Key Takeaways
Nissan has a long and illustrious history in the car industry, dating back to 1914. Then, the Datsun firm in Tokyo, Japan, created the first DAT model.
Modern-day Nissan is based in Nishi-Ku, Yokohama, Japan, making cars under the Infiniti, Nissan, and Datsun brands after multiple mergers and name changes. Under the NISMO badge, performance-tuned cars are released.
How do Nissan insurance premiums compare to rival manufacturers like Honda and Toyota, with current models ranging from the popular Nissan LEAF electric car to the 600-horsepower GT-R NISMO sports coupe?
Let's take a look at what we've got.
Nissan auto insurance costs range from $1188 for a Nissan Kicks to $3144 for the Nissan GT-R for the 2022 model year, with an average of $1620 each year.
Model | Annual Cost | Model | Annual Cost |
---|---|---|---|
Nissan 370Z | $1728 | Nissan NV | $1338 |
Nissan Altima | $1707 | Nissan NV200 | $1437 |
Nissan Armada | $1689 | Nissan Pathfinder | $1539 |
Nissan Cube | $981 | Nissan Quest | $1332 |
Nissan Frontier | $1449 | Nissan Rogue | $1491 |
Nissan GT-R | $3144 | Nissan Rogue Sport | $1278 |
Nissan Juke | $1149 | Nissan Sentra | $1482 |
Nissan Kicks | $1191 | Nissan Titan | $1608 |
Nissan Leaf | $1629 | Nissan Titan XD | $1710 |
Nissan Maxima | $1698 | Nissan Versa | $1719 |
Nissan Murano | $1419 | Nissan Xterra | $1056 |
The basic price of the 2021 Nissan Altima is $24561, with four trim options available, including an all-wheel drive and a turbo engine. Overall, Altima's full coverage insurance costs slightly more than the national average.
Altima Car Insurance | Average Annual Premium |
---|---|
Minimum coverage | $537 |
Full coverage | $1803 |
The Nissan Pathfinder comes in five distinct trim packages, with the option of all-wheel drive, and offers all-season and multi-terrain performance and standard automated emergency braking.
Pathfinder Car Insurance | Average Annual Premium |
---|---|
Minimum coverage | $537 |
Full coverage | $1689 |
With three extra trim packages and an all-wheel-drive option, Nissan Rogue presents a great value for money alternative. In addition, the Rogue got the lowest average full coverage insurance cost of all the models.
Rogue Car Insurance | Average Annual Premium |
---|---|
Minimum coverage | $519 |
Full coverage | $1572 |
The Nissan Sentra is a fuel-efficient car with a city fuel economy of 29 mpg and a highway fuel economy of 39 mpg. Automatic emergency braking with pedestrian detection is also included as a standard. Auto insurance costs may be reduced as a result of these safety measures.
Sentra Car Insurance | Average Annual Premium |
---|---|
Minimum coverage | $549 |
Full coverage | $1755 |
The Nissan Titan is one of Nissan's truck alternatives, with three trim packages to pick from and an optional four-wheel drive. In addition, its safety features could help you save money on your insurance premiums.
Titan Car Insurance | Average Annual Premium |
---|---|
Minimum coverage | $534 |
Full coverage | $1875 |
The Versa's cheap full-coverage insurance costs may be due to the safety measures of the car.
Versa Car Insurance | Average Annual Premium |
---|---|
Minimum coverage | $543 |
Full coverage | $1641 |
On average, USAA offers some of the most affordable Nissan insurance. However, suppose you are not a member of the military, a veteran, or a qualifying family member. In that case, you may want to look into reasonable alternative options, such as Erie give the next lowest prices on average for practically every Nissan model.
Although these averages are useful for comparison, each driver's actual premium will differ. Requesting a quote from the insurer is the easiest approach to figuring out how much you'll pay.
Car Insurance Company | Altima | Pathfinder | Rogue | Sentra | Titan | Versa |
---|---|---|---|---|---|---|
Amica | $1410 | $1359 | $1242 | $1359 | $1449 | $1389 |
Erie | $1305 | $1227 | $1209 | $1215 | $1515 | $1029 |
State Farm | $1512 | $1503 | $1368 | $1404 | $1503 | $1419 |
USAA | $1179 | $1251 | $1125 | $1119 | $1359 | $1083 |
For a 30-year-old driver, the average insurance premium for a Nissan Altima is $3369. Insuring a Nissan mid-tier sedan is slightly more expensive than insuring a standard Nissan.
However, if you own an earlier Altima, your rates are likely to be lower.
Year and model | Annual Rates |
---|---|
2019 Altima 2.5 S | $3,842 |
2018 Altima 2.5 S | $3,739 |
2017 Altima 2.5 | $3,416 |
2016 Altima 2.5 S | $3,361 |
2015 Altima 2.5 S | $3,270 |
For a 30-year-old driver, the average insurance cost for a GT-R is $6405 per year. The Nissan GT-R is the company's fastest and most expensive car and the most expensive to insure. Insuring a GT-R costs 69% more than insuring a 370Z, Nissan's second, less expensive sports car.
Year and model | Annual Rates |
---|---|
2019 GT-R | $7,388 |
2018 GT-R Black Edition | $7,587 |
2017 GT-R Black Edition | $7,387 |
2016 GT-R Black Edition | $7,116 |
2015 GT-R Black Edition | $6,801 |
Insurance for a 30-year-old driver on a Nissan Leaf costs $3579 a year. The Leaf is more expensive than most other Nissans. It's the most expensive of Nissan's compact electric car lineup.
Electric cars are generally more expensive to insure than cars with conventional engines, partly because they are more expensive. However, this may compensate for some of the gasoline savings associated with owning an electric car.
Year and model | Annual Rates |
---|---|
2019 Leaf SL | $3,965 |
2018 Leaf SL | $3,921 |
2017 Leaf SL | $3,823 |
2016 Leaf SL | $3,705 |
2015 Leaf SL | $3,575 |
For a 30-year-old driver, the average cost of Nissan Maxima insurance is $3669 per year. The Nissan Maxima is the most expensive to insure among the Nissan sedans.
Year and model | Annual Rates |
---|---|
2019 Maxima S | $4,201 |
2018 Maxima S | $4,171 |
2017 Maxima S | $3,860 |
2016 Maxima S | $3,824 |
2014 Maxima 3.5 S | $3,616 |
The average insurance cost for a 30-year-old driver in the ten most recent model years of Nissan's Rogue is $2919 per year. The average monthly cost of coverage for a Rogue is $252.
Year and model | Annual Rates |
---|---|
2019 Rogue S | $3,253 |
2018 Rogue S | $3,179 |
2017 Rogue S | $3,050 |
2016 Rogue S | $3,077 |
2015 Rogue S | $2,945 |
A 370Z, Nissan's mid-tier sports coupe, costs $3789 a year to insure for a 30-year-old driver. The 370Z is the successor to Nissan's previous 350Z, retired in 2009.
Year and model | Annual Rates |
---|---|
2019 370Z | $4,277 |
2018 370Z | $4,188 |
2017 370Z | $4,037 |
2016 370Z | $4,015 |
2015 370Z | $3,791 |
For one year of coverage on a Nissan Armada, a 30-year-old driver should pay $3459 on average. The Nissan Armada is the company's largest SUV and one of its most expensive models. Because of its high price and enormous size, it is one of the most expensive Nissans to insure: Only four of Nissan's current models have higher insurance costs.
Across the five most recent model years, the average insurance cost for a 30-year-old driver is $2879 per year. After the 2014 model year, this car was phased out.
Year and model | Annual Rates |
---|---|
2019 Armada Platinum | $4,071 |
2018 Armada Platinum | $3,927 |
2017 Armada Platinum | $3,835 |
2016 Armada Platinum | $3,523 |
2015 Armada Platinum | $3,386 |
The Nissan Cube is a popular choice among teenage drivers due to its tiny size and low cost.
Year and model | Annual Rates |
---|---|
2014 Cube 1.8 SL | $3,036 |
2013 Cube 1.8 SL | $2,927 |
2012 Cube S | $2,870 |
2011 Cube | $2,720 |
2010 Cube | $2,770 |
For a 30-year-old driver, the average yearly insurance premium for a Nissan Frontier is $2952. Insuring a Nissan Frontier is less expensive than insuring a Nissan Titan. However, the insurance coverage for the larger and more expensive Titan is around 10% higher.
Year and model | Annual Rates |
---|---|
2019 Frontier SL | $3,301 |
2018 Frontier SL | $3,195 |
2017 Frontier SL | $3,174 |
2016 Frontier SL | $3,118 |
2015 Frontier SL | $3,032 |
For a 30-year-old driver, the average cost of Nissan Juke insurance is $2991 per year. So the Juke isn't particularly cheap to insure, but it is less expensive than the average Nissan SUV (which costs $3357 for a 30-year-old driver).
Year and model | Annual Rates |
---|---|
2017 Juke S | $3,147 |
2016 Juke S | $3,089 |
2015 Juke S | $2,999 |
2014 Juke S | $2,915 |
2013 Juke S | $2,840 |
A 30-year-old's Nissan Kicks costs $3567 a year to insure. Because the car was first released in the 2018 model year, its typical insurance cost is slightly more than the average Nissan SUV. It is, nevertheless, significantly less expensive than more powerful cars such as the Nissan 370Z.
Year and model | Annual Rates |
---|---|
2019 Kicks S | $3,519 |
2018 Kicks S | $3,590 |
The average cost of insuring a Nissan Murano for a 30-year-old driver is $2874. This is the most cost-effective insurance coverage among all Nissan models currently on the market. In addition, the midsize SUV costs around $100 less per year to insure than Nissan's next largest sport utility, the Pathfinder.
Year and model | Annual Rates |
---|---|
2019 Murano S | $3,181 |
2018 Murano S | $3,096 |
2017 Murano S | $2,996 |
2016 Murano S | $2,927 |
2015 Murano S | $2,846 |
For a 30-year-old driver, the average cost of Nissan Pathfinder insurance is $2997 per year. The Pathfinder is around $100 more expensive to insure per year than the Murano. Drivers who want to save money on Pathfinder insurance premiums might consider an earlier model.
Year and model | Annual Rates |
---|---|
2019 Pathfinder S | $3,468 |
2018 Pathfinder S | $3,380 |
2017 Pathfinder S | $3,252 |
2016 Pathfinder S | $3,151 |
2015 Pathfinder S | $3,084 |
For a 30-year-old driver, the average yearly cost of Nissan Quest insurance is $2889 per year. Although Nissan's minivan was discontinued in 2017, it remains one of the most cost-effective Nissans to insure: The 2017 Quest is 16 percent less expensive than the other Nissans on our list for 2017.
Year and model | Annual Rates |
---|---|
2017 Quest S | $3,099 |
2016 Quest S | $3,125 |
2015 Quest S | $3,009 |
2014 Quest S | $2,868 |
2013 Quest S | $2,791 |
For a 30-year-old driver, the Nissan Sentra costs $3222 a year to insure. Insurance for 2019 Sentra cars will cost $3567 per year. The Sentra is the second-cheapest Nissan sedan to insure among Nissan sedans; it is less expensive than the larger Altima and Maxima but more expensive than the smaller Versa.
Year and model | Annual Rates |
---|---|
2019 Sentra S | $3,551 |
2018 Sentra S | $3,465 |
2017 Sentra S | $3,399 |
2016 Sentra S | $3,316 |
2015 Sentra S | $3,189 |
A 30-year-old driver's Nissan Titan insurance costs an average of $3269 per year. The Titan's insurance is $316 per year, more expensive than Nissan's second pickup, the Frontier. However, Titan's insurance costs are still lower than Nissan's overall average. Younger drivers, like most models, will likely pay significantly more for Titan insurance.
Year and model | Annual Rates |
---|---|
2019 Titan S | $3,681 |
2018 Titan S | $3,518 |
2017 Titan S | $3,413 |
2016 Titan S | $3,475 |
2014 Titan S | $3,132 |
The Nissan Versa is the least costly Nissan sedan to insure, costing an average of $3075 per year. In addition, the Versa is Nissan's smallest and most affordable car, so drivers wishing to save money on a car and insurance should think about it.
Year and model | Annual Rates |
---|---|
2019 Versa 1.6 S | $3,483 |
2018 Versa 1.6 S | $3,399 |
2017 Versa 1.6 S | $3,232 |
2016 Versa 1.6 S | $3,183 |
2015 Versa 1.6 S | $3,116 |
For a 30-year-old driver, the average cost of Nissan Xterra insurance is $2607 per year. The Xterra was discontinued after the 2016 model year, yet it is still one of the most economical Nissans to insure, with the lowest coverage costs of any 2016 Nissan model. For a 2016 model, the Frontier—the pickup truck on which the Xterra was based—cost $320 more to insure.
Year and model | Annual Rates |
---|---|
2016 Xterra S | $2,798 |
2015 Xterra S | $2,720 |
2014 Xterra S | $2,673 |
2013 Xterra S | $2,584 |
2012 Xterra S | $2,585 |
Certain Nissan models are popular with thieves is one of the major factors that raise the cost of Nissan insurance. According to the National Insurance Crime Bureau's state-by-state top-ten lists, models like the Altima and the Maxima are stolen regularly.
It appears that thieves prefer to target models from the 1990s. These figures pause insurers, so protecting this automaker's cars is a little more expensive.
If you buy a car with Nissan's standard safety features, you could save money on your auto insurance. The following are some of the most common Nissan safety features:
Lane assist with departure warning: If you start to drift out of your lane, your Nissan can provide visual and aural cues to help you get back on track.
Intellibeam auto high beam assist: This feature determines whether or not utilizing your high beams is safe, taking into account the traffic around you.
Front braking for pedestrians: Nissan cars equipped with this safety technology can detect a person in front of the car and provide audible and visual alerts. If you do nothing, your Nissan will automatically brake to avoid a collision with a person.
In addition to Nissan's safety features, it's worth noting that the COVID-19 epidemic has caused a global chip scarcity, which has impacted several automakers. As a result, in 2021, the business was forced to close multiple manufacturing plants, resulting in lower production of popular models, including the Leaf, Maxima, Rogue, Murano, and Altima.
As a result, certain replacement components are becoming more difficult, potentially raising the cost of Nissan car insurance this year.
Getting Nissan Gap insurance can help you avoid worrying about money if your car is stolen or damaged.
The Nissan Guaranteed Auto Protection Insurance (GAP) is an additional insurance policy that covers the difference between the loan amount and the car's insured value.
Gap insurance gives you peace of mind and financial safety if your financed or leased car is stolen or totaled in an accident, but it's not always necessary. Gap insurance may be a good idea if you:
GAP insurance is something you can get at a Nissan dealership, where you might be offered it as part of your down payment or regular car loan payments. You can also buy the insurance from a car insurance company, where GAP insurance may be offered as part of a bundled plan.
Nissan insurance is 4.4% more expensive per year than Toyota, 10.6% more expensive than Honda, 10.7% more expensive than Subaru, and 14.9% more expensive than Mazda compared to other Japanese carmakers. Compared to other Korean carmakers, Nissan's insurance costs are 5.3% higher than Hyundai's and 6.4% higher than Kia's.
Nissan cars' average annual insurance rate is 3.7% higher than the national average car insurance rate of $1557 in the United States.
Nissan insurance premiums are higher than those of mainstream American and Asian automakers. However, as previously said, Nissan trucks and sports vehicles raise the average cost of car insurance across the board.
As a result, rather than looking at the brand's average, it's crucial to look at the unique cost of car insurance for the car you're considering buying. Each model is connected to specific rate statistics in the first table on this page, which provides typical rates by trim level and model year.
Car Brand | Insurance Cost | Car Brand | Insurance Cost |
---|---|---|---|
Acura | $1764 | Jeep | $1683 |
Audi | $2082 | Kia | $1533 |
BMW | $2109 | Land Rover | $1881 |
Cadillac | $1659 | Lexus | $1824 |
Chevrolet | $1548 | Lincoln | $1716 |
Dodge | $2018 | Mazda | $1410 |
Ford | $1545 | Mercedes-Benz | $2124 |
Genesis | $1839 | Subaru | $1464 |
GMC | $1650 | Tesla | $1971 |
Honda | $1461 | Toyota | $1554 |
Hyundai | $1533 | Volkswagen | $1491 |
Infiniti | $1929 | Volvo | $1659 |
Jaguar | $1968 |
The Nissan Kicks has the cheapest Nissan insurance for 2022 models, costing an average of 1191 per year, or roughly $99 per month. With an average annual insurance cost of $1269, the Nissan Rogue Sport comes in second. The third position goes to the Nissan NV, which has an annual insurance cost of $1332.
The top five cheapest Nissan cars to insure for the 2022 model year are listed below.
The cheapest Nissan cars to insure in 2022:
The cheapest coverage isn't always the greatest option for car insurance.
When a driver is at fault in an accident, it's critical to understand the financial protection that greater liability limits provide. The more liability protection you have for bodily injury and property damage, the less likely you will incur hefty out-of-pocket payments for medical care or damage.
Unless your car has a low book value, you may wish to examine other optional coverage options offered by car insurance carriers, such as complete coverage, which is generally advertised. The following alternatives provide financial protection for you and your car in an accident, regardless of who is at fault.
Comprehensive auto insurance may be a smart option if you don't want to self-insure for damages caused by weather, shattered windows or windshields, vandalism, theft, or hitting an animal.
Roadside assistance can aid you if you become stuck due to a flat tire, an empty petrol tank, or a key lockout. If you're not sure how much coverage you need, it's good to talk to a certified insurance agent.
This is the most critical piece of comparison quote guidance we can provide. It's vital to seek identical coverage amounts from each firm when entering data for a quote.
What is the significance of this?
Because using various policy limits and deductibles on each car insurance quotation would result in estimates that aren't comparable at all, defeating the purpose of collecting comparison quotes in the first place. As a result, make sure you're comparing apples to apples rather than apples to oranges.
Try to include supplemental coverages for rental reimbursement or roadside assistance in your comparative rates if you have current insurance.
Keep it simple and leave off any additional add-on coverages on all estimates if you're getting a new quote for a car you just bought or are considering buying. This serves to level the playing field so that you can make an accurate comparison.
While our information can help you figure out where to start looking for Nissan auto insurance, the best way to get an accurate estimate is to compare tailored rates with Way.com.
Rather than collecting quotations from individual insurers' websites, you can compare premiums side by side. It simply takes a few minutes, is completely free, and is the most efficient way to find the greatest bargain.
By switching to Way.com, consumers save $579 each year.
Finding many reputable businesses from which to obtain Nissan auto insurance quotes can take some time. However, we can assist you by presenting you with a list of organizations in your area that can offer you some excellent pricing based on options that you can change.
To get started, go to our car insurance quotation page.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
Nissan insurance premiums are higher than those of mainstream American and Asian automakers. Nissan cars' average annual insurance rate is 3.7% higher than the national average car insurance rate of $1557 in the United States.
The Nissan Kicks has the cheapest Nissan insurance for 2022 models, costing an average of 1181 per year, or roughly $99 per month.
Yes, Nissan lease includes gap insurance.
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