for Nissan

The cheapest coverage isn't always the greatest option for car insurance.

When a driver is at fault in an accident, it's critical to understand the financial protection that greater liability limits provide. The more liability protection you have for bodily injury and property damage, the less likely you will incur hefty out-of-pocket payments for medical care or damage.

Unless your car has a low book value, you may wish to examine other optional coverage options offered by car insurance carriers, such as complete coverage, which is generally advertised. The following alternatives provide financial protection for you and your car in an accident, regardless of who is at fault.

Comprehensive auto insurance may be a smart option if you don't want to self-insure for damages caused by weather, shattered windows or windshields, vandalism, theft, or hitting an animal.

Roadside assistance can aid you if you become stuck due to a flat tire, an empty petrol tank, or a key lockout. If you're not sure how much coverage you need, it's good to talk to a certified insurance agent.

Compare Car Insurance Quotes

This is the most critical piece of comparison quote guidance we can provide. It's vital to seek identical coverage amounts from each firm when entering data for a quote.

What is the significance of this?

Because using various policy limits and deductibles on each car insurance quotation would result in estimates that aren't comparable at all, defeating the purpose of collecting comparison quotes in the first place. As a result, make sure you're comparing apples to apples rather than apples to oranges.

Bundle Car Insurance Policies

Try to include supplemental coverages for rental reimbursement or roadside assistance in your comparative rates if you have current insurance.

Keep it simple and leave off any additional add-on coverages on all estimates if you're getting a new quote for a car you just bought or are considering buying. This serves to level the playing field so that you can make an accurate comparison.

How to get Nissan Insurance with Way.com

While our information can help you figure out where to start looking for Nissan auto insurance, the best way to get an accurate estimate is to compare tailored rates with Way.com.

Rather than collecting quotations from individual insurers' websites, you can compare premiums side by side. It simply takes a few minutes, is completely free, and is the most efficient way to find the greatest bargain.

By switching to Way.com, consumers save $579 each year.

Finding many reputable businesses from which to obtain Nissan auto insurance quotes can take some time. However, we can assist you by presenting you with a list of organizations in your area that can offer you some excellent pricing based on options that you can change.

To get started, go to our car insurance quotation page.

Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com

FAQ

Is Nissan expensive to insure?

Nissan insurance premiums are higher than those of mainstream American and Asian automakers. Nissan insurance is 4.4% more expensive per year than Toyota, 10.6% more expensive than Honda, 10.7% more expensive than Subaru, and 14.9% more expensive than Mazda compared to other Japanese carmakers. Compared to other Korean carmakers, Nissan's insurance costs are 5.3% higher than Hyundai's and 6.4% higher than Kia's.

Nissan cars' average annual insurance rate is 3.7% higher than the national average car insurance rate of $1557 in the United States.

Which Nissan is the cheapest to insure?

The Nissan Kicks has the cheapest Nissan insurance for 2022 models, costing an average of 1181 per year, or roughly $99 per month.

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