Key Takeaways
Lower repair frequency, affordable part rates, and higher reliability might be the strong reasons for you to opt for Nissan. But what about insurance rates? Can you find the best carrier offering the most affordable rates for Nissan cars? Let's check the best car insurance rates and steps to find the most affordable rates for Nissan cars.
The Nissan car insurance costs are moderately high. On average, the car insurance rate is $1,878 per year. With its illustrious history dating back to 1914, the car maker has been leading the SUV, crossover, and sedan segments.
Nissan car insurance rates are 44% higher than Hyundai's and 5.9% higher than Toyota's. Compare and understand your car insurance choices for Nissan.
Go through the table below to get a better overview of Nissan car insurance rates when compared to other leading brands.
As we have seen, the Nissan auto insurance rates are above average, so you may want to look into reasonable alternative options. Texas Farm Bureau is the cheapest Nissan insurance company, which gives the lowest price offer of $1,114 on average per year, for practically every Nissan model.
Although these averages are useful for comparison, each driver's actual premium will differ. Requesting a quote from the insurer is the easiest approach to figuring out how much you'll pay.
The table below gives you a general idea about some of the best-reviewed car insurance carriers to insure your Nissan on average.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Texas Farm Bureau | $1,114 | $93 |
| Progressive | $1,414 | $118 |
| Erie | $1,433 | $119 |
| Quincy Mutual | $1,449 | $121 |
| Vermont Mutual | $1,463 | $122 |
| USAA | $1,516 | $126 |
| Tennessee Farmers | $1,528 | $127 |
| American Family | $1,584 | $132 |
| State Farm | $1,598 | $133 |
| Plymouth Rock Insurance | $1,606 | $134 |
| Allstate | $1,628 | $136 |
Nissan has rolled out and upgraded a suite of top-notch cars in various segments such as SUV, sedan, Truck, and crossover. Across all segments and models, the Nissan Xterra insurance cost is the cheapest, and the Nissan GT-R is the costliest. Xterra's annual average cost is $864, and GT-R is $3,780. The variation in rate is due to various factors such as how advanced the techs used are, the performance range of its engine, the purpose of the vehicle, etc. Go through the average insurance rates of selected Nissan models in the table below.
| Nissan Models | Average Annual Rates | Average Monthly Rates |
|---|---|---|
| Nissan Xterra | $864 | $72 |
| Nissan Cube | $924 | $77 |
| Nissan JUKE | $1,152 | $96 |
| Nissan Rogue | $1,428 | $119 |
| Nissan Versa | $1,512 | $126 |
| Nissan Sentra | $1,584 | $132 |
| Nissan LEAF | $1,656 | $138 |
| Nissan Altima | $1,680 | $140 |
| Nissan Titan | $1,716 | $143 |
| Nissan 370Z | $2,172 | $181 |
| Nissan Maxima | $2,232 | $186 |
| Nissan GT-R | $3,780 | $315 |
Nissan Xterra car insurance costs, on average, $864 per year. However, you can find cheaper rates with insurers such as Erie, Vermont Mutual, Texas Farm Bureau, etc. The mid-size/compact SUV, which rolled out in 1999, gave good competition in the market for models in the same segment until it was discontinued in 2015. Due to its discontinuation, the depreciation value is higher, and the car insurance rates go down every year. But this never affects the availability of parts for the car.
Nissan has ensured the OEM parts availability as the car model is one of the top preferences of brand loyalists. With an average annual offer of $573, Erie is the cheapest insurer for the car model. Go through more cheap rates in the table below and see which providers fit your budget.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Erie | $573 | $48 |
| Vermont Mutual | $583 | $49 |
| Texas Farm Bureau | $588 | $49 |
| Tennessee Farmers | $669 | $56 |
| USAA | $704 | $59 |
| Progressive | $721 | $60 |
| State Farm | $750 | $63 |
| Acuity | $779 | $65 |
| American Family | $807 | $67 |
| Country | $808 | $67 |
| Arbella | $808 | $67 |
Nissan auto insurance rates on average are $924 per year. The Nissan Cube is a popular choice among teenage drivers due to its tiny size and low cost. Though discontinued in 2014, you can find similar parts in the Nissan Versa. Therefore, the availability of parts might not be a major concern. However, compare the parts rates with the coverage offered by the major insurers, and if their ratios are not complementary, you can raise the deductibles on the comprehensive policy.
Texas Farm Bureau offers the cheapest insurance rates for the car model. The average annual insurance rate offered by the carrier is $690, which is 25% cheaper than the overall average rate for Nissan Cube. Find the affordable rates offered by respective insurance providers in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Texas Farm Bureau | $690 | $57 |
| Erie | $691 | $58 |
| USAA | $767 | $64 |
| Vermont Mutual | $775 | $65 |
| Plymouth Rock Insurance | $846 | $71 |
| Quincy Mutual | $846 | $71 |
| Progressive | $885 | $74 |
| Tennessee Farmers | $888 | $74 |
| Acuity | $917 | $76 |
| American Family | $937 | $78 |
| State Farm | $941 | $78 |
The average annual Nissan JUKE insurance cost is $1,152. Meanwhile, more affordable offers are made by carriers such as Erie, Texas Farm Bureau, USAA, etc. The subcompact crossover, introduced in 2010, continued until 2017 when the Nissan Kicks replaced the car model. The table below has the best affordable insurance rates offered by various insurers.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Erie | $695 | $58 |
| Texas Farm Bureau | $737 | $61 |
| USAA | $793 | $66 |
| Progressive | $856 | $71 |
| Vermont Mutual | $861 | $72 |
| State Farm | $909 | $76 |
| Tennessee Farmers | $926 | $77 |
| Plymouth Rock Insurance | $977 | $81 |
| Quincy Mutual | $1,008 | $84 |
| Acuity | $1,019 | $85 |
| American Family | $1,024 | $85 |
Nissan Rogue annual insurance rates are 23% cheaper on average than the overall Nissan insurance rates. Texas Farm Bureau is the cheapest insurer for the car model, with an average annual offer of $719. The rate is $709 cheaper compared to Rogue's average annual rate of $1,428. The table shows more such cheap average insurance rates.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Texas Farm Bureau | $719 | $60 |
| Erie | $759 | $63 |
| Vermont Mutual | $838 | $70 |
| USAA | $855 | $71 |
| Progressive | $857 | $71 |
| Tennessee Farmers | $905 | $75 |
| State Farm | $985 | $82 |
| Quincy Mutual | $986 | $82 |
| Plymouth Rock Insurance | $995 | $83 |
| Nationwide | $1,013 | $84 |
| Acuity | $1,054 | $88 |
While considering all trim levels and performance, the Nissan Versa car insurance rates on average stand at $1,512 for a year. The subcompact car model is more popular among budget-conscious buyers, first-time owners, and fleets. For the segment mentioned, insurance rates are also important. According to Way's research, the cheapest insurer for the car model is Erie, with an average annual offer of $612. More insurers with cheap rates are mentioned in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Erie | $612 | $51 |
| Texas Farm Bureau | $731 | $61 |
| Progressive | $813 | $68 |
| USAA | $813 | $68 |
| Vermont Mutual | $889 | $74 |
| Tennessee Farmers | $962 | $80 |
| Acuity | $967 | $81 |
| State Farm | $984 | $82 |
| Quincy Mutual | $1,004 | $84 |
| American Family | $1,092 | $91 |
| Plymouth Rock Insurance | $1,094 | $91 |
The Nissan Sentra is a family-friendly car with better fuel efficiency and safety features. Auto insurance costs may be reduced as a result of these safety measures. Erie is the cheapest insurer for this most reliable daily driver from Nissan. While the overall average insurance rate for the car model points to $1,584, the carrier offers as low as $721. Go through the cheaper rates mentioned in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Erie | $721 | $60 |
| Progressive | $782 | $65 |
| Texas Farm Bureau | $800 | $67 |
| USAA | $835 | $70 |
| Vermont Mutual | $904 | $75 |
| State Farm | $942 | $79 |
| Acuity | $985 | $82 |
| Tennessee Farmers | $1,002 | $83 |
| Quincy Mutual | $1,031 | $86 |
| Plymouth Rock Insurance | $1,091 | $91 |
| American Family | $1,105 | $92 |
The average Nissan Leaf insurance rates cost you $1,656 per year. At the same time, Texas Farm Bureau offers 51% cheaper average annual rates at $807. Though the car is an all-electric from Nissan, it was introduced in 2010. The vintage of the car is an advantage for the users to get lower insurance quotes. Find in the table below the cheap insurance rates offered by carriers such as Erie, Vermont Mutual, USAA, etc.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Texas Farm Bureau | $807 | $67 |
| Erie | $818 | $68 |
| Vermont Mutual | $909 | $76 |
| USAA | $957 | $80 |
| Tennessee Farmers | $986 | $82 |
| Quincy Mutual | $994 | $83 |
| Acuity | $1,005 | $84 |
| Country | $1,120 | $93 |
| Mercury | $1,154 | $96 |
| Arbella | $1,163 | $97 |
| American Family | $1,178 | $98 |
The cheapest Nissan Altima car insurance rates are offered by Erie, Texas Farm Bureau, Progressive, and USAA. While the average annual insurance cost of the car model is $1,680, Erie's rates will cost you $802 only. Though the mid-size sedan has been running on the 6th generation since 2019, the brand focuses on families and commuters, largely limiting the insurance rates. Go through the table below, which shows the affordable rates.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Erie | $802 | $67 |
| Texas Farm Bureau | $804 | $67 |
| Progressive | $822 | $69 |
| USAA | $850 | $71 |
| Vermont Mutual | $982 | $82 |
| Quincy Mutual | $1,008 | $84 |
| State Farm | $1,010 | $84 |
| Tennessee Farmers | $1,043 | $87 |
| Plymouth Rock Insurance | $1,094 | $91 |
| Nationwide | $1,148 | $96 |
| Acuity | $1,149 | $96 |
The Nissan Titan auto insurance cost per year is $1,716 on average. The full-size pickup truck is one of Nissan's alternatives to the popular competitors, such as the Ford F-150. The safety features of the model could help you save money on your insurance premiums. As per the research conducted by this website, the Texas Farm Bureau is the cheapest carrier for the Nissan Titan. Go through the cheap insurance providers and their respective average rates in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Texas Farm Bureau | $730 | $61 |
| Erie | $787 | $66 |
| Progressive | $858 | $72 |
| Quincy Mutual | $909 | $76 |
| USAA | $968 | $81 |
| Vermont Mutual | $987 | $82 |
| Tennessee Farmers | $989 | $82 |
| State Farm | $994 | $83 |
| Nationwide | $1,104 | $92 |
| American Family | $1,174 | $98 |
| Plymouth Rock Insurance | $1,188 | $99 |
A 370Z, Nissan's mid-tier sports coupe, costs $2,172 a year on average to insure. The 370Z is the successor to Nissan's previous 350Z, which retired in 2009. The V6-powered car model has higher performance and risk.
At the same time, the model's discontinuation after 2020 helped to lower the insurance rates. It is found that Erie's average annual offer is much cheaper compared to the overall rate of the model, which is $953. Find more carriers with affordable rates for the car model in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Erie | $953 | $79 |
| Quincy Mutual | $1,008 | $84 |
| Texas Farm Bureau | $1,027 | $86 |
| USAA | $1,135 | $95 |
| Plymouth Rock Insurance | $1,245 | $104 |
| Nationwide | $1,275 | $106 |
| Vermont Mutual | $1,292 | $108 |
| Tennessee Farmers | $1,306 | $109 |
| Progressive | $1,382 | $115 |
| State Farm | $1,410 | $118 |
| Acuity | $1,474 | $123 |
The average cost of Nissan Maxima insurance is $2,232 per year. The Nissan Maxima is one of the most expensive to insure among the Nissan sedans. The 4-door sports car's high performance will cost you a lot on the insurance front. The cheapest average annual rate from our research is found with Quincy Mutual, $1,004. See other affordable rates for the car model in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Quincy Mutual | $1,004 | $84 |
| Erie | $1,009 | $84 |
| Texas Farm Bureau | $1,024 | $85 |
| Vermont Mutual | $1,174 | $98 |
| USAA | $1,186 | $99 |
| Plymouth Rock Insurance | $1,290 | $108 |
| Tennessee Farmers | $1,297 | $108 |
| Arbella | $1,358 | $113 |
| Acuity | $1,362 | $114 |
| American Family | $1,372 | $114 |
| Mercury | $1,515 | $126 |
The average Nissan GT-R insurance cost for a year is $3,780 per year. The Nissan GT-R is the company's fastest and most expensive car, and the most expensive to insure. The insurance rates for the car model are $1,902 more than the average rate for Nissan. The sporty engine and other parts contribute to skyrocketing insurance rates. See cheap insurance rates from leading carriers in the table below.
| Cheapest Insurance Companies | Average Annual Cost | Average Monthly Rate |
|---|---|---|
| Quincy Mutual | $1,022 | $85 |
| Texas Farm Bureau | $1,282 | $107 |
| Erie | $1,926 | $161 |
| Plymouth Rock Insurance | $1,981 | $165 |
| Tennessee Farmers | $2,008 | $167 |
| State Farm | $2,218 | $185 |
| USAA | $2,328 | $194 |
| Vermont Mutual | $2,336 | $195 |
| Acuity | $2,344 | $195 |
| Nationwide | $2,400 | $200 |
| Arbella | $2,412 | $201 |
Leverage Safety Features: Nissan cars are well-known for their better safety features. The latest models come with built-in advanced safety features. Such features can lower the insurance rates by reducing the risk. At the same time, depending on the complexity and cost of parts, the insurance rate can vary.
Bundle Policies: If you have more than one policy with the same insurer (such as home renter's, primary/secondary car insurance), you can bundle the policies and get an overall cost reduction.
Compare Quotes Across Insurers: Even though you feel the current insurer is the best, it is always best to compare the quotes among other insurers. You can get the quotes either directly from the individual carrier sites or by visiting an insurance comparison site such as the Way app. As the annual revision of the car insurance rates is subject matter related to respective carriers, comparing the quotes from various providers can help you get the best insights.
Adjust Coverage Based on Model Age: The Higher the model age, the lower the insurance costs are. The trend might alter to selected model years due to higher risk, availability of parts, and market demands. If your car model has no such exceptions, it is best to adjust the coverage, as the coverage provided by the insurers is not in line with the cost of repair.
Maintain a Good Driving Record: Any violations from the driver's end caught (example: DUI, speed ticket, at-fault accident) will lead to higher insurance costs. Such drivers will be listed under the high-risk category. Instead of paying high-risk insurance with high rates, it is best to keep your driving records clean.
Low-Mileage Discounts: If you are using your Nissan for limited commutes, such as pleasure driving or on weekends, it is best to declare it in your insurance application and opt for low-mileage discounts. This could lower Nissan car insurance costs considerably.
Consider Pay-in-Full or Annual Payment: Monthly payments might look like a small take from your earnings, but added for 12 months, it will cost more than the annual insurance rates offered by the respective carriers. Apart from the insurance rates, several charges are added to each installment. This can be saved with a single annual instalment.
While our information can help you figure out where to start looking for Nissan auto insurance, the best method to get an accurate estimate is to compare tailored rates with Way.com.
Rather than collecting quotations from individual insurers' websites, you can compare premiums side by side. It simply takes a few minutes, is completely free, and is the most efficient method to find the greatest bargain.
Finding many reputable businesses from which to obtain Nissan auto insurance quotes can take some time. However, the Way app can assist you by providing quotes from 140+ car insurance providers that can offer you some excellent pricing based on options that you can change.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
Nissan insurance premiums are higher than those of mainstream American and Asian automakers. Nissan cars' average annual insurance rate is 12% higher at $1,878, compared to fellow competitors such as Hyundai, Honda, Toyota, etc.
TXterra is the cheapest Nissan to insure, costing an average of $864 per year, or roughly $72 per month.
Yes, the Nissan GT-R is expensive to insure. The average annual insurance rate for the car model is $3,780.
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